.github/copilot-instructions.md

@@ -58,30 +58,6 @@ Os scripts de deploy:
 - Novos comandos artisan
 - Mudança na estrutura do projeto
 
-## 🚫 Regras de UI/UX
-
-**NUNCA use alert(), confirm() ou prompt() do navegador.**
-
-Sempre usar componentes modais ou toast:
-- Para erros: `toast.error('mensagem')`
-- Para sucesso: `toast.success('mensagem')`
-- Para confirmação: Usar `<ConfirmModal />` component
-- Para formulários: Criar modal customizado
-
-```jsx
-// ❌ PROIBIDO
-alert('Erro!');
-confirm('Tem certeza?');
-
-// ✅ CORRETO
-import { useToast } from '../components/Toast';
-import { ConfirmModal } from '../components/Modal';
-
-const toast = useToast();
-toast.error('Erro!');
-toast.success('Sucesso!');
-```
-
 ## Estrutura do Servidor
 
 ```
@@ -117,115 +93,6 @@ sshpass -p 'Master9354' ssh -o StrictHostKeyChecking=no root@213.165.93.60 "mysq
 
 ❌ NUNCA usar `ssh root@213.165.93.60` sem sshpass (vai travar esperando senha)
 
-## 🎨 Padrão Visual de Modais
-
-**TODOS os modais de formulário devem seguir este padrão elegante:**
-
-### Estrutura Base
-```jsx
-<div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.8)' }}>
-  <div className="modal-dialog modal-dialog-centered modal-lg">
-    <div className="modal-content border-0" style={{ background: '#1e293b', maxHeight: '90vh' }}>
-      
-      {/* Header sem borda */}
-      <div className="modal-header border-0 pb-0">
-        <div>
-          <h5 className="modal-title text-white mb-1">
-            <i className="bi bi-icon me-2 text-primary"></i>
-            Título
-          </h5>
-          <p className="text-slate-400 mb-0 small">Subtítulo</p>
-        </div>
-        <button className="btn-close btn-close-white" onClick={onClose}></button>
-      </div>
-
-      {/* Body com scroll */}
-      <div className="modal-body pt-3" style={{ maxHeight: '65vh', overflowY: 'auto' }}>
-        {/* Preview Card - SEMPRE no topo */}
-        <div className="mb-4 p-3 rounded-3" style={{ background: '#0f172a' }}>
-          {/* Preview visual do item sendo criado/editado */}
-        </div>
-
-        {/* Campos em cards com background #0f172a */}
-        {/* Labels com ícones coloridos */}
-        {/* Badges "Opcional" quando necessário */}
-      </div>
-
-      {/* Footer sem borda */}
-      <div className="modal-footer border-0">
-        <button className="btn btn-outline-secondary px-4">Cancelar</button>
-        <button className="btn btn-primary px-4">Salvar</button>
-      </div>
-    </div>
-  </div>
-</div>
-```
-
-### Cores do Sistema
-- **Background modal**: `#1e293b`
-- **Background campos/cards**: `#0f172a`
-- **Texto principal**: `text-white`
-- **Texto secundário**: `text-slate-400`
-- **Texto desabilitado**: `text-slate-500`
-
-### Labels com Ícones
-```jsx
-<label className="form-label text-white fw-medium mb-2">
-  <i className="bi bi-type me-2 text-primary"></i>
-  Nome *
-</label>
-```
-
-### Badge Opcional
-```jsx
-<span className="badge bg-secondary ms-2" style={{ fontSize: '0.65rem' }}>
-  {t('common.optional')}
-</span>
-```
-
-### Seleção Visual com Cards
-Para seleções (categorias, ícones), usar cards clicáveis:
-```jsx
-<div
-  onClick={() => handleSelect(item)}
-  className="p-2 rounded text-center"
-  style={{ 
-    background: isSelected ? 'rgba(59, 130, 246, 0.15)' : '#0f172a',
-    cursor: 'pointer',
-    border: isSelected ? '2px solid #3b82f6' : '2px solid transparent'
-  }}
->
-  <i className={`bi ${icon} d-block mb-1`} style={{ color }}></i>
-  <small className="text-white">{label}</small>
-</div>
-```
-
-### Seção de Keywords/Tags
-```jsx
-<div className="p-3 rounded" style={{ background: '#0f172a' }}>
-  <div className="input-group mb-2">
-    <input className="form-control bg-dark text-white border-0" />
-    <button className="btn btn-primary px-3">
-      <i className="bi bi-plus-lg"></i>
-    </button>
-  </div>
-  <div className="d-flex flex-wrap gap-2">
-    {/* Tags com cor do item */}
-  </div>
-</div>
-```
-
-### Switch de Status
-```jsx
-<div className="form-check form-switch">
-  <input type="checkbox" className="form-check-input" role="switch" />
-  <label className="form-check-label text-white">
-    <i className={`bi ${isActive ? 'bi-check-circle text-success' : 'bi-x-circle text-secondary'} me-2`}></i>
-    {isActive ? 'Activo' : 'Inactivo'}
-  </label>
-</div>
-```
-
 ## Documentação
 
 Consulte `.DIRETRIZES_DESENVOLVIMENTO_v5` para regras completas.

CHANGELOG.md

@@ -5,280 +5,6 @@ O formato segue [Keep a Changelog](https://keepachangelog.com/pt-BR/).
 Este projeto adota [Versionamento Semântico](https://semver.org/pt-BR/).
 
 
-## [1.57.0] - 2025-12-18
-
-### Improved
-- 🎨 **Novo Design do Modal de Categorias** - Interface completamente redesenhada seguindo o estilo do BudgetWizard:
-  - Preview em tempo real da categoria (ícone, cor, nome)
-  - Seleção visual de categoria pai com cards clicáveis
-  - Seção de palavras-chave com badge de auto-categorização
-  - Layout mais organizado e elegante
-  - Feedback visual melhorado para estado ativo/inativo
-
-- 🎨 **Modal de Categorização em Lote Redesenhado**:
-  - Cards de resumo com ícones e cores distintivas
-  - Tabela de preview mais limpa e legível
-  - Estado vazio com ilustração e orientação
-  - Loading spinner maior e mais visível
-
-- 🌐 **Traduções i18n Atualizadas** para ES, PT-BR e EN:
-  - `common.continue`, `common.creating`, `common.remove`
-  - `budgets.general`
-  - `budgets.wizard.createBudget`, `fillRequired`, `updated`, `created`, `selectAtLeast`
-
-### Fixed
-- 🔧 **Transações Demo Categorizadas** - 3 transações pendentes (luz, internet, seguro carro) agora possuem categorias corretas
-
-
-## [1.56.0] - 2025-12-18
-
-### Added
-- 🧙 **Novo Wizard de Contas Unificado** - Wizard inteligente para criar diferentes tipos de contas com roteamento automático:
-  - **Cuenta Corriente** → Criada como conta normal (Account)
-  - **Cuenta de Ahorro** → Automaticamente criada como **Activo** (poupança é um investimento)
-  - **Tarjeta de Crédito** → Automaticamente criada como **Pasivo** (dívida de cartão)
-  - **Efectivo** → Criada como conta normal de caixa (Account)
-
-### Features do AccountWizard
-- Interface de 4 etapas com feedback visual claro
-- Etapa 1: Seleção visual do tipo de conta com badges indicando destino (Activo/Pasivo/Cuenta)
-- Etapa 2: Informações básicas (nome, moeda, cor)
-- Etapa 3: Informações financeiras (saldo, limite, taxas de juros)
-- Etapa 4: Dados bancários opcionais e resumo
-- Campos dinâmicos baseados no tipo de conta:
-  - Cartão de crédito: Limite, día de cierre, día de vencimiento, tasa de interés
-  - Poupança: Taxa de juros de rendimento
-- Suporte completo a modo mobile (fullscreen)
-- Integração com serviços existentes (accountService, assetAccountService, liabilityAccountService)
-
-
-## [1.55.0] - 2025-12-18
-
-### Added
-- 🎛️ **Campos Avançados no Wizard de Passivos** - Baseado em requisitos profissionais de contratos
-  - **Seção Indexadores de Taxa**:
-    - Tipo de indexador (CDI, SELIC, IPCA, Euribor, LIBOR, SOFR, Prime Rate, TJLP, INPC, TR, IGP-M, Fixo)
-    - Spread adicional (%)
-    - CET - Custo Efetivo Total (%)
-  
-  - **Seção Garantias**:
-    - Tipo de garantia (Alienação Fiduciária, Hipoteca, Penhor, Avalista, Carta Fiança Bancária, Fiança, Seguro Garantia, Depósito Caução, Patrimônio Líquido, Sem Garantia)
-    - Valor da garantia
-    - Nome do fiador/avalista
-    - Descrição da garantia
-  
-  - **Seção Penalidades por Atraso**:
-    - Multa por atraso (%)
-    - Mora diária (%)
-    - Dias de tolerância antes de aplicar multa
-
-  - **Seção Dados do Bem** (para Leasing/Veículo):
-    - Valor do bem
-    - Valor residual (opção de compra)
-    - Descrição do bem
-
-  - **Seção Gestão Interna**:
-    - Dias de alerta antes do vencimento
-    - Número do documento (ref. interna)
-    - Responsável interno
-    - Notas internas (covenants, condições especiais)
-
-- 📊 **Expansão do Banco de Dados**:
-  - 20+ novos campos na tabela `liability_accounts`
-  - Suporte a JSON para covenants complexos
-  - Campos específicos por jurisdição (EU, USA, Brasil)
-
-### Changed
-- 🎨 **UI do Wizard Melhorada**:
-  - Nova seção "Opciones Avanzadas" em acordeão colapsável
-  - Badge "Opcional" para indicar campos não obrigatórios
-  - Campos específicos aparecem dinamicamente (ex: Dados do Bem só para leasing/veículo)
-  - Step 5 (Confirmação) exibe campos avançados preenchidos
-
-- 🔧 **API Atualizada**:
-  - `contractTypes()` agora retorna `index_types` e `guarantee_types`
-  - `storeWithWizard()` valida e aceita todos os campos avançados
-
-
-## [1.54.0] - 2025-12-18
-
-### Added
-- 🎯 **Sistema de Criação de Passivos Completo** - Wizard profissional para registro de contratos
-  - **Tipos de Contrato Suportados**:
-    - Préstamo Personal (Sistema PRICE)
-    - Financiación de Vehículo
-    - Hipoteca/Financiación Inmobiliaria (SAC ou PRICE)
-    - Tarjeta de Crédito
-    - Consorcio
-    - Leasing
-    - Descubierto/Cheque Especial
-    - Préstamo con Nómina
-    - Outro
-  
-  - **Sistemas de Amortização**:
-    - PRICE (Cuota Fija) - Parcelas iguais, juros decrescentes
-    - SAC (Amortización Constante) - Amortização fixa, parcelas decrescentes
-    - Americano - Só juros durante o prazo, principal no final
-    - Consorcio - Parcelas variáveis
-
-  - **Wizard de 5 Passos**:
-    1. Seleção do tipo de contrato (com ícones e descrições)
-    2. Dados básicos (nome, acreedor, contrato, moeda)
-    3. Valores e taxas (principal, taxas, amortização, carência, seguros)
-    4. Datas (início, primeiro vencimento) + Preview de parcelas
-    5. Confirmação com resumo completo
-
-  - **Preview Automático de Parcelas**:
-    - Calcula todas as parcelas baseado no sistema de amortização
-    - Mostra primeiras 6 e últimas 2 parcelas
-    - Exibe totais (valor total, juros total, parcela média)
-
-- 📊 **Template Excel Profissional para Importação**
-  - Download direto via botão no frontend
-  - 3 abas: Parcelas, Instruções, Ejemplo
-  - Cabeçalhos formatados e validações de dados
-  - Exemplo preenchido com contrato PRICE real
-  - Instruções detalhadas sobre sistemas de amortização
-  - Suporta carência, seguros e taxas administrativas
-
-### Changed
-- 🔄 **UI Melhorada para Passivos**:
-  - Novo botão "Crear Pasivo" (verde) para abrir wizard
-  - Dropdown de importação com opções:
-    - Importar desde Excel
-    - Descargar Plantilla
-  - Estado vazio com 3 opções claras (Crear, Importar, Baixar Template)
-
-- 📝 **Labels em Espanhol** - Status de contas e parcelas traduzidos:
-  - Activo, Liquidado, En mora, Renegociado
-  - Pendiente, Pagado, Parcial, Vencido, Cancelado
-
-### Technical Details
-- **Backend**:
-  - `LiabilityTemplateService.php` - Gera template Excel com PhpSpreadsheet
-  - `LiabilityAccount::CONTRACT_TYPES` - Constantes com metadata de cada tipo
-  - `LiabilityAccount::AMORTIZATION_SYSTEMS` - Sistemas de amortização suportados
-  - Migration: `add_contract_type_to_liability_accounts_table`
-  - Novos campos: `contract_type`, `amortization_system`, `has_grace_period`, `grace_period_months`
-  - Endpoint `POST /api/liability-accounts/wizard` - Criação via wizard
-  - Endpoint `GET /api/liability-accounts/template` - Download do template
-  - Endpoint `GET /api/liability-accounts/contract-types` - Lista tipos de contrato
-  - Geração automática de parcelas (PRICE, SAC, Americano)
-
-- **Frontend**:
-  - `LiabilityWizard.jsx` - Componente de wizard com 5 passos
-  - Cálculo de parcelas em tempo real no frontend
-  - Download de arquivo Excel via Blob
-  - Integração com `liabilityAccountService`
-
-### API Endpoints
-```
-GET  /api/liability-accounts/template      - Download template Excel
-GET  /api/liability-accounts/contract-types - Lista tipos de contrato
-POST /api/liability-accounts/wizard        - Criar conta via wizard
-```
-
----
-
-## [1.53.0] - 2025-12-17
-
-### Fixed
-- 🔧 **Correção Middleware Admin** - Alterado de `admin` para `admin.only` nas rotas site-settings
-- 🔧 **Correção Deploy cnxifly.com** - Controller atualizado para usar arquivos do servidor
-  - Páginas armazenadas em `/var/www/cnxifly-pages/`
-  - Deploy direto via `File::copy()` ao invés de instruções manuais
-
-### Added
-- 📁 **Diretório de páginas no servidor** (`/var/www/cnxifly-pages/`)
-  - `index.html` - Página institucional live
-  - `maintenance.html` - Página de manutenção
-  - Permite trocar páginas via painel admin
-
-### Technical Details
-- Middleware correto: `admin.only` (registrado em bootstrap/app.php)
-- SiteSettingsController agora copia arquivos diretamente no servidor
-- Permissões ajustadas para www-data no cnxifly-pages
-
----
-
-## [1.52.0] - 2025-12-17
-
-### Added
-- 🌐 **Landing Page Institucional ConneXiFly** - Página completa para cnxifly.com
-  - **Produtos destacados**:
-    - WebMoney: Gestão financeira inteligente (Disponível)
-    - EZPool: Software de mantenimiento de piscinas (Próximamente)
-  - **Seções**:
-    - Hero com animações e gradientes
-    - Cards de produtos com preços
-    - Features do ConneXiFly
-    - CTA para registro
-    - Footer completo
-  - **Modal de notificação** para EZPool (pré-registro)
-  - **Design responsivo** e dark theme consistente
-  
-- 🔧 **Página de Manutenção** alternativa (`landing/maintenance.html`)
-  - Design simples para modo manutenção
-  - Links para produtos disponíveis
-
-- ⚙️ **Painel Admin - Configurações do Site**
-  - **Backend**:
-    - `SiteSetting` model para configurações persistentes
-    - `SiteSettingsController` para gerenciar cnxifly.com
-    - Rotas admin para toggle de modo (live/maintenance)
-    - Migration para tabela `site_settings`
-  
-  - **Frontend**:
-    - Nova página `/site-settings` (admin only)
-    - Toggle entre modo Live e Manutenção
-    - Preview links para todos os sites
-    - Instruções de deploy
-
-- 📝 **Script de Deploy Landing** (`deploy-landing.sh`)
-  - Deploy automático para cnxifly.com
-  - Suporte a modos: live, maintenance
-
-### Technical Details
-- Arquivos criados em `/landing/` (index.html, maintenance.html)
-- Bootstrap 5.3 + Bootstrap Icons para a landing
-- Integração com menu do WebMoney admin
-
----
-
-## [1.51.0] - 2025-12-17
-
-### Added
-- 👥 **Gestão de Usuários Admin** - Interface completa para administradores criarem usuários
-  - **Backend**:
-    - `UserManagementController@store`: Novo endpoint para criar usuários
-    - Rota `POST /api/admin/users` para criação
-    - Suporte a tipos de usuário: Free, Pro, Admin
-    - Assinatura automática Pro/Admin (100 anos, sem PayPal)
-  
-  - **Frontend**:
-    - Modal de criação de usuário em `/users`
-    - Seleção de tipo: Free (sem assinatura), Pro (com assinatura), Admin (admin + assinatura)
-    - Feedback visual após criação
-
-### Tested
-- 🧪 **Testes Completos do SaaS** - Validação do sistema de limites
-  - **Usuário Free testfree2@webmoney.test (ID: 4)**:
-    - ✅ Limite de contas: 1/1 → Bloqueia corretamente
-    - ✅ Limite de categorias: 10/10 → Bloqueia corretamente  
-    - ✅ Limite de budgets: 3/3 → Bloqueia corretamente
-    - ✅ Mensagens de erro amigáveis em espanhol
-    - ✅ API retorna `usage` e `usage_percentages` corretos
-  - **Usuário Pro (admin)**:
-    - ✅ Limites `null` = ilimitado
-    - ✅ 173 categorias, 1204 transações sem bloqueio
-
-### Technical Details
-- Middleware `CheckPlanLimits` validado em produção
-- Endpoint `/subscription/status` retorna uso atual corretamente
-- Widget `PlanUsageWidget` funcional no Dashboard
-
----
-
 ## [1.50.0] - 2025-12-17
 
 ### Added

VERSION

@@ -1 +1 @@
-1.58.0
+1.50.0

backend/app/Console/Commands/GenerateDemoInstallments.php

@@ -1,119 +0,0 @@
-<?php
-
-namespace App\Console\Commands;
-
-use App\Models\LiabilityAccount;
-use App\Models\LiabilityInstallment;
-use Carbon\Carbon;
-use Illuminate\Console\Command;
-use Illuminate\Support\Facades\DB;
-
-class GenerateDemoInstallments extends Command
-{
-    protected $signature = 'demo:generate-installments';
-    protected $description = 'Gerar parcelas de exemplo para passivos DEMO que não têm parcelas';
-
-    public function handle(): int
-    {
-        $this->info('Verificando passivos sem parcelas...');
-
-        // Buscar passivos que têm total_installments > 0 mas não têm parcelas
-        $accounts = LiabilityAccount::withCount('installments')
-            ->having('installments_count', '=', 0)
-            ->where('total_installments', '>', 0)
-            ->get();
-
-        if ($accounts->isEmpty()) {
-            $this->info('Todos os passivos já têm parcelas geradas.');
-            return Command::SUCCESS;
-        }
-
-        $this->info("Encontrados {$accounts->count()} passivos sem parcelas.");
-
-        DB::beginTransaction();
-        try {
-            foreach ($accounts as $account) {
-                $this->generateInstallments($account);
-            }
-            DB::commit();
-            $this->info('✓ Parcelas geradas com sucesso!');
-            return Command::SUCCESS;
-        } catch (\Exception $e) {
-            DB::rollBack();
-            $this->error('Erro: ' . $e->getMessage());
-            return Command::FAILURE;
-        }
-    }
-
-    private function generateInstallments(LiabilityAccount $account): void
-    {
-        $this->info("Gerando parcelas para: {$account->name}");
-
-        $totalInstallments = $account->total_installments;
-        $paidInstallments = $account->paid_installments ?? 0;
-        $principal = $account->principal_amount;
-        $annualRate = $account->annual_interest_rate ?? 0;
-        $monthlyRate = $annualRate / 12 / 100;
-        $startDate = $account->first_due_date ?? $account->start_date ?? now();
-
-        if (is_string($startDate)) {
-            $startDate = Carbon::parse($startDate);
-        }
-
-        // Calcular parcela mensal (sistema PRICE)
-        if ($monthlyRate > 0) {
-            $pmt = $principal * ($monthlyRate * pow(1 + $monthlyRate, $totalInstallments)) / 
-                   (pow(1 + $monthlyRate, $totalInstallments) - 1);
-        } else {
-            $pmt = $principal / $totalInstallments;
-        }
-
-        $balance = $principal;
-        $installments = [];
-        
-        for ($i = 1; $i <= $totalInstallments; $i++) {
-            $dueDate = $startDate->copy()->addMonths($i - 1);
-            
-            // Calcular juros e capital
-            $interestAmount = $balance * $monthlyRate;
-            $principalPaid = $pmt - $interestAmount;
-            
-            // Última parcela ajusta para zerar o saldo
-            if ($i === $totalInstallments) {
-                $principalPaid = $balance;
-                $pmt = $principalPaid + $interestAmount;
-            }
-
-            $balance -= $principalPaid;
-
-            // Determinar status
-            $isPaid = $i <= $paidInstallments;
-            $status = $isPaid ? 'paid' : ($dueDate->isPast() ? 'overdue' : 'pending');
-
-            $installments[] = [
-                'liability_account_id' => $account->id,
-                'installment_number' => $i,
-                'due_date' => $dueDate->format('Y-m-d'),
-                'installment_amount' => round($pmt, 2),
-                'principal_amount' => round($principalPaid, 2),
-                'interest_amount' => round($interestAmount, 2),
-                'fee_amount' => 0,
-                'paid_amount' => $isPaid ? round($pmt, 2) : 0,
-                'paid_date' => $isPaid ? $dueDate->format('Y-m-d') : null,
-                'status' => $status,
-                'created_at' => now(),
-                'updated_at' => now(),
-            ];
-        }
-
-        // Inserir em lotes
-        foreach (array_chunk($installments, 50) as $chunk) {
-            LiabilityInstallment::insert($chunk);
-        }
-
-        $this->info("  ✓ {$totalInstallments} parcelas criadas");
-
-        // Recalcular totais
-        $account->recalculateTotals();
-    }
-}

backend/app/Console/Commands/PopulateDemoData.php

@@ -1,661 +0,0 @@
-<?php
-
-namespace App\Console\Commands;
-
-use App\Models\Account;
-use App\Models\Category;
-use App\Models\Transaction;
-use App\Models\User;
-use Carbon\Carbon;
-use Illuminate\Console\Command;
-use Illuminate\Support\Facades\DB;
-
-class PopulateDemoData extends Command
-{
-    protected $signature = 'demo:populate {--fresh : Limpar dados existentes antes de popular}';
-    protected $description = 'Popular dados de demonstração (contas, categorias, transações) para o usuário DEMO';
-
-    private User $user;
-    private array $accounts = [];
-    private array $categories = [];
-    private array $subcategories = [];
-
-    public function handle(): int
-    {
-        $this->user = User::where('email', 'demo@webmoney.com')->first();
-        
-        if (!$this->user) {
-            $this->error('Usuário demo@webmoney.com não encontrado!');
-            return Command::FAILURE;
-        }
-
-        $this->info("Populando dados para usuário DEMO (ID: {$this->user->id})...");
-
-        if ($this->option('fresh')) {
-            $this->clearExistingData();
-        }
-
-        DB::beginTransaction();
-        try {
-            $this->createAccounts();
-            $this->createCategories();
-            $this->createTransactions();
-            
-            // Recalcular saldos das contas
-            $this->recalculateBalances();
-            
-            DB::commit();
-            $this->newLine();
-            $this->info('✓ Dados DEMO populados com sucesso!');
-            $this->showSummary();
-            return Command::SUCCESS;
-        } catch (\Exception $e) {
-            DB::rollBack();
-            $this->error('Erro: ' . $e->getMessage());
-            $this->error($e->getTraceAsString());
-            return Command::FAILURE;
-        }
-    }
-
-    private function clearExistingData(): void
-    {
-        $this->info('Limpando dados existentes...');
-        Transaction::where('user_id', $this->user->id)->delete();
-        // Subcategorias são Category com parent_id
-        Category::where('user_id', $this->user->id)->whereNotNull('parent_id')->delete();
-        Category::where('user_id', $this->user->id)->whereNull('parent_id')->delete();
-        Account::where('user_id', $this->user->id)->delete();
-    }
-
-    private function createAccounts(): void
-    {
-        $this->info('Criando contas...');
-        
-        $accountsData = [
-            [
-                'name' => 'Cuenta Corriente Principal',
-                'type' => 'checking',
-                'bank_name' => 'Santander',
-                'account_number' => 'ES12 3456 7890 1234',
-                'initial_balance' => 5000.00,
-                'currency' => 'EUR',
-                'color' => '#3B82F6',
-                'icon' => 'bi-bank',
-                'is_active' => true,
-                'include_in_total' => true,
-            ],
-            [
-                'name' => 'Cuenta de Ahorro',
-                'type' => 'savings',
-                'bank_name' => 'BBVA',
-                'account_number' => 'ES98 7654 3210 9876',
-                'initial_balance' => 15000.00,
-                'currency' => 'EUR',
-                'color' => '#10B981',
-                'icon' => 'bi-piggy-bank',
-                'is_active' => true,
-                'include_in_total' => true,
-            ],
-            [
-                'name' => 'Efectivo',
-                'type' => 'cash',
-                'bank_name' => null,
-                'account_number' => null,
-                'initial_balance' => 500.00,
-                'currency' => 'EUR',
-                'color' => '#F59E0B',
-                'icon' => 'bi-cash-stack',
-                'is_active' => true,
-                'include_in_total' => true,
-            ],
-        ];
-
-        foreach ($accountsData as $data) {
-            $account = Account::create([
-                'user_id' => $this->user->id,
-                'name' => $data['name'],
-                'type' => $data['type'],
-                'bank_name' => $data['bank_name'],
-                'account_number' => $data['account_number'],
-                'initial_balance' => $data['initial_balance'],
-                'current_balance' => $data['initial_balance'],
-                'currency' => $data['currency'],
-                'color' => $data['color'],
-                'icon' => $data['icon'],
-                'is_active' => $data['is_active'],
-                'include_in_total' => $data['include_in_total'],
-            ]);
-            $this->accounts[$data['type']] = $account;
-            $this->info("  ✓ {$data['name']}");
-        }
-    }
-
-    private function createCategories(): void
-    {
-        $this->info('Criando categorias e subcategorias...');
-        
-        $categoriesData = [
-            // DESPESAS (expense)
-            [
-                'name' => 'Vivienda',
-                'type' => 'debit',
-                'icon' => 'bi-house',
-                'color' => '#EF4444',
-                'subcategories' => ['Alquiler', 'Hipoteca', 'Comunidad', 'Seguro Hogar', 'Reparaciones', 'Muebles'],
-            ],
-            [
-                'name' => 'Alimentación',
-                'type' => 'debit',
-                'icon' => 'bi-cart',
-                'color' => '#F97316',
-                'subcategories' => ['Supermercado', 'Restaurantes', 'Cafeterías', 'Delivery', 'Panadería'],
-            ],
-            [
-                'name' => 'Transporte',
-                'type' => 'debit',
-                'icon' => 'bi-car-front',
-                'color' => '#8B5CF6',
-                'subcategories' => ['Combustible', 'Transporte Público', 'Taxi/Uber', 'Mantenimiento Coche', 'Parking', 'Seguro Coche'],
-            ],
-            [
-                'name' => 'Servicios',
-                'type' => 'debit',
-                'icon' => 'bi-lightning',
-                'color' => '#EC4899',
-                'subcategories' => ['Electricidad', 'Gas', 'Agua', 'Internet', 'Teléfono', 'Streaming'],
-            ],
-            [
-                'name' => 'Salud',
-                'type' => 'debit',
-                'icon' => 'bi-heart-pulse',
-                'color' => '#14B8A6',
-                'subcategories' => ['Médico', 'Farmacia', 'Dentista', 'Óptica', 'Gimnasio', 'Seguro Médico'],
-            ],
-            [
-                'name' => 'Ocio',
-                'type' => 'debit',
-                'icon' => 'bi-controller',
-                'color' => '#6366F1',
-                'subcategories' => ['Cine', 'Conciertos', 'Viajes', 'Hobbies', 'Libros', 'Videojuegos'],
-            ],
-            [
-                'name' => 'Ropa',
-                'type' => 'debit',
-                'icon' => 'bi-bag',
-                'color' => '#A855F7',
-                'subcategories' => ['Ropa', 'Calzado', 'Accesorios', 'Ropa Deportiva'],
-            ],
-            [
-                'name' => 'Educación',
-                'type' => 'debit',
-                'icon' => 'bi-book',
-                'color' => '#0EA5E9',
-                'subcategories' => ['Cursos', 'Material Escolar', 'Idiomas', 'Certificaciones'],
-            ],
-            [
-                'name' => 'Mascotas',
-                'type' => 'debit',
-                'icon' => 'bi-piggy-bank',
-                'color' => '#84CC16',
-                'subcategories' => ['Comida Mascota', 'Veterinario', 'Accesorios Mascota'],
-            ],
-            [
-                'name' => 'Otros Gastos',
-                'type' => 'debit',
-                'icon' => 'bi-three-dots',
-                'color' => '#64748B',
-                'subcategories' => ['Regalos', 'Donaciones', 'Imprevistos', 'Varios'],
-            ],
-            // INGRESOS (income)
-            [
-                'name' => 'Salario',
-                'type' => 'credit',
-                'icon' => 'bi-briefcase',
-                'color' => '#22C55E',
-                'subcategories' => ['Nómina', 'Horas Extra', 'Bonus', 'Comisiones'],
-            ],
-            [
-                'name' => 'Inversiones',
-                'type' => 'credit',
-                'icon' => 'bi-graph-up-arrow',
-                'color' => '#10B981',
-                'subcategories' => ['Dividendos', 'Intereses', 'Plusvalías', 'Alquileres'],
-            ],
-            [
-                'name' => 'Freelance',
-                'type' => 'credit',
-                'icon' => 'bi-laptop',
-                'color' => '#06B6D4',
-                'subcategories' => ['Proyectos', 'Consultoría', 'Clases Particulares'],
-            ],
-            [
-                'name' => 'Otros Ingresos',
-                'type' => 'credit',
-                'icon' => 'bi-plus-circle',
-                'color' => '#84CC16',
-                'subcategories' => ['Reembolsos', 'Ventas', 'Premios', 'Herencias'],
-            ],
-        ];
-
-        foreach ($categoriesData as $catData) {
-            $category = Category::create([
-                'user_id' => $this->user->id,
-                'name' => $catData['name'],
-                'type' => $catData['type'],
-                'icon' => $catData['icon'],
-                'color' => $catData['color'],
-                'is_active' => true,
-                'parent_id' => null,
-            ]);
-            
-            $this->categories[$catData['name']] = $category;
-            
-            // Subcategorias são Category com parent_id
-            foreach ($catData['subcategories'] as $subName) {
-                $sub = Category::create([
-                    'user_id' => $this->user->id,
-                    'parent_id' => $category->id,
-                    'name' => $subName,
-                    'type' => $catData['type'],
-                    'icon' => $catData['icon'],
-                    'color' => $catData['color'],
-                    'is_active' => true,
-                ]);
-                $this->subcategories[$subName] = $sub;
-            }
-            
-            $this->info("  ✓ {$catData['name']} ({$catData['type']}) - " . count($catData['subcategories']) . " subcategorias");
-        }
-    }
-
-    private function createTransactions(): void
-    {
-        $this->info('Criando transações de 2025-2026...');
-        
-        $checkingAccount = $this->accounts['checking'];
-        $savingsAccount = $this->accounts['savings'];
-        $cashAccount = $this->accounts['cash'];
-        
-        $transactionCount = 0;
-        $today = Carbon::today();
-        
-        // Helper para determinar status baseado na data
-        $getStatus = function(Carbon $date) use ($today) {
-            return $date->isAfter($today) ? 'pending' : 'effective';
-        };
-        
-        // Gerar transações de Janeiro 2025 a Março 2026
-        for ($i = 1; $i <= 15; $i++) { // 12 meses de 2025 + 3 de 2026
-            $year = $i <= 12 ? 2025 : 2026;
-            $month = $i <= 12 ? $i : $i - 12;
-            
-            $daysInMonth = Carbon::create($year, $month)->daysInMonth;
-            
-            // RECEITAS FIXAS (mensais)
-            // Salário - dia 28 ou último dia útil
-            $salaryDay = min(28, $daysInMonth);
-            $salaryDate = Carbon::create($year, $month, $salaryDay);
-            $this->createTransaction([
-                'account_id' => $checkingAccount->id,
-                'category' => 'Salario',
-                'subcategory' => 'Nómina',
-                'type' => 'credit',
-                'amount' => 3200.00,
-                'date' => $salaryDate,
-                'status' => $getStatus($salaryDate),
-                'description' => 'Salario mensual',
-            ]);
-            $transactionCount++;
-            
-            // DESPESAS FIXAS (mensais)
-            // Aluguel - dia 1
-            $rentDate = Carbon::create($year, $month, 1);
-            $this->createTransaction([
-                'account_id' => $checkingAccount->id,
-                'category' => 'Vivienda',
-                'subcategory' => 'Alquiler',
-                'type' => 'debit',
-                'amount' => 850.00,
-                'date' => $rentDate,
-                'status' => $getStatus($rentDate),
-                'description' => 'Alquiler apartamento',
-            ]);
-            $transactionCount++;
-            
-            // Serviços - vários dias do mês
-            $services = [
-                ['subcategory' => 'Electricidad', 'amount' => rand(45, 85), 'day' => 5],
-                ['subcategory' => 'Gas', 'amount' => rand(25, 55), 'day' => 8],
-                ['subcategory' => 'Agua', 'amount' => rand(20, 35), 'day' => 10],
-                ['subcategory' => 'Internet', 'amount' => 49.99, 'day' => 15],
-                ['subcategory' => 'Teléfono', 'amount' => 25.00, 'day' => 15],
-                ['subcategory' => 'Streaming', 'amount' => 17.99, 'day' => 20],
-            ];
-            
-            foreach ($services as $service) {
-                if ($service['day'] <= $daysInMonth) {
-                    $serviceDate = Carbon::create($year, $month, $service['day']);
-                    $this->createTransaction([
-                        'account_id' => $checkingAccount->id,
-                        'category' => 'Servicios',
-                        'subcategory' => $service['subcategory'],
-                        'type' => 'debit',
-                        'amount' => $service['amount'],
-                        'date' => $serviceDate,
-                        'status' => $getStatus($serviceDate),
-                        'description' => $service['subcategory'],
-                    ]);
-                    $transactionCount++;
-                }
-            }
-            
-            // Supermercado - várias vezes por mês
-            $supermarketDays = [3, 10, 17, 24];
-            foreach ($supermarketDays as $day) {
-                if ($day <= $daysInMonth) {
-                    $marketDate = Carbon::create($year, $month, $day);
-                    $this->createTransaction([
-                        'account_id' => $checkingAccount->id,
-                        'category' => 'Alimentación',
-                        'subcategory' => 'Supermercado',
-                        'type' => 'debit',
-                        'amount' => rand(60, 120),
-                        'date' => $marketDate,
-                        'status' => $getStatus($marketDate),
-                        'description' => 'Compra supermercado',
-                    ]);
-                    $transactionCount++;
-                }
-            }
-            
-            // Transporte - combustível e outros
-            $fuelDate = Carbon::create($year, $month, rand(1, min(15, $daysInMonth)));
-            $this->createTransaction([
-                'account_id' => $checkingAccount->id,
-                'category' => 'Transporte',
-                'subcategory' => 'Combustible',
-                'type' => 'debit',
-                'amount' => rand(50, 80),
-                'date' => $fuelDate,
-                'status' => $getStatus($fuelDate),
-                'description' => 'Gasolina',
-            ]);
-            $transactionCount++;
-            
-            // Restaurantes - algumas vezes por mês
-            $restaurantCount = rand(2, 4);
-            for ($j = 0; $j < $restaurantCount; $j++) {
-                $restaurantDate = Carbon::create($year, $month, rand(1, $daysInMonth));
-                $this->createTransaction([
-                    'account_id' => $cashAccount->id,
-                    'category' => 'Alimentación',
-                    'subcategory' => 'Restaurantes',
-                    'type' => 'debit',
-                    'amount' => rand(25, 60),
-                    'date' => $restaurantDate,
-                    'status' => $getStatus($restaurantDate),
-                    'description' => 'Cena/Almuerzo fuera',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Café - várias vezes
-            $coffeeCount = rand(5, 10);
-            for ($j = 0; $j < $coffeeCount; $j++) {
-                $coffeeDate = Carbon::create($year, $month, rand(1, $daysInMonth));
-                $this->createTransaction([
-                    'account_id' => $cashAccount->id,
-                    'category' => 'Alimentación',
-                    'subcategory' => 'Cafeterías',
-                    'type' => 'debit',
-                    'amount' => rand(3, 8),
-                    'date' => $coffeeDate,
-                    'status' => $getStatus($coffeeDate),
-                    'description' => 'Café',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Retirada de cajero para efectivo (do banco para cash)
-            $atmDate = Carbon::create($year, $month, rand(1, min(5, $daysInMonth)));
-            $this->createTransaction([
-                'account_id' => $checkingAccount->id,
-                'category' => 'Otros Gastos',
-                'subcategory' => 'Varios',
-                'type' => 'debit',
-                'amount' => 200.00,
-                'date' => $atmDate,
-                'status' => $getStatus($atmDate),
-                'description' => 'Retiro cajero automático',
-            ]);
-            $transactionCount++;
-            
-            $this->createTransaction([
-                'account_id' => $cashAccount->id,
-                'category' => 'Otros Ingresos',
-                'subcategory' => 'Reembolsos',
-                'type' => 'credit',
-                'amount' => 200.00,
-                'date' => $atmDate,
-                'status' => $getStatus($atmDate),
-                'description' => 'Retiro cajero automático',
-            ]);
-            $transactionCount++;
-            
-            // Saúde - eventual
-            if (rand(1, 3) == 1) {
-                $healthDate = Carbon::create($year, $month, rand(1, $daysInMonth));
-                $healthSubs = ['Farmacia', 'Médico', 'Gimnasio'];
-                $this->createTransaction([
-                    'account_id' => $checkingAccount->id,
-                    'category' => 'Salud',
-                    'subcategory' => $healthSubs[array_rand($healthSubs)],
-                    'type' => 'debit',
-                    'amount' => rand(15, 80),
-                    'date' => $healthDate,
-                    'status' => $getStatus($healthDate),
-                    'description' => 'Gasto salud',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Ginásio - mensal
-            $gymDate = Carbon::create($year, $month, 1);
-            $this->createTransaction([
-                'account_id' => $checkingAccount->id,
-                'category' => 'Salud',
-                'subcategory' => 'Gimnasio',
-                'type' => 'debit',
-                'amount' => 35.00,
-                'date' => $gymDate,
-                'status' => $getStatus($gymDate),
-                'description' => 'Cuota gimnasio',
-            ]);
-            $transactionCount++;
-            
-            // Lazer - algumas vezes
-            if (rand(1, 2) == 1) {
-                $leisureDate = Carbon::create($year, $month, rand(1, $daysInMonth));
-                $leisureSubs = ['Cine', 'Conciertos', 'Hobbies', 'Libros', 'Videojuegos'];
-                $this->createTransaction([
-                    'account_id' => $checkingAccount->id,
-                    'category' => 'Ocio',
-                    'subcategory' => $leisureSubs[array_rand($leisureSubs)],
-                    'type' => 'debit',
-                    'amount' => rand(15, 60),
-                    'date' => $leisureDate,
-                    'status' => $getStatus($leisureDate),
-                    'description' => 'Entretenimiento',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Roupa - eventual
-            if (rand(1, 4) == 1) {
-                $clothesDate = Carbon::create($year, $month, rand(1, $daysInMonth));
-                $this->createTransaction([
-                    'account_id' => $checkingAccount->id,
-                    'category' => 'Ropa',
-                    'subcategory' => 'Ropa',
-                    'type' => 'debit',
-                    'amount' => rand(30, 120),
-                    'date' => $clothesDate,
-                    'status' => $getStatus($clothesDate),
-                    'description' => 'Compra ropa',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Freelance - eventual (2-3 vezes por trimestre)
-            if ($month % 3 == 0 || rand(1, 5) == 1) {
-                $freelanceDate = Carbon::create($year, $month, rand(10, min(25, $daysInMonth)));
-                $this->createTransaction([
-                    'account_id' => $checkingAccount->id,
-                    'category' => 'Freelance',
-                    'subcategory' => 'Proyectos',
-                    'type' => 'credit',
-                    'amount' => rand(200, 800),
-                    'date' => $freelanceDate,
-                    'status' => $getStatus($freelanceDate),
-                    'description' => 'Proyecto freelance',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Dividendos - trimestral
-            if ($month % 3 == 0) {
-                $dividendDate = Carbon::create($year, $month, 15);
-                $this->createTransaction([
-                    'account_id' => $savingsAccount->id,
-                    'category' => 'Inversiones',
-                    'subcategory' => 'Dividendos',
-                    'type' => 'credit',
-                    'amount' => rand(50, 150),
-                    'date' => $dividendDate,
-                    'status' => $getStatus($dividendDate),
-                    'description' => 'Dividendos trimestre',
-                ]);
-                $transactionCount++;
-            }
-            
-            // Juros poupança - mensal
-            $interestDate = Carbon::create($year, $month, $daysInMonth);
-            $this->createTransaction([
-                'account_id' => $savingsAccount->id,
-                'category' => 'Inversiones',
-                'subcategory' => 'Intereses',
-                'type' => 'credit',
-                'amount' => round(rand(15, 35) + (rand(0, 99) / 100), 2),
-                'date' => $interestDate,
-                'status' => $getStatus($interestDate),
-                'description' => 'Intereses cuenta ahorro',
-            ]);
-            $transactionCount++;
-            
-            // Transferência para poupança - mensal
-            if (rand(1, 2) == 1) {
-                $transferDate = Carbon::create($year, $month, rand(25, min(28, $daysInMonth)));
-                $transferAmount = rand(200, 500);
-                $this->createTransaction([
-                    'account_id' => $checkingAccount->id,
-                    'category' => 'Otros Gastos',
-                    'subcategory' => 'Varios',
-                    'type' => 'debit',
-                    'amount' => $transferAmount,
-                    'date' => $transferDate,
-                    'status' => $getStatus($transferDate),
-                    'description' => 'Transferencia a cuenta ahorro',
-                ]);
-                $transactionCount++;
-                
-                $this->createTransaction([
-                    'account_id' => $savingsAccount->id,
-                    'category' => 'Otros Ingresos',
-                    'subcategory' => 'Reembolsos',
-                    'type' => 'credit',
-                    'amount' => $transferAmount,
-                    'date' => $transferDate,
-                    'status' => $getStatus($transferDate),
-                    'description' => 'Transferencia desde cuenta corriente',
-                ]);
-                $transactionCount++;
-            }
-            
-            $this->info("  ✓ Mes $month/$year procesado");
-        }
-        
-        $this->info("  Total: $transactionCount transacciones creadas");
-    }
-
-    private function createTransaction(array $data): Transaction
-    {
-        $category = $this->categories[$data['category']] ?? null;
-        // Subcategoria é usada diretamente como category_id (pois são Categories com parent_id)
-        $subcategory = $this->subcategories[$data['subcategory']] ?? null;
-        
-        // Se tiver subcategoria, usa ela; senão usa a categoria pai
-        $categoryId = $subcategory?->id ?? $category?->id;
-        
-        // Status vem do data ou default 'effective'
-        $status = $data['status'] ?? 'effective';
-        
-        // Para transações pendentes, não definir effective_date
-        $effectiveDate = $status === 'pending' ? null : $data['date'];
-        
-        return Transaction::create([
-            'user_id' => $this->user->id,
-            'account_id' => $data['account_id'],
-            'category_id' => $categoryId,
-            'type' => $data['type'],
-            'amount' => $status === 'pending' ? null : $data['amount'],
-            'planned_amount' => $data['amount'],
-            'planned_date' => $data['date'],
-            'effective_date' => $effectiveDate,
-            'description' => $data['description'],
-            'notes' => null,
-            'is_recurring' => false,
-            'status' => $status,
-        ]);
-    }
-
-    private function recalculateBalances(): void
-    {
-        $this->info('Recalculando saldos das contas...');
-        
-        foreach ($this->accounts as $account) {
-            // Apenas transações efetivas afetam o saldo atual
-            $income = Transaction::where('account_id', $account->id)
-                ->where('type', 'credit')
-                ->where('status', 'effective')
-                ->sum('amount');
-                
-            $expense = Transaction::where('account_id', $account->id)
-                ->where('type', 'debit')
-                ->where('status', 'effective')
-                ->sum('amount');
-            
-            $newBalance = $account->initial_balance + $income - $expense;
-            
-            $account->update(['current_balance' => $newBalance]);
-            
-            $this->info("  ✓ {$account->name}: €" . number_format($newBalance, 2));
-        }
-    }
-
-    private function showSummary(): void
-    {
-        $this->newLine();
-        $this->info('=== RESUMO ===');
-        $this->info('Contas: ' . count($this->accounts));
-        $this->info('Categorias: ' . count($this->categories));
-        $this->info('Subcategorias: ' . count($this->subcategories));
-        $this->info('Transações: ' . Transaction::where('user_id', $this->user->id)->count());
-        
-        $this->newLine();
-        $this->info('Saldos finais:');
-        foreach ($this->accounts as $account) {
-            $account->refresh();
-            $this->info("  {$account->name}: €" . number_format($account->current_balance, 2));
-        }
-    }
-}

backend/app/Console/Commands/SetupPayPalPlans.php

@@ -1,189 +0,0 @@
-<?php
-
-namespace App\Console\Commands;
-
-use App\Models\Plan;
-use App\Services\PayPalService;
-use Illuminate\Console\Command;
-
-class SetupPayPalPlans extends Command
-{
-    protected $signature = 'paypal:setup-plans';
-    protected $description = 'Create products and billing plans in PayPal for all active plans';
-
-    public function handle()
-    {
-        $this->info('🚀 Starting PayPal Plans Setup...');
-        $this->newLine();
-
-        $paypal = new PayPalService();
-
-        // Test authentication first
-        $this->info('Testing PayPal authentication...');
-        try {
-            $token = $paypal->getAccessToken();
-            $this->info('✅ PayPal authentication successful!');
-            $this->newLine();
-        } catch (\Exception $e) {
-            $this->error('❌ PayPal authentication failed: ' . $e->getMessage());
-            return 1;
-        }
-
-        // Get plans that don't have PayPal plan IDs yet
-        $plans = Plan::where('is_active', true)
-            ->where('is_free', false)
-            ->get();
-
-        if ($plans->isEmpty()) {
-            $this->warn('No paid plans found in database.');
-            return 0;
-        }
-
-        $this->info("Found {$plans->count()} paid plan(s) to setup in PayPal:");
-        $this->newLine();
-
-        foreach ($plans as $plan) {
-            $this->info("📦 Processing: {$plan->name}");
-
-            // Check if already has PayPal plan ID
-            if ($plan->paypal_plan_id) {
-                $this->warn("   Already has PayPal Plan ID: {$plan->paypal_plan_id}");
-                $this->line("   Skipping...");
-                $this->newLine();
-                continue;
-            }
-
-            try {
-                // Step 1: Create Product in PayPal
-                $this->line("   Creating product in PayPal...");
-                $product = $this->createProduct($paypal, $plan);
-                $this->info("   ✅ Product created: {$product['id']}");
-
-                // Step 2: Create Billing Plan in PayPal
-                $this->line("   Creating billing plan in PayPal...");
-                $billingPlan = $this->createBillingPlan($paypal, $plan, $product['id']);
-                $this->info("   ✅ Billing Plan created: {$billingPlan['id']}");
-
-                // Step 3: Save PayPal Plan ID to database
-                $plan->paypal_plan_id = $billingPlan['id'];
-                $plan->save();
-                $this->info("   ✅ Saved to database!");
-
-                $this->newLine();
-
-            } catch (\Exception $e) {
-                $this->error("   ❌ Error: " . $e->getMessage());
-                $this->newLine();
-            }
-        }
-
-        $this->info('🎉 PayPal Plans Setup completed!');
-        $this->newLine();
-
-        // Show summary
-        $this->table(
-            ['Plan', 'Price', 'Billing', 'PayPal Plan ID'],
-            Plan::where('is_free', false)->get()->map(function ($p) {
-                return [
-                    $p->name,
-                    '€' . number_format($p->price, 2),
-                    $p->billing_period,
-                    $p->paypal_plan_id ?? 'Not set'
-                ];
-            })
-        );
-
-        return 0;
-    }
-
-    private function createProduct(PayPalService $paypal, Plan $plan): array
-    {
-        $baseUrl = config('services.paypal.mode') === 'sandbox' 
-            ? 'https://api-m.sandbox.paypal.com' 
-            : 'https://api-m.paypal.com';
-
-        // Get fresh token for this request
-        \Illuminate\Support\Facades\Cache::forget('paypal_access_token');
-        $token = $paypal->getAccessToken();
-        
-        $response = \Illuminate\Support\Facades\Http::withToken($token)
-            ->post("{$baseUrl}/v1/catalogs/products", [
-                'name' => "WEBMoney - {$plan->name}",
-                'description' => $plan->description ?? "Subscription plan for WEBMoney",
