'demo@webmoney.com'], [ 'name' => 'Usuario Demo', 'first_name' => 'Demo', 'last_name' => 'WebMoney', 'password' => Hash::make('DEMO'), 'is_demo' => true, 'is_admin' => false, 'email_verified_at' => now(), 'country' => 'ES', 'timezone' => 'Europe/Madrid', 'locale' => 'es_ES', 'language' => 'es', 'currency' => 'EUR', ] ); $this->command->info("✓ Usuario demo creado: demo@webmoney.com / DEMO"); // 2. Criar passivos de exemplo $this->createSampleLiabilities($user); // 3. Criar ativos de exemplo $this->createSampleAssets($user); } protected function createSampleLiabilities(User $user): void { $liabilities = [ [ 'contract_type' => 'personal_loan', 'name' => 'Préstamo Personal Santander', 'creditor' => 'Banco Santander', 'contract_number' => 'PL-2024-001234', 'description' => 'Préstamo personal para reforma del hogar', 'currency' => 'EUR', 'principal_amount' => 15000.00, 'total_pending' => 12500.00, 'total_paid' => 2500.00, 'annual_interest_rate' => 7.5, 'monthly_interest_rate' => 0.625, 'amortization_system' => 'price', 'total_installments' => 48, 'paid_installments' => 12, 'start_date' => '2024-01-15', 'first_due_date' => '2024-02-15', 'index_type' => 'fixed', 'alert_days_before' => 5, 'color' => '#3B82F6', 'status' => 'active', ], [ 'contract_type' => 'vehicle', 'name' => 'Financiación Coche BMW X3', 'creditor' => 'BMW Financial Services', 'contract_number' => 'VF-2024-BMW-5678', 'description' => 'Financiación vehículo BMW X3 xDrive20d', 'currency' => 'EUR', 'principal_amount' => 45000.00, 'total_pending' => 38750.00, 'total_paid' => 6250.00, 'annual_interest_rate' => 5.9, 'amortization_system' => 'price', 'total_installments' => 60, 'paid_installments' => 10, 'start_date' => '2024-03-01', 'first_due_date' => '2024-04-01', 'guarantee_type' => 'fiduciary_alienation', 'guarantee_value' => 45000.00, 'index_type' => 'fixed', 'color' => '#10B981', 'status' => 'active', ], [ 'contract_type' => 'mortgage', 'name' => 'Hipoteca Vivienda Principal', 'creditor' => 'CaixaBank', 'contract_number' => 'HIP-2020-987654', 'description' => 'Hipoteca vivienda familiar - Madrid Centro', 'currency' => 'EUR', 'principal_amount' => 250000.00, 'total_pending' => 215000.00, 'total_paid' => 35000.00, 'annual_interest_rate' => 2.5, 'amortization_system' => 'sac', 'total_installments' => 300, 'paid_installments' => 48, 'start_date' => '2020-06-15', 'first_due_date' => '2020-07-15', 'guarantee_type' => 'mortgage_guarantee', 'guarantee_value' => 350000.00, 'index_type' => 'euribor', 'index_spread' => 0.80, 'color' => '#F59E0B', 'status' => 'active', ], [ 'contract_type' => 'credit_card', 'name' => 'Tarjeta Visa Oro BBVA', 'creditor' => 'BBVA', 'contract_number' => 'CC-VISA-4242', 'currency' => 'EUR', 'principal_amount' => 5000.00, 'total_pending' => 3250.00, 'total_paid' => 1750.00, 'annual_interest_rate' => 18.99, 'amortization_system' => 'revolving', 'total_installments' => 0, 'paid_installments' => 0, 'start_date' => '2023-01-01', 'first_due_date' => '2023-02-01', 'color' => '#EF4444', 'status' => 'active', ], [ 'contract_type' => 'leasing', 'name' => 'Leasing Maquinaria Industrial', 'creditor' => 'Banco Sabadell Leasing', 'contract_number' => 'LEA-2024-MAQ-456', 'currency' => 'EUR', 'principal_amount' => 120000.00, 'total_pending' => 105000.00, 'total_paid' => 15000.00, 'annual_interest_rate' => 4.5, 'amortization_system' => 'price', 'total_installments' => 48, 'paid_installments' => 6, 'start_date' => '2024-05-01', 'first_due_date' => '2024-06-01', 'color' => '#06B6D4', 'status' => 'active', ], ]; foreach ($liabilities as $data) { LiabilityAccount::updateOrCreate( ['user_id' => $user->id, 'contract_number' => $data['contract_number']], array_merge($data, ['user_id' => $user->id]) ); } $this->command->info("✓ " . count($liabilities) . " pasivos de ejemplo creados"); } protected function createSampleAssets(User $user): void { $assets = [ [ 'asset_type' => 'real_estate', 'name' => 'Vivienda Principal Madrid', 'description' => 'Piso de 120m² en el centro de