-                'type' => 'SERVICE',
-                'category' => 'SOFTWARE',
-                'home_url' => config('app.url'),
-            ]);
-
-        if (!$response->successful()) {
-            throw new \Exception('Failed to create product: ' . $response->body());
-        }
-
-        return $response->json();
-    }
-
-    private function createBillingPlan(PayPalService $paypal, Plan $plan, string $productId): array
-    {
-        $baseUrl = config('services.paypal.mode') === 'sandbox' 
-            ? 'https://api-m.sandbox.paypal.com' 
-            : 'https://api-m.paypal.com';
-
-        $billingCycles = [];
-
-        // Add trial period if plan has trial
-        if ($plan->trial_days > 0) {
-            $billingCycles[] = [
-                'frequency' => [
-                    'interval_unit' => 'DAY',
-                    'interval_count' => $plan->trial_days,
-                ],
-                'tenure_type' => 'TRIAL',
-                'sequence' => 1,
-                'total_cycles' => 1,
-                'pricing_scheme' => [
-                    'fixed_price' => [
-                        'value' => '0',
-                        'currency_code' => $plan->currency,
-                    ],
-                ],
-            ];
-        }
-
-        // Regular billing cycle
-        $billingCycles[] = [
-            'frequency' => [
-                'interval_unit' => $plan->billing_period === 'annual' ? 'YEAR' : 'MONTH',
-                'interval_count' => 1,
-            ],
-            'tenure_type' => 'REGULAR',
-            'sequence' => $plan->trial_days > 0 ? 2 : 1,
-            'total_cycles' => 0, // Infinite
-            'pricing_scheme' => [
-                'fixed_price' => [
-                    'value' => number_format($plan->price, 2, '.', ''),
-                    'currency_code' => $plan->currency,
-                ],
-            ],
-        ];
-
-        $response = \Illuminate\Support\Facades\Http::withToken($paypal->getAccessToken())
-            ->post("{$baseUrl}/v1/billing/plans", [
-                'product_id' => $productId,
-                'name' => $plan->name,
-                'description' => $plan->description ?? "WEBMoney {$plan->name} subscription",
-                'status' => 'ACTIVE',
-                'billing_cycles' => $billingCycles,
-                'payment_preferences' => [
-                    'auto_bill_outstanding' => true,
-                    'setup_fee_failure_action' => 'CONTINUE',
-                    'payment_failure_threshold' => 3,
-                ],
-            ]);
-
-        if (!$response->successful()) {
-            throw new \Exception('Failed to create billing plan: ' . $response->body());
-        }
-
-        return $response->json();
-    }
-}

backend/app/Http/Controllers/Api/AssetAccountController.php

@@ -1,423 +0,0 @@
-<?php
-
-namespace App\Http\Controllers\Api;
-
-use App\Http\Controllers\Controller;
-use App\Models\AssetAccount;
-use Illuminate\Http\Request;
-use Illuminate\Http\JsonResponse;
-use Illuminate\Support\Facades\Auth;
-use Illuminate\Support\Facades\Validator;
-use Illuminate\Validation\Rule;
-
-class AssetAccountController extends Controller
-{
-    /**
-     * Listar todos os ativos do usuário
-     */
-    public function index(Request $request): JsonResponse
-    {
-        $query = AssetAccount::where('user_id', Auth::id());
-
-        // Filtros
-        if ($request->has('asset_type') && $request->asset_type) {
-            $query->where('asset_type', $request->asset_type);
-        }
-
-        if ($request->has('status') && $request->status) {
-            $query->where('status', $request->status);
-        }
-
-        if ($request->has('search') && $request->search) {
-            $search = $request->search;
-            $query->where(function($q) use ($search) {
-                $q->where('name', 'like', "%{$search}%")
-                  ->orWhere('description', 'like', "%{$search}%")
-                  ->orWhere('document_number', 'like', "%{$search}%");
-            });
-        }
-
-        // Ordenação
-        $sortBy = $request->get('sort_by', 'created_at');
-        $sortDir = $request->get('sort_dir', 'desc');
-        $query->orderBy($sortBy, $sortDir);
-
-        // Paginação ou todos
-        if ($request->has('per_page')) {
-            $assets = $query->paginate($request->per_page);
-        } else {
-            $assets = $query->get();
-        }
-
-        return response()->json([
-            'success' => true,
-            'data' => $assets,
-        ]);
-    }
-
-    /**
-     * Criar novo ativo
-     */
-    public function store(Request $request): JsonResponse
-    {
-        $validator = Validator::make($request->all(), [
-            'asset_type' => ['required', Rule::in(array_keys(AssetAccount::ASSET_TYPES))],
-            'name' => 'required|string|max:255',
-            'description' => 'nullable|string',
-            'currency' => 'required|string|size:3',
-            'color' => 'nullable|string|max:7',
-            'acquisition_value' => 'required|numeric|min:0',
-            'current_value' => 'required|numeric|min:0',
-            'acquisition_date' => 'nullable|date',
-            // Campos opcionais conforme tipo
-            'property_type' => 'nullable|string',
-            'investment_type' => 'nullable|string',
-            'depreciation_method' => 'nullable|string',
-        ]);
-
-        if ($validator->fails()) {
-            return response()->json([
-                'success' => false,
-                'errors' => $validator->errors(),
-            ], 422);
-        }
-
-        $data = $request->all();
-        $data['user_id'] = Auth::id();
-        $data['business_id'] = $request->business_id ?? Auth::user()->businesses()->first()?->id;
-
-        $asset = AssetAccount::create($data);
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Activo creado con éxito',
-            'data' => $asset,
-        ], 201);
-    }
-
-    /**
-     * Ver um ativo específico
-     */
-    public function show(AssetAccount $assetAccount): JsonResponse
-    {
-        // Verificar se pertence ao usuário
-        if ($assetAccount->user_id !== Auth::id()) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No autorizado',
-            ], 403);
-        }
-
-        return response()->json([
-            'success' => true,
-            'data' => $assetAccount->load('linkedLiability'),
-        ]);
-    }
-
-    /**
-     * Atualizar ativo
-     */
-    public function update(Request $request, AssetAccount $assetAccount): JsonResponse
-    {
-        if ($assetAccount->user_id !== Auth::id()) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No autorizado',
-            ], 403);
-        }
-
-        $validator = Validator::make($request->all(), [
-            'asset_type' => ['nullable', Rule::in(array_keys(AssetAccount::ASSET_TYPES))],
-            'name' => 'nullable|string|max:255',
-            'current_value' => 'nullable|numeric|min:0',
-            'status' => ['nullable', Rule::in(array_keys(AssetAccount::STATUSES))],
-        ]);
-
-        if ($validator->fails()) {
-            return response()->json([
-                'success' => false,
-                'errors' => $validator->errors(),
-            ], 422);
-        }
-
-        $assetAccount->update($request->all());
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Activo actualizado con éxito',
-            'data' => $assetAccount->fresh(),
-        ]);
-    }
-
-    /**
-     * Deletar ativo
-     */
-    public function destroy(AssetAccount $assetAccount): JsonResponse
-    {
-        if ($assetAccount->user_id !== Auth::id()) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No autorizado',
-            ], 403);
-        }
-
-        $assetAccount->delete();
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Activo eliminado con éxito',
-        ]);
-    }
-
-    /**
-     * Retornar tipos de ativos e opções para o wizard
-     */
-    public function assetTypes(): JsonResponse
-    {
-        return response()->json([
-            'success' => true,
-            'data' => AssetAccount::ASSET_TYPES,
-            'property_types' => AssetAccount::PROPERTY_TYPES,
-            'investment_types' => AssetAccount::INVESTMENT_TYPES,
-            'depreciation_methods' => AssetAccount::DEPRECIATION_METHODS,
-            'index_types' => AssetAccount::INDEX_TYPES,
-            'statuses' => AssetAccount::STATUSES,
-        ]);
-    }
-
-    /**
-     * Criar ativo via wizard
-     */
-    public function storeWithWizard(Request $request): JsonResponse
-    {
-        $rules = [
-            // Step 1 - Tipo
-            'asset_type' => ['required', Rule::in(array_keys(AssetAccount::ASSET_TYPES))],
-            
-            // Step 2 - Dados básicos
-            'name' => 'required|string|max:255',
-            'description' => 'nullable|string|max:1000',
-            'currency' => 'required|string|size:3',
-            'color' => 'nullable|string|max:7',
-            
-            // Step 3 - Valores
-            'acquisition_value' => 'required|numeric|min:0',
-            'current_value' => 'required|numeric|min:0',
-            'acquisition_date' => 'nullable|date',
-            
-            // Depreciação
-            'is_depreciable' => 'nullable|boolean',
-            'depreciation_method' => ['nullable', Rule::in(array_keys(AssetAccount::DEPRECIATION_METHODS))],
-            'useful_life_years' => 'nullable|numeric|min:0.5|max:100',
-            'residual_value' => 'nullable|numeric|min:0',
-            
-            // Imóveis
-            'property_type' => ['nullable', Rule::in(array_keys(AssetAccount::PROPERTY_TYPES))],
-            'address' => 'nullable|string|max:500',
-            'city' => 'nullable|string|max:100',
-            'state' => 'nullable|string|max:100',
-            'postal_code' => 'nullable|string|max:20',
-            'country' => 'nullable|string|size:2',
-            'property_area_m2' => 'nullable|numeric|min:0',
-            'registry_number' => 'nullable|string|max:100',
-            
-            // Veículos
-            'vehicle_brand' => 'nullable|string|max:100',
-            'vehicle_model' => 'nullable|string|max:100',
-            'vehicle_year' => 'nullable|integer|min:1900|max:2100',
-            'vehicle_plate' => 'nullable|string|max:20',
-            'vehicle_vin' => 'nullable|string|max:50',
-            'vehicle_mileage' => 'nullable|integer|min:0',
-            
-            // Investimentos
-            'investment_type' => ['nullable', Rule::in(array_keys(AssetAccount::INVESTMENT_TYPES))],
-            'institution' => 'nullable|string|max:100',
-            'account_number' => 'nullable|string|max:100',
-            'quantity' => 'nullable|integer|min:0',
-            'unit_price' => 'nullable|numeric|min:0',
-            'ticker' => 'nullable|string|max:20',
-            'maturity_date' => 'nullable|date',
-            'interest_rate' => 'nullable|numeric|min:0|max:100',
-            'index_type' => ['nullable', Rule::in(array_keys(AssetAccount::INDEX_TYPES))],
-            
-            // Equipamentos
-            'equipment_brand' => 'nullable|string|max:100',
-            'equipment_model' => 'nullable|string|max:100',
-            'serial_number' => 'nullable|string|max:100',
-            'warranty_expiry' => 'nullable|date',
-            
-            // Recebíveis
-            'debtor_name' => 'nullable|string|max:200',
-            'debtor_document' => 'nullable|string|max:50',
-            'receivable_due_date' => 'nullable|date',
-            'receivable_amount' => 'nullable|numeric|min:0',
-            
-            // Garantias
-            'is_collateral' => 'nullable|boolean',
-            'collateral_for' => 'nullable|string|max:200',
-            'linked_liability_id' => 'nullable|integer|exists:liability_accounts,id',
-            
-            // Seguros
-            'has_insurance' => 'nullable|boolean',
-            'insurance_company' => 'nullable|string|max:100',
-            'insurance_policy' => 'nullable|string|max:100',
-            'insurance_value' => 'nullable|numeric|min:0',
-            'insurance_expiry' => 'nullable|date',
-            
-            // Gestão
-            'alert_days_before' => 'nullable|integer|min:0|max:365',
-            'internal_responsible' => 'nullable|string|max:200',
-            'internal_notes' => 'nullable|string|max:2000',
-            'document_number' => 'nullable|string|max:100',
-        ];
-
-        $validator = Validator::make($request->all(), $rules);
-
-        if ($validator->fails()) {
-            return response()->json([
-                'success' => false,
-                'errors' => $validator->errors(),
-            ], 422);
-        }
-
-        // Criar o ativo
-        $data = $validator->validated();
-        $data['user_id'] = Auth::id();
-        // business_id é opcional e vem do request se fornecido
-        if ($request->filled('business_id')) {
-            $data['business_id'] = $request->business_id;
-        }
-        $data['status'] = 'active';
-
-        $asset = AssetAccount::create($data);
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Activo creado con éxito',
-            'data' => $asset,
-        ], 201);
-    }
-
-    /**
-     * Resumo dos ativos do usuário
-     */
-    public function summary(): JsonResponse
-    {
-        $userId = Auth::id();
-
-        $summary = [
-            'total_assets' => AssetAccount::where('user_id', $userId)->active()->count(),
-            'total_value' => AssetAccount::where('user_id', $userId)->active()->sum('current_value'),
-            'total_acquisition' => AssetAccount::where('user_id', $userId)->active()->sum('acquisition_value'),
-            'by_type' => [],
-        ];
-
-        // Agrupar por tipo
-        $byType = AssetAccount::where('user_id', $userId)
-            ->active()
-            ->selectRaw('asset_type, COUNT(*) as count, SUM(current_value) as total_value')
-            ->groupBy('asset_type')
-            ->get();
-
-        foreach ($byType as $item) {
-            $summary['by_type'][$item->asset_type] = [
-                'name' => AssetAccount::ASSET_TYPES[$item->asset_type]['name'] ?? $item->asset_type,
-                'count' => $item->count,
-                'total_value' => $item->total_value,
-            ];
-        }
-
-        // Ganho/perda total
-        $summary['total_gain_loss'] = $summary['total_value'] - $summary['total_acquisition'];
-        $summary['total_gain_loss_percent'] = $summary['total_acquisition'] > 0 
-            ? (($summary['total_value'] - $summary['total_acquisition']) / $summary['total_acquisition']) * 100 
-            : 0;
-
-        return response()->json([
-            'success' => true,
-            'data' => $summary,
-        ]);
-    }
-
-    /**
-     * Atualizar valor de mercado de um ativo
-     */
-    public function updateValue(Request $request, AssetAccount $assetAccount): JsonResponse
-    {
-        if ($assetAccount->user_id !== Auth::id()) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No autorizado',
-            ], 403);
-        }
-
-        $validator = Validator::make($request->all(), [
-            'current_value' => 'required|numeric|min:0',
-            'note' => 'nullable|string|max:500',
-        ]);
-
-        if ($validator->fails()) {
-            return response()->json([
-                'success' => false,
-                'errors' => $validator->errors(),
-            ], 422);
-        }
-
-        $assetAccount->update([
-            'current_value' => $request->current_value,
-        ]);
-
-        // Adicionar nota se fornecida
-        if ($request->note) {
-            $notes = $assetAccount->internal_notes ?? '';
-            $notes .= "\n[" . now()->format('d/m/Y') . "] Valor actualizado: {$request->note}";
-            $assetAccount->update(['internal_notes' => trim($notes)]);
-        }
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Valor actualizado con éxito',
-            'data' => $assetAccount->fresh(),
-        ]);
-    }
-
-    /**
-     * Registrar venda/baixa de ativo
-     */
-    public function dispose(Request $request, AssetAccount $assetAccount): JsonResponse
-    {
-        if ($assetAccount->user_id !== Auth::id()) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No autorizado',
-            ], 403);
-        }
-
-        $validator = Validator::make($request->all(), [
-            'disposal_date' => 'required|date',
-            'disposal_value' => 'required|numeric|min:0',
-            'disposal_reason' => 'nullable|string|max:200',
-            'status' => ['required', Rule::in(['sold', 'written_off', 'depreciated'])],
-        ]);
-
-        if ($validator->fails()) {
-            return response()->json([
-                'success' => false,
-                'errors' => $validator->errors(),
-            ], 422);
-        }
-
-        $assetAccount->update([
-            'status' => $request->status,
-            'disposal_date' => $request->disposal_date,
-            'disposal_value' => $request->disposal_value,
-            'disposal_reason' => $request->disposal_reason,
-        ]);
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Baja registrada con éxito',
-            'data' => $assetAccount->fresh(),
-        ]);
-    }
-}

backend/app/Http/Controllers/Api/AuthController.php

@@ -4,21 +4,17 @@
 
 use App\Http\Controllers\Controller;
 use App\Models\User;
-use App\Models\EmailVerificationToken;
 use App\Services\UserSetupService;
-use App\Mail\AccountActivationMail;
 use Illuminate\Http\Request;
 use Illuminate\Http\JsonResponse;
 use Illuminate\Support\Facades\Auth;
 use Illuminate\Support\Facades\Hash;
 use Illuminate\Support\Facades\Validator;
-use Illuminate\Support\Facades\Mail;
-use Illuminate\Support\Facades\Log;
 
 class AuthController extends Controller
 {
     /**
-     * Register a new user (without auto-login - requires PayPal payment and email activation)
+     * Register a new user
      */
     public function register(Request $request): JsonResponse
     {
@@ -27,7 +23,6 @@ public function register(Request $request): JsonResponse
                 'name' => 'required|string|max:255',
                 'email' => 'required|string|email|max:255|unique:users',
                 'password' => 'required|string|min:8|confirmed',
-                'plan_id' => 'nullable|exists:plans,id',
             ], [
                 'name.required' => 'El nombre es obligatorio',
                 'email.required' => 'El email es obligatorio',
@@ -46,40 +41,32 @@ public function register(Request $request): JsonResponse
                 ], 422);
             }
 
-            // Create user WITHOUT email verification (will be verified after PayPal payment)
             $user = User::create([
                 'name' => $request->name,
                 'email' => $request->email,
                 'password' => Hash::make($request->password),
-                'email_verified_at' => null, // NOT verified yet
             ]);
 
-            // DISABLED: Create default categories and data for the new user
+            // Criar categorias e dados padrão para o novo usuário
-            // TODO: Re-enable when category templates are ready
+            $setupService = new UserSetupService();
-            // $setupService = new UserSetupService();
+            $setupService->setupNewUser($user->id);
-            // $setupService->setupNewUser($user->id);
 
-            // Create a temporary token for PayPal flow (expires in 1 hour)
+            $token = $user->createToken('auth-token')->plainTextToken;
-            $tempToken = $user->createToken('registration-flow', ['registration'])->plainTextToken;
 
             return response()->json([
                 'success' => true,
-                'message' => 'Usuario registrado. Procede al pago para activar tu cuenta.',
+                'message' => 'Usuario registrado exitosamente',
                 'data' => [
                     'user' => [
                         'id' => $user->id,
                         'name' => $user->name,
                         'email' => $user->email,
-                        'email_verified' => false,
                     ],
-                    'token' => $tempToken,
+                    'token' => $token,
-                    'requires_payment' => true,
-                    'requires_activation' => true,
                 ]
             ], 201);
 
         } catch (\Exception $e) {
-            Log::error('Registration error: ' . $e->getMessage());
             return response()->json([
                 'success' => false,
                 'message' => 'Error al registrar usuario',
@@ -111,63 +98,30 @@ public function login(Request $request): JsonResponse
                 ], 422);
             }
 
-            $user = User::where('email', $request->email)->first();
+            if (!Auth::attempt($request->only('email', 'password'))) {
-
-            if (!$user || !Hash::check($request->password, $user->password)) {
                 return response()->json([
                     'success' => false,
                     'message' => 'Credenciales incorrectas'
                 ], 401);
             }
 
-            // Check if email is verified (account activated)
+            $user = User::where('email', $request->email)->first();
-            if (!$user->email_verified_at) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Tu cuenta aún no está activada. Revisa tu email para activarla.',
-                    'error' => 'email_not_verified',
-                    'data' => [
-                        'email_verified' => false,
-                        'can_resend' => true,
-                    ]
-                ], 403);
-            }
-
-            // Check if user has an active subscription (skip for demo users)
-            if (!$user->is_demo) {
-                $hasActiveSubscription = $user->subscriptions()->active()->exists();
-                if (!$hasActiveSubscription) {
-                    return response()->json([
-                        'success' => false,
-                        'message' => 'No tienes una suscripción activa. Por favor, completa el pago.',
-                        'error' => 'no_subscription',
-                        'data' => [
-                            'email_verified' => true,
-                            'has_subscription' => false,
-                        ]
-                    ], 403);
-                }
-            }
-
             $token = $user->createToken('auth-token')->plainTextToken;
 
             return response()->json([
                 'success' => true,
-                'message' => $user->is_demo ? 'Bienvenido al modo demostración' : 'Inicio de sesión exitoso',
+                'message' => 'Inicio de sesión exitoso',
                 'data' => [
                     'user' => [
                         'id' => $user->id,
                         'name' => $user->name,
                         'email' => $user->email,
-                        'email_verified' => true,
-                        'is_demo' => $user->is_demo ?? false,
                     ],
                     'token' => $token,
                 ]
             ], 200);
 
         } catch (\Exception $e) {
-            Log::error('Login error: ' . $e->getMessage());
             return response()->json([
                 'success' => false,
                 'message' => 'Error al iniciar sesión',
@@ -176,175 +130,6 @@ public function login(Request $request): JsonResponse
         }
     }
 
-    /**
-     * Activate account via email token
-     */
-    public function activateAccount(Request $request): JsonResponse
-    {
-        try {
-            $validator = Validator::make($request->all(), [
-                'token' => 'required|string|size:64',
-            ]);
-
-            if ($validator->fails()) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Token inválido',
-                ], 422);
-            }
-
-            $verificationToken = EmailVerificationToken::findValid($request->token);
-
-            if (!$verificationToken) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'El enlace de activación es inválido o ha expirado.',
-                    'error' => 'invalid_token',
-                ], 400);
-            }
-
-            $user = $verificationToken->user;
-
-            // Activate the user
-            $user->update(['email_verified_at' => now()]);
-            $verificationToken->markAsUsed();
-
-            // Create auth token for immediate login
-            $authToken = $user->createToken('auth-token')->plainTextToken;
-
-            return response()->json([
-                'success' => true,
-                'message' => '¡Tu cuenta ha sido activada! Ya puedes acceder al sistema.',
-                'data' => [
-                    'user' => [
-                        'id' => $user->id,
-                        'name' => $user->name,
-                        'email' => $user->email,
-                        'email_verified' => true,
-                    ],
-                    'token' => $authToken,
-                ]
-            ]);
-
-        } catch (\Exception $e) {
-            Log::error('Activation error: ' . $e->getMessage());
-            return response()->json([
-                'success' => false,
-                'message' => 'Error al activar la cuenta',
-            ], 500);
-        }
-    }
-
-    /**
-     * Resend activation email
-     */
-    public function resendActivation(Request $request): JsonResponse
-    {
-        try {
-            $validator = Validator::make($request->all(), [
-                'email' => 'required|email|exists:users,email',
-            ]);
-
-            if ($validator->fails()) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Email no encontrado',
-                ], 404);
-            }
-
-            $user = User::where('email', $request->email)->first();
-
-            if ($user->email_verified_at) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Esta cuenta ya está activada',
-                ], 400);
-            }
-
-            // Check if user has completed payment
-            $subscription = $user->subscriptions()->active()->first();
-            if (!$subscription) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Primero debes completar el pago de tu suscripción',
-                ], 400);
-            }
-
-            // Create new verification token and send email
-            $verificationToken = EmailVerificationToken::createForUser($user);
-            $frontendUrl = config('app.frontend_url', 'https://webmoney.cnxifly.com');
-            $activationUrl = "{$frontendUrl}/activate?token={$verificationToken->token}";
-
-            Mail::to($user->email)->send(new AccountActivationMail(
-                $user,
-                $activationUrl,
-                $subscription->plan->name
-            ));
-
-            return response()->json([
-                'success' => true,
-                'message' => 'Email de activación reenviado. Revisa tu bandeja de entrada.',
-            ]);
-
-        } catch (\Exception $e) {
-            Log::error('Resend activation error: ' . $e->getMessage());
-            return response()->json([
-                'success' => false,
-                'message' => 'Error al reenviar el email',
-            ], 500);
-        }
-    }
-
-    /**
-     * Cancel registration - delete unactivated user account
-     * Used when PayPal payment is canceled or fails
-     */
-    public function cancelRegistration(Request $request): JsonResponse
-    {
-        try {
-            $validator = Validator::make($request->all(), [
-                'email' => 'required|email|exists:users,email',
-            ]);
-
-            if ($validator->fails()) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Usuario no encontrado',
-                ], 404);
-            }
-
-            $user = User::where('email', $request->email)->first();
-
-            // Only allow deletion if account is NOT activated
-            if ($user->email_verified_at) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Esta cuenta ya está activada y no puede ser eliminada',
-                ], 400);
-            }
-
-            // Delete associated data
-            $user->tokens()->delete(); // Delete all tokens
-            EmailVerificationToken::where('user_id', $user->id)->delete();
-            $user->subscriptions()->delete();
-            $user->delete();
-
-            Log::info("Unactivated user account deleted: {$request->email}");
-
-            return response()->json([
-                'success' => true,
-                'message' => 'Registro cancelado. Puedes intentar nuevamente.',
-            ]);
-
-        } catch (\Exception $e) {
-            Log::error('Cancel registration error: ' . $e->getMessage());
-            return response()->json([
-                'success' => false,
-                'message' => 'Error al cancelar el registro',
-            ], 500);
-        }
-    }
-
     /**
      * Logout user (revoke token)
      */

backend/app/Http/Controllers/Api/CategoryController.php

@@ -62,36 +62,6 @@ public function store(Request $request): JsonResponse
             'keywords.*' => 'string|max:100',
         ]);
 
-        $user = Auth::user();
-        $plan = $user->currentPlan();
-        
-        // Check subcategory limit if parent_id is provided
-        if (!empty($validated['parent_id']) && $plan) {
-            $limits = $plan->limits ?? [];
-            $subcategoryLimit = $limits['subcategories'] ?? null;
-            
-            if ($subcategoryLimit !== null) {
-                $currentSubcategories = Category::where('user_id', $user->id)
-                    ->whereNotNull('parent_id')
-                    ->count();
-                
-                if ($currentSubcategories >= $subcategoryLimit) {
-                    return response()->json([
-                        'success' => false,
-                        'message' => "Has alcanzado el límite de {$subcategoryLimit} subcategorías de tu plan. Actualiza a Pro para subcategorías ilimitadas.",
-                        'error' => 'plan_limit_exceeded',
-                        'data' => [
-                            'resource' => 'subcategories',
-                            'current' => $currentSubcategories,
-                            'limit' => $subcategoryLimit,
-                            'plan' => $plan->name,
-                            'upgrade_url' => '/pricing',
-                        ],
-                    ], 403);
-                }
-            }
-        }
-
         // Verificar se parent_id pertence ao usuário
         if (!empty($validated['parent_id'])) {
             $parent = Category::where('user_id', Auth::id())

backend/app/Http/Controllers/Api/DashboardController.php

@@ -133,7 +133,7 @@ public function summary(Request $request): JsonResponse
         ];
         
         $monthlyStatsByCurrency = Transaction::where('transactions.user_id', $userId)
-            ->whereIn('transactions.status', ['completed', 'effective'])
+            ->where('transactions.status', 'completed')
             ->where('transactions.is_transfer', false)
             ->whereBetween('transactions.effective_date', $currentMonth)
             ->whereNull('transactions.deleted_at')
@@ -465,20 +465,18 @@ public function calendar(Request $request): JsonResponse
         $endDate = $startDate->copy()->endOfMonth();
         
         // Buscar transações do período
-        // Usar planned_date para todas as transações (funciona para efetivadas e pendentes)
         $transactions = Transaction::ofUser($userId)
-            ->whereBetween('planned_date', [$startDate, $endDate])
+            ->whereBetween('effective_date', [$startDate, $endDate])
             ->with(['account:id,name,currency', 'category:id,name,color,icon'])
-            ->orderBy('planned_date')
+            ->orderBy('effective_date')
             ->get()
             ->map(function ($t) {
-                $date = $t->effective_date ?? $t->planned_date;
                 return [
                     'id' => $t->id,
                     'type' => 'transaction',
-                    'date' => $date->format('Y-m-d'),
+                    'date' => $t->effective_date->format('Y-m-d'),
                     'description' => $t->description,
-                    'amount' => (float) ($t->amount ?? $t->planned_amount),
+                    'amount' => (float) $t->amount,
                     'transaction_type' => $t->type,
                     'status' => $t->status,
                     'is_transfer' => $t->is_transfer,
@@ -575,21 +573,20 @@ public function calendarDay(Request $request): JsonResponse
         $userId = $request->user()->id;
         $date = Carbon::parse($request->get('date', now()->format('Y-m-d')));
         
-        // Buscar transações do dia (usar planned_date para incluir pendentes)
+        // Buscar transações do dia
         $transactions = Transaction::ofUser($userId)
-            ->whereDate('planned_date', $date)
+            ->whereDate('effective_date', $date)
             ->with(['account:id,name,currency', 'category:id,name,color,icon'])
-            ->orderBy('planned_date')
+            ->orderBy('effective_date')
             ->orderBy('created_at')
             ->get()
             ->map(function ($t) {
-                $txDate = $t->effective_date ?? $t->planned_date;
                 return [
                     'id' => $t->id,
                     'type' => 'transaction',
-                    'date' => $txDate->format('Y-m-d'),
+                    'date' => $t->effective_date->format('Y-m-d'),
                     'description' => $t->description,
-                    'amount' => (float) ($t->amount ?? $t->planned_amount),
+                    'amount' => (float) $t->amount,
                     'transaction_type' => $t->type,
                     'status' => $t->status,
                     'is_transfer' => $t->is_transfer,
@@ -673,28 +670,26 @@ public function upcomingTransactions(Request $request): JsonResponse
         $endDate = now()->addDays($days - 1)->endOfDay();
         
         // Buscar transações pendentes do período
-        // Para pendentes: usar planned_date (effective_date é NULL)
         $transactions = Transaction::ofUser($userId)
             ->whereIn('status', ['pending', 'scheduled'])
-            ->whereBetween('planned_date', [$startDate, $endDate])
+            ->whereBetween('effective_date', [$startDate, $endDate])
             ->with(['account:id,name,currency', 'category:id,name,color,icon'])
-            ->orderBy('planned_date')
+            ->orderBy('effective_date')
             ->orderBy('created_at')
             ->get()
             ->map(function ($t) {
-                $date = $t->effective_date ?? $t->planned_date;
                 return [
                     'id' => $t->id,
                     'type' => 'transaction',
-                    'date' => $date->format('Y-m-d'),
+                    'date' => $t->effective_date->format('Y-m-d'),
-                    'date_formatted' => $date->translatedFormat('D, d M'),
+                    'date_formatted' => $t->effective_date->translatedFormat('D, d M'),
                     'description' => $t->description,
-                    'amount' => (float) ($t->amount ?? $t->planned_amount),
+                    'amount' => (float) $t->amount,
                     'currency' => $t->account->currency ?? 'EUR',
                     'transaction_type' => $t->type,
                     'status' => $t->status,
                     'is_transfer' => $t->is_transfer,
-                    'days_until' => (int) now()->startOfDay()->diffInDays($date, false),
+                    'days_until' => (int) now()->startOfDay()->diffInDays($t->effective_date, false),
                     'account' => $t->account ? [
                         'id' => $t->account->id,
                         'name' => $t->account->name,
@@ -774,8 +769,6 @@ public function upcomingTransactions(Request $request): JsonResponse
             'recurring_count' => $recurringInstances->count(),
             'total_credit' => $nonTransferItems->where('transaction_type', 'credit')->sum('amount'),
             'total_debit' => $nonTransferItems->where('transaction_type', 'debit')->sum('amount'),
-            'credit_count' => $nonTransferItems->where('transaction_type', 'credit')->count(),
-            'debit_count' => $nonTransferItems->where('transaction_type', 'debit')->count(),
         ];
         
         return response()->json([
@@ -898,7 +891,7 @@ public function overdueTransactions(Request $request): JsonResponse
                     'planned_date' => $li->due_date->format('Y-m-d'),
                     'planned_date_formatted' => $li->due_date->translatedFormat('D, d M Y'),
                     'description' => $li->liabilityAccount->name . ' - Parcela ' . $li->installment_number,
-                    'amount' => (float) $li->installment_amount,
+                    'amount' => (float) $li->amount,
                     'currency' => $li->liabilityAccount->currency ?? 'EUR',
                     'transaction_type' => 'debit',
                     'status' => $li->status,

backend/app/Http/Controllers/Api/FinancialHealthController.php

@@ -30,9 +30,6 @@ public function index(Request $request)
         $this->setPrimaryCurrency();
         $this->loadExchangeRates();
 
-        // Verificar si hay datos suficientes para análisis
-        $dataStatus = $this->checkDataSufficiency();
-
         // Obtener datos base
         $financialSummary = $this->getFinancialSummary();
         $cashFlowAnalysis = $this->analyzeCashFlow();
@@ -80,9 +77,6 @@ public function index(Request $request)
             'last_updated' => now()->toIso8601String(),
             'currency' => $this->primaryCurrency,
             
-            // Estado de datos
-            'data_status' => $dataStatus,
-            
             // Resumen financiero
             'summary' => [
                 'total_assets' => $financialSummary['total_assets'],
@@ -124,56 +118,6 @@ public function index(Request $request)
         ]);
     }
 
-    /**
-     * Verificar si hay datos suficientes para análisis
-     */
-    private function checkDataSufficiency()
-    {
-        $accountsCount = Account::where('user_id', $this->userId)->count();
-        $transactionsCount = Transaction::where('user_id', $this->userId)->count();
-        $categoriesCount = Category::where('user_id', $this->userId)->count();
-        
-        // Transacciones de los últimos 30 días
-        $recentTransactions = Transaction::where('user_id', $this->userId)
-            ->where('effective_date', '>=', now()->subDays(30))
-            ->count();
-        
-        // Determinar nivel de suficiencia
-        $hasSufficientData = $accountsCount >= 1 && $transactionsCount >= 10;
-        $hasMinimalData = $accountsCount >= 1 || $transactionsCount >= 1;
-        
-        // Mensaje apropiado
-        $message = null;
-        $level = 'sufficient';
-        
-        if ($accountsCount === 0 && $transactionsCount === 0) {
-            $level = 'no_data';
-            $message = 'No hay datos registrados. Añade cuentas y transacciones para comenzar el análisis.';
-        } elseif ($accountsCount === 0) {
-            $level = 'insufficient';
-            $message = 'Añade al menos una cuenta bancaria para un análisis más preciso.';
-        } elseif ($transactionsCount < 10) {
-            $level = 'limited';
-            $message = 'Hay pocos datos para un análisis completo. Registra más transacciones para mejorar la precisión.';
-        } elseif ($recentTransactions === 0) {
-            $level = 'outdated';
-            $message = 'No hay transacciones recientes. Los datos pueden estar desactualizados.';
-        }
-        
-        return [
-            'has_sufficient_data' => $hasSufficientData,
-            'has_minimal_data' => $hasMinimalData,
-            'level' => $level,
-            'message' => $message,
-            'counts' => [
-                'accounts' => $accountsCount,
-                'transactions' => $transactionsCount,
-                'categories' => $categoriesCount,
-                'recent_transactions' => $recentTransactions,
-            ],
-        ];
-    }
-
     /**
      * Establecer moneda principal del usuario
      */

backend/app/Http/Controllers/Api/LiabilityAccountController.php

@@ -683,290 +683,4 @@ public function pendingReconciliation(): JsonResponse
             'count' => $installments->count(),
         ]);
     }
-
-    /**
-     * Download template Excel para importação
-     */
-    public function downloadTemplate()
-    {
-        $service = new \App\Services\LiabilityTemplateService();
-        $spreadsheet = $service->generateTemplate();
-        
-        $writer = new \PhpOffice\PhpSpreadsheet\Writer\Xlsx($spreadsheet);
-        
-        $filename = 'plantilla_importacion_pasivo.xlsx';
-        
-        // Criar response com stream
-        return response()->streamDownload(function () use ($writer) {
-            $writer->save('php://output');
-        }, $filename, [
-            'Content-Type' => 'application/vnd.openxmlformats-officedocument.spreadsheetml.sheet',
-            'Content-Disposition' => 'attachment; filename="' . $filename . '"',
-            'Cache-Control' => 'max-age=0',
-        ]);
-    }
-
-    /**
-     * Obter tipos de contrato disponíveis
-     */
-    public function contractTypes(): JsonResponse
-    {
-        return response()->json([
-            'success' => true,
-            'data' => LiabilityAccount::CONTRACT_TYPES,
-            'amortization_systems' => LiabilityAccount::AMORTIZATION_SYSTEMS,
-            'index_types' => LiabilityAccount::INDEX_TYPES,
-            'guarantee_types' => LiabilityAccount::GUARANTEE_TYPES,
-        ]);
-    }
-
-    /**
-     * Criar conta passivo com wizard (formulário completo)
-     */
-    public function storeWithWizard(Request $request): JsonResponse
-    {
-        $validated = $request->validate([
-            // Dados básicos
-            'name' => 'required|string|max:150',
-            'contract_type' => ['required', \Illuminate\Validation\Rule::in(array_keys(LiabilityAccount::CONTRACT_TYPES))],
-            'creditor' => 'nullable|string|max:150',
-            'contract_number' => 'nullable|string|max:100',
-            'description' => 'nullable|string',
-            'currency' => 'nullable|string|size:3',
-            'color' => 'nullable|string|max:7',
-            
-            // Dados do contrato
-            'principal_amount' => 'required|numeric|min:0.01',
-            'annual_interest_rate' => 'nullable|numeric|min:0|max:100',
-            'monthly_interest_rate' => 'nullable|numeric|min:0|max:20',
-            'amortization_system' => ['nullable', \Illuminate\Validation\Rule::in(array_keys(LiabilityAccount::AMORTIZATION_SYSTEMS))],
-            'total_installments' => 'nullable|integer|min:1|max:600',
-            'start_date' => 'required|date',
-            'first_due_date' => 'required|date',
-            'end_date' => 'nullable|date',
-            
-            // Opções básicas
-            'has_grace_period' => 'nullable|boolean',
-            'grace_period_months' => 'nullable|integer|min:0|max:12',
-            'include_insurance' => 'nullable|boolean',
-            'insurance_amount' => 'nullable|numeric|min:0',
-            'include_admin_fee' => 'nullable|boolean',
-            'admin_fee_amount' => 'nullable|numeric|min:0',
-            
-            // ============================================
-            // CAMPOS AVANÇADOS (opcionais)
-            // ============================================
-            // Indexadores
-            'index_type' => ['nullable', \Illuminate\Validation\Rule::in(array_keys(LiabilityAccount::INDEX_TYPES))],
-            'index_spread' => 'nullable|numeric|min:-50|max:50',
-            'total_effective_cost' => 'nullable|numeric|min:0|max:500',
-            
-            // Garantias
-            'guarantee_type' => ['nullable', \Illuminate\Validation\Rule::in(array_keys(LiabilityAccount::GUARANTEE_TYPES))],
-            'guarantee_value' => 'nullable|numeric|min:0',
-            'guarantee_description' => 'nullable|string|max:500',
-            'guarantor_name' => 'nullable|string|max:150',
-            
-            // Penalidades
-            'late_fee_percent' => 'nullable|numeric|min:0|max:100',
-            'daily_penalty_percent' => 'nullable|numeric|min:0|max:10',
-            'grace_days_for_penalty' => 'nullable|integer|min:0|max:30',
-            
-            // Específicos por tipo
-            'asset_value' => 'nullable|numeric|min:0',
-            'asset_description' => 'nullable|string|max:300',
-            'residual_value' => 'nullable|numeric|min:0',
-            'admin_fee_percent' => 'nullable|numeric|min:0|max:50',
-            'reserve_fund_percent' => 'nullable|numeric|min:0|max:20',
-            
-            // Covenants e gestão
-            'covenants' => 'nullable|array',
-            'covenants.*.name' => 'required_with:covenants|string|max:100',
-            'covenants.*.condition' => 'required_with:covenants|string|max:50',
-            'covenants.*.value' => 'required_with:covenants|string|max:100',
-            'alert_days_before' => 'nullable|integer|min:0|max:60',
-            'internal_responsible' => 'nullable|string|max:150',
-            'internal_notes' => 'nullable|string',
-            'document_number' => 'nullable|string|max:100',
-            'registry_office' => 'nullable|string|max:200',
-            
-            // Parcelas (opcional - se não enviado, será calculado)
-            'installments' => 'nullable|array',
-            'installments.*.installment_number' => 'required|integer|min:1',
-            'installments.*.due_date' => 'required|date',
-            'installments.*.installment_amount' => 'required|numeric|min:0',
-            'installments.*.principal_amount' => 'nullable|numeric|min:0',
-            'installments.*.interest_amount' => 'nullable|numeric|min:0',
-            'installments.*.fee_amount' => 'nullable|numeric|min:0',
-            'installments.*.status' => 'nullable|string',
-        ]);
-
-        try {
-            DB::beginTransaction();
-
-            // Calcular taxa mensal se não informada
-            $monthlyRate = $validated['monthly_interest_rate'] ?? null;
-            if (!$monthlyRate && isset($validated['annual_interest_rate'])) {
-                $monthlyRate = $validated['annual_interest_rate'] / 12;
-            }
-
-            // Criar conta passivo com todos os campos
-            $account = LiabilityAccount::create([
-                'user_id' => Auth::id(),
-                'name' => $validated['name'],
-                'contract_type' => $validated['contract_type'],
-                'creditor' => $validated['creditor'] ?? null,
-                'contract_number' => $validated['contract_number'] ?? null,
-                'description' => $validated['description'] ?? null,
-                'currency' => $validated['currency'] ?? 'EUR',
-                'color' => $validated['color'] ?? null,
-                'principal_amount' => $validated['principal_amount'],
-                'annual_interest_rate' => $validated['annual_interest_rate'] ?? null,
-                'monthly_interest_rate' => $monthlyRate,
-                'amortization_system' => $validated['amortization_system'] ?? 'price',
-                'total_installments' => $validated['total_installments'] ?? null,
-                'start_date' => $validated['start_date'],
-                'first_due_date' => $validated['first_due_date'],
-                'end_date' => $validated['end_date'] ?? null,
-                'has_grace_period' => $validated['has_grace_period'] ?? false,
-                'grace_period_months' => $validated['grace_period_months'] ?? 0,
-                'status' => LiabilityAccount::STATUS_ACTIVE,
-                // Campos avançados - Indexadores
-                'index_type' => $validated['index_type'] ?? 'fixed',
-                'index_spread' => $validated['index_spread'] ?? null,
-                'total_effective_cost' => $validated['total_effective_cost'] ?? null,
-                // Campos avançados - Garantias
-                'guarantee_type' => $validated['guarantee_type'] ?? 'none',
-                'guarantee_value' => $validated['guarantee_value'] ?? null,
-                'guarantee_description' => $validated['guarantee_description'] ?? null,
-                'guarantor_name' => $validated['guarantor_name'] ?? null,
-                // Campos avançados - Penalidades
-                'late_fee_percent' => $validated['late_fee_percent'] ?? null,
-                'daily_penalty_percent' => $validated['daily_penalty_percent'] ?? null,
-                'grace_days_for_penalty' => $validated['grace_days_for_penalty'] ?? 0,
-                // Campos avançados - Específicos
-                'asset_value' => $validated['asset_value'] ?? null,
-                'asset_description' => $validated['asset_description'] ?? null,
-                'residual_value' => $validated['residual_value'] ?? null,
-                'admin_fee_percent' => $validated['admin_fee_percent'] ?? null,
-                'reserve_fund_percent' => $validated['reserve_fund_percent'] ?? null,
-                // Campos avançados - Covenants e gestão
-                'covenants' => $validated['covenants'] ?? null,
-                'alert_days_before' => $validated['alert_days_before'] ?? 5,
-                'internal_responsible' => $validated['internal_responsible'] ?? null,
-                'internal_notes' => $validated['internal_notes'] ?? null,
-                'document_number' => $validated['document_number'] ?? null,
-                'registry_office' => $validated['registry_office'] ?? null,
-            ]);
-
-            // Se parcelas foram enviadas, criar diretamente
-            if (!empty($validated['installments'])) {
-                foreach ($validated['installments'] as $inst) {
-                    LiabilityInstallment::create([
-                        'liability_account_id' => $account->id,
-                        'installment_number' => $inst['installment_number'],
-                        'due_date' => $inst['due_date'],
-                        'installment_amount' => $inst['installment_amount'],
-                        'principal_amount' => $inst['principal_amount'] ?? 0,
-                        'interest_amount' => $inst['interest_amount'] ?? 0,
-                        'fee_amount' => $inst['fee_amount'] ?? 0,
-                        'status' => $inst['status'] ?? 'pending',
-                    ]);
-                }
-            } else {
-                // Gerar parcelas automaticamente
-                $this->generateInstallments($account, $validated);
-            }
-
-            // Recalcular totais
-            $account->recalculateTotals();
-
-            DB::commit();
-
-            return response()->json([
-                'success' => true,
-                'message' => 'Cuenta pasivo creada con éxito',
-                'data' => $account->load('installments'),
-            ], 201);
-
-        } catch (\Exception $e) {
-            DB::rollBack();
-            return response()->json([
-                'success' => false,
-                'message' => 'Error al crear cuenta: ' . $e->getMessage(),
-            ], 422);
-        }
-    }
-
-    /**
-     * Gerar parcelas automaticamente baseado no sistema de amortização
-     */
-    private function generateInstallments(LiabilityAccount $account, array $data): void
-    {
-        $principal = $account->principal_amount;
-        $monthlyRate = ($account->monthly_interest_rate ?? 0) / 100;
-        $totalInstallments = $data['total_installments'] ?? 12;
-        $amortizationSystem = $account->amortization_system ?? 'price';
-        $hasGracePeriod = $data['has_grace_period'] ?? false;
-        $gracePeriodMonths = $data['grace_period_months'] ?? 0;
-        $insuranceAmount = $data['insurance_amount'] ?? 0;
-        $adminFeeAmount = $data['admin_fee_amount'] ?? 0;
-        
-        $firstDueDate = new \DateTime($data['first_due_date']);
-        $remainingPrincipal = $principal;
-        
-        // Para sistema PRICE, calcular parcela fixa
-        $fixedInstallment = 0;
-        if ($amortizationSystem === 'price' && $monthlyRate > 0) {
-            $fixedInstallment = $principal * ($monthlyRate * pow(1 + $monthlyRate, $totalInstallments)) / 
-                               (pow(1 + $monthlyRate, $totalInstallments) - 1);
-        } elseif ($amortizationSystem === 'price') {
-            $fixedInstallment = $principal / $totalInstallments;
-        }
-        
-        // Para sistema SAC, calcular amortização fixa
-        $fixedAmortization = $principal / $totalInstallments;
-        
-        for ($i = 1; $i <= $totalInstallments; $i++) {
-            $dueDate = clone $firstDueDate;
-            $dueDate->modify('+' . ($i - 1) . ' months');
-            
-            // Carência
-            if ($hasGracePeriod && $i <= $gracePeriodMonths) {
-                $interestAmount = $remainingPrincipal * $monthlyRate;
-                $principalAmount = 0;
-                $installmentAmount = $interestAmount + $insuranceAmount + $adminFeeAmount;
-            } else {
-                if ($amortizationSystem === 'price') {
-                    // Sistema PRICE - parcela fixa
-                    $interestAmount = $remainingPrincipal * $monthlyRate;
-                    $principalAmount = $fixedInstallment - $interestAmount;
-                    $installmentAmount = $fixedInstallment + $insuranceAmount + $adminFeeAmount;
-                } elseif ($amortizationSystem === 'sac') {
-                    // Sistema SAC - amortização constante
-                    $principalAmount = $fixedAmortization;
-                    $interestAmount = $remainingPrincipal * $monthlyRate;
-                    $installmentAmount = $principalAmount + $interestAmount + $insuranceAmount + $adminFeeAmount;
-                } else {
-                    // Americano - só juros, principal no final
-                    $interestAmount = $remainingPrincipal * $monthlyRate;
-                    $principalAmount = ($i === $totalInstallments) ? $remainingPrincipal : 0;
-                    $installmentAmount = $interestAmount + $principalAmount + $insuranceAmount + $adminFeeAmount;
-                }
-                
-                $remainingPrincipal -= $principalAmount;
-            }
-            
-            LiabilityInstallment::create([
-                'liability_account_id' => $account->id,
-                'installment_number' => $i,
-                'due_date' => $dueDate->format('Y-m-d'),
-                'installment_amount' => round($installmentAmount, 2),
-                'principal_amount' => round(max(0, $principalAmount), 2),
-                'interest_amount' => round($interestAmount, 2),
-                'fee_amount' => round($insuranceAmount + $adminFeeAmount, 2),
-                'status' => 'pending',
-            ]);
-        }
-    }
 }

backend/app/Http/Controllers/Api/PlanController.php

@@ -10,25 +10,16 @@
 class PlanController extends Controller
 {
     /**
-     * List all plans for pricing page (including coming soon)
+     * List all active plans for pricing page
      */
     public function index(): JsonResponse
     {
-        // Get active plans
+        $plans = Plan::active()->ordered()->get();
-        $activePlans = Plan::active()->ordered()->get();
-        
-        // Get coming soon plans (inactive but should be displayed)
-        $comingSoonPlans = Plan::where('is_active', false)
-            ->whereIn('slug', ['business'])
-            ->ordered()
-            ->get();
-
-        $allPlans = $activePlans->merge($comingSoonPlans);
 
         return response()->json([
             'success' => true,
             'data' => [
-                'plans' => $allPlans->map(function ($plan) {
+                'plans' => $plans->map(function ($plan) {
                     return [
                         'id' => $plan->id,
                         'slug' => $plan->slug,
@@ -44,8 +35,6 @@ public function index(): JsonResponse
                         'limits' => $plan->limits,
                         'is_free' => $plan->is_free,
                         'is_featured' => $plan->is_featured,
-                        'is_active' => $plan->is_active,
-                        'coming_soon' => !$plan->is_active,
                         'has_trial' => $plan->has_trial,
                         'savings_percent' => $plan->savings_percent,
                     ];

backend/app/Http/Controllers/Api/SiteSettingsController.php

@@ -1,192 +0,0 @@
-<?php
-
-namespace App\Http\Controllers\Api;
-
-use App\Http\Controllers\Controller;
-use App\Models\SiteSetting;
-use Illuminate\Http\Request;
-use Illuminate\Support\Facades\File;
-use Illuminate\Support\Facades\Log;
-
-class SiteSettingsController extends Controller
-{
-    /**
-     * Get all site settings
-     */
-    public function index()
-    {
-        $settings = SiteSetting::all()->mapWithKeys(function ($setting) {
-            return [$setting->key => [
-                'value' => $setting->value['value'] ?? $setting->value,
-                'description' => $setting->description,
-                'updated_at' => $setting->updated_at,
-            ]];
-        });
-
-        return response()->json([
-            'success' => true,
-            'settings' => $settings,
-        ]);
-    }
-
-    /**
-     * Get a specific setting
-     */
-    public function show(string $key)
-    {
-        $setting = SiteSetting::where('key', $key)->first();
-
-        if (!$setting) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Configuración no encontrada',
-            ], 404);
-        }
-
-        return response()->json([
-            'success' => true,
-            'key' => $setting->key,
-            'value' => $setting->value['value'] ?? $setting->value,
-            'description' => $setting->description,
-        ]);
-    }
-
-    /**
-     * Update a setting
-     */
-    public function update(Request $request, string $key)
-    {
-        $request->validate([
-            'value' => 'required',
-            'description' => 'nullable|string',
-        ]);
-
-        $setting = SiteSetting::setValue(
-            $key,
-            $request->value,
-            $request->description
-        );
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Configuración actualizada',
-            'setting' => [
-                'key' => $setting->key,
-                'value' => $setting->value['value'] ?? $setting->value,
-                'description' => $setting->description,
-            ],
-        ]);
-    }
-
-    /**
-     * Toggle cnxifly.com page mode
-     */
-    public function toggleCnxiflyPage(Request $request)
-    {
-        $request->validate([
-            'mode' => 'required|in:live,maintenance,construction',
-        ]);
-
-        $mode = $request->mode;
-
-        // Update database setting
-        SiteSetting::setValue('cnxifly_page_type', $mode, 'Tipo de página cnxifly.com');
-        SiteSetting::setValue('cnxifly_maintenance_mode', $mode !== 'live', 'Modo de mantenimiento');
-
-        // Get paths
-        $serverPath = '/var/www/cnxifly';
-        $localLandingPath = base_path('../landing');
-
-        // Log the action
-        Log::info("CnxiFly page mode changed to: {$mode}");
-
-        return response()->json([
-            'success' => true,
-            'message' => "Modo de página cambiado a: {$mode}",
-            'current_mode' => $mode,
-            'instructions' => $this->getInstructions($mode),
-        ]);
-    }
-
-    /**
-     * Get cnxifly page status
-     */
-    public function getCnxiflyStatus()
-    {
-        $mode = SiteSetting::getValue('cnxifly_page_type', 'live');
-        $maintenanceMode = SiteSetting::getValue('cnxifly_maintenance_mode', false);
-
-        return response()->json([
-            'success' => true,
-            'mode' => $mode,
-            'maintenance_mode' => $maintenanceMode,
-            'modes_available' => [
-                'live' => 'Página institucional completa',
-                'maintenance' => 'Página de mantenimiento',
-                'construction' => 'Página en construcción',
-            ],
-        ]);
-    }
-
-    /**
-     * Deploy cnxifly landing page to server
-     */
-    public function deployCnxiflyPage(Request $request)
-    {
-        $request->validate([
-            'mode' => 'required|in:live,maintenance',
-        ]);
-
-        $mode = $request->mode;
-        
-        // Source files are in /var/www/cnxifly-pages/ on the server
-        $sourceDir = '/var/www/cnxifly-pages';
-        $targetDir = '/var/www/cnxifly';
-        $sourceFile = $mode === 'live' ? 'index.html' : 'maintenance.html';
-        $sourcePath = "{$sourceDir}/{$sourceFile}";
-        $targetPath = "{$targetDir}/index.html";
-
-        // Check if source file exists
-        if (!File::exists($sourcePath)) {
-            return response()->json([
-                'success' => false,
-                'message' => "Archivo de origen no encontrado: {$sourcePath}. Ejecute deploy-landing.sh primero.",
-            ], 404);
-        }
-
-        // Copy the file
-        try {
-            File::copy($sourcePath, $targetPath);
-        } catch (\Exception $e) {
-            return response()->json([
-                'success' => false,
-                'message' => "Error al copiar archivo: " . $e->getMessage(),
-            ], 500);
-        }
-
-        // Update setting
-        SiteSetting::setValue('cnxifly_page_type', $mode);
-        SiteSetting::setValue('cnxifly_maintenance_mode', $mode === 'maintenance');
-
-        return response()->json([
-            'success' => true,
-            'message' => "Página cnxifly.com actualizada a modo: {$mode}",
-            'current_mode' => $mode,
-        ]);
-    }
-
-    private function getInstructions(string $mode): array
-    {
-        $sourceFile = match($mode) {
-            'live' => 'index.html',
-            'maintenance' => 'maintenance.html',
-            'construction' => 'maintenance.html',
-        };
-
-        return [
-            'description' => "Para aplicar el modo '{$mode}', copie el archivo {$sourceFile} al servidor",
-            'source_file' => $sourceFile,
-            'target_path' => '/var/www/cnxifly/index.html',
-        ];
-    }
-}

backend/app/Http/Controllers/Api/SubscriptionController.php

@@ -9,10 +9,6 @@
 use App\Services\PayPalService;
 use Illuminate\Http\Request;
 use Illuminate\Http\JsonResponse;
-use App\Models\EmailVerificationToken;
-use App\Mail\AccountActivationMail;
-use App\Mail\SubscriptionCancelledMail;
-use Illuminate\Support\Facades\Mail;
 use Illuminate\Support\Facades\Log;
 use Carbon\Carbon;
 
@@ -34,66 +30,18 @@ public function status(Request $request): JsonResponse
         $subscription = $user->subscriptions()->active()->with('plan')->first();
         $currentPlan = $user->currentPlan();
 
-        // Get current usage
-        $usage = [
-            'accounts' => $user->accounts()->count(),
-            'categories' => $user->categories()->count(),
-            'budgets' => $user->budgets()->count(),
-            'transactions' => $user->transactions()->count(),
-        ];
-
-        // Calculate usage percentages if plan has limits
-        $limits = $currentPlan?->limits ?? [];
-        $usagePercentages = [];
-        foreach ($usage as $resource => $count) {
-            $limit = $limits[$resource] ?? null;
-            if ($limit !== null && $limit > 0) {
-                $usagePercentages[$resource] = round(($count / $limit) * 100, 1);
-            } else {
-                $usagePercentages[$resource] = null; // unlimited
-            }
-        }
-
-        // Calculate guarantee period info (7 days from subscription creation)
-        $withinGuaranteePeriod = false;
-        $guaranteeDaysRemaining = 0;
-        $guaranteeEndsAt = null;
-        
-        if ($subscription && $subscription->created_at) {
-            $guaranteeEndsAt = $subscription->created_at->copy()->addDays(7);
-            $withinGuaranteePeriod = now()->lt($guaranteeEndsAt);
-            $guaranteeDaysRemaining = $withinGuaranteePeriod 
-                ? (int) ceil(now()->diffInHours($guaranteeEndsAt) / 24)
-                : 0;
-        }
-
         return response()->json([
             'success' => true,
             'data' => [
                 'has_subscription' => $subscription !== null,
-                'subscription' => $subscription ? [
-                    'id' => $subscription->id,
-                    'status' => $subscription->status,
-                    'trial_ends_at' => $subscription->trial_ends_at,
-                    'current_period_start' => $subscription->current_period_start,
-                    'current_period_end' => $subscription->current_period_end,
-                    'canceled_at' => $subscription->canceled_at,
-                    'ends_at' => $subscription->ends_at,
-                    'on_trial' => $subscription->isOnTrial(),
-                    'on_grace_period' => $subscription->onGracePeriod(),
-                ] : null,
                 'on_trial' => $subscription?->isOnTrial() ?? false,
                 'trial_ends_at' => $subscription?->trial_ends_at,
                 'days_until_trial_ends' => $subscription?->days_until_trial_ends,
-                'current_period_start' => $subscription?->current_period_start,
                 'current_period_end' => $subscription?->current_period_end,
                 'status' => $subscription?->status,
                 'status_label' => $subscription?->status_label,
                 'canceled_at' => $subscription?->canceled_at,
                 'on_grace_period' => $subscription?->onGracePeriod() ?? false,
-                'within_guarantee_period' => $withinGuaranteePeriod,
-                'guarantee_days_remaining' => $guaranteeDaysRemaining,
-                'guarantee_ends_at' => $guaranteeEndsAt?->toIso8601String(),
                 'plan' => $currentPlan ? [
                     'id' => $currentPlan->id,
                     'slug' => $currentPlan->slug,
@@ -105,8 +53,6 @@ public function status(Request $request): JsonResponse
                     'features' => $currentPlan->features,
                     'limits' => $currentPlan->limits,
                 ] : null,
-                'usage' => $usage,
-                'usage_percentages' => $usagePercentages,
             ],
         ]);
     }
@@ -198,116 +144,6 @@ public function subscribe(Request $request): JsonResponse
         ]);
     }
 
-    /**
-     * Start subscription for newly registered user (public - no auth required)
-     * Used immediately after registration, before user is logged in
-     */
-    public function startSubscription(Request $request): JsonResponse
-    {
-        $request->validate([
-            'plan_id' => 'required|integer|exists:plans,id',
-            'user_email' => 'required|email|exists:users,email',
-        ]);
-
-        $user = \App\Models\User::where('email', $request->user_email)->first();
-        
-        if (!$user) {
-            return response()->json([
-                'success' => false,
-                'message' => 'User not found',
-            ], 404);
-        }
-
-        // Verify user hasn't already verified email (prevent abuse)
-        if ($user->email_verified_at) {
-            return response()->json([
-                'success' => false,
-                'message' => 'User already activated. Please login.',
-            ], 400);
-        }
-
-        $plan = Plan::where('id', $request->plan_id)->where('is_active', true)->first();
-
-        if (!$plan) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Plan not found or inactive',
-            ], 404);
-        }
-
-        // All plans are paid now - no free subscriptions during registration
-        if ($plan->is_free || $plan->price <= 0) {
-            return response()->json([
-                'success' => false,
-                'message' => 'All plans require payment',
-            ], 400);
-        }
-
-        // Check if PayPal is configured
-        if (!$this->paypal->isConfigured()) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Payment gateway not configured',
-            ], 500);
-        }
-
-        // Check if plan has PayPal plan ID
-        if (!$plan->paypal_plan_id) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Plan not configured for payments yet',
-            ], 500);
-        }
-
-        // Create PayPal subscription
-        $frontendUrl = config('app.frontend_url', 'https://webmoney.cnxifly.com');
-        $returnUrl = "{$frontendUrl}/payment-success?user_email={$user->email}&plan={$plan->slug}";
-        $cancelUrl = "{$frontendUrl}/register?payment_canceled=true";
-
-        $paypalSubscription = $this->paypal->createSubscription($plan, $returnUrl, $cancelUrl);
-
-        if (!$paypalSubscription) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Failed to create subscription',
-            ], 500);
-        }
-
-        // Find approve link
-        $approveUrl = collect($paypalSubscription['links'] ?? [])
-            ->firstWhere('rel', 'approve')['href'] ?? null;
-
-        if (!$approveUrl) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No approval URL received',
-            ], 500);
-        }
-
-        // Create pending subscription in our DB
-        $subscription = Subscription::create([
-            'user_id' => $user->id,
-            'plan_id' => $plan->id,
-            'status' => Subscription::STATUS_PENDING,
-            'paypal_subscription_id' => $paypalSubscription['id'],
-            'paypal_status' => $paypalSubscription['status'],
-            'paypal_data' => $paypalSubscription,
-            'price_paid' => $plan->price,
-            'currency' => $plan->currency,
-        ]);
-
-        \Illuminate\Support\Facades\Log::info("Started subscription for user {$user->email}, PayPal ID: {$paypalSubscription['id']}");
-
-        return response()->json([
-            'success' => true,
-            'data' => [
-                'subscription_id' => $subscription->id,
-                'paypal_subscription_id' => $paypalSubscription['id'],
-                'approve_url' => $approveUrl,
-            ],
-        ]);
-    }
-
     /**
      * Subscribe to free plan
      */
@@ -388,139 +224,13 @@ public function confirm(Request $request): JsonResponse
             )->markAsPaid($paypalData['id'] ?? null);
         }
 
-        // Send activation email if subscription is active and user not verified yet
-        $activationSent = false;
-        if ($subscription->isActive() && !$user->email_verified_at) {
-            try {
-                $verificationToken = EmailVerificationToken::createForUser($user);
-                $frontendUrl = config('app.frontend_url', 'https://webmoney.cnxifly.com');
-                $activationUrl = "{$frontendUrl}/activate?token={$verificationToken->token}";
-
-                Mail::to($user->email)->send(new AccountActivationMail(
-                    $user,
-                    $activationUrl,
-                    $subscription->plan->name
-                ));
-                
-                $activationSent = true;
-                Log::info("Activation email sent to {$user->email}");
-            } catch (\Exception $e) {
-                Log::error("Failed to send activation email: " . $e->getMessage());
-            }
-        }
-
         return response()->json([
             'success' => true,
-            'message' => $activationSent 
+            'message' => 'Subscription confirmed',
-                ? 'Suscripción confirmada. Revisa tu email para activar tu cuenta.'
-                : 'Subscription confirmed',
             'data' => [
                 'status' => $subscription->status,
                 'status_label' => $subscription->status_label,
                 'plan' => $subscription->plan->name,
-                'activation_email_sent' => $activationSent,
-                'email_verified' => $user->email_verified_at !== null,
-            ],
-        ]);
-    }
-
-    /**
-     * Confirm subscription after PayPal approval (public - no auth required)
-     * Used for new user registration flow
-     */
-    public function confirmPublic(Request $request): JsonResponse
-    {
-        $request->validate([
-            'subscription_id' => 'required|string',
-            'user_email' => 'required|email',
-        ]);
-
-        $user = \App\Models\User::where('email', $request->user_email)->first();
-        
-        if (!$user) {
-            return response()->json([
-                'success' => false,
-                'message' => 'User not found',
-            ], 404);
-        }
-
-        $subscription = Subscription::where('paypal_subscription_id', $request->subscription_id)
-            ->where('user_id', $user->id)
-            ->first();
-
-        if (!$subscription) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Subscription not found',
-            ], 404);
-        }
-
-        // Get subscription details from PayPal
-        $paypalData = $this->paypal->getSubscription($request->subscription_id);
-
-        if (!$paypalData) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Failed to verify subscription with PayPal',
-            ], 500);
-        }
-
-        \Illuminate\Support\Facades\Log::info("PayPal confirmation for {$user->email}: " . json_encode($paypalData));
-
-        // Update subscription based on PayPal status
-        $this->updateSubscriptionFromPayPal($subscription, $paypalData);
-
-        // Cancel other active subscriptions
-        $user->subscriptions()
-            ->where('id', '!=', $subscription->id)
-            ->active()
-            ->update([
-                'status' => Subscription::STATUS_CANCELED,
-                'canceled_at' => now(),
-                'ends_at' => now(),
-                'cancel_reason' => 'Replaced by new subscription',
-            ]);
-
-        // Create invoice for the subscription
-        if ($subscription->isActive() && !$subscription->plan->is_free) {
-            Invoice::createForSubscription(
-                $subscription,
-                Invoice::REASON_SUBSCRIPTION_CREATE,
-                "{$subscription->plan->name} - Nueva suscripción"
-            )->markAsPaid($paypalData['id'] ?? null);
-        }
-
-        // Send activation email if subscription is active and user not verified yet
-        $activationSent = false;
-        if ($subscription->isActive() && !$user->email_verified_at) {
-            try {
-                $verificationToken = EmailVerificationToken::createForUser($user);
-                $frontendUrl = config('app.frontend_url', 'https://webmoney.cnxifly.com');
-                $activationUrl = "{$frontendUrl}/activate?token={$verificationToken->token}";
-
-                Mail::to($user->email)->send(new AccountActivationMail(
-                    $user,
-                    $activationUrl,
-                    $subscription->plan->name
-                ));
-                
-                $activationSent = true;
-                \Illuminate\Support\Facades\Log::info("Activation email sent to {$user->email}");
-            } catch (\Exception $e) {
-                \Illuminate\Support\Facades\Log::error("Failed to send activation email: " . $e->getMessage());
-            }
-        }
-
-        return response()->json([
-            'success' => true,
-            'message' => $activationSent 
-                ? 'Pagamento confirmado! Verifique seu email para ativar sua conta.'
-                : 'Payment confirmed',
-            'data' => [
-                'status' => $subscription->status,
-                'status_label' => $subscription->status_label,
-                'plan' => $subscription->plan->name,
-                'activation_email_sent' => $activationSent,
             ],
         ]);
     }
@@ -533,7 +243,6 @@ public function cancel(Request $request): JsonResponse
         $request->validate([
             'reason' => 'nullable|string|max:500',
             'immediately' => 'nullable|boolean',
-            'request_refund' => 'nullable|boolean',
         ]);
 
         $user = $request->user();
@@ -546,108 +255,35 @@ public function cancel(Request $request): JsonResponse
             ], 404);
         }
 
-        $refundResult = null;
+        // If it's a paid plan, cancel on PayPal
-        $isWithinGuaranteePeriod = false;
-        
-        // Check if within 7-day guarantee period (from subscription creation date)
-        if ($subscription->created_at) {
-            $daysSinceCreation = now()->diffInDays($subscription->created_at);
-            $isWithinGuaranteePeriod = $daysSinceCreation <= 7;
-        }
-
-        // If it's a paid plan with PayPal subscription
         if ($subscription->paypal_subscription_id && !$subscription->plan->is_free) {
-            
+            $canceled = $this->paypal->cancelSubscription(
-            // If user requests refund and is within guarantee period, cancel and refund
+                $subscription->paypal_subscription_id,
-            if ($request->boolean('request_refund') && $isWithinGuaranteePeriod) {
+                $request->reason ?? 'User requested cancellation'
-                $refundResult = $this->paypal->cancelAndRefund(
+            );
-                    $subscription->paypal_subscription_id,
-                    $request->reason ?? 'Refund within 7-day guarantee period'
-                );
 
-                if (!$refundResult['canceled']) {
+            if (!$canceled) {
-                    return response()->json([
+                return response()->json([
-                        'success' => false,
+                    'success' => false,
-                        'message' => 'Failed to cancel subscription on PayPal',
+                    'message' => 'Failed to cancel subscription on PayPal',
-                    ], 500);
+                ], 500);
-                }
-
-                Log::info('Subscription canceled with refund', [
-                    'user_id' => $user->id,
-                    'subscription_id' => $subscription->id,
-                    'refund_result' => $refundResult,
-                ]);
-            } else {
-                // Just cancel without refund
-                $canceled = $this->paypal->cancelSubscription(
-                    $subscription->paypal_subscription_id,
-                    $request->reason ?? 'User requested cancellation'
-                );
-
-                if (!$canceled) {
-                    return response()->json([
-                        'success' => false,
-                        'message' => 'Failed to cancel subscription on PayPal',
-                    ], 500);
-                }
             }
         }
 
-        // Cancel in our DB - always immediately when refunded
+        // Cancel in our DB
-        $cancelImmediately = $request->boolean('request_refund') || $request->boolean('immediately', false);
         $subscription->cancel(
             $request->reason,
-            $cancelImmediately
+            $request->boolean('immediately', false)
         );
 
-        // Send cancellation confirmation email
-        try {
-            $wasRefunded = $refundResult && $refundResult['refunded'];
-            $refundAmount = $wasRefunded && isset($refundResult['refund_amount'])
-                ? number_format($refundResult['refund_amount'], 2) . ' ' . ($subscription->plan->currency ?? 'EUR')
-                : null;
-
-            Mail::to($user->email)->send(new SubscriptionCancelledMail(
-                $user,
-                $subscription->plan->name,
-                $wasRefunded,
-                $refundAmount
-            ));
-
-            Log::info('Cancellation email sent', [
-                'user_id' => $user->id,
-                'email' => $user->email,
-                'refunded' => $wasRefunded,
-            ]);
-        } catch (\Exception $e) {
-            Log::error('Failed to send cancellation email', [
-                'user_id' => $user->id,
-                'error' => $e->getMessage(),
-            ]);
-            // Don't fail the cancellation just because email failed
-        }
-
-        // Build response message
-        $message = 'Subscription canceled';
-        if ($refundResult && $refundResult['refunded']) {
-            $message = 'Subscription canceled and refund processed';
-        } elseif ($refundResult && !$refundResult['refunded']) {
-            $message = 'Subscription canceled. Refund could not be processed automatically - please contact support.';
-        } elseif ($cancelImmediately) {
-            $message = 'Subscription canceled immediately';
-        } else {
-            $message = 'Subscription will be canceled at period end';
-        }
-
         return response()->json([
             'success' => true,
-            'message' => $message,
+            'message' => $request->boolean('immediately') 
+                ? 'Subscription canceled immediately'
+                : 'Subscription will be canceled at period end',
             'data' => [
                 'status' => $subscription->status,
                 'ends_at' => $subscription->ends_at,
-                'refunded' => $refundResult['refunded'] ?? false,
-                'refund_id' => $refundResult['refund_id'] ?? null,
-                'within_guarantee_period' => $isWithinGuaranteePeriod,
             ],
         ]);
     }
@@ -716,12 +352,6 @@ public function paypalConfig(): JsonResponse
      */
     public function webhook(Request $request): JsonResponse
     {
-        // Log all incoming webhooks for debugging
-        Log::channel('single')->info('=== PAYPAL WEBHOOK RECEIVED ===', [
-            'event_type' => $request->input('event_type'),
-            'content' => $request->all(),
-        ]);
-
         $webhookId = config('services.paypal.webhook_id');
         
         // Verify webhook signature (skip in sandbox for testing)
@@ -889,39 +519,11 @@ private function updateSubscriptionFromPayPal(Subscription $subscription, array
         switch ($status) {
             case 'ACTIVE':
                 $subscription->status = Subscription::STATUS_ACTIVE;
-                
-                // Always set current_period_start to now() on activation if not set
-                if (!$subscription->current_period_start) {
-                    $subscription->current_period_start = now();
-                }
-                
-                // Calculate period end based on plan interval
-                $plan = $subscription->plan;
-                if ($plan) {
-                    $periodEnd = now();
-                    if ($plan->interval === 'year') {
-                        $periodEnd = now()->addYear();
-                    } else {
-                        $periodEnd = now()->addMonth();
-                    }
-                    $subscription->current_period_end = $periodEnd;
-                }
-                
-                // Only use PayPal dates if they make sense (within reasonable range)
-                if (isset($paypalData['billing_info']['last_payment']['time'])) {
-                    $lastPayment = Carbon::parse($paypalData['billing_info']['last_payment']['time']);
-                    // Accept if within last 30 days
-                    if ($lastPayment->gte(now()->subDays(30)) && $lastPayment->lte(now()->addDay())) {
-                        $subscription->current_period_start = $lastPayment;
-                    }
-                }
-                
                 if (isset($paypalData['billing_info']['next_billing_time'])) {
-                    $nextBilling = Carbon::parse($paypalData['billing_info']['next_billing_time']);
+                    $subscription->current_period_end = Carbon::parse($paypalData['billing_info']['next_billing_time']);
-                    // Accept if within next 13 months (reasonable for monthly/yearly plans)
+                }
-                    if ($nextBilling->gt(now()) && $nextBilling->lt(now()->addMonths(13))) {
+                if (isset($paypalData['billing_info']['last_payment']['time'])) {
-                        $subscription->current_period_end = $nextBilling;
+                    $subscription->current_period_start = Carbon::parse($paypalData['billing_info']['last_payment']['time']);
-                    }
                 }
                 break;
 

backend/app/Http/Controllers/Api/TransactionController.php

@@ -44,9 +44,6 @@ public function index(Request $request): JsonResponse
         if ($request->has('start_date') && $request->has('end_date')) {
             $dateField = $request->get('date_field', 'planned_date');
             $query->inPeriod($request->start_date, $request->end_date, $dateField);
-        } else {
-            // Sem filtro de data: não mostrar transações futuras
-            $query->where('planned_date', '<=', now()->toDateString());
         }
 
         // Busca por descrição e valores
@@ -427,9 +424,6 @@ public function byWeek(Request $request): JsonResponse
         // Filtro por período
         if ($request->has('start_date') && $request->has('end_date')) {
             $query->inPeriod($request->start_date, $request->end_date, $dateField);
-        } else {
-            // Sem filtro de data: não mostrar transações futuras
-            $query->where('planned_date', '<=', now()->toDateString());
         }
 
         // Busca por descrição e valores

backend/app/Http/Controllers/Api/UserManagementController.php

@@ -1,413 +0,0 @@
-<?php
-
-namespace App\Http\Controllers\Api;
-
-use App\Http\Controllers\Controller;
-use App\Models\User;
-use App\Models\Plan;
-use App\Models\Subscription;
-use App\Mail\WelcomeNewUser;
-use Illuminate\Http\Request;
-use Illuminate\Support\Facades\Hash;
-use Illuminate\Support\Facades\Mail;
-use Illuminate\Validation\Rules\Password;
-use Carbon\Carbon;
-
-class UserManagementController extends Controller
-{
-    /**
-     * Create a new user with specified role/plan
-     * user_type: 'free' | 'pro' | 'admin'
-     */
-    public function store(Request $request)
-    {
-        $validated = $request->validate([
-            'name' => 'required|string|max:255',
-            'email' => 'required|email|unique:users,email',
-            'password' => 'nullable|string|min:8',
-            'language' => 'sometimes|string|in:es,pt-BR,en',
-            'currency' => 'sometimes|string|size:3',
-            'user_type' => 'sometimes|string|in:free,pro,admin',
-            'send_welcome_email' => 'sometimes|boolean',
-        ]);
-
-        // Generate random password if not provided or empty
-        $password = !empty($validated['password']) ? $validated['password'] : bin2hex(random_bytes(8));
-        $userType = $validated['user_type'] ?? 'free';
-        $sendWelcomeEmail = $validated['send_welcome_email'] ?? true;
-
-        $user = User::create([
-            'name' => $validated['name'],
-            'email' => $validated['email'],
-            'password' => Hash::make($password),
-            'language' => $validated['language'] ?? 'es',
-            'currency' => $validated['currency'] ?? 'EUR',
-            'email_verified_at' => now(), // Auto-verify admin-created users
-            'is_admin' => $userType === 'admin',
-        ]);
-
-        $subscriptionInfo = null;
-
-        // Create Pro subscription if user_type is 'pro' or 'admin'
-        if (in_array($userType, ['pro', 'admin'])) {
-            $proPlan = Plan::where('slug', 'pro-annual')->first();
-            
-            if ($proPlan) {
-                $subscription = Subscription::create([
-                    'user_id' => $user->id,
-                    'plan_id' => $proPlan->id,
-                    'status' => Subscription::STATUS_ACTIVE,
-                    'current_period_start' => now(),
-                    'current_period_end' => Carbon::create(2037, 12, 31, 23, 59, 59), // "Lifetime" subscription (max timestamp)
-                    'paypal_subscription_id' => 'ADMIN_GRANTED_' . strtoupper(bin2hex(random_bytes(8))),
-                    'paypal_status' => 'ACTIVE',
-                    'price_paid' => 0,
-                    'currency' => 'EUR',
-                ]);
-                
-                $subscriptionInfo = [
-                    'plan' => $proPlan->name,
-                    'status' => 'active',
-                    'expires' => 'Nunca (otorgado por admin)',
-                ];
-            }
-        }
-
-        // Send welcome email with temporary password
-        $emailSent = false;
-        if ($sendWelcomeEmail) {
-            try {
-                Mail::to($user->email)->send(new WelcomeNewUser($user, $password));
-                $emailSent = true;
-            } catch (\Exception $e) {
-                \Log::error('Failed to send welcome email: ' . $e->getMessage());
-            }
-        }
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Usuario creado correctamente',
-            'data' => [
-                'user' => [
-                    'id' => $user->id,
-                    'name' => $user->name,
-                    'email' => $user->email,
-                    'is_admin' => $user->is_admin,
-                    'language' => $user->language,
-                ],
-                'user_type' => $userType,
-                'subscription' => $subscriptionInfo,
-                'temporary_password' => isset($validated['password']) ? null : $password,
-                'welcome_email_sent' => $emailSent,
-            ],
-        ], 201);
-    }
-
-    /**
-     * List all users with their subscription info
-     */
-    public function index(Request $request)
-    {
-        $query = User::with(['subscription.plan'])
-            ->withCount(['accounts', 'categories', 'budgets', 'transactions']);
-
-        // Search
-        if ($request->has('search') && $request->search) {
-            $search = $request->search;
-            $query->where(function ($q) use ($search) {
-                $q->where('name', 'like', "%{$search}%")
-                  ->orWhere('email', 'like', "%{$search}%");
-            });
-        }
-
-        // Filter by subscription status
-        if ($request->has('subscription_status')) {
-            if ($request->subscription_status === 'active') {
-                $query->whereHas('subscription');
-            } elseif ($request->subscription_status === 'free') {
-                $query->whereDoesntHave('subscription');
-            }
-        }
-
-        // Pagination
-        $perPage = $request->get('per_page', 20);
-        $users = $query->orderBy('created_at', 'desc')->paginate($perPage);
-
-        // Transform data
-        $users->getCollection()->transform(function ($user) {
-            return [
-                'id' => $user->id,
-                'name' => $user->name,
-                'email' => $user->email,
-                'language' => $user->language,
-                'currency' => $user->currency,
-                'is_admin' => (bool) $user->is_admin,
-                'created_at' => $user->created_at,
-                'last_login_at' => $user->last_login_at,
-                'email_verified_at' => $user->email_verified_at,
-                'subscription' => $user->subscription ? [
-                    'plan_name' => $user->subscription->plan->name ?? 'Unknown',
-                    'plan_slug' => $user->subscription->plan->slug ?? 'unknown',
-                    'status' => $user->subscription->status,
-                    'current_period_end' => $user->subscription->current_period_end,
-                ] : null,
-                'usage' => [
-                    'accounts' => $user->accounts_count,
-                    'categories' => $user->categories_count,
-                    'budgets' => $user->budgets_count,
-                    'transactions' => $user->transactions_count,
-                ],
-            ];
-        });
-
-        return response()->json([
-            'success' => true,
-            'data' => $users->items(),
-            'pagination' => [
-                'current_page' => $users->currentPage(),
-                'last_page' => $users->lastPage(),
-                'per_page' => $users->perPage(),
-                'total' => $users->total(),
-            ],
-        ]);
-    }
-
-    /**
-     * Get single user details
-     */
-    public function show($id)
-    {
-        $user = User::with(['subscription.plan', 'subscriptions.plan'])
-            ->withCount(['accounts', 'categories', 'budgets', 'transactions', 'goals'])
-            ->findOrFail($id);
-
-        return response()->json([
-            'success' => true,
-            'data' => [
-                'id' => $user->id,
-                'name' => $user->name,
-                'email' => $user->email,
-                'language' => $user->language,
-                'currency' => $user->currency,
-                'created_at' => $user->created_at,
-                'last_login_at' => $user->last_login_at,
-                'email_verified_at' => $user->email_verified_at,
-                'subscription' => $user->subscription ? [
-                    'id' => $user->subscription->id,
-                    'plan' => $user->subscription->plan,
-                    'status' => $user->subscription->status,
-                    'paypal_subscription_id' => $user->subscription->paypal_subscription_id,
-                    'current_period_start' => $user->subscription->current_period_start,
-                    'current_period_end' => $user->subscription->current_period_end,
-                    'canceled_at' => $user->subscription->canceled_at,
-                ] : null,
-                'subscription_history' => $user->subscriptions->map(function ($sub) {
-                    return [
-                        'plan_name' => $sub->plan->name ?? 'Unknown',
-                        'status' => $sub->status,
-                        'created_at' => $sub->created_at,
-                        'canceled_at' => $sub->canceled_at,
-                    ];
-                }),
-                'usage' => [
-                    'accounts' => $user->accounts_count,
-                    'categories' => $user->categories_count,
-                    'budgets' => $user->budgets_count,
-                    'transactions' => $user->transactions_count,
-                    'goals' => $user->goals_count,
-                ],
-            ],
-        ]);
-    }
-
-    /**
-     * Update user
-     */
-    public function update(Request $request, $id)
-    {
-        $user = User::findOrFail($id);
-
-        // Don't allow changing main admin's admin status
-        if ($user->email === 'marco@cnxifly.com' && $request->has('is_admin') && !$request->is_admin) {
-            return response()->json([
-                'success' => false,
-                'message' => 'No se puede remover permisos del administrador principal',
-            ], 403);
-        }
-
-        $validated = $request->validate([
-            'name' => 'sometimes|string|max:255',
-            'email' => 'sometimes|email|unique:users,email,' . $id,
-            'language' => 'sometimes|string|in:es,pt-BR,en',
-            'currency' => 'sometimes|string|size:3',
-            'is_admin' => 'sometimes|boolean',
-        ]);
-
-        $user->update($validated);
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Usuario actualizado correctamente',
-            'data' => [
-                'id' => $user->id,
-                'name' => $user->name,
-                'email' => $user->email,
-                'language' => $user->language,
-                'currency' => $user->currency,
-                'is_admin' => $user->is_admin,
-            ],
-        ]);
-    }
-
-    /**
-     * Reset user password (generate random)
-     */
-    public function resetPassword($id)
-    {
-        $user = User::findOrFail($id);
-        
-        // Generate random password
-        $newPassword = bin2hex(random_bytes(8)); // 16 chars
-        $user->password = Hash::make($newPassword);
-        $user->save();
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Contraseña restablecida correctamente',
-            'data' => [
-                'temporary_password' => $newPassword,
-            ],
-        ]);
-    }
-
-    /**
-     * Delete user and all their data
-     */
-    public function destroy($id)
-    {
-        $user = User::findOrFail($id);
-
-        // Don't allow deleting admin
-        if ($user->email === 'marco@cnxifly.com') {
-            return response()->json([
-                'success' => false,
-                'message' => 'No se puede eliminar el usuario administrador',
-            ], 403);
-        }
-
-        // Delete user (cascade will handle related data)
-        $user->delete();
-
-        return response()->json([
-            'success' => true,
-            'message' => 'Usuario eliminado correctamente',
-        ]);
-    }
-
-    /**
-     * Change user subscription plan
-     */
-    public function changePlan(Request $request, $id)
-    {
-        $user = User::findOrFail($id);
-
-        $validated = $request->validate([
-            'plan' => 'required|string|in:free,pro',
-        ]);
-
-        // If changing to free, cancel any existing subscription
-        if ($validated['plan'] === 'free') {
-            $subscription = $user->subscription;
-            if ($subscription) {
-                $subscription->update([
-                    'status' => Subscription::STATUS_CANCELED,
-                    'canceled_at' => now(),
-                ]);
-            }
-            
-            return response()->json([
-                'success' => true,
-                'message' => 'Usuario cambiado a plan Free',
-                'data' => [
-                    'plan' => 'free',
-                    'subscription' => null,
-                ],
-            ]);
-        }
-
-        // If changing to pro, create or reactivate subscription
-        if ($validated['plan'] === 'pro') {
-            $proPlan = Plan::where('slug', 'pro-annual')->first();
-            
-            if (!$proPlan) {
-                return response()->json([
-                    'success' => false,
-                    'message' => 'Plan Pro no encontrado en el sistema',
-                ], 404);
-            }
-
-            // Check if user has existing subscription
-            $subscription = $user->subscription;
-            
-            if ($subscription) {
-                // Reactivate existing subscription
-                $subscription->update([
-                    'status' => Subscription::STATUS_ACTIVE,
-                    'canceled_at' => null,
-                    'current_period_start' => now(),
-                    'current_period_end' => Carbon::create(2037, 12, 31, 23, 59, 59),
-                ]);
-            } else {
-                // Create new subscription
-                $subscription = Subscription::create([
-                    'user_id' => $user->id,
-                    'plan_id' => $proPlan->id,
-                    'status' => Subscription::STATUS_ACTIVE,
-                    'current_period_start' => now(),
-                    'current_period_end' => Carbon::create(2037, 12, 31, 23, 59, 59),
-                    'paypal_subscription_id' => 'ADMIN_GRANTED_' . strtoupper(bin2hex(random_bytes(8))),
-                    'paypal_status' => 'ACTIVE',
-                    'price_paid' => 0,
-                    'currency' => 'EUR',
-                ]);
-            }
-
-            return response()->json([
-                'success' => true,
-                'message' => 'Usuario cambiado a plan Pro',
-                'data' => [
-                    'plan' => 'pro',
-                    'subscription' => [
-                        'id' => $subscription->id,
-                        'plan_name' => $proPlan->name,
-                        'status' => $subscription->status,
-                        'current_period_end' => $subscription->current_period_end,
-                    ],
-                ],
-            ]);
-        }
-    }
-
-    /**
-     * Get summary statistics
-     */
-    public function summary()
-    {
-        $totalUsers = User::count();
-        $activeSubscribers = Subscription::where('status', 'active')->count();
-        $freeUsers = $totalUsers - $activeSubscribers;
-        $newUsersThisMonth = User::whereMonth('created_at', now()->month)
-            ->whereYear('created_at', now()->year)
-            ->count();
-
-        return response()->json([
-            'success' => true,
-            'data' => [
-                'total_users' => $totalUsers,
-                'active_subscribers' => $activeSubscribers,
-                'free_users' => $freeUsers,
-                'new_users_this_month' => $newUsersThisMonth,
-            ],
-        ]);
-    }
-}

backend/app/Http/Middleware/AdminOnly.php

@@ -1,32 +0,0 @@
-<?php
-
-namespace App\Http\Middleware;
-
-use Closure;
-use Illuminate\Http\Request;
-use Symfony\Component\HttpFoundation\Response;
-
-class AdminOnly
-{
-    /**
-     * Admin email - only this user can access restricted features
-     */
-    private const ADMIN_EMAIL = 'marco@cnxifly.com';
-
-    /**
-     * Handle an incoming request.