Madrid', 'currency' => 'EUR', 'acquisition_value' => 350000.00, 'current_value' => 420000.00, 'acquisition_date' => '2020-06-15', 'property_type' => 'apartment', 'address' => 'Calle Mayor 45, 3º A', 'city' => 'Madrid', 'postal_code' => '28013', 'country' => 'ES', 'property_area_m2' => 120.00, 'color' => '#3B82F6', ], [ 'asset_type' => 'real_estate', 'name' => 'Local Comercial Barcelona', 'description' => 'Local comercial en zona turística', 'currency' => 'EUR', 'acquisition_value' => 180000.00, 'current_value' => 210000.00, 'acquisition_date' => '2019-03-20', 'property_type' => 'commercial', 'city' => 'Barcelona', 'property_area_m2' => 85.00, 'color' => '#10B981', ], [ 'asset_type' => 'vehicle', 'name' => 'BMW X3 xDrive20d', 'description' => 'SUV premium para uso personal', 'currency' => 'EUR', 'acquisition_value' => 55000.00, 'current_value' => 42000.00, 'acquisition_date' => '2022-09-01', 'vehicle_brand' => 'BMW', 'vehicle_model' => 'X3 xDrive20d', 'vehicle_year' => 2022, 'vehicle_plate' => '1234 ABC', 'vehicle_mileage' => 45000, 'color' => '#F59E0B', ], [ 'asset_type' => 'investment', 'name' => 'Cartera Acciones IBEX', 'description' => 'Cartera diversificada de acciones españolas', 'currency' => 'EUR', 'acquisition_value' => 25000.00, 'current_value' => 28500.00, 'acquisition_date' => '2023-01-15', 'investment_type' => 'stocks', 'institution' => 'Interactive Brokers', 'ticker' => 'IBEX35', 'color' => '#8B5CF6', ], [ 'asset_type' => 'investment', 'name' => 'Fondo Indexado S&P 500', 'description' => 'ETF que replica el índice S&P 500', 'currency' => 'USD', 'acquisition_value' => 15000.00, 'current_value' => 18200.00, 'acquisition_date' => '2022-06-01', 'investment_type' => 'etf', 'institution' => 'Vanguard', 'ticker' => 'VOO', 'color' => '#06B6D4', ], [ 'asset_type' => 'investment', 'name' => 'Depósito a Plazo Fijo', 'currency' => 'EUR', 'acquisition_value' => 50000.00, 'current_value' => 51500.00, 'acquisition_date' => '2024-01-15', 'investment_type' => 'fixed_deposit', 'institution' => 'Openbank', 'interest_rate' => 3.00, 'maturity_date' => '2025-01-15', 'color' => '#14B8A6', ], [ 'asset_type' => 'investment', 'name' => 'Bitcoin (BTC)', 'currency' => 'EUR', 'acquisition_value' => 10000.00, 'current_value' => 15800.00, 'acquisition_date' => '2023-08-01', 'investment_type' => 'crypto', 'institution' => 'Binance', 'ticker' => 'BTC', 'color' => '#F97316', ], [ 'asset_type' => 'equipment', 'name' => 'MacBook Pro 16"', 'description' => 'Ordenador portátil profesional', 'currency' => 'EUR', 'acquisition_value' => 3500.00, 'current_value' => 2800.00, 'acquisition_date' => '2023-03-15', 'equipment_brand' => 'Apple', 'equipment_model' => 'MacBook Pro 16 M2 Pro', 'serial_number' => 'C02XL234H1', 'warranty_expiry' => '2026-03-15', 'color' => '#64748B', ], [ 'asset_type' => 'receivable', 'name' => 'Factura Cliente ABC Corp', 'description' => 'Factura pendiente de cobro', 'currency' => 'EUR', 'acquisition_value' => 12500.00, 'current_value' => 12500.00, 'acquisition_date' => '2024-11-15', 'debtor_name' => 'ABC Corporation S.L.', 'receivable_due_date' => '2025-01-15', 'receivable_amount' => 12500.00, 'color' => '#84CC16', ], [ 'asset_type' => 'cash', 'name' => 'Reserva de Emergencia', 'description' => 'Fondo de emergencia en cuenta de ahorro', 'currency' => 'EUR', 'acquisition_value' => 20000.00, 'current_value' => 20500.00, 'acquisition_date' => '2023-01-01', 'institution' => 'ING Direct', 'interest_rate' => 2.50, 'color' => '#22C55E', ], [ 'asset_type' => 'other', 'name' => 'Colección de Arte', 'description' => 'Obras de arte y antigüedades', 'currency' => 'EUR', 'acquisition_value' => 35000.00, 'current_value' => 42000.00, 'acquisition_date' => '2021-01-01', 'color' => '#A855F7', ], ]; foreach ($assets as $data) { AssetAccount::updateOrCreate( ['user_id' => $user->id, 'name' => $data['name']], array_merge($data, ['user_id' => $user->id, 'status' => 'active']) ); } $this->command->info("✓ " . count($assets) . " activos de ejemplo creados"); } }