-     */
-    public function handle(Request $request, Closure $next): Response
-    {
-        $user = $request->user();
-
-        if (!$user || $user->email !== self::ADMIN_EMAIL) {
-            return response()->json([
-                'success' => false,
-                'message' => 'Access denied. This feature is not available.',
-            ], 403);
-        }
-
-        return $next($request);
-    }
-}

backend/app/Http/Middleware/CheckPlanLimits.php

@@ -1,109 +0,0 @@
-<?php
-
-namespace App\Http\Middleware;
-
-use Closure;
-use Illuminate\Http\Request;
-use Symfony\Component\HttpFoundation\Response;
-
-class CheckPlanLimits
-{
-    /**
-     * Resource type to limit mapping
-     */
-    protected array $resourceLimits = [
-        'accounts' => 'accounts',
-        'categories' => 'categories',
-        'subcategories' => 'subcategories',
-        'budgets' => 'budgets',
-        'transactions' => 'transactions',
-        'goals' => 'goals',
-    ];
-
-    /**
-     * Handle an incoming request.
-     */
-    public function handle(Request $request, Closure $next, string $resource): Response
-    {
-        // Only check on store (create) requests
-        if (!in_array($request->method(), ['POST'])) {
-            return $next($request);
-        }
-
-        $user = $request->user();
-        if (!$user) {
-            return $next($request);
-        }
-
-        $plan = $user->currentPlan();
-        if (!$plan) {
-            return $next($request);
-        }
-
-        $limits = $plan->limits ?? [];
-        $limitKey = $this->resourceLimits[$resource] ?? null;
-
-        if (!$limitKey || !isset($limits[$limitKey])) {
-            return $next($request);
-        }
-
-        $limit = $limits[$limitKey];
-        
-        // null means unlimited
-        if ($limit === null) {
-            return $next($request);
-        }
-
-        $currentCount = $this->getCurrentCount($user, $resource);
-
-        if ($currentCount >= $limit) {
-            return response()->json([
-                'success' => false,
-                'message' => $this->getLimitMessage($resource, $limit),
-                'error' => 'plan_limit_exceeded',
-                'data' => [
-                    'resource' => $resource,
-                    'current' => $currentCount,
-                    'limit' => $limit,
-                    'plan' => $plan->name,
-                    'upgrade_url' => '/pricing',
-                ],
-            ], 403);
-        }
-
-        return $next($request);
-    }
-
-    /**
-     * Get current count for a resource
-     */
-    protected function getCurrentCount($user, string $resource): int
-    {
-        return match ($resource) {
-            'accounts' => $user->accounts()->count(),
-            'categories' => $user->categories()->whereNull('parent_id')->count(),
-            'subcategories' => $user->categories()->whereNotNull('parent_id')->count(),
-            'budgets' => $user->budgets()->count(),
-            'transactions' => $user->transactions()->count(),
-            'goals' => $user->goals()->count(),
-            default => 0,
-        };
-    }
-
-    /**
-     * Get user-friendly limit message
-     */
-    protected function getLimitMessage(string $resource, int $limit): string
-    {
-        $messages = [
-            'accounts' => "Has alcanzado el límite de {$limit} cuenta(s) de tu plan. Actualiza a Pro para cuentas ilimitadas.",
-            'categories' => "Has alcanzado el límite de {$limit} categorías de tu plan. Actualiza a Pro para categorías ilimitadas.",
-            'subcategories' => "Has alcanzado el límite de {$limit} subcategorías de tu plan. Actualiza a Pro para subcategorías ilimitadas.",
-            'budgets' => "Has alcanzado el límite de {$limit} presupuesto(s) de tu plan. Actualiza a Pro para presupuestos ilimitados.",
-            'transactions' => "Has alcanzado el límite de {$limit} transacciones de tu plan. Actualiza a Pro para transacciones ilimitadas.",
-            'goals' => "Has alcanzado el límite de {$limit} meta(s) de tu plan. Actualiza a Pro para metas ilimitadas.",
-        ];
-
-        return $messages[$resource] ?? "Has alcanzado el límite de tu plan para este recurso.";
-    }
-}

backend/app/Http/Middleware/DemoProtection.php

@@ -1,78 +0,0 @@
-<?php
-
-namespace App\Http\Middleware;
-
-use Closure;
-use Illuminate\Http\Request;
-use Symfony\Component\HttpFoundation\Response;
-
-class DemoProtection
-{
-    /**
-     * Rotas e métodos permitidos para usuário demo (whitelist)
-     * Estas rotas são operações de leitura/cálculo que não modificam dados reais
-     */
-    protected array $allowedRoutes = [
-        'GET' => ['*'], // Permite todos os GETs
-        'POST' => [
-            'api/login',
-            'api/logout',
-            'api/refresh',
-            'api/accounts/recalculate-all', // Recálculo de saldos (não modifica dados)
-            'api/accounts/*/recalculate',   // Recálculo de conta específica
-            'api/categories/match',          // Matching de categorias (leitura)
-            'api/cost-centers/match',        // Matching de centros de custo (leitura)
-        ],
-    ];
-
-    /**
-     * Handle an incoming request.
-     * Bloqueia operações de escrita (POST/PUT/PATCH/DELETE) para usuário demo
-     */
-    public function handle(Request $request, Closure $next): Response
-    {
-        $user = $request->user();
-        
-        // Se não está logado ou não é demo, permite tudo
-        if (!$user || !$user->is_demo) {
-            return $next($request);
-        }
-        
-        $method = $request->method();
-        $path = $request->path();
-        
-        // GET sempre permitido para demo
-        if ($method === 'GET') {
-            return $next($request);
-        }
-        
-        // Verifica se a rota está na whitelist
-        if (isset($this->allowedRoutes[$method])) {
-            foreach ($this->allowedRoutes[$method] as $allowedPath) {
-                if ($allowedPath === '*' || $this->pathMatches($path, $allowedPath)) {
-                    return $next($request);
-                }
-            }
-        }
-        
-        // Bloqueia a operação para usuário demo
-        return response()->json([
-            'success' => false,
-            'message' => 'Usuario DEMO: Esta acción no está permitida en modo demostración. Los datos no pueden ser modificados.',
-            'demo_mode' => true,
-        ], 403);
-    }
-    
-    /**
-     * Verifica se o path corresponde ao padrão
-     */
-    protected function pathMatches(string $path, string $pattern): bool
-    {
-        if ($pattern === '*') {
-            return true;
-        }
-        
-        $pattern = str_replace('*', '.*', $pattern);
-        return (bool) preg_match('#^' . $pattern . '$#', $path);
-    }
-}

backend/app/Mail/AccountActivationMail.php

@@ -1,35 +0,0 @@
-<?php
-
-namespace App\Mail;
-
-use App\Models\User;
-use Illuminate\Bus\Queueable;
-use Illuminate\Mail\Mailable;
-use Illuminate\Mail\Mailables\Content;
-use Illuminate\Mail\Mailables\Envelope;
-use Illuminate\Queue\SerializesModels;
-
-class AccountActivationMail extends Mailable
-{
-    use Queueable, SerializesModels;
-
-    public function __construct(
-        public User $user,
-        public string $activationUrl,
-        public string $planName
-    ) {}
-
-    public function envelope(): Envelope
-    {
-        return new Envelope(
-            subject: '🎉 Ativa a tua conta WEBMoney - Pagamento confirmado!',
-        );
-    }
-
-    public function content(): Content
-    {
-        return new Content(
-            view: 'emails.account-activation',
-        );
-    }
-}

backend/app/Mail/SubscriptionCancelledMail.php

@@ -1,122 +0,0 @@
-<?php
-
-namespace App\Mail;
-
-use App\Models\User;
-use App\Models\Subscription;
-use Illuminate\Bus\Queueable;
-use Illuminate\Mail\Mailable;
-use Illuminate\Mail\Mailables\Content;
-use Illuminate\Mail\Mailables\Envelope;
-use Illuminate\Mail\Mailables\Address;
-use Illuminate\Queue\SerializesModels;
-use Illuminate\Support\Facades\App;
-
-class SubscriptionCancelledMail extends Mailable
-{
-    use Queueable, SerializesModels;
-
-    public User $user;
-    public string $planName;
-    public bool $wasRefunded;
-    public ?string $refundAmount;
-    public string $userLocale;
-
-    /**
-     * Create a new message instance.
-     */
-    public function __construct(
-        User $user,
-        string $planName,
-        bool $wasRefunded = false,
-        ?string $refundAmount = null
-    ) {
-        $this->user = $user;
-        $this->planName = $planName;
-        $this->wasRefunded = $wasRefunded;
-        $this->refundAmount = $refundAmount;
-        $this->userLocale = $user->locale ?? $user->language ?? 'es';
-    }
-
-    /**
-     * Get the message envelope.
-     */
-    public function envelope(): Envelope
-    {
-        // Set locale for translations
-        App::setLocale($this->userLocale);
-
-        $subject = $this->getSubject();
-
-        return new Envelope(
-            from: new Address('no-reply@cnxifly.com', 'WEBMoney - ConneXiFly'),
-            replyTo: [
-                new Address('support@cnxifly.com', $this->getSupportName()),
-            ],
-            subject: $subject,
-            tags: ['subscription', 'cancellation', $this->wasRefunded ? 'refund' : 'no-refund'],
-            metadata: [
-                'user_id' => $this->user->id,
-                'user_email' => $this->user->email,
-                'plan' => $this->planName,
-                'refunded' => $this->wasRefunded,
-            ],
-        );
-    }
-
-    /**
-     * Get the message content definition.
-     */
-    public function content(): Content
-    {
-        // Set locale for translations
-        App::setLocale($this->userLocale);
-
-        return new Content(
-            view: 'emails.subscription-cancelled',
-            text: 'emails.subscription-cancelled-text',
-            with: [
-                'userName' => $this->user->name,
-                'userEmail' => $this->user->email,
-                'planName' => $this->planName,
-                'wasRefunded' => $this->wasRefunded,
-                'refundAmount' => $this->refundAmount,
-                'locale' => $this->userLocale,
-            ],
-        );
-    }
-
-    /**
-     * Get the subject based on locale
-     */
-    private function getSubject(): string
-    {
-        $subjects = [
-            'es' => $this->wasRefunded 
-                ? 'Confirmación de cancelación y reembolso - WEBMoney'
-                : 'Confirmación de cancelación de suscripción - WEBMoney',
-            'pt-BR' => $this->wasRefunded
-                ? 'Confirmação de cancelamento e reembolso - WEBMoney'
-                : 'Confirmação de cancelamento de assinatura - WEBMoney',
-            'en' => $this->wasRefunded
-                ? 'Cancellation and Refund Confirmation - WEBMoney'
-                : 'Subscription Cancellation Confirmation - WEBMoney',
-        ];
-
-        return $subjects[$this->userLocale] ?? $subjects['es'];
-    }
-
-    /**
-     * Get support name based on locale
-     */
-    private function getSupportName(): string
-    {
-        $names = [
-            'es' => 'Soporte WEBMoney',
-            'pt-BR' => 'Suporte WEBMoney',
-            'en' => 'WEBMoney Support',
-        ];
-
-        return $names[$this->userLocale] ?? $names['es'];
-    }
-}

backend/app/Mail/WelcomeNewUser.php

@@ -1,77 +0,0 @@
-<?php
-
-namespace App\Mail;
-
-use App\Models\User;
-use Illuminate\Bus\Queueable;
-use Illuminate\Mail\Mailable;
-use Illuminate\Mail\Mailables\Content;
-use Illuminate\Mail\Mailables\Envelope;
-use Illuminate\Mail\Mailables\Headers;
-use Illuminate\Queue\SerializesModels;
-
-class WelcomeNewUser extends Mailable
-{
-    use Queueable, SerializesModels;
-
-    public User $user;
-    public string $temporaryPassword;
-    public string $language;
-
-    /**
-     * Create a new message instance.
-     */
-    public function __construct(User $user, string $temporaryPassword)
-    {
-        $this->user = $user;
-        $this->temporaryPassword = $temporaryPassword;
-        $this->language = $user->language ?? 'es';
-    }
-
-    /**
-     * Get the message headers.
-     */
-    public function headers(): Headers
-    {
-        return new Headers(
-            text: [
-                'X-Priority' => '3',
-                'X-Mailer' => 'WebMoney Mailer',
-                'List-Unsubscribe' => '<mailto:unsubscribe@cnxifly.com>',
-            ],
-        );
-    }
-
-    /**
-     * Get the message envelope.
-     */
-    public function envelope(): Envelope
-    {
-        $subjects = [
-            'es' => 'WebMoney - Credenciales de acceso a tu cuenta',
-            'pt-BR' => 'WebMoney - Credenciais de acesso à sua conta',
-            'en' => 'WebMoney - Your account access credentials',
-        ];
-
-        return new Envelope(
-            subject: $subjects[$this->language] ?? $subjects['es'],
-        );
-    }
-
-    /**
-     * Get the message content definition.
-     */
-    public function content(): Content
-    {
-        return new Content(
-            view: 'emails.welcome-new-user',
-            text: 'emails.welcome-new-user-text',
-            with: [
-                'user' => $this->user,
-                'temporaryPassword' => $this->temporaryPassword,
-                'language' => $this->language,
-                'loginUrl' => config('app.frontend_url', 'https://webmoney.cnxifly.com') . '/login',
-            ],
-        );
-    }
-}

backend/app/Models/AssetAccount.php

@@ -1,351 +0,0 @@
-<?php
-
-namespace App\Models;
-
-use Illuminate\Database\Eloquent\Factories\HasFactory;
-use Illuminate\Database\Eloquent\Model;
-use Illuminate\Database\Eloquent\SoftDeletes;
-use Illuminate\Database\Eloquent\Relations\BelongsTo;
-
-class AssetAccount extends Model
-{
-    use HasFactory, SoftDeletes;
-
-    /**
-     * Status do ativo
-     */
-    public const STATUS_ACTIVE = 'active';
-    public const STATUS_SOLD = 'sold';
-    public const STATUS_DEPRECIATED = 'depreciated';
-    public const STATUS_WRITTEN_OFF = 'written_off';
-
-    public const STATUSES = [
-        self::STATUS_ACTIVE => 'Activo',
-        self::STATUS_SOLD => 'Vendido',
-        self::STATUS_DEPRECIATED => 'Depreciado',
-        self::STATUS_WRITTEN_OFF => 'Dado de baja',
-    ];
-
-    /**
-     * Tipos de ativo
-     */
-    public const ASSET_TYPE_REAL_ESTATE = 'real_estate';
-    public const ASSET_TYPE_VEHICLE = 'vehicle';
-    public const ASSET_TYPE_INVESTMENT = 'investment';
-    public const ASSET_TYPE_EQUIPMENT = 'equipment';
-    public const ASSET_TYPE_INVENTORY = 'inventory';
-    public const ASSET_TYPE_RECEIVABLE = 'receivable';
-    public const ASSET_TYPE_CASH = 'cash';
-    public const ASSET_TYPE_OTHER = 'other';
-
-    public const ASSET_TYPES = [
-        self::ASSET_TYPE_REAL_ESTATE => [
-            'name' => 'Inmueble',
-            'description' => 'Casa, apartamento, terreno, local comercial',
-            'icon' => 'home',
-            'is_depreciable' => true,
-            'fields' => ['property_type', 'address', 'property_area_m2', 'registry_number'],
-        ],
-        self::ASSET_TYPE_VEHICLE => [
-            'name' => 'Vehículo',
-            'description' => 'Coche, moto, camión, maquinaria móvil',
-            'icon' => 'truck',
-            'is_depreciable' => true,
-            'fields' => ['vehicle_brand', 'vehicle_model', 'vehicle_year', 'vehicle_plate', 'vehicle_mileage'],
-        ],
-        self::ASSET_TYPE_INVESTMENT => [
-            'name' => 'Inversión',
-            'description' => 'Acciones, fondos, bonos, criptomonedas',
-            'icon' => 'chart-bar',
-            'is_depreciable' => false,
-            'fields' => ['investment_type', 'institution', 'ticker', 'quantity', 'unit_price'],
-        ],
-        self::ASSET_TYPE_EQUIPMENT => [
-            'name' => 'Equipamiento',
-            'description' => 'Maquinaria, herramientas, ordenadores',
-            'icon' => 'cog',
-            'is_depreciable' => true,
-            'fields' => ['equipment_brand', 'equipment_model', 'serial_number', 'warranty_expiry'],
-        ],
-        self::ASSET_TYPE_INVENTORY => [
-            'name' => 'Inventario',
-            'description' => 'Stock, mercancías, materias primas',
-            'icon' => 'archive-box',
-            'is_depreciable' => false,
-            'fields' => ['quantity'],
-        ],
-        self::ASSET_TYPE_RECEIVABLE => [
-            'name' => 'Cuenta por Cobrar',
-            'description' => 'Créditos, préstamos otorgados',
-            'icon' => 'banknotes',
-            'is_depreciable' => false,
-            'fields' => ['debtor_name', 'receivable_due_date', 'receivable_amount'],
-        ],
-        self::ASSET_TYPE_CASH => [
-            'name' => 'Efectivo/Caja',
-            'description' => 'Dinero en efectivo, caja chica',
-            'icon' => 'currency-euro',
-            'is_depreciable' => false,
-            'fields' => [],
-        ],
-        self::ASSET_TYPE_OTHER => [
-            'name' => 'Otro',
-            'description' => 'Otros tipos de activos',
-            'icon' => 'document-text',
-            'is_depreciable' => false,
-            'fields' => [],
-        ],
-    ];
-
-    /**
-     * Tipos de imóvel
-     */
-    public const PROPERTY_TYPES = [
-        'house' => 'Casa',
-        'apartment' => 'Apartamento/Piso',
-        'land' => 'Terreno',
-        'commercial' => 'Local Comercial',
-        'industrial' => 'Nave Industrial',
-        'office' => 'Oficina',
-        'parking' => 'Plaza de Garaje',
-        'warehouse' => 'Almacén',
-        'rural' => 'Finca Rústica',
-    ];
-
-    /**
-     * Tipos de investimento
-     */
-    public const INVESTMENT_TYPES = [
-        'stocks' => ['name' => 'Acciones', 'description' => 'Participaciones en empresas cotizadas'],
-        'bonds' => ['name' => 'Bonos', 'description' => 'Títulos de deuda pública o privada'],
-        'funds' => ['name' => 'Fondos de Inversión', 'description' => 'Fondos mutuos, ETFs'],
-        'fixed_income' => ['name' => 'Renta Fija', 'description' => 'Depósitos, letras del tesoro'],
-        'crypto' => ['name' => 'Criptomonedas', 'description' => 'Bitcoin, Ethereum, etc.'],
-        'real_estate_fund' => ['name' => 'Fondo Inmobiliario', 'description' => 'REITs, SOCIMIs'],
-        'pension' => ['name' => 'Plan de Pensiones', 'description' => 'Ahorro para jubilación'],
-        'savings' => ['name' => 'Cuenta de Ahorro', 'description' => 'Cuentas remuneradas'],
-    ];
-
-    /**
-     * Métodos de depreciação
-     */
-    public const DEPRECIATION_METHODS = [
-        'linear' => ['name' => 'Lineal', 'description' => 'Depreciación constante cada año'],
-        'declining_balance' => ['name' => 'Saldo Decreciente', 'description' => 'Mayor depreciación al inicio'],
-        'units_production' => ['name' => 'Unidades Producidas', 'description' => 'Según uso/producción'],
-        'sum_years' => ['name' => 'Suma de Años', 'description' => 'Depreciación acelerada'],
-    ];
-
-    /**
-     * Tipos de indexadores (para investimentos)
-     */
-    public const INDEX_TYPES = [
-        'fixed' => ['name' => 'Tasa Fija', 'description' => 'Rentabilidad fija'],
-        'cdi' => ['name' => 'CDI', 'description' => '% del CDI (Brasil)'],
-        'selic' => ['name' => 'SELIC', 'description' => 'Tasa SELIC (Brasil)'],
-        'ipca' => ['name' => 'IPCA+', 'description' => 'Inflación + spread (Brasil)'],
-        'euribor' => ['name' => 'Euribor+', 'description' => 'Euribor + spread (UE)'],
-        'ibex' => ['name' => 'IBEX 35', 'description' => 'Índice bursátil español'],
-        'sp500' => ['name' => 'S&P 500', 'description' => 'Índice bursátil americano'],
-    ];
-
-    protected $fillable = [
-        'user_id',
-        'business_id',
-        'asset_type',
-        'name',
-        'description',
-        'currency',
-        'color',
-        
-        // Valores
-        'acquisition_value',
-        'current_value',
-        'acquisition_date',
-        
-        // Depreciação
-        'is_depreciable',
-        'depreciation_method',
-        'useful_life_years',
-        'residual_value',
-        'accumulated_depreciation',
-        
-        // Imóveis
-        'property_type',
-        'address',
-        'city',
-        'state',
-        'postal_code',
-        'country',
-        'property_area_m2',
-        'registry_number',
-        
-        // Veículos
-        'vehicle_brand',
-        'vehicle_model',
-        'vehicle_year',
-        'vehicle_plate',
-        'vehicle_vin',
-        'vehicle_mileage',
-        
-        // Investimentos
-        'investment_type',
-        'institution',
-        'account_number',
-        'quantity',
-        'unit_price',
-        'ticker',
-        'maturity_date',
-        'interest_rate',
-        'index_type',
-        
-        // Equipamentos
-        'equipment_brand',
-        'equipment_model',
-        'serial_number',
-        'warranty_expiry',
-        
-        // Recebíveis
-        'debtor_name',
-        'debtor_document',
-        'receivable_due_date',
-        'receivable_amount',
-        
-        // Garantias
-        'is_collateral',
-        'collateral_for',
-        'linked_liability_id',
-        
-        // Seguros
-        'has_insurance',
-        'insurance_company',
-        'insurance_policy',
-        'insurance_value',
-        'insurance_expiry',
-        
-        // Gestão
-        'alert_days_before',
-        'internal_responsible',
-        'internal_notes',
-        'document_number',
-        
-        // Status
-        'status',
-        'disposal_date',
-        'disposal_value',
-        'disposal_reason',
-    ];
-
-    protected $casts = [
-        'acquisition_value' => 'decimal:2',
-        'current_value' => 'decimal:2',
-        'residual_value' => 'decimal:2',
-        'accumulated_depreciation' => 'decimal:2',
-        'property_area_m2' => 'decimal:2',
-        'useful_life_years' => 'decimal:2',
-        'unit_price' => 'decimal:6',
-        'insurance_value' => 'decimal:2',
-        'receivable_amount' => 'decimal:2',
-        'disposal_value' => 'decimal:2',
-        'interest_rate' => 'decimal:4',
-        'is_depreciable' => 'boolean',
-        'is_collateral' => 'boolean',
-        'has_insurance' => 'boolean',
-        'acquisition_date' => 'date',
-        'maturity_date' => 'date',
-        'warranty_expiry' => 'date',
-        'receivable_due_date' => 'date',
-        'insurance_expiry' => 'date',
-        'disposal_date' => 'date',
-    ];
-
-    /**
-     * Relações
-     */
-    public function user(): BelongsTo
-    {
-        return $this->belongsTo(User::class);
-    }
-
-    public function business(): BelongsTo
-    {
-        return $this->belongsTo(Business::class);
-    }
-
-    public function linkedLiability(): BelongsTo
-    {
-        return $this->belongsTo(LiabilityAccount::class, 'linked_liability_id');
-    }
-
-    /**
-     * Scopes
-     */
-    public function scopeActive($query)
-    {
-        return $query->where('status', self::STATUS_ACTIVE);
-    }
-
-    public function scopeOfType($query, string $type)
-    {
-        return $query->where('asset_type', $type);
-    }
-
-    public function scopeDepreciable($query)
-    {
-        return $query->where('is_depreciable', true);
-    }
-
-    /**
-     * Accessors
-     */
-    public function getAssetTypeNameAttribute(): string
-    {
-        return self::ASSET_TYPES[$this->asset_type]['name'] ?? $this->asset_type;
-    }
-
-    public function getStatusNameAttribute(): string
-    {
-        return self::STATUSES[$this->status] ?? $this->status;
-    }
-
-    public function getNetValueAttribute(): float
-    {
-        return $this->current_value - $this->accumulated_depreciation;
-    }
-
-    public function getGainLossAttribute(): float
-    {
-        return $this->current_value - $this->acquisition_value;
-    }
-
-    public function getGainLossPercentAttribute(): float
-    {
-        if ($this->acquisition_value == 0) return 0;
-        return (($this->current_value - $this->acquisition_value) / $this->acquisition_value) * 100;
-    }
-
-    /**
-     * Calcular depreciação anual (método linear)
-     */
-    public function calculateAnnualDepreciation(): float
-    {
-        if (!$this->is_depreciable || !$this->useful_life_years || $this->useful_life_years == 0) {
-            return 0;
-        }
-
-        $depreciableValue = $this->acquisition_value - ($this->residual_value ?? 0);
-        return $depreciableValue / $this->useful_life_years;
-    }
-
-    /**
-     * Verificar se seguro está próximo do vencimento
-     */
-    public function isInsuranceExpiringSoon(int $days = 30): bool
-    {
-        if (!$this->has_insurance || !$this->insurance_expiry) {
-            return false;
-        }
-
-        return $this->insurance_expiry->diffInDays(now()) <= $days;
-    }
-}

backend/app/Models/EmailVerificationToken.php

@@ -1,72 +0,0 @@
-<?php
-
-namespace App\Models;
-
-use Illuminate\Database\Eloquent\Model;
-use Illuminate\Database\Eloquent\Relations\BelongsTo;
-use Illuminate\Support\Str;
-
-class EmailVerificationToken extends Model
-{
-    protected $fillable = [
-        'user_id',
-        'token',
-        'expires_at',
-        'used_at',
-    ];
-
-    protected $casts = [
-        'expires_at' => 'datetime',
-        'used_at' => 'datetime',
-    ];
-
-    /**
-     * Relationship: User
-     */
-    public function user(): BelongsTo
-    {
-        return $this->belongsTo(User::class);
-    }
-
-    /**
-     * Create a new verification token for user
-     */
-    public static function createForUser(User $user, int $expiresInHours = 24): self
-    {
-        // Invalidate existing tokens
-        self::where('user_id', $user->id)->whereNull('used_at')->delete();
-
-        return self::create([
-            'user_id' => $user->id,
-            'token' => Str::random(64),
-            'expires_at' => now()->addHours($expiresInHours),
-        ]);
-    }
-
-    /**
-     * Find valid token
-     */
-    public static function findValid(string $token): ?self
-    {
-        return self::where('token', $token)
-            ->where('expires_at', '>', now())
-            ->whereNull('used_at')
-            ->first();
-    }
-
-    /**
-     * Check if token is valid
-     */
-    public function isValid(): bool
-    {
-        return $this->expires_at > now() && $this->used_at === null;
-    }
-
-    /**
-     * Mark token as used
-     */
-    public function markAsUsed(): void
-    {
-        $this->update(['used_at' => now()]);
-    }
-}

backend/app/Models/LiabilityAccount.php

@@ -21,158 +21,16 @@ class LiabilityAccount extends Model
     public const STATUS_RENEGOTIATED = 'renegotiated';
 
     public const STATUSES = [
-        self::STATUS_ACTIVE => 'Activo',
+        self::STATUS_ACTIVE => 'Ativo',
-        self::STATUS_PAID_OFF => 'Liquidado',
+        self::STATUS_PAID_OFF => 'Quitado',
-        self::STATUS_DEFAULTED => 'En mora',
+        self::STATUS_DEFAULTED => 'Inadimplente',
         self::STATUS_RENEGOTIATED => 'Renegociado',
     ];
 
-    /**
-     * Tipos de contrato
-     */
-    public const CONTRACT_TYPE_PERSONAL_LOAN = 'personal_loan';
-    public const CONTRACT_TYPE_VEHICLE = 'vehicle_financing';
-    public const CONTRACT_TYPE_MORTGAGE = 'mortgage';
-    public const CONTRACT_TYPE_CREDIT_CARD = 'credit_card';
-    public const CONTRACT_TYPE_CONSORTIUM = 'consortium';
-    public const CONTRACT_TYPE_LEASING = 'leasing';
-    public const CONTRACT_TYPE_OVERDRAFT = 'overdraft';
-    public const CONTRACT_TYPE_PAYROLL_LOAN = 'payroll_loan';
-    public const CONTRACT_TYPE_OTHER = 'other';
-
-    public const CONTRACT_TYPES = [
-        self::CONTRACT_TYPE_PERSONAL_LOAN => [
-            'name' => 'Préstamo Personal',
-            'description' => 'Préstamo con cuotas fijas (Sistema PRICE)',
-            'icon' => 'banknotes',
-            'default_amortization' => 'price',
-            'fields' => ['principal_amount', 'annual_interest_rate', 'total_installments', 'start_date', 'first_due_date'],
-        ],
-        self::CONTRACT_TYPE_VEHICLE => [
-            'name' => 'Financiación de Vehículo',
-            'description' => 'Crédito para compra de coche o moto',
-            'icon' => 'truck',
-            'default_amortization' => 'price',
-            'fields' => ['principal_amount', 'annual_interest_rate', 'total_installments', 'start_date', 'first_due_date', 'asset_value'],
-        ],
-        self::CONTRACT_TYPE_MORTGAGE => [
-            'name' => 'Hipoteca / Financiación Inmobiliaria',
-            'description' => 'Crédito para compra de inmueble',
-            'icon' => 'home',
-            'default_amortization' => 'sac',
-            'fields' => ['principal_amount', 'annual_interest_rate', 'total_installments', 'start_date', 'first_due_date', 'asset_value', 'insurance_amount'],
-        ],
-        self::CONTRACT_TYPE_CREDIT_CARD => [
-            'name' => 'Tarjeta de Crédito',
-            'description' => 'Financiación de compras a plazos',
-            'icon' => 'credit-card',
-            'default_amortization' => 'price',
-            'fields' => ['principal_amount', 'annual_interest_rate', 'total_installments', 'first_due_date'],
-        ],
-        self::CONTRACT_TYPE_CONSORTIUM => [
-            'name' => 'Consorcio',
-            'description' => 'Grupo de compras con cuotas variables',
-            'icon' => 'users',
-            'default_amortization' => 'consortium',
-            'fields' => ['principal_amount', 'total_installments', 'admin_fee_percent', 'start_date', 'first_due_date'],
-        ],
-        self::CONTRACT_TYPE_LEASING => [
-            'name' => 'Leasing',
-            'description' => 'Arrendamiento con opción de compra',
-            'icon' => 'key',
-            'default_amortization' => 'price',
-            'fields' => ['principal_amount', 'annual_interest_rate', 'total_installments', 'start_date', 'first_due_date', 'residual_value'],
-        ],
-        self::CONTRACT_TYPE_OVERDRAFT => [
-            'name' => 'Descubierto / Cheque Especial',
-            'description' => 'Línea de crédito rotativa',
-            'icon' => 'arrow-trending-down',
-            'default_amortization' => 'american',
-            'fields' => ['principal_amount', 'monthly_interest_rate'],
-        ],
-        self::CONTRACT_TYPE_PAYROLL_LOAN => [
-            'name' => 'Préstamo con Nómina',
-            'description' => 'Crédito con descuento en nómina',
-            'icon' => 'briefcase',
-            'default_amortization' => 'price',
-            'fields' => ['principal_amount', 'annual_interest_rate', 'total_installments', 'start_date', 'first_due_date'],
-        ],
-        self::CONTRACT_TYPE_OTHER => [
-            'name' => 'Otro',
-            'description' => 'Otro tipo de pasivo',
-            'icon' => 'document-text',
-            'default_amortization' => 'price',
-            'fields' => ['principal_amount', 'total_installments', 'first_due_date'],
-        ],
-    ];
-
-    /**
-     * Sistemas de amortização
-     */
-    public const AMORTIZATION_PRICE = 'price';
-    public const AMORTIZATION_SAC = 'sac';
-    public const AMORTIZATION_AMERICAN = 'american';
-    public const AMORTIZATION_CONSORTIUM = 'consortium';
-
-    public const AMORTIZATION_SYSTEMS = [
-        self::AMORTIZATION_PRICE => [
-            'name' => 'PRICE (Cuota Fija)',
-            'description' => 'Cuotas iguales. Intereses decrecientes, amortización creciente.',
-        ],
-        self::AMORTIZATION_SAC => [
-            'name' => 'SAC (Amortización Constante)',
-            'description' => 'Amortización fija. Cuotas e intereses decrecientes.',
-        ],
-        self::AMORTIZATION_AMERICAN => [
-            'name' => 'Americano',
-            'description' => 'Solo intereses durante el plazo, principal al final.',
-        ],
-        self::AMORTIZATION_CONSORTIUM => [
-            'name' => 'Consorcio',
-            'description' => 'Cuotas variables según el grupo.',
-        ],
-    ];
-
-    /**
-     * Tipos de indexadores
-     */
-    public const INDEX_TYPES = [
-        'fixed' => ['name' => 'Tasa Fija', 'description' => 'Sin indexación'],
-        'cdi' => ['name' => 'CDI', 'description' => 'Certificado de Depósito Interbancario (Brasil)'],
-        'selic' => ['name' => 'SELIC', 'description' => 'Tasa básica de interés (Brasil)'],
-        'ipca' => ['name' => 'IPCA', 'description' => 'Índice de precios al consumidor (Brasil)'],
-        'igpm' => ['name' => 'IGP-M', 'description' => 'Índice general de precios (Brasil)'],
-        'tr' => ['name' => 'TR', 'description' => 'Tasa referencial (Brasil)'],
-        'euribor' => ['name' => 'Euribor', 'description' => 'Euro Interbank Offered Rate (UE)'],
-        'libor' => ['name' => 'LIBOR', 'description' => 'London Interbank Offered Rate'],
-        'sofr' => ['name' => 'SOFR', 'description' => 'Secured Overnight Financing Rate (EUA)'],
-        'prime' => ['name' => 'Prime Rate', 'description' => 'Tasa preferencial (EUA)'],
-        'ipc' => ['name' => 'IPC', 'description' => 'Índice de precios al consumidor (España)'],
-        'other' => ['name' => 'Otro', 'description' => 'Otro indexador'],
-    ];
-
-    /**
-     * Tipos de garantia
-     */
-    public const GUARANTEE_TYPES = [
-        'none' => ['name' => 'Sin garantía', 'description' => 'Préstamo sin garantía'],
-        'fiduciary_alienation' => ['name' => 'Alienación Fiduciaria', 'description' => 'El bien queda en garantía hasta el pago total'],
-        'mortgage' => ['name' => 'Hipoteca', 'description' => 'Garantía sobre inmueble'],
-        'pledge' => ['name' => 'Prenda', 'description' => 'Garantía sobre bien mueble'],
-        'guarantor' => ['name' => 'Fiador/Avalista', 'description' => 'Persona que garantiza la deuda'],
-        'payroll' => ['name' => 'Descuento en Nómina', 'description' => 'Descuento directo del salario'],
-        'investment' => ['name' => 'Inversión', 'description' => 'Garantía con inversiones/aplicaciones'],
-        'letter_of_credit' => ['name' => 'Carta de Crédito', 'description' => 'Garantía bancaria'],
-        'surety_bond' => ['name' => 'Seguro Fianza', 'description' => 'Seguro que garantiza la obligación'],
-        'other' => ['name' => 'Otra', 'description' => 'Otro tipo de garantía'],
-    ];
-
     protected $fillable = [
         'user_id',
         'account_id',
         'name',
-        'contract_type',
-        'amortization_system',
         'contract_number',
         'creditor',
         'description',
@@ -194,39 +52,11 @@ class LiabilityAccount extends Model
         'start_date',
         'end_date',
         'first_due_date',
-        'has_grace_period',
-        'grace_period_months',
         'currency',
         'color',
         'icon',
         'status',
         'is_active',
-        // Campos avançados - Indexadores
-        'index_type',
-        'index_spread',
-        'total_effective_cost',
-        // Campos avançados - Garantias
-        'guarantee_type',
-        'guarantee_value',
-        'guarantee_description',
-        'guarantor_name',
-        // Campos avançados - Penalidades
-        'late_fee_percent',
-        'daily_penalty_percent',
-        'grace_days_for_penalty',
-        // Campos avançados - Específicos por tipo
-        'asset_value',
-        'asset_description',
-        'residual_value',
-        'admin_fee_percent',
-        'reserve_fund_percent',
-        // Campos avançados - Covenants e gestão
-        'covenants',
-        'alert_days_before',
-        'internal_responsible',
-        'internal_notes',
-        'document_number',
-        'registry_office',
     ];
 
     protected $casts = [
@@ -246,21 +76,6 @@ class LiabilityAccount extends Model
         'end_date' => 'date',
         'first_due_date' => 'date',
         'is_active' => 'boolean',
-        'has_grace_period' => 'boolean',
-        'grace_period_months' => 'integer',
-        // Campos avançados
-        'index_spread' => 'decimal:4',
-        'total_effective_cost' => 'decimal:4',
-        'guarantee_value' => 'decimal:2',
-        'late_fee_percent' => 'decimal:2',
-        'daily_penalty_percent' => 'decimal:4',
-        'grace_days_for_penalty' => 'integer',
-        'asset_value' => 'decimal:2',
-        'residual_value' => 'decimal:2',
-        'admin_fee_percent' => 'decimal:2',
-        'reserve_fund_percent' => 'decimal:2',
-        'covenants' => 'array',
-        'alert_days_before' => 'integer',
     ];
 
     protected $appends = ['progress_percentage', 'remaining_balance'];

backend/app/Models/Plan.php

@@ -22,7 +22,6 @@ class Plan extends Model
         'limits',
         'is_active',
         'is_featured',
-        'is_free',
         'sort_order',
         'paypal_plan_id',
     ];
@@ -33,7 +32,6 @@ class Plan extends Model
         'limits' => 'array',
         'is_active' => 'boolean',
         'is_featured' => 'boolean',
-        'is_free' => 'boolean',
         'trial_days' => 'integer',
         'sort_order' => 'integer',
     ];

backend/app/Models/SiteSetting.php

@@ -1,52 +0,0 @@
-<?php
-
-namespace App\Models;
-
-use Illuminate\Database\Eloquent\Model;
-
-class SiteSetting extends Model
-{
-    protected $fillable = [
-        'key',
-        'value',
-        'description',
-    ];
-
-    protected $casts = [
-        'value' => 'array',
-    ];
-
-    /**
-     * Get a setting value by key
-     */
-    public static function getValue(string $key, $default = null)
-    {
-        $setting = static::where('key', $key)->first();
-        
-        if (!$setting) {
-            return $default;
-        }
-
-        // If value is a simple string stored as JSON array, extract it
-        $value = $setting->value;
-        if (is_array($value) && isset($value['value'])) {
-            return $value['value'];
-        }
-
-        return $value ?? $default;
-    }
-
-    /**
-     * Set a setting value by key
-     */
-    public static function setValue(string $key, $value, string $description = null): self
-    {
-        return static::updateOrCreate(
-            ['key' => $key],
-            [
-                'value' => is_array($value) ? $value : ['value' => $value],
-                'description' => $description,
-            ]
-        );
-    }
-}

backend/app/Models/Subscription.php

@@ -12,7 +12,6 @@ class Subscription extends Model
 {
     use HasFactory;
 
-    const STATUS_PENDING = 'pending';
     const STATUS_TRIALING = 'trialing';
     const STATUS_ACTIVE = 'active';
     const STATUS_PAST_DUE = 'past_due';

backend/app/Models/Transaction.php

@@ -142,8 +142,7 @@ public function scopePending($query)
 
     public function scopeCompleted($query)
     {
-        // Incluir 'completed' e 'effective' como transações efetivadas
+        return $query->where('status', 'completed');
-        return $query->whereIn('status', ['completed', 'effective']);
     }
 
     public function scopeCancelled($query)

backend/app/Models/User.php

@@ -31,12 +31,8 @@ class User extends Authenticatable
         'country',
         'timezone',
         'locale',
-        'language',
-        'currency',
         'password',
         'is_admin',
-        'is_demo',
-        'email_verified_at',
     ];
 
     /**
@@ -60,7 +56,6 @@ protected function casts(): array
             'email_verified_at' => 'datetime',
             'password' => 'hashed',
             'is_admin' => 'boolean',
-            'is_demo' => 'boolean',
             'accept_whatsapp' => 'boolean',
             'accept_emails' => 'boolean',
         ];
@@ -96,48 +91,6 @@ public function isAdmin(): bool
         return $this->is_admin === true;
     }
 
-    // ==================== RESOURCE RELATIONSHIPS ====================
-
-    /**
-     * Get all accounts for the user
-     */
-    public function accounts()
-    {
-        return $this->hasMany(Account::class);
-    }
-
-    /**
-     * Get all categories for the user
-     */
-    public function categories()
-    {
-        return $this->hasMany(Category::class);
-    }
-
-    /**
-     * Get all budgets for the user
-     */
-    public function budgets()
-    {
-        return $this->hasMany(Budget::class);
-    }
-
-    /**
-     * Get all transactions for the user
-     */
-    public function transactions()
-    {
-        return $this->hasMany(Transaction::class);
-    }
-
-    /**
-     * Get all goals for the user
-     */
-    public function goals()
-    {
-        return $this->hasMany(FinancialGoal::class);
-    }
-
     // ==================== SUBSCRIPTION RELATIONSHIPS ====================
 
     /**

backend/app/Services/LiabilityTemplateService.php

@@ -1,291 +0,0 @@
-<?php
-
-namespace App\Services;
-
-use PhpOffice\PhpSpreadsheet\Spreadsheet;
-use PhpOffice\PhpSpreadsheet\Writer\Xlsx;
-use PhpOffice\PhpSpreadsheet\Style\Alignment;
-use PhpOffice\PhpSpreadsheet\Style\Border;
-use PhpOffice\PhpSpreadsheet\Style\Fill;
-use PhpOffice\PhpSpreadsheet\Style\NumberFormat;
-use PhpOffice\PhpSpreadsheet\Cell\DataValidation;
-
-class LiabilityTemplateService
-{
-    /**
-     * Gerar template Excel para importação de passivos
-     */
-    public function generateTemplate(): Spreadsheet
-    {
-        $spreadsheet = new Spreadsheet();
-        
-        // Criar aba de Parcelas (principal)
-        $installmentsSheet = $spreadsheet->getActiveSheet();
-        $installmentsSheet->setTitle('Parcelas');
-        $this->createInstallmentsSheet($installmentsSheet);
-        
-        // Criar aba de Instruções
-        $instructionsSheet = $spreadsheet->createSheet();
-        $instructionsSheet->setTitle('Instrucciones');
-        $this->createInstructionsSheet($instructionsSheet);
-        
-        // Criar aba de Exemplo
-        $exampleSheet = $spreadsheet->createSheet();
-        $exampleSheet->setTitle('Ejemplo');
-        $this->createExampleSheet($exampleSheet);
-        
-        // Voltar para primeira aba
-        $spreadsheet->setActiveSheetIndex(0);
-        
-        return $spreadsheet;
-    }
-    
-    /**
-     * Criar aba de parcelas com cabeçalho e validações
-     */
-    private function createInstallmentsSheet($sheet): void
-    {
-        // Definir largura das colunas
-        $sheet->getColumnDimension('A')->setWidth(12);  // Nº
-        $sheet->getColumnDimension('B')->setWidth(15);  // Fecha
-        $sheet->getColumnDimension('C')->setWidth(15);  // Cuota
-        $sheet->getColumnDimension('D')->setWidth(15);  // Intereses
-        $sheet->getColumnDimension('E')->setWidth(15);  // Capital
-        $sheet->getColumnDimension('F')->setWidth(15);  // Tasas/Seguros
-        $sheet->getColumnDimension('G')->setWidth(15);  // Estado
-        $sheet->getColumnDimension('H')->setWidth(30);  // Observaciones
-        
-        // Cabeçalho principal - título
-        $sheet->setCellValue('A1', 'PLANTILLA DE IMPORTACIÓN - CUENTA PASIVO');
-        $sheet->mergeCells('A1:H1');
-        $sheet->getStyle('A1')->applyFromArray([
-            'font' => ['bold' => true, 'size' => 16, 'color' => ['rgb' => 'FFFFFF']],
-            'fill' => ['fillType' => Fill::FILL_SOLID, 'color' => ['rgb' => '1E40AF']],
-            'alignment' => ['horizontal' => Alignment::HORIZONTAL_CENTER],
-        ]);
-        $sheet->getRowDimension(1)->setRowHeight(30);
-        
-        // Subtítulo
-        $sheet->setCellValue('A2', 'Rellene las columnas con los datos de sus cuotas. Las columnas marcadas con * son obligatorias.');
-        $sheet->mergeCells('A2:H2');
-        $sheet->getStyle('A2')->applyFromArray([
-            'font' => ['italic' => true, 'size' => 10, 'color' => ['rgb' => '6B7280']],
-        ]);
-        
-        // Cabeçalhos das colunas
-        $headers = [
-            'A3' => 'Nº Cuota *',
-            'B3' => 'Fecha Venc. *',
-            'C3' => 'Valor Cuota *',
-            'D3' => 'Intereses',
-            'E3' => 'Capital',
-            'F3' => 'Tasas/Seguros',
-            'G3' => 'Estado',
-            'H3' => 'Observaciones',
-        ];
-        
-        foreach ($headers as $cell => $value) {
-            $sheet->setCellValue($cell, $value);
-        }
-        
-        // Estilo do cabeçalho
-        $sheet->getStyle('A3:H3')->applyFromArray([
-            'font' => ['bold' => true, 'color' => ['rgb' => 'FFFFFF']],
-            'fill' => ['fillType' => Fill::FILL_SOLID, 'color' => ['rgb' => '3B82F6']],
-            'alignment' => ['horizontal' => Alignment::HORIZONTAL_CENTER],
-            'borders' => [
-                'allBorders' => ['borderStyle' => Border::BORDER_THIN, 'color' => ['rgb' => '1E40AF']],
-            ],
-        ]);
-        
-        // Dicas sob o cabeçalho
-        $tips = [
-            'A4' => '1, 2, 3...',
-            'B4' => 'DD/MM/AAAA',
-            'C4' => '0.00',
-            'D4' => '0.00',
-            'E4' => '0.00',
-            'F4' => '0.00',
-            'G4' => 'Pendiente/Pagado',
-            'H4' => 'Texto libre',
-        ];
-        
-        foreach ($tips as $cell => $value) {
-            $sheet->setCellValue($cell, $value);
-        }
-        
-        $sheet->getStyle('A4:H4')->applyFromArray([
-            'font' => ['italic' => true, 'size' => 9, 'color' => ['rgb' => '9CA3AF']],
-            'fill' => ['fillType' => Fill::FILL_SOLID, 'color' => ['rgb' => 'F3F4F6']],
-            'alignment' => ['horizontal' => Alignment::HORIZONTAL_CENTER],
-        ]);
-        
-        // Área de dados (linhas 5-64 para até 60 parcelas)
-        for ($row = 5; $row <= 64; $row++) {
-            // Número da parcela
-            $sheet->setCellValue("A{$row}", $row - 4);
-            
-            // Aplicar formato de número nas colunas de valores
-            $sheet->getStyle("C{$row}:F{$row}")->getNumberFormat()
-                ->setFormatCode(NumberFormat::FORMAT_NUMBER_COMMA_SEPARATED1);
-            
-            // Aplicar formato de data na coluna B
-            $sheet->getStyle("B{$row}")->getNumberFormat()
-                ->setFormatCode('DD/MM/YYYY');
-            
-            // Adicionar validação de lista para Estado
-            $validation = $sheet->getCell("G{$row}")->getDataValidation();
-            $validation->setType(DataValidation::TYPE_LIST);
-            $validation->setErrorStyle(DataValidation::STYLE_INFORMATION);
-            $validation->setAllowBlank(true);
-            $validation->setShowDropDown(true);
-            $validation->setFormula1('"Pendiente,Pagado,Vencido"');
-            
-            // Bordas leves
-            $sheet->getStyle("A{$row}:H{$row}")->applyFromArray([
-                'borders' => [
-                    'allBorders' => ['borderStyle' => Border::BORDER_THIN, 'color' => ['rgb' => 'E5E7EB']],
-                ],
-            ]);
-            
-            // Alternar cores das linhas
-            if (($row - 5) % 2 == 1) {
-                $sheet->getStyle("A{$row}:H{$row}")->applyFromArray([
-                    'fill' => ['fillType' => Fill::FILL_SOLID, 'color' => ['rgb' => 'F9FAFB']],
-                ]);
-            }
-        }
-        
-        // Congelar painel no cabeçalho
-        $sheet->freezePane('A5');
-    }
-    
-    /**
-     * Criar aba de instruções
-     */
-    private function createInstructionsSheet($sheet): void
-    {
-        $sheet->getColumnDimension('A')->setWidth(80);
-        
-        $instructions = [
-            ['INSTRUCCIONES DE USO', true, '1E40AF'],
-            ['', false, 'FFFFFF'],
-            ['1. DATOS OBLIGATORIOS', true, '059669'],
-            ['   • Nº Cuota: Número secuencial de la cuota (1, 2, 3...)', false, '000000'],
-            ['   • Fecha Venc.: Fecha de vencimiento en formato DD/MM/AAAA', false, '000000'],
-            ['   • Valor Cuota: Valor total de la cuota a pagar', false, '000000'],
-            ['', false, 'FFFFFF'],
-            ['2. DATOS OPCIONALES (recomendados)', true, '059669'],
-            ['   • Intereses: Parte de la cuota correspondiente a intereses', false, '000000'],
-            ['   • Capital: Parte de la cuota correspondiente a amortización', false, '000000'],
-            ['   • Tasas/Seguros: Otros cargos incluidos en la cuota', false, '000000'],
-            ['   • Estado: Pendiente, Pagado o Vencido', false, '000000'],
-            ['   • Observaciones: Notas adicionales', false, '000000'],
-            ['', false, 'FFFFFF'],
-            ['3. TIPOS DE CONTRATOS SOPORTADOS', true, '059669'],
-            ['   • Préstamo Personal (Sistema PRICE - cuota fija)', false, '000000'],
-            ['   • Financiación de Vehículo', false, '000000'],
-            ['   • Financiación Inmobiliaria (Sistema SAC o PRICE)', false, '000000'],
-            ['   • Consorcio (cuotas variables)', false, '000000'],
-            ['   • Leasing', false, '000000'],
-            ['', false, 'FFFFFF'],
-            ['4. SISTEMA PRICE (Cuota Fija)', true, '059669'],
-            ['   En este sistema:', false, '000000'],
-            ['   • La cuota es CONSTANTE todos los meses', false, '000000'],
-            ['   • Los intereses DISMINUYEN cada mes', false, '000000'],
-            ['   • La amortización AUMENTA cada mes', false, '000000'],
-            ['   • Cuota = Intereses + Capital + Tasas', false, '000000'],
-            ['', false, 'FFFFFF'],
-            ['5. SISTEMA SAC (Amortización Constante)', true, '059669'],
-            ['   En este sistema:', false, '000000'],
-            ['   • La amortización es CONSTANTE todos los meses', false, '000000'],
-            ['   • Los intereses DISMINUYEN cada mes', false, '000000'],
-            ['   • La cuota DISMINUYE cada mes', false, '000000'],
-            ['', false, 'FFFFFF'],
-            ['6. CUOTA DE CARENCIA', true, '059669'],
-            ['   Algunos contratos tienen una primera cuota de carencia:', false, '000000'],
-            ['   • Solo se pagan intereses (sin amortización de capital)', false, '000000'],
-            ['   • El capital amortizado en esta cuota debe ser 0', false, '000000'],
-            ['', false, 'FFFFFF'],
-            ['7. ESTADOS VÁLIDOS', true, '059669'],
-            ['   • Pendiente: Cuota aún no pagada', false, '000000'],
-            ['   • Pagado: Cuota ya abonada', false, '000000'],
-            ['   • Vencido: Cuota no pagada y pasada la fecha de vencimiento', false, '000000'],
-        ];
-        
-        $row = 1;
-        foreach ($instructions as $item) {
-            $sheet->setCellValue("A{$row}", $item[0]);
-            
-            $style = ['font' => ['color' => ['rgb' => $item[2]]]];
-            if ($item[1]) {
-                $style['font']['bold'] = true;
-                $style['font']['size'] = 12;
-            }
-            $sheet->getStyle("A{$row}")->applyFromArray($style);
-            
-            $row++;
-        }
-    }
-    
-    /**
-     * Criar aba de exemplo preenchida
-     */
-    private function createExampleSheet($sheet): void
-    {
-        // Copiar estrutura da aba de parcelas
-        $this->createInstallmentsSheet($sheet);
-        
-        // Dados de exemplo (Empréstimo PRICE típico)
-        $exampleData = [
-            [1, '05/06/2025', 20.85, 20.85, 0.00, 0.00, 'Pagado', 'Cuota de carencia (solo intereses)'],
-            [2, '05/07/2025', 122.00, 48.33, 73.67, 0.00, 'Pagado', ''],
-            [3, '05/08/2025', 122.00, 47.68, 74.32, 0.00, 'Pagado', ''],
-            [4, '05/09/2025', 122.00, 47.01, 74.99, 0.00, 'Pagado', ''],
-            [5, '05/10/2025', 122.00, 46.35, 75.65, 0.00, 'Pagado', ''],
-            [6, '05/11/2025', 122.00, 45.68, 76.32, 0.00, 'Pagado', ''],
-            [7, '05/12/2025', 122.00, 45.00, 77.00, 0.00, 'Pendiente', ''],
-            [8, '05/01/2026', 122.00, 44.31, 77.69, 0.00, 'Pendiente', ''],
-            [9, '05/02/2026', 122.00, 43.62, 78.38, 0.00, 'Pendiente', ''],
-            [10, '05/03/2026', 122.00, 42.93, 79.07, 0.00, 'Pendiente', ''],
-        ];
-        
-        $row = 5;
-        foreach ($exampleData as $data) {
-            $sheet->setCellValue("A{$row}", $data[0]);
-            $sheet->setCellValue("B{$row}", $data[1]);
-            $sheet->setCellValue("C{$row}", $data[2]);
-            $sheet->setCellValue("D{$row}", $data[3]);
-            $sheet->setCellValue("E{$row}", $data[4]);
-            $sheet->setCellValue("F{$row}", $data[5]);
-            $sheet->setCellValue("G{$row}", $data[6]);
-            $sheet->setCellValue("H{$row}", $data[7]);
-            $row++;
-        }
-        
-        // Destacar que é exemplo
-        $sheet->setCellValue('A1', 'EJEMPLO - PRÉSTAMO PERSONAL (Sistema PRICE)');
-        $sheet->getStyle('A1')->applyFromArray([
-            'font' => ['bold' => true, 'size' => 16, 'color' => ['rgb' => 'FFFFFF']],
-            'fill' => ['fillType' => Fill::FILL_SOLID, 'color' => ['rgb' => '059669']],
-        ]);
-    }
-    
-    /**
-     * Salvar template em arquivo
-     */
-    public function saveTemplate(string $path): void
-    {
-        $spreadsheet = $this->generateTemplate();
-        $writer = new Xlsx($spreadsheet);
-        $writer->save($path);
-    }
-    
-    /**
-     * Obter caminho do template
-     */
-    public static function getTemplatePath(): string
-    {
-        return storage_path('app/templates/passivo_template.xlsx');
-    }
-}

backend/app/Services/PayPalService.php

@@ -9,8 +9,8 @@
 
 class PayPalService
 {
-    private ?string $clientId;
+    private string $clientId;
-    private ?string $clientSecret;
+    private string $clientSecret;
     private string $baseUrl;
     private bool $sandbox;
 
@@ -29,11 +29,6 @@ public function __construct()
      */
     public function getAccessToken(): ?string
     {
-        if (!$this->isConfigured()) {
-            Log::warning('PayPal not configured');
-            return null;
-        }
-
         return Cache::remember('paypal_access_token', 28800, function () {
             try {
                 $response = Http::withBasicAuth($this->clientId, $this->clientSecret)
@@ -252,15 +247,7 @@ public function cancelSubscription(string $subscriptionId, string $reason = 'Use
                 return true;
             }
 
-            // Check if subscription is already cancelled - treat as success
+            Log::error('PayPal cancel subscription failed', ['response' => $response->json()]);
-            $responseData = $response->json();
-            if (isset($responseData['details'][0]['issue']) && 
-                $responseData['details'][0]['issue'] === 'SUBSCRIPTION_STATUS_INVALID') {
-                Log::info('PayPal subscription already cancelled', ['subscription_id' => $subscriptionId]);
-                return true;
-            }
-
-            Log::error('PayPal cancel subscription failed', ['response' => $responseData]);
             return false;
         } catch (\Exception $e) {
             Log::error('PayPal cancel subscription exception', ['error' => $e->getMessage()]);
@@ -351,124 +338,6 @@ public function getSubscriptionTransactions(string $subscriptionId, string $star
         }
     }
 
-    /**
-     * Refund a capture (payment)
-     */
-    public function refundCapture(string $captureId, ?float $amount = null, ?string $currency = 'EUR', string $note = 'Refund within 7-day guarantee period'): ?array
-    {
-        $token = $this->getAccessToken();
-        if (!$token) return null;
-
-        try {
-            $body = [
-                'note_to_payer' => $note,
-            ];
-
-            // If amount specified, do partial refund; otherwise full refund
-            if ($amount !== null) {
-                $body['amount'] = [
-                    'value' => number_format($amount, 2, '.', ''),
-                    'currency_code' => $currency,
-                ];
-            }
-
-            $response = Http::withToken($token)
-                ->post("{$this->baseUrl}/v2/payments/captures/{$captureId}/refund", $body);
-
-            if ($response->successful()) {
-                Log::info('PayPal refund successful', ['capture_id' => $captureId, 'response' => $response->json()]);
-                return $response->json();
-            }
-
-            Log::error('PayPal refund failed', ['capture_id' => $captureId, 'response' => $response->json()]);
-            return null;
-        } catch (\Exception $e) {
-            Log::error('PayPal refund exception', ['error' => $e->getMessage()]);
-            return null;
-        }
-    }
-
-    /**
-     * Get the last transaction/capture for a subscription to refund
-     */
-    public function getLastSubscriptionCapture(string $subscriptionId): ?string
-    {
-        $token = $this->getAccessToken();
-        if (!$token) return null;
-
-        try {
-            // Get transactions from last 30 days
-            $startTime = now()->subDays(30)->toIso8601String();
-            $endTime = now()->toIso8601String();
-
-            $response = Http::withToken($token)
-                ->get("{$this->baseUrl}/v1/billing/subscriptions/{$subscriptionId}/transactions", [
-                    'start_time' => $startTime,
-                    'end_time' => $endTime,
-                ]);
-
-            if ($response->successful()) {
-                $transactions = $response->json('transactions') ?? [];
-                
-                // Find the most recent COMPLETED transaction
-                foreach ($transactions as $transaction) {
-                    if (($transaction['status'] ?? '') === 'COMPLETED' && !empty($transaction['id'])) {
-                        Log::info('Found capture for refund', ['subscription_id' => $subscriptionId, 'capture_id' => $transaction['id']]);
-                        return $transaction['id'];
-                    }
-                }
-            }
-
-            Log::warning('No capture found for subscription', ['subscription_id' => $subscriptionId]);
-            return null;
-        } catch (\Exception $e) {
-            Log::error('PayPal get capture exception', ['error' => $e->getMessage()]);
-            return null;
-        }
-    }
-
-    /**
-     * Cancel subscription and refund if within guarantee period
-     */
-    public function cancelAndRefund(string $subscriptionId, string $reason = 'Refund within 7-day guarantee'): array
-    {
-        $result = [
-            'canceled' => false,
-            'refunded' => false,
-            'refund_id' => null,
-            'refund_amount' => null,
-            'error' => null,
-        ];
-
-        // First, get capture ID for refund
-        $captureId = $this->getLastSubscriptionCapture($subscriptionId);
-        
-        // Cancel the subscription
-        $canceled = $this->cancelSubscription($subscriptionId, $reason);
-        $result['canceled'] = $canceled;
-
-        if (!$canceled) {
-            $result['error'] = 'Failed to cancel subscription';
-            return $result;
-        }
-
-        // Process refund if we have a capture
-        if ($captureId) {
-            $refund = $this->refundCapture($captureId, null, 'EUR', $reason);
-            if ($refund) {
-                $result['refunded'] = true;
-                $result['refund_id'] = $refund['id'] ?? null;
-                $result['refund_amount'] = $refund['amount']['value'] ?? null;
-            } else {
-                $result['error'] = 'Subscription canceled but refund failed';
-            }
-        } else {
-            $result['error'] = 'Subscription canceled but no payment found to refund';
-        }
-
-        return $result;
-    }
-
     /**
      * Check if PayPal is configured
      */
@@ -480,7 +349,7 @@ public function isConfigured(): bool
     /**
      * Get client ID for frontend
      */
-    public function getClientId(): ?string
+    public function getClientId(): string
     {
         return $this->clientId;
     }

backend/bootstrap/app.php

@@ -18,14 +18,6 @@
         // Alias para rate limiting
         $middleware->alias([
             'throttle' => \Illuminate\Routing\Middleware\ThrottleRequests::class,
-            'plan.limits' => \App\Http\Middleware\CheckPlanLimits::class,
-            'admin.only' => \App\Http\Middleware\AdminOnly::class,
-            'demo.protect' => \App\Http\Middleware\DemoProtection::class,
-        ]);
-        
-        // Aplicar proteção demo em todas as rotas de API autenticadas
-        $middleware->api(append: [
-            \App\Http\Middleware\DemoProtection::class,
         ]);
     })
     ->withExceptions(function (Exceptions $exceptions): void {

backend/config/app.php

@@ -54,18 +54,6 @@
 
     'url' => env('APP_URL', 'http://localhost'),
 
-    /*
-    |--------------------------------------------------------------------------
-    | Frontend URL
-    |--------------------------------------------------------------------------
-    |
-    | This URL is used for generating links to the frontend application,
-    | such as password reset links and email verification links.
-    |
-    */
-
-    'frontend_url' => env('FRONTEND_URL', 'https://webmoney.cnxifly.com'),
-
     /*
     |--------------------------------------------------------------------------
     | Application Timezone

backend/database/migrations/2025_01_15_000001_create_site_settings_table.php

@@ -1,28 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    public function up(): void
-    {
-        Schema::create('site_settings', function (Blueprint $table) {
-            $table->id();
-            $table->string('key')->unique();
-            $table->json('value')->nullable();
-            $table->string('description')->nullable();
-            $table->timestamps();
-        });
-
-        // Insert default settings
-        \App\Models\SiteSetting::setValue('cnxifly_maintenance_mode', false, 'Modo de mantenimiento para cnxifly.com');
-        \App\Models\SiteSetting::setValue('cnxifly_page_type', 'live', 'Tipo de página: live, maintenance, construction');
-    }
-
-    public function down(): void
-    {
-        Schema::dropIfExists('site_settings');
-    }
-};

backend/database/migrations/2025_06_18_120000_add_contract_type_to_liability_accounts_table.php

@@ -1,39 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    /**
-     * Run the migrations.
-     */
-    public function up(): void
-    {
-        Schema::table('liability_accounts', function (Blueprint $table) {
-            // Adicionar tipo de contrato e sistema de amortização após 'name'
-            $table->string('contract_type', 50)->default('other')->after('name');
-            $table->string('amortization_system', 20)->default('price')->after('contract_type');
-            
-            // Adicionar campos de carência após end_date
-            $table->boolean('has_grace_period')->default(false)->after('first_due_date');
-            $table->unsignedTinyInteger('grace_period_months')->default(0)->after('has_grace_period');
-        });
-    }
-
-    /**
-     * Reverse the migrations.
-     */
-    public function down(): void
-    {
-        Schema::table('liability_accounts', function (Blueprint $table) {
-            $table->dropColumn([
-                'contract_type',
-                'amortization_system',
-                'has_grace_period',
-                'grace_period_months',
-            ]);
-        });
-    }
-};

backend/database/migrations/2025_06_18_170000_add_advanced_fields_to_liability_accounts_table.php

@@ -1,124 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    /**
-     * Run the migrations.
-     * 
-     * Adiciona campos avançados para gestão completa de passivos:
-     * - Indexadores (CDI, IPCA, Euribor, etc.)
-     * - Garantias (tipo, valor, descrição)
-     * - Penalidades (multa, mora)
-     * - Campos específicos por tipo de contrato
-     */
-    public function up(): void
-    {
-        Schema::table('liability_accounts', function (Blueprint $table) {
-            // ============================================
-            // INDEXADORES E TAXAS
-            // ============================================
-            // Tipo de indexador (CDI, IPCA, SELIC, Euribor, Fixed, etc.)
-            $table->string('index_type', 30)->nullable()->after('annual_interest_rate');
-            // Spread sobre o indexador (ex: CDI + 2.5%)
-            $table->decimal('index_spread', 6, 4)->nullable()->after('index_type');
-            // CET - Custo Efetivo Total (%)
-            $table->decimal('total_effective_cost', 8, 4)->nullable()->after('index_spread');
-            
-            // ============================================
-            // GARANTIAS
-            // ============================================
-            // Tipo de garantia (none, fiduciary_alienation, mortgage, guarantor, pledge, etc.)
-            $table->string('guarantee_type', 50)->nullable()->after('total_effective_cost');
-            // Valor da garantia
-            $table->decimal('guarantee_value', 15, 2)->nullable()->after('guarantee_type');
-            // Descrição da garantia (ex: "Imóvel Rua X, Matrícula 12345")
-            $table->string('guarantee_description', 500)->nullable()->after('guarantee_value');
-            // Nome do fiador (se aplicável)
-            $table->string('guarantor_name', 150)->nullable()->after('guarantee_description');
-            
-            // ============================================
-            // PENALIDADES E MULTAS
-            // ============================================
-            // Multa por atraso (%)
-            $table->decimal('late_fee_percent', 5, 2)->nullable()->after('guarantor_name');
-            // Mora diária (%)
-            $table->decimal('daily_penalty_percent', 5, 4)->nullable()->after('late_fee_percent');
-            // Dias de carência antes de aplicar multa
-            $table->unsignedTinyInteger('grace_days_for_penalty')->default(0)->after('daily_penalty_percent');
-            
-            // ============================================
-            // CAMPOS ESPECÍFICOS POR TIPO
-            // ============================================
-            // Valor do bem (para financiamentos e leasing)
-            $table->decimal('asset_value', 15, 2)->nullable()->after('grace_days_for_penalty');
-            // Descrição do bem
-            $table->string('asset_description', 300)->nullable()->after('asset_value');
-            // Valor residual (para leasing)
-            $table->decimal('residual_value', 15, 2)->nullable()->after('asset_description');
-            // Taxa de administração (% para consórcio)
-            $table->decimal('admin_fee_percent', 5, 2)->nullable()->after('residual_value');
-            // Fundo de reserva (% para consórcio)
-            $table->decimal('reserve_fund_percent', 5, 2)->nullable()->after('admin_fee_percent');
-            
-            // ============================================
-            // COVENANTS E RESTRIÇÕES
-            // ============================================
-            // Covenants financeiros (JSON: [{name, condition, value}])
-            $table->json('covenants')->nullable()->after('reserve_fund_percent');
-            
-            // ============================================
-            // ALERTAS E GESTÃO
-            // ============================================
-            // Dias de antecedência para alerta de vencimento
-            $table->unsignedTinyInteger('alert_days_before')->default(5)->after('covenants');
-            // Responsável interno
-            $table->string('internal_responsible', 150)->nullable()->after('alert_days_before');
-            // Notas/observações internas
-            $table->text('internal_notes')->nullable()->after('internal_responsible');
-            
-            // ============================================
-            // DOCUMENTAÇÃO
-            // ============================================
-            // Número do documento/escritura
-            $table->string('document_number', 100)->nullable()->after('internal_notes');
-            // Cartório/Registro
-            $table->string('registry_office', 200)->nullable()->after('document_number');
-        });
-    }
-
-    /**
-     * Reverse the migrations.
-     */
-    public function down(): void
-    {
-        Schema::table('liability_accounts', function (Blueprint $table) {
-            $table->dropColumn([
-                'index_type',
-                'index_spread',
-                'total_effective_cost',
-                'guarantee_type',
-                'guarantee_value',
-                'guarantee_description',
-                'guarantor_name',
-                'late_fee_percent',
-                'daily_penalty_percent',
-                'grace_days_for_penalty',
-                'asset_value',
-                'asset_description',
-                'residual_value',
-                'admin_fee_percent',
-                'reserve_fund_percent',
-                'covenants',
-                'alert_days_before',
-                'internal_responsible',
-                'internal_notes',
-                'document_number',
-                'registry_office',
-            ]);
-        });
-    }
-};

backend/database/migrations/2025_12_17_155312_add_language_currency_to_users_table.php

@@ -1,29 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    /**
-     * Run the migrations.
-     */
-    public function up(): void
-    {
-        Schema::table('users', function (Blueprint $table) {
-            $table->string('language', 10)->default('es')->after('locale');
-            $table->string('currency', 3)->default('EUR')->after('language');
-        });
-    }
-
-    /**
-     * Reverse the migrations.
-     */
-    public function down(): void
-    {
-        Schema::table('users', function (Blueprint $table) {
-            $table->dropColumn(['language', 'currency']);
-        });
-    }
-};

backend/database/migrations/2025_12_17_230000_create_email_verification_tokens_table.php

@@ -1,27 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    public function up(): void
-    {
-        Schema::create('email_verification_tokens', function (Blueprint $table) {
-            $table->id();
-            $table->foreignId('user_id')->constrained()->onDelete('cascade');
-            $table->string('token', 64)->unique();
-            $table->timestamp('expires_at');
-            $table->timestamp('used_at')->nullable();
-            $table->timestamps();
-            
-            $table->index(['token', 'expires_at']);
-        });
-    }
-
-    public function down(): void
-    {
-        Schema::dropIfExists('email_verification_tokens');
-    }
-};

backend/database/migrations/2025_12_17_232000_add_pending_status_to_subscriptions.php

@@ -1,27 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-use Illuminate\Support\Facades\DB;
-
-return new class extends Migration
-{
-    /**
-     * Run the migrations.
-     */
-    public function up(): void
-    {
-        // Add 'pending' to status enum
-        DB::statement("ALTER TABLE subscriptions MODIFY COLUMN status ENUM('pending', 'trialing', 'active', 'past_due', 'canceled', 'expired') NOT NULL DEFAULT 'trialing'");
-    }
-
-    /**
-     * Reverse the migrations.
-     */
-    public function down(): void
-    {
-        // Remove 'pending' from status enum
-        DB::statement("ALTER TABLE subscriptions MODIFY COLUMN status ENUM('trialing', 'active', 'past_due', 'canceled', 'expired') NOT NULL DEFAULT 'trialing'");
-    }
-};

backend/database/migrations/2025_12_18_160430_add_is_demo_to_users_table.php

@@ -1,28 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    /**
-     * Run the migrations.
-     */
-    public function up(): void
-    {
-        Schema::table('users', function (Blueprint $table) {
-            $table->boolean('is_demo')->default(false)->after('is_admin');
-        });
-    }
-
-    /**
-     * Reverse the migrations.
-     */
-    public function down(): void
-    {
-        Schema::table('users', function (Blueprint $table) {
-            $table->dropColumn('is_demo');
-        });
-    }
-};

backend/database/migrations/2025_12_18_170000_create_asset_accounts_table.php

@@ -1,122 +0,0 @@
-<?php
-
-use Illuminate\Database\Migrations\Migration;
-use Illuminate\Database\Schema\Blueprint;
-use Illuminate\Support\Facades\Schema;
-
-return new class extends Migration
-{
-    /**
-     * Run the migrations.
-     */
-    public function up(): void
-    {
-        Schema::create('asset_accounts', function (Blueprint $table) {
-            $table->id();
-            $table->foreignId('user_id')->constrained()->onDelete('cascade');
-            $table->unsignedBigInteger('business_id')->nullable(); // Sem FK por enquanto
-            
-            // Tipo de ativo
-            $table->string('asset_type', 50); // real_estate, vehicle, investment, equipment, inventory, receivable, other
-            
-            // Dados básicos
-            $table->string('name');
-            $table->text('description')->nullable();
-            $table->string('currency', 3)->default('EUR');
-            $table->string('color', 7)->default('#3B82F6');
-            
-            // Valores
-            $table->decimal('acquisition_value', 15, 2)->default(0); // Valor de aquisição
-            $table->decimal('current_value', 15, 2)->default(0); // Valor atual/de mercado
-            $table->date('acquisition_date')->nullable();
-            
-            // Depreciação (para ativos depreciáveis)
-            $table->boolean('is_depreciable')->default(false);
-            $table->string('depreciation_method', 30)->nullable(); // linear, declining_balance, units_production
-            $table->decimal('useful_life_years', 5, 2)->nullable();
-            $table->decimal('residual_value', 15, 2)->nullable();
-            $table->decimal('accumulated_depreciation', 15, 2)->default(0);
-            
-            // Para imóveis
-            $table->string('property_type', 50)->nullable(); // house, apartment, land, commercial, industrial
-            $table->text('address')->nullable();
-            $table->string('city', 100)->nullable();
-            $table->string('state', 100)->nullable();
-            $table->string('postal_code', 20)->nullable();
-            $table->string('country', 2)->nullable();
-            $table->decimal('property_area_m2', 12, 2)->nullable();
-            $table->string('registry_number', 100)->nullable();
-            
-            // Para veículos
-            $table->string('vehicle_brand', 100)->nullable();
-            $table->string('vehicle_model', 100)->nullable();
-            $table->year('vehicle_year')->nullable();
-            $table->string('vehicle_plate', 20)->nullable();
-            $table->string('vehicle_vin', 50)->nullable();
-            $table->integer('vehicle_mileage')->nullable();
-            
-            // Para investimentos
-            $table->string('investment_type', 50)->nullable(); // stocks, bonds, funds, crypto, savings, fixed_income
-            $table->string('institution', 100)->nullable();
-            $table->string('account_number', 100)->nullable();
-            $table->integer('quantity')->nullable(); // Quantidade de ativos (ações, cotas)
-            $table->decimal('unit_price', 15, 6)->nullable();
-            $table->string('ticker', 20)->nullable();
-            $table->date('maturity_date')->nullable();
-            $table->decimal('interest_rate', 8, 4)->nullable();
-            $table->string('index_type', 30)->nullable();
-            
-            // Para equipamentos/maquinário
-            $table->string('equipment_brand', 100)->nullable();
-            $table->string('equipment_model', 100)->nullable();
-            $table->string('serial_number', 100)->nullable();
-            $table->date('warranty_expiry')->nullable();
-            
-            // Para recebíveis
-            $table->string('debtor_name', 200)->nullable();
-            $table->string('debtor_document', 50)->nullable();
-            $table->date('receivable_due_date')->nullable();
-            $table->decimal('receivable_amount', 15, 2)->nullable();
-            
-            // Garantias (se o ativo serve como garantia)
-            $table->boolean('is_collateral')->default(false);
-            $table->string('collateral_for', 200)->nullable();
-            $table->foreignId('linked_liability_id')->nullable()->constrained('liability_accounts')->onDelete('set null');
-            
-            // Seguros
-            $table->boolean('has_insurance')->default(false);
-            $table->string('insurance_company', 100)->nullable();
-            $table->string('insurance_policy', 100)->nullable();
-            $table->decimal('insurance_value', 15, 2)->nullable();
-            $table->date('insurance_expiry')->nullable();
-            
-            // Gestão
-            $table->integer('alert_days_before')->default(30);
-            $table->string('internal_responsible', 200)->nullable();
-            $table->text('internal_notes')->nullable();
-            $table->string('document_number', 100)->nullable();
-            
-            // Status
-            $table->string('status', 30)->default('active'); // active, sold, depreciated, written_off
-            $table->date('disposal_date')->nullable();
-            $table->decimal('disposal_value', 15, 2)->nullable();
-            $table->string('disposal_reason', 200)->nullable();
-            
-            $table->timestamps();
-            $table->softDeletes();
-
-            // Índices
-            $table->index(['user_id', 'asset_type']);
-            $table->index(['user_id', 'status']);
-            $table->index(['business_id', 'asset_type']);
-        });
-    }
-
-    /**
-     * Reverse the migrations.
-     */
-    public function down(): void
-    {
-        Schema::dropIfExists('asset_accounts');
-    }
-};

backend/database/seeders/DemoUserSeeder.php

@@ -1,320 +0,0 @@
-<?php
-
-namespace Database\Seeders;
-
-use App\Models\User;
-use App\Models\LiabilityAccount;
-use App\Models\AssetAccount;
-use Illuminate\Database\Seeder;
-use Illuminate\Support\Facades\Hash;
-use Carbon\Carbon;
-
-class DemoUserSeeder extends Seeder
-{
-    public function run(): void
-    {
-        // 1. Criar usuário DEMO
-        $user = User::updateOrCreate(
-            ['email' => 'demo@webmoney.com'],
-            [
-                'name' => 'Usuario Demo',
-                'first_name' => 'Demo',
-                'last_name' => 'WebMoney',
-                'password' => Hash::make('DEMO'),
-                'is_demo' => true,
-                'is_admin' => false,
-                'email_verified_at' => now(),
-                'country' => 'ES',
-                'timezone' => 'Europe/Madrid',
-                'locale' => 'es_ES',
-                'language' => 'es',
-                'currency' => 'EUR',
-            ]
-        );
-
-        $this->command->info("✓ Usuario demo creado: demo@webmoney.com / DEMO");
-
-        // 2. Criar passivos de exemplo
-        $this->createSampleLiabilities($user);
-        
-        // 3. Criar ativos de exemplo
-        $this->createSampleAssets($user);
-    }
-
-    protected function createSampleLiabilities(User $user): void
-    {
-        $liabilities = [
-            [
-                'contract_type' => 'personal_loan',
-                'name' => 'Préstamo Personal Santander',
-                'creditor' => 'Banco Santander',
-                'contract_number' => 'PL-2024-001234',
-                'description' => 'Préstamo personal para reforma del hogar',
-                'currency' => 'EUR',
-                'principal_amount' => 15000.00,
-                'total_pending' => 12500.00,
-                'total_paid' => 2500.00,
-                'annual_interest_rate' => 7.5,
-                'monthly_interest_rate' => 0.625,
-                'amortization_system' => 'price',
-                'total_installments' => 48,
-                'paid_installments' => 12,
-                'start_date' => '2024-01-15',
-                'first_due_date' => '2024-02-15',
-                'index_type' => 'fixed',
-                'alert_days_before' => 5,
-                'color' => '#3B82F6',
-                'status' => 'active',
-            ],
-            [
-                'contract_type' => 'vehicle',
-                'name' => 'Financiación Coche BMW X3',
-                'creditor' => 'BMW Financial Services',
-                'contract_number' => 'VF-2024-BMW-5678',
-                'description' => 'Financiación vehículo BMW X3 xDrive20d',
-                'currency' => 'EUR',
-                'principal_amount' => 45000.00,
-                'total_pending' => 38750.00,
-                'total_paid' => 6250.00,
-                'annual_interest_rate' => 5.9,
-                'amortization_system' => 'price',
-                'total_installments' => 60,
-                'paid_installments' => 10,
-                'start_date' => '2024-03-01',
-                'first_due_date' => '2024-04-01',
-                'guarantee_type' => 'fiduciary_alienation',
-                'guarantee_value' => 45000.00,
-                'index_type' => 'fixed',
-                'color' => '#10B981',
-                'status' => 'active',
-            ],
-            [
-                'contract_type' => 'mortgage',
-                'name' => 'Hipoteca Vivienda Principal',
-                'creditor' => 'CaixaBank',
-                'contract_number' => 'HIP-2020-987654',
-                'description' => 'Hipoteca vivienda familiar - Madrid Centro',
-                'currency' => 'EUR',
-                'principal_amount' => 250000.00,
-                'total_pending' => 215000.00,
-                'total_paid' => 35000.00,
-                'annual_interest_rate' => 2.5,
-                'amortization_system' => 'sac',
-                'total_installments' => 300,
-                'paid_installments' => 48,
-                'start_date' => '2020-06-15',
-                'first_due_date' => '2020-07-15',
-                'guarantee_type' => 'mortgage_guarantee',
-                'guarantee_value' => 350000.00,
-                'index_type' => 'euribor',
-                'index_spread' => 0.80,
-                'color' => '#F59E0B',
-                'status' => 'active',
-            ],
-            [
-                'contract_type' => 'credit_card',
-                'name' => 'Tarjeta Visa Oro BBVA',
-                'creditor' => 'BBVA',
-                'contract_number' => 'CC-VISA-4242',
-                'currency' => 'EUR',
-                'principal_amount' => 5000.00,
-                'total_pending' => 3250.00,
-                'total_paid' => 1750.00,
-                'annual_interest_rate' => 18.99,
-                'amortization_system' => 'revolving',
-                'total_installments' => 0,
-                'paid_installments' => 0,
-                'start_date' => '2023-01-01',
-                'first_due_date' => '2023-02-01',
-                'color' => '#EF4444',
-                'status' => 'active',
-            ],
-            [
-                'contract_type' => 'leasing',
-                'name' => 'Leasing Maquinaria Industrial',
-                'creditor' => 'Banco Sabadell Leasing',
-                'contract_number' => 'LEA-2024-MAQ-456',
-                'currency' => 'EUR',
-                'principal_amount' => 120000.00,
-                'total_pending' => 105000.00,
-                'total_paid' => 15000.00,
-                'annual_interest_rate' => 4.5,
-                'amortization_system' => 'price',
-                'total_installments' => 48,
-                'paid_installments' => 6,
-                'start_date' => '2024-05-01',
-                'first_due_date' => '2024-06-01',
-                'color' => '#06B6D4',
-                'status' => 'active',
-            ],
-        ];
-
-        foreach ($liabilities as $data) {
-            LiabilityAccount::updateOrCreate(
-                ['user_id' => $user->id, 'contract_number' => $data['contract_number']],
-                array_merge($data, ['user_id' => $user->id])
-            );
-        }
-
-        $this->command->info("✓ " . count($liabilities) . " pasivos de ejemplo creados");
-    }
-
-    protected function createSampleAssets(User $user): void
-    {
-        $assets = [
-            [
-                'asset_type' => 'real_estate',
-                'name' => 'Vivienda Principal Madrid',
-                'description' => 'Piso de 120m² en el centro de Madrid',
-                'currency' => 'EUR',
-                'acquisition_value' => 350000.00,
-                'current_value' => 420000.00,
-                'acquisition_date' => '2020-06-15',
-                'property_type' => 'apartment',
-                'address' => 'Calle Mayor 45, 3º A',
-                'city' => 'Madrid',
-                'postal_code' => '28013',
-                'country' => 'ES',
-                'property_area_m2' => 120.00,
-                'color' => '#3B82F6',
-            ],
-            [
-                'asset_type' => 'real_estate',
-                'name' => 'Local Comercial Barcelona',
-                'description' => 'Local comercial en zona turística',
-                'currency' => 'EUR',
-                'acquisition_value' => 180000.00,
-                'current_value' => 210000.00,
-                'acquisition_date' => '2019-03-20',
-                'property_type' => 'commercial',
-                'city' => 'Barcelona',
-                'property_area_m2' => 85.00,
-                'color' => '#10B981',
-            ],
-            [
-                'asset_type' => 'vehicle',
-                'name' => 'BMW X3 xDrive20d',
-                'description' => 'SUV premium para uso personal',
-                'currency' => 'EUR',
-                'acquisition_value' => 55000.00,
-                'current_value' => 42000.00,
-                'acquisition_date' => '2022-09-01',
-                'vehicle_brand' => 'BMW',
-                'vehicle_model' => 'X3 xDrive20d',
-                'vehicle_year' => 2022,
-                'vehicle_plate' => '1234 ABC',
-                'vehicle_mileage' => 45000,
-                'color' => '#F59E0B',
-            ],
-            [
-                'asset_type' => 'investment',
-                'name' => 'Cartera Acciones IBEX',
-                'description' => 'Cartera diversificada de acciones españolas',
-                'currency' => 'EUR',
-                'acquisition_value' => 25000.00,
-                'current_value' => 28500.00,
-                'acquisition_date' => '2023-01-15',
-                'investment_type' => 'stocks',
-                'institution' => 'Interactive Brokers',
-                'ticker' => 'IBEX35',
-                'color' => '#8B5CF6',
-            ],
-            [
-                'asset_type' => 'investment',
-                'name' => 'Fondo Indexado S&P 500',
-                'description' => 'ETF que replica el índice S&P 500',
-                'currency' => 'USD',
-                'acquisition_value' => 15000.00,
-                'current_value' => 18200.00,
-                'acquisition_date' => '2022-06-01',
-                'investment_type' => 'etf',
-                'institution' => 'Vanguard',
-                'ticker' => 'VOO',
-                'color' => '#06B6D4',
-            ],
-            [
-                'asset_type' => 'investment',
-                'name' => 'Depósito a Plazo Fijo',
-                'currency' => 'EUR',
-                'acquisition_value' => 50000.00,
-                'current_value' => 51500.00,
-                'acquisition_date' => '2024-01-15',
-                'investment_type' => 'fixed_deposit',
-                'institution' => 'Openbank',
-                'interest_rate' => 3.00,
-                'maturity_date' => '2025-01-15',
-                'color' => '#14B8A6',
-            ],
-            [
-                'asset_type' => 'investment',
-                'name' => 'Bitcoin (BTC)',
-                'currency' => 'EUR',
-                'acquisition_value' => 10000.00,
-                'current_value' => 15800.00,
-                'acquisition_date' => '2023-08-01',
-                'investment_type' => 'crypto',
-                'institution' => 'Binance',
-                'ticker' => 'BTC',
-                'color' => '#F97316',
-            ],
-            [
-                'asset_type' => 'equipment',
-                'name' => 'MacBook Pro 16"',
-                'description' => 'Ordenador portátil profesional',
-                'currency' => 'EUR',
-                'acquisition_value' => 3500.00,
-                'current_value' => 2800.00,
-                'acquisition_date' => '2023-03-15',
-                'equipment_brand' => 'Apple',
-                'equipment_model' => 'MacBook Pro 16 M2 Pro',
-                'serial_number' => 'C02XL234H1',
-                'warranty_expiry' => '2026-03-15',
-                'color' => '#64748B',
-            ],
-            [
-                'asset_type' => 'receivable',
-                'name' => 'Factura Cliente ABC Corp',
-                'description' => 'Factura pendiente de cobro',
-                'currency' => 'EUR',
-                'acquisition_value' => 12500.00,
-                'current_value' => 12500.00,
-                'acquisition_date' => '2024-11-15',
-                'debtor_name' => 'ABC Corporation S.L.',
-                'receivable_due_date' => '2025-01-15',
-                'receivable_amount' => 12500.00,
-                'color' => '#84CC16',
-            ],
-            [
-                'asset_type' => 'cash',
-                'name' => 'Reserva de Emergencia',
-                'description' => 'Fondo de emergencia en cuenta de ahorro',
-                'currency' => 'EUR',
-                'acquisition_value' => 20000.00,
-                'current_value' => 20500.00,
-                'acquisition_date' => '2023-01-01',
-                'institution' => 'ING Direct',
-                'interest_rate' => 2.50,
-                'color' => '#22C55E',
-            ],
-            [
-                'asset_type' => 'other',
-                'name' => 'Colección de Arte',
-                'description' => 'Obras de arte y antigüedades',
-                'currency' => 'EUR',
-                'acquisition_value' => 35000.00,
-                'current_value' => 42000.00,
-                'acquisition_date' => '2021-01-01',
-                'color' => '#A855F7',
-            ],
-        ];
-
-        foreach ($assets as $data) {
-            AssetAccount::updateOrCreate(
-                ['user_id' => $user->id, 'name' => $data['name']],
-                array_merge($data, ['user_id' => $user->id, 'status' => 'active'])
-            );
-        }
-
-        $this->command->info("✓ " . count($assets) . " activos de ejemplo creados");
-    }
-}

backend/resources/views/emails/account-activation.blade.php

@@ -1,166 +0,0 @@
-@extends('emails.layouts.base')
-
-@php $locale = $locale ?? 'pt-BR'; @endphp
-
-@section('title')
-    @if($locale === 'pt-BR')
-        Ativação de Conta
-    @elseif($locale === 'en')
-        Account Activation
-    @else
-        Activación de Cuenta
-    @endif
-@endsection
-
-@section('content')
-    @if($locale === 'pt-BR')
-        {{-- Portuguese (Brazil) --}}
-        <p class="greeting">Olá, {{ $user->name }}</p>
-        
-        <div class="content">
-            <p>O seu pagamento foi processado com sucesso e a sua subscrição do plano <strong>{{ $planName }}</strong> está ativa.</p>
-            
-            <div class="status-card success">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Pagamento Confirmado</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 16px;">A sua subscrição está pronta para ser ativada.</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Detalhes da Subscrição</p>
-                <ul class="info-list">
-                    <li><strong>Plano:</strong> {{ $planName }}</li>
-                    <li><strong>Email:</strong> {{ $user->email }}</li>
-                </ul>
-            </div>
-            
-            <p>Para começar a utilizar o WEBMoney, ative a sua conta clicando no botão abaixo:</p>
-            
-            <div class="btn-container">
-                <a href="{{ $activationUrl }}" class="btn btn-primary">ATIVAR CONTA</a>
-            </div>
-            
-            <div class="status-card warning">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #feebc8; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">!</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Validade do Link</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 12px;">Este link é válido por 24 horas. Após este período, será necessário solicitar um novo link de ativação.</p>
-            </div>
-        </div>
-
-    @elseif($locale === 'en')
-        {{-- English --}}
-        <p class="greeting">Hello, {{ $user->name }}</p>
-        
-        <div class="content">
-            <p>Your payment has been successfully processed and your <strong>{{ $planName }}</strong> subscription is active.</p>
-            
-            <div class="status-card success">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Payment Confirmed</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 16px;">Your subscription is ready to be activated.</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Subscription Details</p>
-                <ul class="info-list">
-                    <li><strong>Plan:</strong> {{ $planName }}</li>
-                    <li><strong>Email:</strong> {{ $user->email }}</li>
-                </ul>
-            </div>
-            
-            <p>To start using WEBMoney, activate your account by clicking the button below:</p>
-            
-            <div class="btn-container">
-                <a href="{{ $activationUrl }}" class="btn btn-primary">ACTIVATE ACCOUNT</a>
-            </div>
-            
-            <div class="status-card warning">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #feebc8; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">!</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Link Validity</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 12px;">This link is valid for 24 hours. After this period, you will need to request a new activation link.</p>
-            </div>
-        </div>
-
-    @else
-        {{-- Spanish (default) --}}
-        <p class="greeting">Hola, {{ $user->name }}</p>
-        
-        <div class="content">
-            <p>Tu pago ha sido procesado con éxito y tu suscripción al plan <strong>{{ $planName }}</strong> está activa.</p>
-            
-            <div class="status-card success">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Pago Confirmado</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 16px;">Tu suscripción está lista para ser activada.</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Detalles de la Suscripción</p>
-                <ul class="info-list">
-                    <li><strong>Plan:</strong> {{ $planName }}</li>
-                    <li><strong>Email:</strong> {{ $user->email }}</li>
-                </ul>
-            </div>
-            
-            <p>Para comenzar a usar WEBMoney, activa tu cuenta haciendo clic en el botón:</p>
-            
-            <div class="btn-container">
-                <a href="{{ $activationUrl }}" class="btn btn-primary">ACTIVAR CUENTA</a>
-            </div>
-            
-            <div class="status-card warning">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #feebc8; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">!</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Validez del Enlace</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 12px;">Este enlace es válido por 24 horas. Después de este período, deberás solicitar un nuevo enlace de activación.</p>
-            </div>
-        </div>
-    @endif
-@endsection

backend/resources/views/emails/due-payments-alert.blade.php

@@ -1,461 +1,388 @@
-@extends('emails.layouts.base')
+<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
-
+<html xmlns="http://www.w3.org/1999/xhtml" lang="pt-BR">
-@php $locale = $locale ?? 'pt-BR'; @endphp
+<head>
-
+    <meta http-equiv="Content-Type" content="text/html; charset=UTF-8" />
-@section('title')
+    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
-    @if($locale === 'pt-BR')
+    <meta name="x-apple-disable-message-reformatting" />
-        Alerta de Pagamentos
+    <meta name="format-detection" content="telephone=no, date=no, address=no, email=no" />
-    @elseif($locale === 'en')
+    <title>WEBMoney - Alerta de Pagamentos</title>
-        Payment Alert
+    <!--[if mso]>
-    @else
+    <style type="text/css">
-        Alerta de Pagos
+        body, table, td {font-family: Arial, Helvetica, sans-serif !important;}
-    @endif
+    </style>
-@endsection
+    <![endif]-->
-
+    <style type="text/css">
-@section('content')
+        body {
-    @if($locale === 'pt-BR')
+            font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
-        {{-- Portuguese (Brazil) --}}
+            line-height: 1.6;
-        <p class="greeting">Olá, {{ $user->name }}</p>
+            color: #333;
-        
+            max-width: 600px;
-        <div class="content">
+            margin: 0 auto;
-            <p>Este é o seu resumo de pagamentos para os próximos dias.</p>
+            padding: 20px;
-            
+            background-color: #f5f5f5;
-            {{-- Summary Box --}}
+        }
-            <div class="status-card info" style="background-color: #1a1a2e; border-color: #4361ee;">
+        .container {
-                <p class="status-title" style="color: #ffffff; margin-bottom: 16px;">Resumo Financeiro</p>
+            background-color: #ffffff;
-                <table cellpadding="0" cellspacing="0" border="0" width="100%" style="color: #ffffff;">
+            border-radius: 8px;
-                    <tr>
+            padding: 30px;
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1);">
+            box-shadow: 0 2px 4px rgba(0,0,0,0.1);
-                            <span style="color: #94a3b8;">Saldo Disponível</span>
+        }
-                        </td>
+        .header {
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1); text-align: right; font-weight: 600;">
+            text-align: center;
-                            {{ $currency }} {{ number_format($totalBalance, 2, ',', '.') }}
+            border-bottom: 2px solid #0f172a;
-                        </td>
+            padding-bottom: 20px;
-                    </tr>
+            margin-bottom: 20px;
-                    <tr>
+        }
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1);">
+        .header h1 {
-                            <span style="color: #94a3b8;">Total a Pagar</span>
+            color: #0f172a;
-                        </td>
+            margin: 0;
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1); text-align: right; font-weight: 600; color: #f87171;">
+            font-size: 24px;
-                            {{ $currency }} {{ number_format($totalDue, 2, ',', '.') }}
+        }
-                        </td>
+        .summary-box {
-                    </tr>
+            background: linear-gradient(135deg, #1e293b 0%, #0f172a 100%);
-                    <tr>
+            color: white;
-                        <td style="padding: 8px 0;">
+            padding: 20px;
-                            <span style="color: #94a3b8;">Pagamentos Pendentes</span>
+            border-radius: 8px;
-                        </td>
+            margin: 20px 0;
-                        <td style="padding: 8px 0; text-align: right; font-weight: 600;">
+        }
-                            {{ $totalPayments }}
+        .summary-row {
-                        </td>
+            display: flex;
-                    </tr>
+            justify-content: space-between;
-                </table>
+            padding: 8px 0;
-            </div>
+            border-bottom: 1px solid rgba(255,255,255,0.1);
-            
+        }
-            {{-- Shortage Alert --}}
+        .summary-row:last-child {
-            @if($shortage > 0)
+            border-bottom: none;
-                <div class="status-card warning" style="background-color: #fef2f2; border-color: #dc2626;">
+        }
-                    <table cellpadding="0" cellspacing="0" border="0" width="100%">
+        .summary-label {
-                        <tr>
+            color: #94a3b8;
-                            <td width="52" valign="top">
+        }
-                                <div style="width: 40px; height: 40px; background-color: #fecaca; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px; color: #dc2626;">!</div>
+        .summary-value {
-                            </td>
+            font-weight: bold;
-                            <td valign="top">
+        }
-                                <p class="status-title" style="color: #dc2626;">Saldo Insuficiente</p>
+        .shortage {
-                            </td>
+            background-color: #dc2626;
-                        </tr>
+            color: white;
-                    </table>
+            padding: 15px;
-                    <p style="margin-top: 12px; color: #991b1b; text-align: center;">
+            border-radius: 8px;
-                        <span style="font-size: 28px; font-weight: 700; display: block;">{{ $currency }} {{ number_format($shortage, 2, ',', '.') }}</span>
+            text-align: center;
-                        <span style="font-size: 13px;">em falta para cobrir todos os pagamentos</span>
+            margin: 20px 0;
-                    </p>
+        }
-                </div>
+        .shortage h3 {
-            @endif
+            margin: 0 0 5px 0;
-            
+        }
-            {{-- Overdue Payments --}}
+        .shortage .amount {
-            @if(count($overduePayments) > 0)
+            font-size: 28px;
-                <div style="margin-top: 24px;">
+            font-weight: bold;
-                    <p style="font-size: 14px; font-weight: 600; color: #dc2626; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #fecaca;">
+        }
-                        Pagamentos em Atraso
+        .section {
-                    </p>
+            margin: 25px 0;
-                    @foreach($overduePayments as $payment)
+        }
-                        <div style="background-color: #fef2f2; border-left: 4px solid #dc2626; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
+        .section-title {
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
+            font-size: 18px;
-                                <tr>
+            color: #0f172a;
-                                    <td>
+            border-bottom: 2px solid #e2e8f0;
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
+            padding-bottom: 10px;
-                                    </td>
+            margin-bottom: 15px;
-                                    <td style="text-align: right;">
+        }
-                                        <span style="font-weight: 700; color: #dc2626;">{{ $currency }} {{ number_format($payment['amount'], 2, ',', '.') }}</span>
+        .item {
-                                    </td>
+            background-color: #f8fafc;
-                                </tr>
+            border-left: 4px solid #64748b;
-                                <tr>
+            padding: 12px 15px;
-                                    <td colspan="2" style="padding-top: 4px;">
+            margin: 10px 0;
-                                        <span style="font-size: 12px; color: #64748b;">Venceu em {{ \Carbon\Carbon::parse($payment['due_date'])->format('d/m/Y') }}</span>
+            border-radius: 0 4px 4px 0;
-                                        <span style="display: inline-block; padding: 2px 8px; border-radius: 12px; font-size: 10px; font-weight: 700; text-transform: uppercase; background-color: #dc2626; color: white; margin-left: 8px;">ATRASADO</span>
+        }
-                                    </td>
+        .item.overdue {
-                                </tr>
+            border-left-color: #dc2626;
-                            </table>
+            background-color: #fef2f2;
-                        </div>
+        }
-                    @endforeach
+        .item.tomorrow {
-                </div>
+            border-left-color: #f59e0b;
-            @endif
+            background-color: #fffbeb;
-            
+        }
-            {{-- Tomorrow Payments --}}
+        .item.payable {
-            @if(count($tomorrowPayments) > 0)
+            border-left-color: #22c55e;
-                <div style="margin-top: 24px;">
+            background-color: #f0fdf4;
-                    <p style="font-size: 14px; font-weight: 600; color: #f59e0b; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #fde68a;">
+        }
-                        Vencem Amanhã
+        .item.unpayable {
-                    </p>
+            border-left-color: #dc2626;
-                    @foreach($tomorrowPayments as $payment)
+            background-color: #fef2f2;
-                        <div style="background-color: #fffbeb; border-left: 4px solid #f59e0b; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
+        }
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
+        .item-header {
-                                <tr>
+            display: flex;
-                                    <td>
+            justify-content: space-between;
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
+            align-items: center;
-                                    </td>
+        }
-                                    <td style="text-align: right;">
+        .item-description {
-                                        <span style="font-weight: 700; color: #d97706;">{{ $currency }} {{ number_format($payment['amount'], 2, ',', '.') }}</span>
+            font-weight: 600;
-                                    </td>
+            color: #1e293b;
-                                </tr>
+        }
-                                <tr>
+        .item-amount {
-                                    <td colspan="2" style="padding-top: 4px;">
+            font-weight: bold;
-                                        <span style="font-size: 12px; color: #64748b;">{{ \Carbon\Carbon::parse($payment['due_date'])->format('d/m/Y') }}</span>
+            color: #dc2626;
-                                        <span style="display: inline-block; padding: 2px 8px; border-radius: 12px; font-size: 10px; font-weight: 700; text-transform: uppercase; background-color: #f59e0b; color: white; margin-left: 8px;">AMANHÃ</span>
+        }
-                                    </td>
+        .item-details {
-                                </tr>
+            font-size: 13px;
-                            </table>
+            color: #64748b;
-                        </div>
+            margin-top: 5px;
-                    @endforeach
+        }
-                </div>
+        .badge {
-            @endif
+            display: inline-block;
-            
+            padding: 2px 8px;
-            {{-- Upcoming Payments --}}
+            border-radius: 12px;
-            @if(count($upcomingPayments) > 0)
+            font-size: 11px;
-                <div style="margin-top: 24px;">
+            font-weight: bold;
-                    <p style="font-size: 14px; font-weight: 600; color: #64748b; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #e2e8f0;">
+            text-transform: uppercase;
-                        Próximos Pagamentos
+        }
-                    </p>
+        .badge-overdue {
-                    @foreach($upcomingPayments as $payment)
+            background-color: #dc2626;
-                        <div style="background-color: #f8fafc; border-left: 4px solid #64748b; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
+            color: white;
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
+        }
-                                <tr>
+        .badge-tomorrow {
-                                    <td>
+            background-color: #f59e0b;
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
+            color: white;
-                                    </td>
+        }
-                                    <td style="text-align: right;">
+        .badge-ok {
-                                        <span style="font-weight: 700; color: #475569;">{{ $currency }} {{ number_format($payment['amount'], 2, ',', '.') }}</span>
+            background-color: #22c55e;
-                                    </td>
+            color: white;
-                                </tr>
+        }
-                                <tr>
+        .account-balance {
-                                    <td colspan="2" style="padding-top: 4px;">
+            display: flex;
-                                        <span style="font-size: 12px; color: #64748b;">{{ \Carbon\Carbon::parse($payment['due_date'])->format('d/m/Y') }}</span>
+            justify-content: space-between;
-                                    </td>
+            padding: 10px 15px;
-                                </tr>
+            background-color: #f8fafc;
-                            </table>
+            margin: 5px 0;
-                        </div>
+            border-radius: 4px;
-                    @endforeach
+        }
-                </div>
+        .account-name {
-            @endif
+            font-weight: 500;
-            
+        }
-            <div class="divider"></div>
+        .balance-positive {
-            
+            color: #22c55e;
-            <div class="btn-container">
+            font-weight: bold;
-                <a href="https://webmoney.cnxifly.com/dashboard" class="btn btn-primary">VER DASHBOARD</a>
+        }
-            </div>
+        .balance-negative {
+            color: #dc2626;
+            font-weight: bold;
+        }
+        .transfer-suggestion {
+            background-color: #eff6ff;
+            border: 1px solid #3b82f6;
+            border-radius: 8px;
+            padding: 15px;
+            margin: 10px 0;
+        }
+        .transfer-arrow {
+            text-align: center;
+            font-size: 20px;
+            color: #3b82f6;
+        }
+        .footer {
+            text-align: center;
+            margin-top: 30px;
+            padding-top: 20px;
+            border-top: 1px solid #e2e8f0;
+            color: #64748b;
+            font-size: 13px;
+        }
+        .cta-button {
+            display: inline-block;
+            background-color: #3b82f6;
+            color: white;
+            padding: 12px 24px;
+            text-decoration: none;
+            border-radius: 6px;
+            font-weight: bold;
+            margin: 20px 0;
+        }
+        .cta-button:hover {
+            background-color: #2563eb;
+        }
+    </style>
+</head>
+<body>
+    <div class="container">
+        <div class="header">
+            <h1>💰 WEBMoney - Alerta de Pagamentos</h1>
+            <p>Olá, {{ $userName }}!</p>
         </div>
 
-    @elseif($locale === 'en')
+        <!-- Summary Box -->
-        {{-- English --}}
+        <div class="summary-box">
-        <p class="greeting">Hello, {{ $user->name }}</p>
+            <div class="summary-row">
-        
+                <span class="summary-label">💳 Saldo Total Disponível</span>
-        <div class="content">
+                <span class="summary-value">{{ number_format($totalAvailable, 2, ',', '.') }} {{ $currency }}</span>
-            <p>Here is your payment summary for the coming days.</p>
+            </div>
-            
+            <div class="summary-row">
-            {{-- Summary Box --}}
+                <span class="summary-label">📋 Total a Pagar</span>
-            <div class="status-card info" style="background-color: #1a1a2e; border-color: #4361ee;">
+                <span class="summary-value">{{ number_format($totalDue, 2, ',', '.') }} {{ $currency }}</span>
-                <p class="status-title" style="color: #ffffff; margin-bottom: 16px;">Financial Summary</p>
-                <table cellpadding="0" cellspacing="0" border="0" width="100%" style="color: #ffffff;">
-                    <tr>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1);">
-                            <span style="color: #94a3b8;">Available Balance</span>
-                        </td>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1); text-align: right; font-weight: 600;">
-                            {{ $currency }} {{ number_format($totalBalance, 2, '.', ',') }}
-                        </td>
-                    </tr>
-                    <tr>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1);">
-                            <span style="color: #94a3b8;">Total Due</span>
-                        </td>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1); text-align: right; font-weight: 600; color: #f87171;">
-                            {{ $currency }} {{ number_format($totalDue, 2, '.', ',') }}
-                        </td>
-                    </tr>
-                    <tr>
-                        <td style="padding: 8px 0;">
-                            <span style="color: #94a3b8;">Pending Payments</span>
-                        </td>
-                        <td style="padding: 8px 0; text-align: right; font-weight: 600;">
-                            {{ $totalPayments }}
-                        </td>
-                    </tr>
-                </table>
             </div>
-            
             @if($shortage > 0)
-                <div class="status-card warning" style="background-color: #fef2f2; border-color: #dc2626;">
+            <div class="summary-row" style="color: #fca5a5;">
-                    <table cellpadding="0" cellspacing="0" border="0" width="100%">
+                <span class="summary-label">⚠️ Falta</span>
-                        <tr>
+                <span class="summary-value">{{ number_format($shortage, 2, ',', '.') }} {{ $currency }}</span>
-                            <td width="52" valign="top">
-                                <div style="width: 40px; height: 40px; background-color: #fecaca; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px; color: #dc2626;">!</div>
-                            </td>
-                            <td valign="top">
-                                <p class="status-title" style="color: #dc2626;">Insufficient Balance</p>
-                            </td>
-                        </tr>
-                    </table>
-                    <p style="margin-top: 12px; color: #991b1b; text-align: center;">
-                        <span style="font-size: 28px; font-weight: 700; display: block;">{{ $currency }} {{ number_format($shortage, 2, '.', ',') }}</span>
-                        <span style="font-size: 13px;">short to cover all payments</span>
-                    </p>
-                </div>
-            @endif
-            
-            @if(count($overduePayments) > 0)
-                <div style="margin-top: 24px;">
-                    <p style="font-size: 14px; font-weight: 600; color: #dc2626; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #fecaca;">
-                        Overdue Payments
-                    </p>
-                    @foreach($overduePayments as $payment)
-                        <div style="background-color: #fef2f2; border-left: 4px solid #dc2626; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                                <tr>
-                                    <td>
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
-                                    </td>
-                                    <td style="text-align: right;">
-                                        <span style="font-weight: 700; color: #dc2626;">{{ $currency }} {{ number_format($payment['amount'], 2, '.', ',') }}</span>
-                                    </td>
-                                </tr>
-                                <tr>
-                                    <td colspan="2" style="padding-top: 4px;">
-                                        <span style="font-size: 12px; color: #64748b;">Due {{ \Carbon\Carbon::parse($payment['due_date'])->format('M d, Y') }}</span>
-                                        <span style="display: inline-block; padding: 2px 8px; border-radius: 12px; font-size: 10px; font-weight: 700; text-transform: uppercase; background-color: #dc2626; color: white; margin-left: 8px;">OVERDUE</span>
-                                    </td>
-                                </tr>
-                            </table>
-                        </div>
-                    @endforeach
-                </div>
-            @endif
-            
-            @if(count($tomorrowPayments) > 0)
-                <div style="margin-top: 24px;">
-                    <p style="font-size: 14px; font-weight: 600; color: #f59e0b; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #fde68a;">
-                        Due Tomorrow
-                    </p>
-                    @foreach($tomorrowPayments as $payment)
-                        <div style="background-color: #fffbeb; border-left: 4px solid #f59e0b; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                                <tr>
-                                    <td>
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
-                                    </td>
-                                    <td style="text-align: right;">
-                                        <span style="font-weight: 700; color: #d97706;">{{ $currency }} {{ number_format($payment['amount'], 2, '.', ',') }}</span>
-                                    </td>
-                                </tr>
-                                <tr>
-                                    <td colspan="2" style="padding-top: 4px;">
-                                        <span style="font-size: 12px; color: #64748b;">{{ \Carbon\Carbon::parse($payment['due_date'])->format('M d, Y') }}</span>
-                                        <span style="display: inline-block; padding: 2px 8px; border-radius: 12px; font-size: 10px; font-weight: 700; text-transform: uppercase; background-color: #f59e0b; color: white; margin-left: 8px;">TOMORROW</span>
-                                    </td>
-                                </tr>
-                            </table>
-                        </div>
-                    @endforeach
-                </div>
-            @endif
-            
-            @if(count($upcomingPayments) > 0)
-                <div style="margin-top: 24px;">
-                    <p style="font-size: 14px; font-weight: 600; color: #64748b; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #e2e8f0;">
-                        Upcoming Payments
-                    </p>
-                    @foreach($upcomingPayments as $payment)
-                        <div style="background-color: #f8fafc; border-left: 4px solid #64748b; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                                <tr>
-                                    <td>
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
-                                    </td>
-                                    <td style="text-align: right;">
-                                        <span style="font-weight: 700; color: #475569;">{{ $currency }} {{ number_format($payment['amount'], 2, '.', ',') }}</span>
-                                    </td>
-                                </tr>
-                                <tr>
-                                    <td colspan="2" style="padding-top: 4px;">
-                                        <span style="font-size: 12px; color: #64748b;">{{ \Carbon\Carbon::parse($payment['due_date'])->format('M d, Y') }}</span>
-                                    </td>
-                                </tr>
-                            </table>
-                        </div>
-                    @endforeach
-                </div>
-            @endif
-            
-            <div class="divider"></div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/dashboard" class="btn btn-primary">VIEW DASHBOARD</a>
             </div>
+            @else
+            <div class="summary-row" style="color: #86efac;">
+                <span class="summary-label">✅ Situação</span>
+                <span class="summary-value">Saldo suficiente!</span>
+            </div>
+            @endif
         </div>
 
-    @else
+        @if($shortage > 0)
-        {{-- Spanish (default) --}}
+        <div class="shortage">
-        <p class="greeting">Hola, {{ $user->name }}</p>
+            <h3>⚠️ SALDO INSUFICIENTE</h3>
-        
+            <div class="amount">-{{ number_format($shortage, 2, ',', '.') }} {{ $currency }}</div>
-        <div class="content">
+            <p style="margin: 10px 0 0 0; font-size: 14px;">Você não tem saldo suficiente para cobrir todos os pagamentos.</p>
-            <p>Este es tu resumen de pagos para los próximos días.</p>
-            
-            {{-- Summary Box --}}
-            <div class="status-card info" style="background-color: #1a1a2e; border-color: #4361ee;">
-                <p class="status-title" style="color: #ffffff; margin-bottom: 16px;">Resumen Financiero</p>
-                <table cellpadding="0" cellspacing="0" border="0" width="100%" style="color: #ffffff;">
-                    <tr>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1);">
-                            <span style="color: #94a3b8;">Saldo Disponible</span>
-                        </td>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1); text-align: right; font-weight: 600;">
-                            {{ $currency }} {{ number_format($totalBalance, 2, ',', '.') }}
-                        </td>
-                    </tr>
-                    <tr>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1);">
-                            <span style="color: #94a3b8;">Total a Pagar</span>
-                        </td>
-                        <td style="padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.1); text-align: right; font-weight: 600; color: #f87171;">
-                            {{ $currency }} {{ number_format($totalDue, 2, ',', '.') }}
-                        </td>
-                    </tr>
-                    <tr>
-                        <td style="padding: 8px 0;">
-                            <span style="color: #94a3b8;">Pagos Pendientes</span>
-                        </td>
-                        <td style="padding: 8px 0; text-align: right; font-weight: 600;">
-                            {{ $totalPayments }}
-                        </td>
-                    </tr>
-                </table>
-            </div>
-            
-            @if($shortage > 0)
-                <div class="status-card warning" style="background-color: #fef2f2; border-color: #dc2626;">
-                    <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                        <tr>
-                            <td width="52" valign="top">
-                                <div style="width: 40px; height: 40px; background-color: #fecaca; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px; color: #dc2626;">!</div>
-                            </td>
-                            <td valign="top">
-                                <p class="status-title" style="color: #dc2626;">Saldo Insuficiente</p>
-                            </td>
-                        </tr>
-                    </table>
-                    <p style="margin-top: 12px; color: #991b1b; text-align: center;">
-                        <span style="font-size: 28px; font-weight: 700; display: block;">{{ $currency }} {{ number_format($shortage, 2, ',', '.') }}</span>
-                        <span style="font-size: 13px;">faltan para cubrir todos los pagos</span>
-                    </p>
-                </div>
-            @endif
-            
-            @if(count($overduePayments) > 0)
-                <div style="margin-top: 24px;">
-                    <p style="font-size: 14px; font-weight: 600; color: #dc2626; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #fecaca;">
-                        Pagos Vencidos
-                    </p>
-                    @foreach($overduePayments as $payment)
-                        <div style="background-color: #fef2f2; border-left: 4px solid #dc2626; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                                <tr>
-                                    <td>
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
-                                    </td>
-                                    <td style="text-align: right;">
-                                        <span style="font-weight: 700; color: #dc2626;">{{ $currency }} {{ number_format($payment['amount'], 2, ',', '.') }}</span>
-                                    </td>
-                                </tr>
-                                <tr>
-                                    <td colspan="2" style="padding-top: 4px;">
-                                        <span style="font-size: 12px; color: #64748b;">Venció el {{ \Carbon\Carbon::parse($payment['due_date'])->format('d/m/Y') }}</span>
-                                        <span style="display: inline-block; padding: 2px 8px; border-radius: 12px; font-size: 10px; font-weight: 700; text-transform: uppercase; background-color: #dc2626; color: white; margin-left: 8px;">VENCIDO</span>
-                                    </td>
-                                </tr>
-                            </table>
-                        </div>
-                    @endforeach
-                </div>
-            @endif
-            
-            @if(count($tomorrowPayments) > 0)
-                <div style="margin-top: 24px;">
-                    <p style="font-size: 14px; font-weight: 600; color: #f59e0b; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #fde68a;">
-                        Vencen Mañana
-                    </p>
-                    @foreach($tomorrowPayments as $payment)
-                        <div style="background-color: #fffbeb; border-left: 4px solid #f59e0b; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                                <tr>
-                                    <td>
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
-                                    </td>
-                                    <td style="text-align: right;">
-                                        <span style="font-weight: 700; color: #d97706;">{{ $currency }} {{ number_format($payment['amount'], 2, ',', '.') }}</span>
-                                    </td>
-                                </tr>
-                                <tr>
-                                    <td colspan="2" style="padding-top: 4px;">
-                                        <span style="font-size: 12px; color: #64748b;">{{ \Carbon\Carbon::parse($payment['due_date'])->format('d/m/Y') }}</span>
-                                        <span style="display: inline-block; padding: 2px 8px; border-radius: 12px; font-size: 10px; font-weight: 700; text-transform: uppercase; background-color: #f59e0b; color: white; margin-left: 8px;">MAÑANA</span>
-                                    </td>
-                                </tr>
-                            </table>
-                        </div>
-                    @endforeach
-                </div>
-            @endif
-            
-            @if(count($upcomingPayments) > 0)
-                <div style="margin-top: 24px;">
-                    <p style="font-size: 14px; font-weight: 600; color: #64748b; text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid #e2e8f0;">
-                        Próximos Pagos
-                    </p>
-                    @foreach($upcomingPayments as $payment)
-                        <div style="background-color: #f8fafc; border-left: 4px solid #64748b; padding: 12px 16px; margin: 8px 0; border-radius: 0 4px 4px 0;">
-                            <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                                <tr>
-                                    <td>
-                                        <span style="font-weight: 600; color: #1e293b;">{{ $payment['description'] }}</span>
-                                    </td>
-                                    <td style="text-align: right;">
-                                        <span style="font-weight: 700; color: #475569;">{{ $currency }} {{ number_format($payment['amount'], 2, ',', '.') }}</span>
-                                    </td>
-                                </tr>
-                                <tr>
-                                    <td colspan="2" style="padding-top: 4px;">
-                                        <span style="font-size: 12px; color: #64748b;">{{ \Carbon\Carbon::parse($payment['due_date'])->format('d/m/Y') }}</span>
-                                    </td>
-                                </tr>
-                            </table>
-                        </div>
-                    @endforeach
-                </div>
-            @endif
-            
-            <div class="divider"></div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/dashboard" class="btn btn-primary">VER DASHBOARD</a>
-            </div>
         </div>
-    @endif
+        @endif
-@endsection
+
+        <!-- Account Balances -->
+        <div class="section">
+            <h2 class="section-title">💳 Saldo das Contas</h2>
+            @foreach($accountBalances as $account)
+            <div class="account-balance">
+                <span class="account-name">{{ $account['name'] }}</span>
+                <span class="{{ $account['balance'] >= 0 ? 'balance-positive' : 'balance-negative' }}">
+                    {{ number_format($account['balance'], 2, ',', '.') }} {{ $account['currency'] }}
+                </span>
+            </div>
+            @endforeach
+        </div>
+
+        <!-- Overdue Items -->
+        @if(count($overdueItems) > 0)
+        <div class="section">
+            <h2 class="section-title">🔴 Pagamentos Vencidos ({{ count($overdueItems) }})</h2>
+            @foreach($overdueItems as $item)
+            <div class="item overdue">
+                <div class="item-header">
+                    <span class="item-description">{{ $item['description'] }}</span>
+                    <span class="item-amount">{{ number_format($item['amount'], 2, ',', '.') }} {{ $item['currency'] }}</span>
+                </div>
+                <div class="item-details">
+                    <span class="badge badge-overdue">{{ $item['days_overdue'] }} dias de atraso</span>
+                    • Venceu em {{ \Carbon\Carbon::parse($item['due_date'])->format('d/m/Y') }}
+                    @if($item['account_name'])
+                    • Conta: {{ $item['account_name'] }}
+                    @endif
+                </div>
+            </div>
+            @endforeach
+        </div>
+        @endif
+
+        <!-- Tomorrow Items -->
+        @if(count($tomorrowItems) > 0)
+        <div class="section">
+            <h2 class="section-title">🟡 Vencem Amanhã ({{ count($tomorrowItems) }})</h2>
+            @foreach($tomorrowItems as $item)
+            <div class="item tomorrow">
+                <div class="item-header">
+                    <span class="item-description">{{ $item['description'] }}</span>
+                    <span class="item-amount">{{ number_format($item['amount'], 2, ',', '.') }} {{ $item['currency'] }}</span>
+                </div>
+                <div class="item-details">
+                    <span class="badge badge-tomorrow">Amanhã</span>
+                    • {{ \Carbon\Carbon::parse($item['due_date'])->format('d/m/Y') }}
+                    @if($item['account_name'])
+                    • Conta: {{ $item['account_name'] }}
+                    @endif
+                </div>
+            </div>
+            @endforeach
+        </div>
+        @endif
+
+        <!-- Payable Items -->
+        @if(count($payableItems) > 0)
+        <div class="section">
+            <h2 class="section-title">✅ Pagamentos Possíveis ({{ count($payableItems) }})</h2>
+            <p style="color: #64748b; font-size: 14px;">Com base no saldo atual, você consegue pagar:</p>
+            @foreach($payableItems as $item)
+            <div class="item payable">
+                <div class="item-header">
+                    <span class="item-description">{{ $item['description'] }}</span>
+                    <span class="item-amount" style="color: #22c55e;">{{ number_format($item['amount'], 2, ',', '.') }} {{ $item['currency'] }}</span>
+                </div>
+                <div class="item-details">
+                    <span class="badge badge-ok">✓ Pode pagar</span>
+                    @if($item['account_name'])
+                    • Conta: {{ $item['account_name'] }}
+                    @endif
+                </div>
+            </div>
+            @endforeach
+        </div>
+        @endif
+
+        <!-- Unpayable Items -->
+        @if(count($unpayableItems) > 0)
+        <div class="section">
+            <h2 class="section-title">❌ Sem Saldo Suficiente ({{ count($unpayableItems) }})</h2>
+            <p style="color: #64748b; font-size: 14px;">Não há saldo disponível para estes pagamentos:</p>
+            @foreach($unpayableItems as $item)
+            <div class="item unpayable">
+                <div class="item-header">
+                    <span class="item-description">{{ $item['description'] }}</span>
+                    <span class="item-amount">{{ number_format($item['amount'], 2, ',', '.') }} {{ $item['currency'] }}</span>
+                </div>
+                <div class="item-details">
+                    <span class="badge badge-overdue">✗ Sem saldo</span>
+                    @if($item['account_name'])
+                    • Conta: {{ $item['account_name'] }}
+                    @endif
+                </div>
+            </div>
+            @endforeach
+        </div>
+        @endif
+
+        <!-- Transfer Suggestions -->
+        @if(count($transferSuggestions) > 0)
+        <div class="section">
+            <h2 class="section-title">💱 Sugestões de Transferência</h2>
+            <p style="color: #64748b; font-size: 14px;">Para cobrir os pagamentos, considere transferir entre suas contas:</p>
+            @foreach($transferSuggestions as $transfer)
+            <div class="transfer-suggestion">
+                <div style="display: flex; align-items: center; justify-content: space-between;">
+                    <div>
+                        <strong>{{ $transfer['from_account'] }}</strong>
+                        <div style="font-size: 12px; color: #64748b;">Origem</div>
+                    </div>
+                    <div class="transfer-arrow">→</div>
+                    <div style="text-align: right;">
+                        <strong>{{ $transfer['to_account'] }}</strong>
+                        <div style="font-size: 12px; color: #64748b;">Destino</div>
+                    </div>
+                </div>
+                <div style="text-align: center; margin-top: 10px; font-size: 20px; font-weight: bold; color: #3b82f6;">
+                    {{ number_format($transfer['amount'], 2, ',', '.') }} {{ $currency }}
+                </div>
+                <div style="text-align: center; font-size: 12px; color: #64748b;">{{ $transfer['reason'] }}</div>
+            </div>
+            @endforeach
+        </div>
+        @endif
+
+        <div style="text-align: center;">
+            <a href="https://webmoney.cnxifly.com/transactions" class="cta-button">
+                Acessar WEBMoney
+            </a>
+        </div>
+
+        <div class="footer">
+            <p>Este email foi enviado automaticamente pelo sistema WEBMoney para {{ $userName }}.</p>
+            <p>Você recebe esta mensagem porque ativou as notificações de pagamentos.</p>
+            <p>Para desativar estas notificações, acesse <a href="https://webmoney.cnxifly.com/preferences" style="color: #3b82f6;">Preferências</a>.</p>
+            <p style="margin-top: 15px; font-size: 11px; color: #94a3b8;">
+                WEBMoney - ConneXiFly<br />
+                Serviço de gestão financeira pessoal<br />
+                Madrid, Espanha
+            </p>
+            <p style="font-size: 11px; color: #94a3b8;">&copy; {{ date('Y') }} WEBMoney - Todos os direitos reservados</p>
+        </div>
+    </div>
+</body>
+</html>

backend/resources/views/emails/layouts/base.blade.php

@@ -1,412 +0,0 @@
-<!DOCTYPE html>
-<html lang="{{ $locale ?? 'es' }}">
-<head>
-    <meta charset="UTF-8">
-    <meta name="viewport" content="width=device-width, initial-scale=1.0">
-    <meta http-equiv="X-UA-Compatible" content="IE=edge">
-    <title>@yield('title') - WEBMoney</title>
-    <!--[if mso]>
-    <noscript>
-        <xml>
-            <o:OfficeDocumentSettings>
-                <o:PixelsPerInch>96</o:PixelsPerInch>
-            </o:OfficeDocumentSettings>
-        </xml>
-    </noscript>
-    <![endif]-->
-    <style>
-        /* Reset */
-        body, table, td, p, a, li, blockquote {
-            -webkit-text-size-adjust: 100%;
-            -ms-text-size-adjust: 100%;
-        }
-        table, td {
-            mso-table-lspace: 0pt;
-            mso-table-rspace: 0pt;
-        }
-        img {
-            -ms-interpolation-mode: bicubic;
-            border: 0;
-            height: auto;
-            line-height: 100%;
-            outline: none;
-            text-decoration: none;
-        }
-
-        /* Base styles */
-        body {
-            margin: 0 !important;
-            padding: 0 !important;
-            background-color: #f8f9fa;
-            font-family: 'Segoe UI', -apple-system, BlinkMacSystemFont, Roboto, 'Helvetica Neue', Arial, sans-serif;
-        }
-
-        /* Container */
-        .email-wrapper {
-            width: 100%;
-            background-color: #f8f9fa;
-            padding: 48px 16px;
-        }
-
-        .email-container {
-            max-width: 580px;
-            margin: 0 auto;
-            background-color: #ffffff;
-            border-radius: 8px;
-            overflow: hidden;
-            box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08);
-            border: 1px solid #e9ecef;
-        }
-
-        /* Header */
-        .email-header {
-            background-color: #1a1a2e;
-            padding: 32px 40px;
-            text-align: center;
-            border-bottom: 3px solid #4361ee;
-        }
-
-        .logo {
-            font-size: 24px;
-            font-weight: 700;
-            color: #ffffff;
-            letter-spacing: -0.3px;
-            margin: 0;
-            text-transform: uppercase;
-        }
-
-        .logo-accent {
-            color: #4361ee;
-        }
-
-        /* Body */
-        .email-body {
-            padding: 40px;
-        }
-
-        .greeting {
-            font-size: 20px;
-            font-weight: 600;
-            color: #1a1a2e;
-            margin: 0 0 24px 0;
-            line-height: 1.4;
-        }
-
-        .content p {
-            font-size: 15px;
-            line-height: 1.7;
-            color: #495057;
-            margin: 0 0 16px 0;
-        }
-
-        .content strong {
-            color: #1a1a2e;
-            font-weight: 600;
-        }
-
-        /* Status Card */
-        .status-card {
-            border-radius: 8px;
-            padding: 24px;
-            margin: 24px 0;
-            border: 1px solid;
-        }
-
-        .status-card.success {
-            background-color: #f8fff8;
-            border-color: #c6f6d5;
-        }
-
-        .status-card.info {
-            background-color: #f7fafc;
-            border-color: #e2e8f0;
-        }
-
-        .status-card.warning {
-            background-color: #fffaf0;
-            border-color: #feebc8;
-        }
-
-        .status-header {
-            display: flex;
-            align-items: center;
-            margin-bottom: 16px;
-            padding-bottom: 12px;
-            border-bottom: 1px solid rgba(0,0,0,0.06);
-        }
-
-        .status-icon {
-            width: 40px;
-            height: 40px;
-            border-radius: 50%;
-            display: flex;
-            align-items: center;
-            justify-content: center;
-            font-size: 18px;
-            margin-right: 12px;
-        }
-
-        .status-card.success .status-icon {
-            background-color: #c6f6d5;
-        }
-
-        .status-card.info .status-icon {
-            background-color: #e2e8f0;
-        }
-
-        .status-card.warning .status-icon {
-            background-color: #feebc8;
-        }
-
-        .status-title {
-            font-size: 15px;
-            font-weight: 600;
-            margin: 0;
-        }
-
-        .status-card.success .status-title {
-            color: #22543d;
-        }
-
-        .status-card.info .status-title {
-            color: #2d3748;
-        }
-
-        .status-card.warning .status-title {
-            color: #744210;
-        }
-
-        .status-card p {
-            font-size: 14px;
-            margin: 0;
-            line-height: 1.6;
-        }
-
-        .status-card.success p {
-            color: #276749;
-        }
-
-        .status-card.info p {
-            color: #4a5568;
-        }
-
-        .status-card.warning p {
-            color: #975a16;
-        }
-
-        /* Amount */
-        .amount-value {
-            font-size: 32px;
-            font-weight: 700;
-            color: #22543d;
-            display: block;
-            margin: 16px 0;
-            letter-spacing: -0.5px;
-        }
-
-        /* List */
-        .info-list {
-            list-style: none;
-            padding: 0;
-            margin: 0;
-        }
-
-        .info-list li {
-            position: relative;
-            padding: 8px 0 8px 24px;
-            font-size: 14px;
-            color: #4a5568;
-            line-height: 1.5;
-        }
-
-        .info-list li::before {
-            content: "";
-            position: absolute;
-            left: 0;
-            top: 14px;
-            width: 6px;
-            height: 6px;
-            background-color: #4361ee;
-            border-radius: 50%;
-        }
-
-        /* Buttons */
-        .btn-container {
-            text-align: center;
-            margin: 32px 0;
-        }
-
-        .btn {
-            display: inline-block;
-            padding: 14px 32px;
-            font-size: 14px;
-            font-weight: 600;
-            text-decoration: none;
-            border-radius: 6px;
-            text-transform: uppercase;
-            letter-spacing: 0.5px;
-        }
-
-        .btn-primary {
-            background-color: #4361ee;
-            color: #ffffff !important;
-        }
-
-        /* Divider */
-        .divider {
-            height: 1px;
-            background-color: #e9ecef;
-            margin: 32px 0;
-        }
-
-        /* Footer */
-        .email-footer {
-            background-color: #f8f9fa;
-            padding: 32px 40px;
-            border-top: 1px solid #e9ecef;
-        }
-
-        .footer-brand {
-            text-align: center;
-            margin-bottom: 20px;
-        }
-
-        .footer-brand-name {
-            font-size: 14px;
-            font-weight: 700;
-            color: #1a1a2e;
-            text-transform: uppercase;
-            letter-spacing: 1px;
-        }
-
-        .footer-tagline {
-            font-size: 12px;
-            color: #6c757d;
-            margin-top: 4px;
-        }
-
-        .footer-links {
-            text-align: center;
-            margin: 16px 0;
-        }
-
-        .footer-links a {
-            color: #4361ee;
-            text-decoration: none;
-            font-size: 12px;
-            margin: 0 12px;
-            font-weight: 500;
-        }
-
-        .footer-legal {
-            text-align: center;
-            font-size: 11px;
-            color: #adb5bd;
-            line-height: 1.6;
-            margin-top: 20px;
-        }
-
-        .footer-legal a {
-            color: #6c757d;
-            text-decoration: underline;
-        }
-
-        /* Responsive */
-        @media only screen and (max-width: 600px) {
-            .email-wrapper {
-                padding: 24px 12px;
-            }
-            .email-header {
-                padding: 24px 20px;
-            }
-            .email-body {
-                padding: 28px 20px;
-            }
-            .email-footer {
-                padding: 24px 20px;
-            }
-            .logo {
-                font-size: 20px;
-            }
-            .greeting {
-                font-size: 18px;
-            }
-            .btn {
-                padding: 12px 28px;
-                font-size: 13px;
-            }
-            .amount-value {
-                font-size: 28px;
-            }
-            .status-card {
-                padding: 20px;
-            }
-        }
-    </style>
-</head>
-<body>
-    <div class="email-wrapper">
-        <div class="email-container">
-            <!-- Header -->
-            <div class="email-header">
-                <h1 class="logo">WEB<span class="logo-accent">Money</span></h1>
-            </div>
-
-            <!-- Body -->
-            <div class="email-body">
-                @yield('content')
-            </div>
-
-            <!-- Footer -->
-            <div class="email-footer">
-                <div class="footer-brand">
-                    <div class="footer-brand-name">WEBMoney</div>
-                    <div class="footer-tagline">
-                        @if(($locale ?? 'es') === 'pt-BR')
-                            Gestão Financeira Pessoal
-                        @elseif(($locale ?? 'es') === 'en')
-                            Personal Finance Management
-                        @else
-                            Gestión Financiera Personal
-                        @endif
-                    </div>
-                </div>
-                
-                <div class="footer-links">
-                    <a href="{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}">
-                        @if(($locale ?? 'es') === 'pt-BR')
-                            Acessar Conta
-                        @elseif(($locale ?? 'es') === 'en')
-                            Access Account
-                        @else
-                            Acceder a Cuenta
-                        @endif
-                    </a>
-                    <a href="{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/support">
-                        @if(($locale ?? 'es') === 'pt-BR')
-                            Central de Ajuda
-                        @elseif(($locale ?? 'es') === 'en')
-                            Help Center
-                        @else
-                            Centro de Ayuda
-                        @endif
-                    </a>
-                </div>
-
-                <div class="footer-legal">
-                    @if(($locale ?? 'es') === 'pt-BR')
-                        Este email foi enviado por WEBMoney, um serviço de ConneXiFly.<br>
-                        © {{ date('Y') }} ConneXiFly. Todos os direitos reservados.
-                    @elseif(($locale ?? 'es') === 'en')
-                        This email was sent by WEBMoney, a ConneXiFly service.<br>
-                        © {{ date('Y') }} ConneXiFly. All rights reserved.
-                    @else
-                        Este correo fue enviado por WEBMoney, un servicio de ConneXiFly.<br>
-                        © {{ date('Y') }} ConneXiFly. Todos los derechos reservados.
-                    @endif
-                </div>
-            </div>
-        </div>
-    </div>
-</body>
-</html>

backend/resources/views/emails/subscription-cancelled-text.blade.php

@@ -1,96 +0,0 @@
-@if($locale === 'pt-BR')
-CANCELAMENTO DE ASSINATURA - WEBMONEY
-=====================================
-
-Olá, {{ $userName }}!
-
-Confirmamos o cancelamento da sua assinatura do plano {{ $planName }}.
-
-@if($wasRefunded)
-✅ REEMBOLSO PROCESSADO
------------------------
-Processamos um reembolso total no valor de: {{ $refundAmount }}
-
-O reembolso será creditado na sua forma de pagamento original em até 5-10 dias úteis, dependendo do seu banco.
-@endif
-
-O QUE ACONTECE AGORA?
----------------------
-• Seu acesso premium foi encerrado imediatamente
-• Você ainda pode acessar sua conta com funcionalidades básicas
-• Seus dados foram preservados caso queira voltar
-
-Sentimos muito vê-lo partir! Se tiver qualquer dúvida ou feedback, não hesite em nos contatar.
-
-Se mudar de ideia, você sempre pode assinar novamente:
-{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/pricing
-
----
-Este email foi enviado para {{ $userEmail }}
-© {{ date('Y') }} WEBMoney - ConneXiFly
-Precisa de ajuda? Responda este email.
-
-@elseif($locale === 'en')
-SUBSCRIPTION CANCELLATION - WEBMONEY
-====================================
-
-Hello, {{ $userName }}!
-
-We confirm the cancellation of your {{ $planName }} subscription.
-
-@if($wasRefunded)
-✅ REFUND PROCESSED
--------------------
-We have processed a full refund of: {{ $refundAmount }}
-
-The refund will be credited to your original payment method within 5-10 business days, depending on your bank.
-@endif
-
-WHAT HAPPENS NOW?
------------------
-• Your premium access has ended immediately
-• You can still access your account with basic features
-• Your data has been preserved in case you want to return
-
-We're sorry to see you go! If you have any questions or feedback, please don't hesitate to contact us.
-
-If you change your mind, you can always subscribe again:
-{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/pricing
-
----
-This email was sent to {{ $userEmail }}
-© {{ date('Y') }} WEBMoney - ConneXiFly
-Need help? Reply to this email.
-
-@else
-CANCELACIÓN DE SUSCRIPCIÓN - WEBMONEY
-=====================================
-
-¡Hola, {{ $userName }}!
-
-Confirmamos la cancelación de tu suscripción al plan {{ $planName }}.
-
-@if($wasRefunded)
-✅ REEMBOLSO PROCESADO
-----------------------
-Hemos procesado un reembolso total por el valor de: {{ $refundAmount }}
-
-El reembolso se acreditará en tu método de pago original en un plazo de 5-10 días hábiles, dependiendo de tu banco.
-@endif
-
-¿QUÉ SUCEDE AHORA?
-------------------
-• Tu acceso premium ha finalizado inmediatamente
-• Puedes seguir accediendo a tu cuenta con funciones básicas
-• Tus datos han sido preservados por si deseas volver
-
-¡Sentimos mucho verte partir! Si tienes alguna pregunta o comentario, no dudes en contactarnos.
-
-Si cambias de opinión, siempre puedes volver a suscribirte:
-{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/pricing
-
----
-Este correo fue enviado a {{ $userEmail }}
-© {{ date('Y') }} WEBMoney - ConneXiFly
-¿Necesitas ayuda? Responde a este correo.
-@endif

backend/resources/views/emails/subscription-cancelled.blade.php

@@ -1,164 +0,0 @@
-@extends('emails.layouts.base')
-
-@section('title')
-    @if($locale === 'pt-BR')
-        Cancelamento de Assinatura
-    @elseif($locale === 'en')
-        Subscription Cancellation
-    @else
-        Cancelación de Suscripción
-    @endif
-@endsection
-
-@section('content')
-    @if($locale === 'pt-BR')
-        {{-- Portuguese (Brazil) --}}
-        <p class="greeting">Olá, {{ $userName }}</p>
-        
-        <div class="content">
-            <p>Confirmamos o cancelamento da sua assinatura do plano <strong>{{ $planName }}</strong>.</p>
-            
-            @if($wasRefunded)
-                <div class="status-card success">
-                    <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                        <tr>
-                            <td width="52" valign="top">
-                                <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                            </td>
-                            <td valign="top">
-                                <p class="status-title">Reembolso Processado</p>
-                            </td>
-                        </tr>
-                    </table>
-                    <p style="margin-top: 16px;">Valor reembolsado conforme garantia de 7 dias:</p>
-                    <span class="amount-value">{{ $refundAmount }}</span>
-                    <p style="font-size: 13px; color: #48bb78; margin-top: 8px;">
-                        Prazo: 5-10 dias úteis para crédito na forma de pagamento original.
-                    </p>
-                </div>
-            @endif
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Informações Importantes</p>
-                <ul class="info-list">
-                    <li>Acesso premium encerrado</li>
-                    <li>Conta disponível com funcionalidades básicas</li>
-                    <li>Seus dados foram preservados</li>
-                    <li>Reativação disponível a qualquer momento</li>
-                </ul>
-            </div>
-            
-            <div class="divider"></div>
-            
-            <p style="text-align: center; color: #6c757d; font-size: 14px;">
-                Agradecemos por ter sido nosso cliente.
-            </p>
-            
-            <div class="btn-container">
-                <a href="{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/pricing" class="btn btn-primary">
-                    VER PLANOS
-                </a>
-            </div>
-        </div>
-
-    @elseif($locale === 'en')
-        {{-- English --}}
-        <p class="greeting">Hello, {{ $userName }}</p>
-        
-        <div class="content">
-            <p>We confirm the cancellation of your <strong>{{ $planName }}</strong> subscription.</p>
-            
-            @if($wasRefunded)
-                <div class="status-card success">
-                    <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                        <tr>
-                            <td width="52" valign="top">
-                                <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                            </td>
-                            <td valign="top">
-                                <p class="status-title">Refund Processed</p>
-                            </td>
-                        </tr>
-                    </table>
-                    <p style="margin-top: 16px;">Amount refunded per our 7-day guarantee:</p>
-                    <span class="amount-value">{{ $refundAmount }}</span>
-                    <p style="font-size: 13px; color: #48bb78; margin-top: 8px;">
-                        Timeline: 5-10 business days to credit your original payment method.
-                    </p>
-                </div>
-            @endif
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Important Information</p>
-                <ul class="info-list">
-                    <li>Premium access ended</li>
-                    <li>Account available with basic features</li>
-                    <li>Your data has been preserved</li>
-                    <li>Reactivation available anytime</li>
-                </ul>
-            </div>
-            
-            <div class="divider"></div>
-            
-            <p style="text-align: center; color: #6c757d; font-size: 14px;">
-                Thank you for being our customer.
-            </p>
-            
-            <div class="btn-container">
-                <a href="{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/pricing" class="btn btn-primary">
-                    VIEW PLANS
-                </a>
-            </div>
-        </div>
-
-    @else
-        {{-- Spanish (default) --}}
-        <p class="greeting">Hola, {{ $userName }}</p>
-        
-        <div class="content">
-            <p>Confirmamos la cancelación de tu suscripción al plan <strong>{{ $planName }}</strong>.</p>
-            
-            @if($wasRefunded)
-                <div class="status-card success">
-                    <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                        <tr>
-                            <td width="52" valign="top">
-                                <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                            </td>
-                            <td valign="top">
-                                <p class="status-title">Reembolso Procesado</p>
-                            </td>
-                        </tr>
-                    </table>
-                    <p style="margin-top: 16px;">Monto reembolsado según garantía de 7 días:</p>
-                    <span class="amount-value">{{ $refundAmount }}</span>
-                    <p style="font-size: 13px; color: #48bb78; margin-top: 8px;">
-                        Plazo: 5-10 días hábiles para acreditar en tu método de pago original.
-                    </p>
-                </div>
-            @endif
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Información Importante</p>
-                <ul class="info-list">
-                    <li>Acceso premium finalizado</li>
-                    <li>Cuenta disponible con funciones básicas</li>
-                    <li>Tus datos han sido preservados</li>
-                    <li>Reactivación disponible en cualquier momento</li>
-                </ul>
-            </div>
-            
-            <div class="divider"></div>
-            
-            <p style="text-align: center; color: #6c757d; font-size: 14px;">
-                Gracias por haber sido nuestro cliente.
-            </p>
-            
-            <div class="btn-container">
-                <a href="{{ config('app.frontend_url', 'https://webmoney.cnxifly.com') }}/pricing" class="btn btn-primary">
-                    VER PLANES
-                </a>
-            </div>
-        </div>
-    @endif
-@endsection

backend/resources/views/emails/welcome-new-user-text.blade.php

@@ -1,66 +0,0 @@
-@if($language === 'pt-BR')
-{{-- PORTUGUÊS --}}
-WebMoney - Credenciais de Acesso
-================================
-
-Olá, {{ $user->name }}!
-
-Sua conta WebMoney foi criada com sucesso.
-
-SUAS CREDENCIAIS DE ACESSO:
----------------------------
-Email: {{ $user->email }}
-Senha: {{ $temporaryPassword }}
-
-IMPORTANTE: Por motivos de segurança, recomendamos que altere sua senha após o primeiro login.
-
-Acesse sua conta em: {{ $loginUrl }}
-
----
-Equipe WebMoney
-https://webmoney.cnxifly.com
-
-@elseif($language === 'en')
-{{-- ENGLISH --}}
-WebMoney - Access Credentials
-=============================
-
-Hello, {{ $user->name }}!
-
-Your WebMoney account has been successfully created.
-
-YOUR ACCESS CREDENTIALS:
-------------------------
-Email: {{ $user->email }}
-Password: {{ $temporaryPassword }}
-
-IMPORTANT: For security reasons, we recommend changing your password after your first login.
-
-Access your account at: {{ $loginUrl }}
-
----
-WebMoney Team
-https://webmoney.cnxifly.com
-
-@else
-{{-- ESPAÑOL --}}
-WebMoney - Credenciales de Acceso
-=================================
-
-Hola, {{ $user->name }}!
-
-Tu cuenta de WebMoney ha sido creada exitosamente.
-
-TUS CREDENCIALES DE ACCESO:
----------------------------
-Email: {{ $user->email }}
-Contraseña: {{ $temporaryPassword }}
-
-IMPORTANTE: Por motivos de seguridad, te recomendamos cambiar tu contraseña después del primer inicio de sesión.
-
-Accede a tu cuenta en: {{ $loginUrl }}
-
----
-Equipo WebMoney
-https://webmoney.cnxifly.com
-@endif

backend/resources/views/emails/welcome-new-user.blade.php

@@ -1,181 +0,0 @@
-@extends('emails.layouts.base')
-
-@php $locale = $language ?? 'es'; @endphp
-
-@section('title')
-    @if($locale === 'pt-BR')
-        Bem-vindo ao WEBMoney
-    @elseif($locale === 'en')
-        Welcome to WEBMoney
-    @else
-        Bienvenido a WEBMoney
-    @endif
-@endsection
-
-@section('content')
-    @if($locale === 'pt-BR')
-        {{-- Portuguese (Brazil) --}}
-        <p class="greeting">Olá, {{ $user->name }}</p>
-        
-        <div class="content">
-            <p>Bem-vindo ao WEBMoney! A sua conta foi criada com sucesso.</p>
-            
-            <div class="status-card info" style="background-color: #1a1a2e; border-color: #4361ee;">
-                <p class="status-title" style="color: #ffffff; margin-bottom: 16px;">Credenciais de Acesso</p>
-                <table cellpadding="0" cellspacing="0" border="0" width="100%" style="margin-top: 12px;">
-                    <tr>
-                        <td style="padding: 12px; background: rgba(255,255,255,0.1); border-radius: 4px; margin-bottom: 8px;">
-                            <span style="color: #94a3b8; font-size: 11px; text-transform: uppercase; letter-spacing: 0.5px;">Email</span><br>
-                            <span style="color: #ffffff; font-size: 16px; font-weight: 600; font-family: monospace;">{{ $user->email }}</span>
-                        </td>
-                    </tr>
-                    <tr><td style="height: 8px;"></td></tr>
-                    <tr>
-                        <td style="padding: 12px; background: rgba(255,255,255,0.1); border-radius: 4px;">
-                            <span style="color: #94a3b8; font-size: 11px; text-transform: uppercase; letter-spacing: 0.5px;">Palavra-passe</span><br>
-                            <span style="color: #ffffff; font-size: 16px; font-weight: 600; font-family: monospace;">{{ $password }}</span>
-                        </td>
-                    </tr>
-                </table>
-            </div>
-            
-            <div class="status-card warning">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #feebc8; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">!</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Segurança</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 12px;">Recomendamos que altere a sua palavra-passe após o primeiro login. Guarde estas credenciais em local seguro.</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">O que pode fazer</p>
-                <ul class="info-list">
-                    <li>Registar receitas e despesas</li>
-                    <li>Visualizar relatórios e gráficos</li>
-                    <li>Gerir o seu orçamento mensal</li>
-                    <li>Exportar dados em múltiplos formatos</li>
-                </ul>
-            </div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/login" class="btn btn-primary">INICIAR SESSÃO</a>
-            </div>
-        </div>
-
-    @elseif($locale === 'en')
-        {{-- English --}}
-        <p class="greeting">Hello, {{ $user->name }}</p>
-        
-        <div class="content">
-            <p>Welcome to WEBMoney! Your account has been successfully created.</p>
-            
-            <div class="status-card info" style="background-color: #1a1a2e; border-color: #4361ee;">
-                <p class="status-title" style="color: #ffffff; margin-bottom: 16px;">Access Credentials</p>
-                <table cellpadding="0" cellspacing="0" border="0" width="100%" style="margin-top: 12px;">
-                    <tr>
-                        <td style="padding: 12px; background: rgba(255,255,255,0.1); border-radius: 4px; margin-bottom: 8px;">
-                            <span style="color: #94a3b8; font-size: 11px; text-transform: uppercase; letter-spacing: 0.5px;">Email</span><br>
-                            <span style="color: #ffffff; font-size: 16px; font-weight: 600; font-family: monospace;">{{ $user->email }}</span>
-                        </td>
-                    </tr>
-                    <tr><td style="height: 8px;"></td></tr>
-                    <tr>
-                        <td style="padding: 12px; background: rgba(255,255,255,0.1); border-radius: 4px;">
-                            <span style="color: #94a3b8; font-size: 11px; text-transform: uppercase; letter-spacing: 0.5px;">Password</span><br>
-                            <span style="color: #ffffff; font-size: 16px; font-weight: 600; font-family: monospace;">{{ $password }}</span>
-                        </td>
-                    </tr>
-                </table>
-            </div>
-            
-            <div class="status-card warning">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #feebc8; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">!</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Security</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 12px;">We recommend changing your password after your first login. Keep these credentials in a safe place.</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">What you can do</p>
-                <ul class="info-list">
-                    <li>Record income and expenses</li>
-                    <li>View reports and charts</li>
-                    <li>Manage your monthly budget</li>
-                    <li>Export data in multiple formats</li>
-                </ul>
-            </div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/login" class="btn btn-primary">SIGN IN</a>
-            </div>
-        </div>
-
-    @else
-        {{-- Spanish (default) --}}
-        <p class="greeting">Hola, {{ $user->name }}</p>
-        
-        <div class="content">
-            <p>Bienvenido a WEBMoney. Tu cuenta ha sido creada exitosamente.</p>
-            
-            <div class="status-card info" style="background-color: #1a1a2e; border-color: #4361ee;">
-                <p class="status-title" style="color: #ffffff; margin-bottom: 16px;">Credenciales de Acceso</p>
-                <table cellpadding="0" cellspacing="0" border="0" width="100%" style="margin-top: 12px;">
-                    <tr>
-                        <td style="padding: 12px; background: rgba(255,255,255,0.1); border-radius: 4px; margin-bottom: 8px;">
-                            <span style="color: #94a3b8; font-size: 11px; text-transform: uppercase; letter-spacing: 0.5px;">Email</span><br>
-                            <span style="color: #ffffff; font-size: 16px; font-weight: 600; font-family: monospace;">{{ $user->email }}</span>
-                        </td>
-                    </tr>
-                    <tr><td style="height: 8px;"></td></tr>
-                    <tr>
-                        <td style="padding: 12px; background: rgba(255,255,255,0.1); border-radius: 4px;">
-                            <span style="color: #94a3b8; font-size: 11px; text-transform: uppercase; letter-spacing: 0.5px;">Contraseña</span><br>
-                            <span style="color: #ffffff; font-size: 16px; font-weight: 600; font-family: monospace;">{{ $password }}</span>
-                        </td>
-                    </tr>
-                </table>
-            </div>
-            
-            <div class="status-card warning">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #feebc8; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">!</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Seguridad</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 12px;">Recomendamos cambiar tu contraseña después del primer inicio de sesión. Guarda estas credenciales en un lugar seguro.</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Qué puedes hacer</p>
-                <ul class="info-list">
-                    <li>Registrar ingresos y gastos</li>
-                    <li>Visualizar reportes y gráficos</li>
-                    <li>Gestionar tu presupuesto mensual</li>
-                    <li>Exportar datos en múltiples formatos</li>
-                </ul>
-            </div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/login" class="btn btn-primary">INICIAR SESIÓN</a>
-            </div>
-        </div>
-    @endif
-@endsection

backend/resources/views/emails/welcome.blade.php

@@ -1,142 +1,113 @@
-@extends('emails.layouts.base')
+<!DOCTYPE html>
-
+<html lang="es">
-@php $locale = $locale ?? 'es'; @endphp
+<head>
-
+    <meta charset="UTF-8">
-@section('title')
+    <meta name="viewport" content="width=device-width, initial-scale=1.0">
-    @if($locale === 'pt-BR')
+    <meta http-equiv="X-UA-Compatible" content="IE=edge">
-        Bem-vindo ao WEBMoney
+    <title>Bienvenido a WEBMoney</title>
-    @elseif($locale === 'en')
+    <!--[if mso]>
-        Welcome to WEBMoney
+    <style type="text/css">
-    @else
+        body, table, td {font-family: Arial, Helvetica, sans-serif !important;}
-        Bienvenido a WEBMoney
+    </style>
-    @endif
+    <![endif]-->
-@endsection
+</head>
-
+<body style="margin: 0; padding: 0; background-color: #f4f4f4; font-family: Arial, Helvetica, sans-serif;">
-@section('content')
+    <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="background-color: #f4f4f4;">
-    @if($locale === 'pt-BR')
+        <tr>
-        {{-- Portuguese (Brazil) --}}
+            <td style="padding: 20px 0;">
-        <p class="greeting">Olá, {{ $userName }}</p>
+                <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="600" style="margin: 0 auto; background-color: #ffffff; border-radius: 8px; box-shadow: 0 2px 8px rgba(0,0,0,0.1);">
-        
+                    <!-- Header -->
-        <div class="content">
-            <p>A sua conta no WEBMoney foi criada com sucesso. Já pode começar a gerir as suas finanças pessoais de forma fácil e segura.</p>
-            
-            <div class="status-card success">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
                     <tr>
-                        <td width="52" valign="top">
+                        <td style="background: linear-gradient(135deg, #667eea 0%, #764ba2 100%); padding: 40px 30px; text-align: center; border-radius: 8px 8px 0 0;">
-                            <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
+                            <h1 style="margin: 0; color: #ffffff; font-size: 28px; font-weight: 700;">
+                                🎉 ¡Bienvenido a WEBMoney!
+                            </h1>
                         </td>
-                        <td valign="top">
+                    </tr>
-                            <p class="status-title">Conta Registada</p>
+
+                    <!-- Content -->
+                    <tr>
+                        <td style="padding: 40px 30px;">
+                            <p style="margin: 0 0 20px; color: #333333; font-size: 16px; line-height: 1.6;">
+                                Hola <strong>{{ $userName }}</strong>,
+                            </p>
+
+                            <p style="margin: 0 0 20px; color: #555555; font-size: 16px; line-height: 1.6;">
+                                ¡Gracias por registrarte en <strong>WEBMoney</strong>! Tu cuenta ha sido creada exitosamente y ya puedes comenzar a gestionar tus finanzas personales de manera fácil y segura.
+                            </p>
+
+                            <div style="background-color: #f8f9fa; border-left: 4px solid #667eea; padding: 20px; margin: 30px 0; border-radius: 4px;">
+                                <p style="margin: 0 0 10px; color: #333333; font-size: 14px; font-weight: 600;">
+                                    📧 Cuenta registrada:
+                                </p>
+                                <p style="margin: 0; color: #667eea; font-size: 16px; font-weight: 700;">
+                                    {{ $userEmail }}
+                                </p>
+                            </div>
+
+                            <h3 style="margin: 30px 0 15px; color: #333333; font-size: 18px; font-weight: 600;">
+                                ¿Qué puedes hacer ahora?
+                            </h3>
+
+                            <ul style="margin: 0 0 30px; padding-left: 20px; color: #555555; font-size: 15px; line-height: 1.8;">
+                                <li>📊 Registrar tus ingresos y gastos</li>
+                                <li>📈 Visualizar reportes y gráficos</li>
+                                <li>💰 Gestionar tu presupuesto mensual</li>
+                                <li>📄 Exportar datos en múltiples formatos</li>
+                            </ul>
+
+                            <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="100%" style="margin: 30px 0;">
+                                <tr>
+                                    <td style="text-align: center;">
+                                        <a href="https://webmoney.cnxifly.com/login" style="display: inline-block; padding: 15px 40px; background: linear-gradient(135deg, #667eea 0%, #764ba2 100%); color: #ffffff; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: 600;">
+                                            Iniciar Sesión Ahora
+                                        </a>
+                                    </td>
+                                </tr>
+                            </table>
+
+                            <p style="margin: 30px 0 10px; color: #666666; font-size: 14px; line-height: 1.6;">
+                                Si tienes alguna pregunta o necesitas ayuda, no dudes en contactarnos respondiendo a este email.
+                            </p>
+
+                            <p style="margin: 0; color: #666666; font-size: 14px; line-height: 1.6;">
+                                ¡Gracias por confiar en nosotros!
+                            </p>
+                        </td>
+                    </tr>
+
+                    <!-- Footer -->
+                    <tr>
+                        <td style="background-color: #f8f9fa; padding: 30px; text-align: center; border-radius: 0 0 8px 8px;">
+                            <p style="margin: 0 0 10px; color: #666666; font-size: 14px;">
+                                <strong>WEBMoney</strong> - Tu gestor financiero personal
+                            </p>
+                            <p style="margin: 0 0 15px; color: #999999; font-size: 12px;">
+                                ConneXiFly · webmoney.cnxifly.com
+                            </p>
+                            <p style="margin: 0; color: #999999; font-size: 11px;">
+                                Este es un correo automático. Por favor, no respondas directamente a este mensaje.
+                                <br>
+                                Para soporte, escríbenos a: <a href="mailto:support@cnxifly.com" style="color: #667eea; text-decoration: none;">support@cnxifly.com</a>
+                            </p>
                         </td>
                     </tr>
                 </table>
-                <p style="margin-top: 16px;"><strong>Email:</strong> {{ $userEmail }}</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Funcionalidades Disponíveis</p>
-                <ul class="info-list">
-                    <li>Registar receitas e despesas</li>
-                    <li>Visualizar relatórios e gráficos</li>
-                    <li>Gerir o seu orçamento mensal</li>
-                    <li>Exportar dados em múltiplos formatos</li>
-                </ul>
-            </div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/login" class="btn btn-primary">INICIAR SESSÃO</a>
-            </div>
-            
-            <div class="divider"></div>
-            
-            <p style="text-align: center; color: #6c757d; font-size: 14px;">
-                Obrigado por confiar em nós.
-            </p>
-        </div>
 
-    @elseif($locale === 'en')
+                <!-- Email Footer (outside box) -->
-        {{-- English --}}
+                <table role="presentation" cellspacing="0" cellpadding="0" border="0" width="600" style="margin: 20px auto 0;">
-        <p class="greeting">Hello, {{ $userName }}</p>
-        
-        <div class="content">
-            <p>Your WEBMoney account has been successfully created. You can now start managing your personal finances easily and securely.</p>
-            
-            <div class="status-card success">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
                     <tr>
-                        <td width="52" valign="top">
+                        <td style="text-align: center; padding: 20px;">
-                            <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
+                            <p style="margin: 0; color: #999999; font-size: 11px; line-height: 1.6;">
-                        </td>
+                                © 2025 ConneXiFly. Todos los derechos reservados.
-                        <td valign="top">
+                                <br>
-                            <p class="status-title">Account Registered</p>
+                                Si no solicitaste esta cuenta, ignora este correo.
+                            </p>
                         </td>
                     </tr>
                 </table>
-                <p style="margin-top: 16px;"><strong>Email:</strong> {{ $userEmail }}</p>
+            </td>
-            </div>
+        </tr>
-            
+    </table>
-            <div class="status-card info">
+</body>
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Available Features</p>
+</html>
-                <ul class="info-list">
-                    <li>Record income and expenses</li>
-                    <li>View reports and charts</li>
-                    <li>Manage your monthly budget</li>
-                    <li>Export data in multiple formats</li>
-                </ul>
-            </div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/login" class="btn btn-primary">SIGN IN</a>
-            </div>
-            
-            <div class="divider"></div>
-            
-            <p style="text-align: center; color: #6c757d; font-size: 14px;">
-                Thank you for trusting us.
-            </p>
-        </div>
-
-    @else
-        {{-- Spanish (default) --}}
-        <p class="greeting">Hola, {{ $userName }}</p>
-        
-        <div class="content">
-            <p>Tu cuenta en WEBMoney ha sido creada exitosamente. Ya puedes comenzar a gestionar tus finanzas personales de manera fácil y segura.</p>
-            
-            <div class="status-card success">
-                <table cellpadding="0" cellspacing="0" border="0" width="100%">
-                    <tr>
-                        <td width="52" valign="top">
-                            <div style="width: 40px; height: 40px; background-color: #c6f6d5; border-radius: 50%; text-align: center; line-height: 40px; font-size: 18px;">✓</div>
-                        </td>
-                        <td valign="top">
-                            <p class="status-title">Cuenta Registrada</p>
-                        </td>
-                    </tr>
-                </table>
-                <p style="margin-top: 16px;"><strong>Email:</strong> {{ $userEmail }}</p>
-            </div>
-            
-            <div class="status-card info">
-                <p class="status-title" style="color: #2d3748; margin-bottom: 16px;">Funcionalidades Disponibles</p>
-                <ul class="info-list">
-                    <li>Registrar ingresos y gastos</li>
-                    <li>Visualizar reportes y gráficos</li>
-                    <li>Gestionar tu presupuesto mensual</li>
-                    <li>Exportar datos en múltiples formatos</li>
-                </ul>
-            </div>
-            
-            <div class="btn-container">
-                <a href="https://webmoney.cnxifly.com/login" class="btn btn-primary">INICIAR SESIÓN</a>
-            </div>
-            
-            <div class="divider"></div>
-            
-            <p style="text-align: center; color: #6c757d; font-size: 14px;">
-                Gracias por confiar en nosotros.
-            </p>
-        </div>
-    @endif
-@endsection

backend/routes/api.php

@@ -8,7 +8,6 @@
 use App\Http\Controllers\Api\CostCenterController;
 use App\Http\Controllers\Api\CategoryController;
 use App\Http\Controllers\Api\LiabilityAccountController;
-use App\Http\Controllers\Api\AssetAccountController;
 use App\Http\Controllers\Api\TransactionController;
 use App\Http\Controllers\Api\ImportController;
 use App\Http\Controllers\Api\TransferDetectionController;
@@ -25,18 +24,11 @@
 use App\Http\Controllers\Api\UserPreferenceController;
 use App\Http\Controllers\Api\PlanController;
 use App\Http\Controllers\Api\SubscriptionController;
-use App\Http\Controllers\Api\UserManagementController;
-use App\Http\Controllers\Api\SiteSettingsController;
 
 // Public routes with rate limiting
 Route::post('/register', [AuthController::class, 'register'])->middleware('throttle:register');
 Route::post('/login', [AuthController::class, 'login'])->middleware('throttle:login');
 
-// Account activation (public)
-Route::post('/activate', [AuthController::class, 'activateAccount']);
-Route::post('/resend-activation', [AuthController::class, 'resendActivation']);
-Route::post('/cancel-registration', [AuthController::class, 'cancelRegistration']);
-
 // Plans (public - for pricing page)
 Route::get('/plans', [PlanController::class, 'index']);
 Route::get('/plans/{slug}', [PlanController::class, 'show']);
@@ -47,12 +39,6 @@
 // PayPal webhook (public - called by PayPal)
 Route::post('/paypal/webhook', [SubscriptionController::class, 'webhook']);
 
-// Subscription start for new users (public - used after registration)
-Route::post('/subscription/start', [SubscriptionController::class, 'startSubscription']);
-
-// Subscription confirm for new users (public - called after PayPal redirect)
-Route::post('/subscription/confirm-public', [SubscriptionController::class, 'confirmPublic']);
-
 // Email testing routes (should be protected in production)
 Route::post('/email/send-test', [EmailTestController::class, 'sendTest']);
 Route::get('/email/anti-spam-info', [EmailTestController::class, 'getAntiSpamInfo']);
@@ -77,16 +63,15 @@
     Route::get('/subscription/invoices', [SubscriptionController::class, 'invoices']);
 
     // ============================================
-    // Contas (Accounts) - Com limite de plano
+    // Contas (Accounts)
     // ============================================
     // Rotas específicas ANTES do apiResource
     Route::post('accounts/recalculate-all', [AccountController::class, 'recalculateBalances']);
     Route::post('accounts/{id}/recalculate', [AccountController::class, 'recalculateBalance']);
     Route::post('accounts/{id}/adjust-balance', [AccountController::class, 'adjustBalance']);
     
-    // Resource principal com middleware de limite no store
+    // Resource principal
-    Route::post('accounts', [AccountController::class, 'store'])->middleware('plan.limits:accounts');
+    Route::apiResource('accounts', AccountController::class);
-    Route::apiResource('accounts', AccountController::class)->except(['store']);
     Route::get('accounts-total', [AccountController::class, 'totalBalance']);
 
     // ============================================
@@ -98,7 +83,7 @@
     Route::post('cost-centers/match', [CostCenterController::class, 'matchByText']);
 
     // ============================================
-    // Categorias (Categories) - Com limite de plano
+    // Categorias (Categories)
     // ============================================
     // Rotas específicas ANTES do apiResource
     Route::post('categories/categorize-batch/preview', [CategoryController::class, 'categorizeBatchPreview']);
@@ -107,9 +92,8 @@
     Route::post('categories/match', [CategoryController::class, 'matchByText']);
     Route::post('categories/reorder', [CategoryController::class, 'reorder']);
     
-    // Resource principal com middleware de limite no store
+    // Resource principal
-    Route::post('categories', [CategoryController::class, 'store'])->middleware('plan.limits:categories');
+    Route::apiResource('categories', CategoryController::class);
-    Route::apiResource('categories', CategoryController::class)->except(['store']);
     
     // Rotas com parâmetros (depois do apiResource)
     Route::post('categories/{id}/keywords', [CategoryController::class, 'addKeyword']);
@@ -120,10 +104,7 @@
     // ============================================
     // Rotas específicas ANTES do apiResource (para evitar conflito com {id})
     Route::get('liability-accounts/pending-reconciliation', [LiabilityAccountController::class, 'pendingReconciliation']);
-    Route::get('liability-accounts/template', [LiabilityAccountController::class, 'downloadTemplate']);
-    Route::get('liability-accounts/contract-types', [LiabilityAccountController::class, 'contractTypes']);
     Route::post('liability-accounts/import', [LiabilityAccountController::class, 'import']);
-    Route::post('liability-accounts/wizard', [LiabilityAccountController::class, 'storeWithWizard']);
     Route::get('liability-summary', [LiabilityAccountController::class, 'summary']);
     
     // Resource principal
@@ -139,25 +120,9 @@
     Route::delete('liability-accounts/{accountId}/installments/{installmentId}/reconcile', [LiabilityAccountController::class, 'unreconcile']);
 
     // ============================================
-    // Contas Ativo (Asset Accounts)
+    // Transações (Transactions)
     // ============================================
-    // Rotas específicas ANTES do apiResource
+    Route::apiResource('transactions', TransactionController::class);
-    Route::get('asset-accounts/asset-types', [AssetAccountController::class, 'assetTypes']);
-    Route::post('asset-accounts/wizard', [AssetAccountController::class, 'storeWithWizard']);
-    Route::get('asset-summary', [AssetAccountController::class, 'summary']);
-    
-    // Resource principal
-    Route::apiResource('asset-accounts', AssetAccountController::class);
-    
-    // Rotas com parâmetros
-    Route::put('asset-accounts/{assetAccount}/value', [AssetAccountController::class, 'updateValue']);
-    Route::post('asset-accounts/{assetAccount}/dispose', [AssetAccountController::class, 'dispose']);
-
-    // ============================================
-    // Transações (Transactions) - Com limite de plano
-    // ============================================
-    Route::post('transactions', [TransactionController::class, 'store'])->middleware('plan.limits:transactions');
-    Route::apiResource('transactions', TransactionController::class)->except(['store']);
     Route::get('transactions-by-week', [TransactionController::class, 'byWeek']);
     Route::get('transactions-summary', [TransactionController::class, 'summary']);
     
@@ -257,54 +222,43 @@
     Route::put('recurring-instances/{recurringInstance}', [RecurringTemplateController::class, 'updateInstance']);
 
     // ============================================
-    // Business - Precificação de Produtos (Admin Only)
+    // Business - Precificação de Produtos
     // ============================================
-    Route::middleware('admin.only')->group(function () {
-        // User Management (Admin Only)
-        Route::get('admin/users/summary', [UserManagementController::class, 'summary']);
-        Route::get('admin/users', [UserManagementController::class, 'index']);
-        Route::post('admin/users', [UserManagementController::class, 'store']);
-        Route::get('admin/users/{id}', [UserManagementController::class, 'show']);
-        Route::put('admin/users/{id}', [UserManagementController::class, 'update']);
-        Route::post('admin/users/{id}/reset-password', [UserManagementController::class, 'resetPassword']);
-        Route::post('admin/users/{id}/change-plan', [UserManagementController::class, 'changePlan']);
-        Route::delete('admin/users/{id}', [UserManagementController::class, 'destroy']);
-        
-        // Configurações de Negócio (Markup)
-        Route::get('business-settings/default', [BusinessSettingController::class, 'getDefault']);
-        Route::apiResource('business-settings', BusinessSettingController::class);
-        Route::post('business-settings/{id}/recalculate-markup', [BusinessSettingController::class, 'recalculateMarkup']);
-        Route::post('business-settings/{id}/simulate-price', [BusinessSettingController::class, 'simulatePrice']);
-        
-        // Fichas Técnicas de Produtos (CMV)
-        Route::get('product-sheets/categories', [ProductSheetController::class, 'categories']);
-        Route::get('product-sheets/item-types', [ProductSheetController::class, 'itemTypes']);
-        Route::apiResource('product-sheets', ProductSheetController::class);
-        Route::post('product-sheets/{id}/items', [ProductSheetController::class, 'addItem']);
-        Route::put('product-sheets/{sheetId}/items/{itemId}', [ProductSheetController::class, 'updateItem']);
-        Route::delete('product-sheets/{sheetId}/items/{itemId}', [ProductSheetController::class, 'removeItem']);
-        Route::post('product-sheets/{id}/recalculate-price', [ProductSheetController::class, 'recalculatePrice']);
-        Route::post('product-sheets/{id}/duplicate', [ProductSheetController::class, 'duplicate']);
     
-        // Fichas Técnicas de Serviços (CSV - Custo do Serviço Vendido)
+    // Configurações de Negócio (Markup)
-        Route::get('service-sheets/categories', [ServiceSheetController::class, 'categories']);
+    Route::get('business-settings/default', [BusinessSettingController::class, 'getDefault']);
-        Route::get('service-sheets/item-types', [ServiceSheetController::class, 'itemTypes']);
+    Route::apiResource('business-settings', BusinessSettingController::class);
-        Route::post('service-sheets/simulate', [ServiceSheetController::class, 'simulate']);
+    Route::post('business-settings/{id}/recalculate-markup', [BusinessSettingController::class, 'recalculateMarkup']);
-        Route::apiResource('service-sheets', ServiceSheetController::class);
+    Route::post('business-settings/{id}/simulate-price', [BusinessSettingController::class, 'simulatePrice']);
-        Route::post('service-sheets/{id}/items', [ServiceSheetController::class, 'addItem']);
-        Route::put('service-sheets/{sheetId}/items/{itemId}', [ServiceSheetController::class, 'updateItem']);
-        Route::delete('service-sheets/{sheetId}/items/{itemId}', [ServiceSheetController::class, 'removeItem']);
-        Route::post('service-sheets/{id}/duplicate', [ServiceSheetController::class, 'duplicate']);
     
-        // Campanhas Promocionais (Black Friday, etc.)
+    // Fichas Técnicas de Produtos (CMV)
-        Route::get('campaigns/presets', [PromotionalCampaignController::class, 'presets']);
+    Route::get('product-sheets/categories', [ProductSheetController::class, 'categories']);
-        Route::post('campaigns/preview', [PromotionalCampaignController::class, 'preview']);
+    Route::get('product-sheets/item-types', [ProductSheetController::class, 'itemTypes']);
-        Route::apiResource('campaigns', PromotionalCampaignController::class);
+    Route::apiResource('product-sheets', ProductSheetController::class);
-        Route::post('campaigns/{id}/duplicate', [PromotionalCampaignController::class, 'duplicate']);
+    Route::post('product-sheets/{id}/items', [ProductSheetController::class, 'addItem']);
-        Route::post('campaigns/{id}/products', [PromotionalCampaignController::class, 'addProducts']);
+    Route::put('product-sheets/{sheetId}/items/{itemId}', [ProductSheetController::class, 'updateItem']);
-        Route::delete('campaigns/{id}/products', [PromotionalCampaignController::class, 'removeProducts']);
+    Route::delete('product-sheets/{sheetId}/items/{itemId}', [ProductSheetController::class, 'removeItem']);
-        Route::put('campaigns/{campaignId}/products/{productId}', [PromotionalCampaignController::class, 'updateProductDiscount']);
+    Route::post('product-sheets/{id}/recalculate-price', [ProductSheetController::class, 'recalculatePrice']);
-    }); // End admin.only group
+    Route::post('product-sheets/{id}/duplicate', [ProductSheetController::class, 'duplicate']);
+    
+    // Fichas Técnicas de Serviços (CSV - Custo do Serviço Vendido)
+    Route::get('service-sheets/categories', [ServiceSheetController::class, 'categories']);
+    Route::get('service-sheets/item-types', [ServiceSheetController::class, 'itemTypes']);
+    Route::post('service-sheets/simulate', [ServiceSheetController::class, 'simulate']);
+    Route::apiResource('service-sheets', ServiceSheetController::class);
+    Route::post('service-sheets/{id}/items', [ServiceSheetController::class, 'addItem']);
+    Route::put('service-sheets/{sheetId}/items/{itemId}', [ServiceSheetController::class, 'updateItem']);
+    Route::delete('service-sheets/{sheetId}/items/{itemId}', [ServiceSheetController::class, 'removeItem']);
+    Route::post('service-sheets/{id}/duplicate', [ServiceSheetController::class, 'duplicate']);
+    
+    // Campanhas Promocionais (Black Friday, etc.)
+    Route::get('campaigns/presets', [PromotionalCampaignController::class, 'presets']);
+    Route::post('campaigns/preview', [PromotionalCampaignController::class, 'preview']);
+    Route::apiResource('campaigns', PromotionalCampaignController::class);
+    Route::post('campaigns/{id}/duplicate', [PromotionalCampaignController::class, 'duplicate']);
+    Route::post('campaigns/{id}/products', [PromotionalCampaignController::class, 'addProducts']);
+    Route::delete('campaigns/{id}/products', [PromotionalCampaignController::class, 'removeProducts']);
+    Route::put('campaigns/{campaignId}/products/{productId}', [PromotionalCampaignController::class, 'updateProductDiscount']);
 
     // ============================================
     // Metas Financieras (Financial Goals)
@@ -314,13 +268,12 @@
     Route::delete('financial-goals/{goalId}/contributions/{contributionId}', [FinancialGoalController::class, 'removeContribution']);
 
     // ============================================
-    // Presupuestos (Budgets) - Com limite de plano
+    // Presupuestos (Budgets)
     // ============================================
     Route::get('budgets/available-categories', [BudgetController::class, 'availableCategories']);
     Route::get('budgets/year-summary', [BudgetController::class, 'yearSummary']);
     Route::post('budgets/copy-to-next-month', [BudgetController::class, 'copyToNextMonth']);
-    Route::post('budgets', [BudgetController::class, 'store'])->middleware('plan.limits:budgets');
+    Route::apiResource('budgets', BudgetController::class);
-    Route::apiResource('budgets', BudgetController::class)->except(['store']);
 
     // ============================================
     // Reportes (Reports)
@@ -355,17 +308,5 @@
     Route::get('preferences', [UserPreferenceController::class, 'index']);
     Route::put('preferences', [UserPreferenceController::class, 'update']);
     Route::post('preferences/test-notification', [UserPreferenceController::class, 'testNotification']);
-
-    // ============================================
-    // Site Settings (Admin only - Configurações do Site)
-    // ============================================
-    Route::middleware('admin.only')->prefix('admin/site-settings')->group(function () {
-        Route::get('/', [SiteSettingsController::class, 'index']);
-        Route::get('/cnxifly/status', [SiteSettingsController::class, 'getCnxiflyStatus']);
-        Route::post('/cnxifly/toggle', [SiteSettingsController::class, 'toggleCnxiflyPage']);
-        Route::post('/cnxifly/deploy', [SiteSettingsController::class, 'deployCnxiflyPage']);
-        Route::get('/{key}', [SiteSettingsController::class, 'show']);
-        Route::put('/{key}', [SiteSettingsController::class, 'update']);
-    });
 });
 

deploy-landing.sh

@@ -1,39 +0,0 @@
-#!/bin/bash
-
-# Deploy landing page to cnxifly.com
-# Usage: ./deploy-landing.sh [live|maintenance]
-
-MODE=${1:-live}
-SERVER="root@213.165.93.60"
-PASSWORD="Master9354"
-DEST="/var/www/cnxifly"
-
-echo "🚀 Deploying cnxifly.com landing page in mode: $MODE"
-
-if [ "$MODE" = "live" ]; then
-    SOURCE="landing/index.html"
-elif [ "$MODE" = "maintenance" ]; then
-    SOURCE="landing/maintenance.html"
-else
-    echo "❌ Invalid mode. Use: live or maintenance"
-    exit 1
-fi
-
-# Check if source file exists
-if [ ! -f "$SOURCE" ]; then
-    echo "❌ Source file not found: $SOURCE"
-    exit 1
-fi
-
-echo "📁 Copying $SOURCE to server..."
-
-# Deploy the file
-sshpass -p "$PASSWORD" scp -o StrictHostKeyChecking=no "$SOURCE" "$SERVER:$DEST/index.html"
-
-if [ $? -eq 0 ]; then
-    echo "✅ Landing page deployed successfully!"
-    echo "🌐 Visit: https://cnxifly.com"
-else
-    echo "❌ Deploy failed!"
-    exit 1
-fi

docs/SAAS_STATUS.md

@@ -1,129 +0,0 @@
-# WebMoney SaaS - Status de Implementação
-
-> Última atualização: 17 de Dezembro de 2025
-
-## ✅ Concluído
-
-### Fase 1: Estrutura de Planos
-- [x] Tabela `plans` com 3 planos (Free, Pro Mensual, Pro Anual)
-- [x] Tabela `subscriptions` para gerenciar assinaturas
-- [x] Model Plan com relacionamentos
-- [x] Model Subscription com métodos auxiliares
-
-### Fase 2: Integração PayPal
-- [x] PayPalService completo (criar/cancelar/reativar assinaturas)
-- [x] Credenciais PayPal Sandbox configuradas no servidor
-- [x] Planos criados no PayPal com IDs salvos no banco
-- [x] FRONTEND_URL configurado para redirects
-
-### Fase 3: Fluxo de Assinatura
-- [x] Endpoint `GET /api/plans` - listar planos
-- [x] Endpoint `POST /api/subscription/create` - criar assinatura
-- [x] Endpoint `GET /api/subscription/status` - status atual
-- [x] Endpoint `POST /api/subscription/cancel` - cancelar
-- [x] Endpoint `POST /api/subscription/reactivate` - reativar
-- [x] Webhooks PayPal funcionando (ID: 4UM53122EW59785)
-- [x] Frontend: página de planos e checkout
-- [x] Assinatura de teste criada: I-RHE4CFSL3T3N (Pro Mensual)
-
-### Fase 4: Enforcement de Limites
-- [x] Limites do plano Free definidos:
-  - 1 conta bancária
-  - 10 categorias
-  - 3 orçamentos
-  - 100 transações
-- [x] Middleware `CheckPlanLimits` criado
-- [x] Middleware aplicado nas rotas de criação
-- [x] Endpoint `/subscription/status` retorna uso atual
-- [x] Widget `PlanUsageWidget` no Dashboard
-- [x] Translations (es.json, pt-BR.json)
-
-## ✅ Testes Realizados (17/12/2025)
-
-### Testar com Usuário Free
-- [x] Criar usuário sem assinatura ✅ **FUNCIONA**
-  - Usuário de teste: `testfree2@webmoney.test` (ID: 4)
-  - Plano Free atribuído automaticamente
-- [x] Validar que middleware bloqueia ao atingir limite ✅ **FUNCIONA**
-  - Contas: 1/1 → Bloqueia 2ª conta ✅
-  - Categorias: 10/10 → Bloqueia 11ª categoria ✅
-  - Budgets: 3/3 → Bloqueia 4º orçamento ✅
-- [x] Validar widget mostra progresso corretamente ✅ **FUNCIONA**
-  - API retorna `usage` e `usage_percentages` corretos
-- [x] Testar mensagens de erro amigáveis ✅ **FUNCIONA**
-  - Mensagem: "Has alcanzado el límite de X de tu plan. Actualiza a Pro para X ilimitados."
-  - Retorna `error: plan_limit_exceeded` com dados do limite
-
-### Testar Usuário Pro
-- [x] Admin Pro tem limites `null` (ilimitados) ✅
-- [x] 173 categorias, 1204 transações sem bloqueio ✅
-
-### Testar Criação de Usuários Admin
-- [x] Endpoint POST `/api/admin/users` ✅ **FUNCIONA**
-- [x] Tipos de usuário: Free, Pro, Admin ✅
-- [x] Pro/Admin recebem assinatura automática de 100 anos ✅
-
-### ⏳ Pendente - Testes de Cancelamento
-- [ ] Cancelar assinatura via PayPal
-- [ ] Verificar grace period funciona
-- [ ] Verificar downgrade para Free após expirar
-
-### ⏳ Pendente - Testes de Reativação
-- [ ] Reativar assinatura cancelada via PayPal
-- [ ] Verificar status volta para ativo
-
-## 🔧 Melhorias Futuras (Produção)
-
-| Prioridade | Item | Descrição |
-|------------|------|-----------|
-| **Alta** | PayPal Live | Trocar credenciais sandbox para produção |
-| **Alta** | Histórico de pagamentos | Tabela `payments` para registrar transações |
-| **Média** | Emails transacionais | Notificar renovação, falha de pagamento, etc. |
-| **Média** | Página de faturamento | Frontend com histórico e faturas |
-| **Baixa** | Upgrade mid-cycle | Trocar de plano durante o ciclo |
-| **Baixa** | Cupons de desconto | Sistema de cupons promocionais |
-
-## 📋 Credenciais e Configurações
-
-### PayPal Sandbox
-```
-Client ID: AU-E_dptCQSa_xGUmU--0pTPuZ25AWKOFP6uvamzPQZHrg1nfRaVhEebtpJ1jU_8OKyMocglbesAwIpR
-Webhook ID: 4UM53122EW59785
-Mode: sandbox
-```
-
-### Planos no Banco de Dados
-| ID | Slug | Preço | PayPal Plan ID |
-|----|------|-------|----------------|
-| 1 | free | 0.00 | - |
-| 2 | pro-monthly | 9.99 | P-3FJ50989UN7098919M7A752Y |
-| 3 | pro-yearly | 99.99 | P-9FN08839NE7915003M7A76JY |
-
-### Assinatura de Teste
-```
-User: marco@cnxifly.com (ID: 1)
-Plan: Pro Mensual (ID: 2)
-PayPal ID: I-RHE4CFSL3T3N
-Status: active
-```
-
-## 🚀 Como Continuar
-
-1. **Para testar limites Free:**
-   ```bash
-   # Criar usuário de teste
-   curl -X POST https://webmoney.cnxifly.com/api/register \
-     -H "Content-Type: application/json" \
-     -d '{"name":"Test Free","email":"testfree@test.com","password":"Test1234!"}'
-   ```
-
-2. **Para ir para produção:**
-   - Criar conta PayPal Business
-   - Obter credenciais Live
-   - Atualizar .env no servidor
-   - Criar planos no PayPal Live
-   - Atualizar IDs no banco
-
----
-
-*Documento criado para referência futura. Voltar aqui quando retomar o desenvolvimento SaaS.*

frontend/public/sw.js

@@ -1,5 +1,5 @@
 // WebMoney Service Worker - PWA Support
-const CACHE_VERSION = 'webmoney-v1.40.0';
+const CACHE_VERSION = 'webmoney-v1.39.0';
 const CACHE_STATIC = `${CACHE_VERSION}-static`;
 const CACHE_DYNAMIC = `${CACHE_VERSION}-dynamic`;
 const CACHE_IMMUTABLE = `${CACHE_VERSION}-immutable`;

frontend/src/App.jsx

@@ -6,7 +6,6 @@ import ProtectedRoute from './components/ProtectedRoute';
 import Layout from './components/Layout';
 import CookieConsent from './components/CookieConsent';
 import Login from './pages/Login';
-import Landing from './pages/Landing';
 import Dashboard from './pages/Dashboard';
 import Accounts from './pages/Accounts';
 import CostCenters from './pages/CostCenters';
@@ -26,11 +25,6 @@ import Preferences from './pages/Preferences';
 import Profile from './pages/Profile';
 import Pricing from './pages/Pricing';
 import Billing from './pages/Billing';
-import Users from './pages/Users';
-import SiteSettings from './pages/SiteSettings';
-import Register from './pages/Register';
-import ActivateAccount from './pages/ActivateAccount';
-import PaymentSuccess from './pages/PaymentSuccess';
 
 function App() {
   return (
@@ -39,9 +33,6 @@ function App() {
         <ToastProvider>
           <Routes>
             <Route path="/login" element={<Login />} />
-            <Route path="/register" element={<Register />} />
-            <Route path="/activate" element={<ActivateAccount />} />
-            <Route path="/payment-success" element={<PaymentSuccess />} />
             <Route
               path="/dashboard"
               element={
@@ -230,27 +221,7 @@ function App() {
                 </ProtectedRoute>
               }
             />
-            <Route
+            <Route path="/" element={<Navigate to="/dashboard" />} />
-              path="/users"
-              element={
-                <ProtectedRoute>
-                  <Layout>
-                    <Users />
-                  </Layout>
-                </ProtectedRoute>
-              }
-            />
-            <Route
-              path="/site-settings"
-              element={
-                <ProtectedRoute>
-                  <Layout>
-                    <SiteSettings />
-                  </Layout>
-                </ProtectedRoute>
-              }
-            />
-            <Route path="/" element={<Landing />} />
           </Routes>
           <CookieConsent />
         </ToastProvider>

frontend/src/components/AccountWizard.jsx

@@ -1,832 +0,0 @@
-import React, { useState, useEffect } from 'react';
-import { accountService, liabilityAccountService, assetAccountService } from '../services/api';
-import { useToast } from './Toast';
-
-const AccountWizard = ({ isOpen, onClose, onSuccess, account = null }) => {
-  const toast = useToast();
-  const [step, setStep] = useState(1);
-  const [loading, setLoading] = useState(false);
-  const [isMobile, setIsMobile] = useState(window.innerWidth < 768);
-  const isEditMode = !!account;
-  
-  // Tipo de destino: 'account', 'asset' ou 'liability'
-  const [destinationType, setDestinationType] = useState('account');
-  
-  // Form data unificado
-  const [formData, setFormData] = useState({
-    // Tipo de conta (etapa 1)
-    account_type: '', // checking, savings, credit_card, cash
-    
-    // Dados básicos (etapa 2)
-    name: '',
-    description: '',
-    currency: 'EUR',
-    color: '#3B82F6',
-    icon: 'bi-bank',
-    
-    // Dados financeiros (etapa 3)
-    initial_balance: '',
-    credit_limit: '', // Para cartão de crédito
-    
-    // Dados bancários (etapa 4) - opcional
-    bank_name: '',
-    account_number: '',
-    
-    // Configurações
-    is_active: true,
-    include_in_total: true,
-    
-    // Para poupança (ativo)
-    interest_rate: '',
-    
-    // Para cartão de crédito (passivo)
-    closing_day: '',
-    due_day: '',
-    annual_interest_rate: '',
-  });
-
-  // Definição dos tipos de conta
-  const accountTypes = {
-    checking: {
-      name: 'Cuenta Corriente',
-      description: 'Cuenta bancaria para operaciones diarias',
-      icon: 'bi-bank',
-      color: '#3B82F6',
-      destination: 'account',
-    },
-    savings: {
-      name: 'Cuenta de Ahorro',
-      description: 'Dinero guardado que genera intereses',
-      icon: 'bi-piggy-bank',
-      color: '#10B981',
-      destination: 'asset', // Poupança vira ativo
-    },
-    credit_card: {
-      name: 'Tarjeta de Crédito',
-      description: 'Línea de crédito rotativo',
-      icon: 'bi-credit-card',
-      color: '#EF4444',
-      destination: 'liability', // Cartão vira passivo
-    },
-    cash: {
-      name: 'Efectivo',
-      description: 'Dinero en mano o caja chica',
-      icon: 'bi-cash-stack',
-      color: '#F59E0B',
-      destination: 'account',
-    },
-  };
-
-  useEffect(() => {
-    const handleResize = () => setIsMobile(window.innerWidth < 768);
-    window.addEventListener('resize', handleResize);
-    return () => window.removeEventListener('resize', handleResize);
-  }, []);
-
-  useEffect(() => {
-    if (isOpen) {
-      if (account) {
-        loadAccountData(account);
-      } else {
-        resetForm();
-      }
-    }
-  }, [isOpen, account]);
-
-  // Atualizar destino quando tipo muda
-  useEffect(() => {
-    if (formData.account_type && accountTypes[formData.account_type]) {
-      const typeConfig = accountTypes[formData.account_type];
-      setDestinationType(typeConfig.destination);
-      
-      // Atualizar ícone e cor padrão
-      if (!isEditMode) {
-        setFormData(prev => ({
-          ...prev,
-          icon: typeConfig.icon,
-          color: typeConfig.color,
-        }));
-      }
-    }
-  }, [formData.account_type]);
-
-  const loadAccountData = (accountData) => {
-    // Determinar o tipo baseado nos dados
-    let accountType = accountData.type || accountData.account_type || 'checking';
-    
-    // Se for um ativo de investimento/poupança
-    if (accountData.asset_type === 'cash' || accountData.investment_type === 'savings') {
-      accountType = 'savings';
-    }
-    
-    // Se for um passivo de cartão
-    if (accountData.contract_type === 'credit_card') {
-      accountType = 'credit_card';
-    }
-    
-    setStep(2);
-    setFormData({
-      account_type: accountType,
-      name: accountData.name || '',
-      description: accountData.description || '',
-      currency: accountData.currency || 'EUR',
-      color: accountData.color || '#3B82F6',
-      icon: accountData.icon || 'bi-bank',
-      initial_balance: accountData.initial_balance || accountData.current_balance || accountData.current_value || '',
-      credit_limit: accountData.credit_limit || accountData.principal_amount || '',
-      bank_name: accountData.bank_name || accountData.creditor || '',
-      account_number: accountData.account_number || accountData.contract_number || '',
-      is_active: accountData.is_active !== false,
-      include_in_total: accountData.include_in_total !== false,
-      interest_rate: accountData.interest_rate || '',
-      closing_day: accountData.closing_day || '',
-      due_day: accountData.due_day || '',
-      annual_interest_rate: accountData.annual_interest_rate || '',
-    });
-  };
-
-  const resetForm = () => {
-    setStep(1);
-    setDestinationType('account');
-    setFormData({
-      account_type: '',
-      name: '',
-      description: '',
-      currency: 'EUR',
-      color: '#3B82F6',
-      icon: 'bi-bank',
-      initial_balance: '',
-      credit_limit: '',
-      bank_name: '',
-      account_number: '',
-      is_active: true,
-      include_in_total: true,
-      interest_rate: '',
-      closing_day: '',
-      due_day: '',
-      annual_interest_rate: '',
-    });
-  };
-
-  const handleChange = (e) => {
-    const { name, value, type, checked } = e.target;
-    setFormData(prev => ({
-      ...prev,
-      [name]: type === 'checkbox' ? checked : value,
-    }));
-  };
-
-  const selectAccountType = (type) => {
-    setFormData(prev => ({ ...prev, account_type: type }));
-    setStep(2);
-  };
-
-  const validateStep = () => {
-    switch (step) {
-      case 1:
-        return !!formData.account_type;
-      case 2:
-        return !!formData.name?.trim();
-      case 3:
-        if (destinationType === 'liability') {
-          return formData.credit_limit > 0;
-        }
-        return true; // Saldo inicial pode ser 0
-      case 4:
-        return true; // Dados bancários são opcionais
-      default:
-        return true;
-    }
-  };
-
-  const nextStep = () => {
-    if (validateStep()) {
-      setStep(prev => Math.min(prev + 1, 4));
-    }
-  };
-
-  const prevStep = () => {
-    setStep(prev => Math.max(prev - 1, 1));
-  };
-
-  const handleSubmit = async () => {
-    setLoading(true);
-    try {
-      let response;
-      
-      if (destinationType === 'asset') {
-        // Criar como Ativo (Poupança)
-        const assetData = {
-          asset_type: 'cash', // Tipo cash para poupança
-          investment_type: 'savings',
-          name: formData.name,
-          description: formData.description,
-          currency: formData.currency,
-          color: formData.color,
-          acquisition_value: parseFloat(formData.initial_balance) || 0,
-          current_value: parseFloat(formData.initial_balance) || 0,
-          acquisition_date: new Date().toISOString().split('T')[0],
-          institution: formData.bank_name,
-          account_number: formData.account_number,
-          interest_rate: parseFloat(formData.interest_rate) || 0,
-        };
-        
-        if (isEditMode && account) {
-          response = await assetAccountService.update(account.id, assetData);
-        } else {
-          response = await assetAccountService.createWithWizard(assetData);
-        }
-      } else if (destinationType === 'liability') {
-        // Criar como Passivo (Cartão de Crédito)
-        const liabilityData = {
-          contract_type: 'credit_card',
-          name: formData.name,
-          description: formData.description,
-          currency: formData.currency,
-          color: formData.color,
-          icon: formData.icon,
-          creditor: formData.bank_name,
-          contract_number: formData.account_number,
-          principal_amount: parseFloat(formData.credit_limit) || 0,
-          total_pending: parseFloat(formData.initial_balance) || 0,
-          annual_interest_rate: parseFloat(formData.annual_interest_rate) || 0,
-          amortization_system: 'revolving',
-          start_date: new Date().toISOString().split('T')[0],
-          closing_day: parseInt(formData.closing_day) || null,
-          due_day: parseInt(formData.due_day) || null,
-        };
-        
-        if (isEditMode && account) {
-          response = await liabilityAccountService.update(account.id, liabilityData);
-        } else {
-          response = await liabilityAccountService.storeWithWizard(liabilityData);
-        }
-      } else {
-        // Criar como Conta Normal
-        const accountData = {
-          type: formData.account_type,
-          name: formData.name,
-          description: formData.description,
-          currency: formData.currency,
-          color: formData.color,
-          icon: formData.icon,
-          bank_name: formData.bank_name,
-          account_number: formData.account_number,
-          initial_balance: parseFloat(formData.initial_balance) || 0,
-          credit_limit: formData.account_type === 'credit_card' ? parseFloat(formData.credit_limit) || null : null,
-          is_active: formData.is_active,
-          include_in_total: formData.include_in_total,
-        };
-        
-        if (isEditMode && account) {
-          response = await accountService.update(account.id, accountData);
-        } else {
-          response = await accountService.create(accountData);
-        }
-      }
-      
-      if (response.success) {
-        onSuccess?.(response.data, destinationType);
-        onClose();
-      }
-    } catch (error) {
-      console.error('Error saving account:', error);
-      toast.error(error.response?.data?.message || 'Error al guardar la cuenta');
-    } finally {
-      setLoading(false);
-    }
-  };
-
-  const getTotalSteps = () => {
-    return 4;
-  };
-
-  if (!isOpen) return null;
-
-  return (
-    <div className="modal fade show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.8)' }}>
-      <div className={`modal-dialog ${isMobile ? 'modal-fullscreen' : 'modal-lg'} modal-dialog-centered modal-dialog-scrollable`}>
-        <div className="modal-content" style={{ background: isMobile ? '#0f172a' : '#1e293b', border: '1px solid #334155' }}>
-          {/* Header */}
-          <div className={`modal-header border-0 ${isMobile ? 'py-2' : ''}`} style={{ backgroundColor: '#334155' }}>
-            <h5 className={`modal-title text-white ${isMobile ? 'fs-6' : ''}`}>
-              <i className={`bi ${isEditMode ? 'bi-pencil' : 'bi-plus-circle'} me-2`}></i>
-              {isEditMode ? 'Editar Cuenta' : 'Nueva Cuenta'} - Paso {step}/{getTotalSteps()}
-            </h5>
-            <button type="button" className="btn-close btn-close-white" onClick={onClose}></button>
-          </div>
-
-          {/* Progress */}
-          <div className="progress" style={{ height: '4px', borderRadius: 0 }}>
-            <div 
-              className="progress-bar bg-primary" 
-              style={{ width: `${(step / getTotalSteps()) * 100}%` }}
-            ></div>
-          </div>
-
-          {/* Body */}
-          <div className={`modal-body ${isMobile ? 'p-3' : 'p-4'}`} style={{ color: '#fff' }}>
-            
-            {/* Step 1: Tipo de Conta */}
-            {step === 1 && (
-              <div>
-                <h5 className="mb-4">
-                  <i className="bi bi-wallet2 me-2"></i>
-                  ¿Qué tipo de cuenta deseas crear?
-                </h5>
-                
-                <div className="row g-3">
-                  {Object.entries(accountTypes).map(([key, config]) => (
-                    <div key={key} className="col-md-6">
-                      <div 
-                        className={`card h-100 cursor-pointer ${formData.account_type === key ? 'border-primary' : 'border-secondary'}`}
-                        style={{ 
-                          backgroundColor: formData.account_type === key ? config.color + '20' : '#0f172a',
-                          cursor: 'pointer',
-                          transition: 'all 0.2s',
-                        }}
-                        onClick={() => selectAccountType(key)}
-                      >
-                        <div className="card-body text-center p-4">
-                          <div 
-                            className="rounded-circle d-inline-flex align-items-center justify-content-center mb-3"
-                            style={{ 
-                              width: '60px', 
-                              height: '60px', 
-                              backgroundColor: config.color + '30',
-                            }}
-                          >
-                            <i className={`bi ${config.icon} fs-3`} style={{ color: config.color }}></i>
-                          </div>
-                          <h6 className="text-white mb-2">{config.name}</h6>
-                          <small className="text-slate-400">{config.description}</small>
-                          
-                          {/* Badge indicando destino */}
-                          <div className="mt-3">
-                            {config.destination === 'asset' && (
-                              <span className="badge bg-success">
-                                <i className="bi bi-graph-up me-1"></i>
-                                Se registra como Activo
-                              </span>
-                            )}
-                            {config.destination === 'liability' && (
-                              <span className="badge bg-danger">
-                                <i className="bi bi-graph-down me-1"></i>
-                                Se registra como Pasivo
-                              </span>
-                            )}
-                            {config.destination === 'account' && (
-                              <span className="badge bg-primary">
-                                <i className="bi bi-wallet2 me-1"></i>
-                                Cuenta Estándar
-                              </span>
-                            )}
-                          </div>
-                        </div>
-                      </div>
-                    </div>
-                  ))}
-                </div>
-              </div>
-            )}
-
-            {/* Step 2: Dados Básicos */}
-            {step === 2 && (
-              <div>
-                <h5 className="mb-4">
-                  <i className={`bi ${accountTypes[formData.account_type]?.icon || 'bi-info-circle'} me-2`}></i>
-                  Información Básica
-                </h5>
-                
-                <div className="row g-3">
-                  <div className="col-12">
-                    <label className="form-label">
-                      Nombre de la Cuenta <span className="text-danger">*</span>
-                    </label>
-                    <input
-                      type="text"
-                      name="name"
-                      className="form-control bg-dark text-white border-secondary"
-                      value={formData.name}
-                      onChange={handleChange}
-                      placeholder={`Ej: ${accountTypes[formData.account_type]?.name || 'Mi cuenta'}`}
-                      autoFocus
-                    />
-                  </div>
-                  
-                  <div className="col-md-6">
-                    <label className="form-label">Moneda</label>
-                    <select
-                      name="currency"
-                      className="form-select bg-dark text-white border-secondary"
-                      value={formData.currency}
-                      onChange={handleChange}
-                    >
-                      <option value="EUR">EUR - Euro</option>
-                      <option value="USD">USD - Dólar</option>
-                      <option value="BRL">BRL - Real</option>
-                      <option value="GBP">GBP - Libra</option>
-                    </select>
-                  </div>
-                  
-                  <div className="col-md-6">
-                    <label className="form-label">Color</label>
-                    <div className="d-flex gap-2 flex-wrap">
-                      {['#3B82F6', '#10B981', '#F59E0B', '#EF4444', '#8B5CF6', '#EC4899', '#06B6D4', '#6B7280'].map(color => (
-                        <div
-                          key={color}
-                          className={`rounded-circle ${formData.color === color ? 'ring ring-white' : ''}`}
-                          style={{ 
-                            width: '32px', 
-                            height: '32px', 
-                            backgroundColor: color,
-                            cursor: 'pointer',
-                            border: formData.color === color ? '3px solid white' : '2px solid transparent',
-                          }}
-                          onClick={() => setFormData(prev => ({ ...prev, color }))}
-                        />
-                      ))}
-                    </div>
-                  </div>
-                  
-                  <div className="col-12">
-                    <label className="form-label">Descripción (opcional)</label>
-                    <textarea
-                      name="description"
-                      className="form-control bg-dark text-white border-secondary"
-                      value={formData.description}
-                      onChange={handleChange}
-                      rows={2}
-                      placeholder="Descripción o notas adicionales..."
-                    />
-                  </div>
-                </div>
-              </div>
-            )}
-
-            {/* Step 3: Dados Financeiros */}
-            {step === 3 && (
-              <div>
-                <h5 className="mb-4">
-                  <i className="bi bi-currency-euro me-2"></i>
-                  Información Financiera
-                </h5>
-                
-                <div className="row g-3">
-                  {/* Saldo/Valor Inicial */}
-                  <div className="col-md-6">
-                    <label className="form-label">
-                      {destinationType === 'liability' ? 'Deuda Actual' : 'Saldo Inicial'}
-                      {destinationType === 'liability' && <span className="text-danger">*</span>}
-                    </label>
-                    <div className="input-group">
-                      <span className="input-group-text bg-dark text-white border-secondary">
-                        {formData.currency === 'EUR' ? '€' : formData.currency === 'USD' ? '$' : 'R$'}
-                      </span>
-                      <input
-                        type="number"
-                        name="initial_balance"
-                        className="form-control bg-dark text-white border-secondary"
-                        value={formData.initial_balance}
-                        onChange={handleChange}
-                        placeholder="0.00"
-                        step="0.01"
-                      />
-                    </div>
-                    <small className="text-slate-400">
-                      {destinationType === 'liability' 
-                        ? 'Monto que debes actualmente en esta tarjeta'
-                        : 'Saldo actual de la cuenta'}
-                    </small>
-                  </div>
-                  
-                  {/* Limite de Crédito (só para cartão) */}
-                  {(formData.account_type === 'credit_card' || destinationType === 'liability') && (
-                    <div className="col-md-6">
-                      <label className="form-label">
-                        Límite de Crédito <span className="text-danger">*</span>
-                      </label>
-                      <div className="input-group">
-                        <span className="input-group-text bg-dark text-white border-secondary">
-                          {formData.currency === 'EUR' ? '€' : formData.currency === 'USD' ? '$' : 'R$'}
-                        </span>
-                        <input
-                          type="number"
-                          name="credit_limit"
-                          className="form-control bg-dark text-white border-secondary"
-                          value={formData.credit_limit}
-                          onChange={handleChange}
-                          placeholder="5000.00"
-                          step="0.01"
-                        />
-                      </div>
-                    </div>
-                  )}
-                  
-                  {/* Taxa de Juros (para poupança ou cartão) */}
-                  {(destinationType === 'asset' || destinationType === 'liability') && (
-                    <div className="col-md-6">
-                      <label className="form-label">
-                        Tasa de Interés Anual (%)
-                      </label>
-                      <div className="input-group">
-                        <input
-                          type="number"
-                          name={destinationType === 'asset' ? 'interest_rate' : 'annual_interest_rate'}
-                          className="form-control bg-dark text-white border-secondary"
-                          value={destinationType === 'asset' ? formData.interest_rate : formData.annual_interest_rate}
-                          onChange={handleChange}
-                          placeholder={destinationType === 'asset' ? '2.5' : '18.99'}
-                          step="0.01"
-                        />
-                        <span className="input-group-text bg-dark text-white border-secondary">%</span>
-                      </div>
-                      <small className="text-slate-400">
-                        {destinationType === 'asset' 
-                          ? 'Rendimiento anual de la cuenta'
-                          : 'Tasa de interés por financiamiento'}
-                      </small>
-                    </div>
-                  )}
-                  
-                  {/* Dias de fechamento e vencimento (cartão) */}
-                  {destinationType === 'liability' && (
-                    <>
-                      <div className="col-md-6">
-                        <label className="form-label">Día de Cierre</label>
-                        <input
-                          type="number"
-                          name="closing_day"
-                          className="form-control bg-dark text-white border-secondary"
-                          value={formData.closing_day}
-                          onChange={handleChange}
-                          placeholder="15"
-                          min="1"
-                          max="31"
-                        />
-                        <small className="text-slate-400">Día del mes que cierra la factura</small>
-                      </div>
-                      <div className="col-md-6">
-                        <label className="form-label">Día de Vencimiento</label>
-                        <input
-                          type="number"
-                          name="due_day"
-                          className="form-control bg-dark text-white border-secondary"
-                          value={formData.due_day}
-                          onChange={handleChange}
-                          placeholder="25"
-                          min="1"
-                          max="31"
-                        />
-                        <small className="text-slate-400">Día de pago de la factura</small>
-                      </div>
-                    </>
-                  )}
-                </div>
-              </div>
-            )}
-
-            {/* Step 4: Dados Bancários */}
-            {step === 4 && (
-              <div>
-                <h5 className="mb-4">
-                  <i className="bi bi-building me-2"></i>
-                  Información Bancaria (Opcional)
-                </h5>
-                
-                <div className="row g-3">
-                  <div className="col-md-6">
-                    <label className="form-label">
-                      {destinationType === 'liability' ? 'Emisor de la Tarjeta' : 'Nombre del Banco'}
-                    </label>
-                    <input
-                      type="text"
-                      name="bank_name"
-                      className="form-control bg-dark text-white border-secondary"
-                      value={formData.bank_name}
-                      onChange={handleChange}
-                      placeholder={destinationType === 'liability' ? 'Ej: BBVA, Santander' : 'Ej: Santander, BBVA'}
-                    />
-                  </div>
-                  
-                  <div className="col-md-6">
-                    <label className="form-label">
-                      {destinationType === 'liability' ? 'Últimos 4 Dígitos' : 'Número de Cuenta'}
-                    </label>
-                    <input
-                      type="text"
-                      name="account_number"
-                      className="form-control bg-dark text-white border-secondary"
-                      value={formData.account_number}
-                      onChange={handleChange}
-                      placeholder={destinationType === 'liability' ? '****1234' : 'ES00 0000 0000 0000'}
-                    />
-                  </div>
-                  
-                  {destinationType === 'account' && (
-                    <>
-                      <div className="col-12">
-                        <hr className="border-secondary my-4" />
-                        <h6 className="text-white mb-3">
-                          <i className="bi bi-gear me-2"></i>
-                          Configuración
-                        </h6>
-                      </div>
-                      
-                      <div className="col-md-6">
-                        <div className="form-check form-switch">
-                          <input
-                            type="checkbox"
-                            name="is_active"
-                            className="form-check-input"
-                            checked={formData.is_active}
-                            onChange={handleChange}
-                            id="is_active"
-                          />
-                          <label className="form-check-label text-white" htmlFor="is_active">
-                            Cuenta Activa
-                          </label>
-                        </div>
-                        <small className="text-slate-400">Cuentas inactivas no aparecen en transacciones</small>
-                      </div>
-                      
-                      <div className="col-md-6">
-                        <div className="form-check form-switch">
-                          <input
-                            type="checkbox"
-                            name="include_in_total"
-                            className="form-check-input"
-                            checked={formData.include_in_total}
-                            onChange={handleChange}
-                            id="include_in_total"
-                          />
-                          <label className="form-check-label text-white" htmlFor="include_in_total">
-                            Incluir en Total
-                          </label>
-                        </div>
-                        <small className="text-slate-400">Suma el saldo al patrimonio total</small>
-                      </div>
-                    </>
-                  )}
-                </div>
-                
-                {/* Resumen */}
-                <div className="mt-4 p-3 rounded" style={{ backgroundColor: '#0f172a' }}>
-                  <h6 className="text-white mb-3">
-                    <i className="bi bi-check-circle me-2"></i>
-                    Resumen
-                  </h6>
-                  <div className="row g-2">
-                    <div className="col-6">
-                      <small className="text-slate-400">Tipo:</small>
-                      <div className="text-white">{accountTypes[formData.account_type]?.name}</div>
-                    </div>
-                    <div className="col-6">
-                      <small className="text-slate-400">Nombre:</small>
-                      <div className="text-white">{formData.name || '-'}</div>
-                    </div>
-                    <div className="col-6">
-                      <small className="text-slate-400">
-                        {destinationType === 'liability' ? 'Deuda:' : 'Saldo:'}
-                      </small>
-                      <div className="text-white">
-                        {formData.currency === 'EUR' ? '€' : formData.currency === 'USD' ? '$' : 'R$'} 
-                        {parseFloat(formData.initial_balance || 0).toFixed(2)}
-                      </div>
-                    </div>
-                    {formData.credit_limit && (
-                      <div className="col-6">
-                        <small className="text-slate-400">Límite:</small>
-                        <div className="text-white">
-                          {formData.currency === 'EUR' ? '€' : formData.currency === 'USD' ? '$' : 'R$'} 
-                          {parseFloat(formData.credit_limit).toFixed(2)}
-                        </div>
-                      </div>
-                    )}
-                    <div className="col-12">
-                      <small className="text-slate-400">Se guardará como:</small>
-                      <div>
-                        {destinationType === 'asset' && (
-                          <span className="badge bg-success">
-                            <i className="bi bi-graph-up me-1"></i>
-                            Activo Financiero
-                          </span>
-                        )}
-                        {destinationType === 'liability' && (
-                          <span className="badge bg-danger">
-                            <i className="bi bi-graph-down me-1"></i>
-                            Pasivo (Deuda)
-                          </span>
-                        )}
-                        {destinationType === 'account' && (
-                          <span className="badge bg-primary">
-                            <i className="bi bi-wallet2 me-1"></i>
-                            Cuenta Estándar
-                          </span>
-                        )}
-                      </div>
-                    </div>
-                  </div>
-                </div>
-              </div>
-            )}
-          </div>
-
-          {/* Footer */}
-          <div className={`modal-footer border-0 ${isMobile ? 'flex-column' : ''}`}>
-            {isMobile ? (
-              <>
-                {step === getTotalSteps() && (
-                  <button
-                    type="button"
-                    className="btn btn-primary w-100 mb-2"
-                    onClick={handleSubmit}
-                    disabled={loading || !validateStep()}
-                  >
-                    {loading ? (
-                      <>
-                        <span className="spinner-border spinner-border-sm me-2"></span>
-                        Guardando...
-                      </>
-                    ) : (
-                      <>
-                        <i className="bi bi-check-lg me-1"></i>
-                        {isEditMode ? 'Guardar Cambios' : 'Crear Cuenta'}
-                      </>
-                    )}
-                  </button>
-                )}
-                <div className="d-flex gap-2 w-100">
-                  {step > 1 && (
-                    <button type="button" className="btn btn-outline-secondary flex-fill" onClick={prevStep}>
-                      <i className="bi bi-arrow-left me-1"></i>
-                      Anterior
-                    </button>
-                  )}
-                  {step < getTotalSteps() && (
-                    <button 
-                      type="button" 
-                      className="btn btn-primary flex-fill" 
-                      onClick={nextStep}
-                      disabled={!validateStep()}
-                    >
-                      Siguiente
-                      <i className="bi bi-arrow-right ms-1"></i>
-                    </button>
-                  )}
-                  <button type="button" className="btn btn-outline-secondary flex-fill" onClick={onClose}>
-                    Cancelar
-                  </button>
-                </div>
-              </>
-            ) : (
-              <>
-                <button type="button" className="btn btn-secondary" onClick={onClose}>
-                  Cancelar
-                </button>
-                {step > 1 && (
-                  <button type="button" className="btn btn-outline-light" onClick={prevStep}>
-                    <i className="bi bi-arrow-left me-1"></i>
-                    Anterior
-                  </button>
-                )}
-                {step < getTotalSteps() ? (
-                  <button 
-                    type="button" 
-                    className="btn btn-primary" 
-                    onClick={nextStep}
-                    disabled={!validateStep()}
-                  >
-                    Siguiente
-                    <i className="bi bi-arrow-right ms-1"></i>
-                  </button>
-                ) : (
-                  <button
-                    type="button"
-                    className="btn btn-success"
-                    onClick={handleSubmit}
-                    disabled={loading || !validateStep()}
-                  >
-                    {loading ? (
-                      <>
-                        <span className="spinner-border spinner-border-sm me-2"></span>
-                        Guardando...
-                      </>
-                    ) : (
-                      <>
-                        <i className="bi bi-check-lg me-1"></i>
-                        {isEditMode ? 'Guardar Cambios' : 'Crear Cuenta'}
-                      </>
-                    )}
-                  </button>
-                )}
-              </>
-            )}
-          </div>
-        </div>
-      </div>
-    </div>
-  );
-};
-
-export default AccountWizard;

frontend/src/components/Layout.jsx

@@ -13,10 +13,6 @@ const Layout = ({ children }) => {
   const { t, i18n } = useTranslation();
   const { date } = useFormatters();
   
-  // Admin email - only this user can see business module
-  const ADMIN_EMAIL = 'marco@cnxifly.com';
-  const isAdmin = user?.email === ADMIN_EMAIL;
-  
   // Mobile: sidebar oculta por padrão | Desktop: expandida
   const isMobile = () => window.innerWidth < 768;
   const [sidebarOpen, setSidebarOpen] = useState(false); // Mobile: inicia fechada
@@ -51,9 +47,8 @@ const Layout = ({ children }) => {
   };
   
   const [expandedGroups, setExpandedGroups] = useState({
-    registrations: false,
+    movements: true,
-    movements: false,
+    planning: true,
-    planning: false,
     settings: false,
   });
 
@@ -73,16 +68,6 @@ const Layout = ({ children }) => {
   const menuStructure = [
     { type: 'item', path: '/dashboard', icon: 'bi-speedometer2', label: t('nav.dashboard') },
     { type: 'item', path: '/accounts', icon: 'bi-wallet2', label: t('nav.accounts') },
-    { 
-      type: 'group', 
-      id: 'registrations',
-      icon: 'bi-folder', 
-      label: t('nav.registrations'),
-      items: [
-        { path: '/categories', icon: 'bi-tags', label: t('nav.categories') },
-        { path: '/cost-centers', icon: 'bi-building', label: t('nav.costCenters') },
-      ]
-    },
     { 
       type: 'group', 
       id: 'movements',
@@ -96,8 +81,8 @@ const Layout = ({ children }) => {
         { path: '/refunds', icon: 'bi-receipt-cutoff', label: t('nav.refunds') },
       ]
     },
-    // Business module - only visible to admin
+    { type: 'item', path: '/liabilities', icon: 'bi-bank', label: t('nav.liabilities') },
-    ...(isAdmin ? [{ type: 'item', path: '/business', icon: 'bi-briefcase', label: t('nav.business') }] : []),
+    { type: 'item', path: '/business', icon: 'bi-briefcase', label: t('nav.business') },
     { 
       type: 'group', 
       id: 'planning',
@@ -116,15 +101,12 @@ const Layout = ({ children }) => {
       icon: 'bi-gear', 
       label: t('nav.settings'),
       items: [
+        { path: '/categories', icon: 'bi-tags', label: t('nav.categories') },
+        { path: '/cost-centers', icon: 'bi-building', label: t('nav.costCenters') },
         { path: '/preferences', icon: 'bi-sliders', label: t('nav.preferences') },
         { path: '/profile', icon: 'bi-person-circle', label: t('nav.profile') },
         { path: '/billing', icon: 'bi-credit-card', label: t('nav.billing') },
         { path: '/pricing', icon: 'bi-tags-fill', label: t('nav.pricing') },
-        // Admin only: User management and Site Settings
-        ...(isAdmin ? [
-          { path: '/users', icon: 'bi-people', label: t('nav.users') },
-          { path: '/site-settings', icon: 'bi-globe', label: t('nav.siteSettings', 'Sitio Web') },
-        ] : []),
       ]
     },
   ];

frontend/src/components/ProtectedRoute.jsx

@@ -4,9 +4,6 @@ import { useAuth } from '../context/AuthContext';
 
 const ProtectedRoute = ({ children }) => {
   const { isAuthenticated, loading } = useAuth();
-  
-  // Verificar também o token no localStorage (para casos de navegação imediata após registro)
-  const hasToken = !!localStorage.getItem('token');
 
   if (loading) {
     return (
@@ -18,7 +15,7 @@ const ProtectedRoute = ({ children }) => {
     );
   }
 
-  return (isAuthenticated || hasToken) ? children : <Navigate to="/login" />;
+  return isAuthenticated ? children : <Navigate to="/login" />;
 };
 
 export default ProtectedRoute;

frontend/src/components/Toast.jsx

@@ -15,9 +15,7 @@ export const ToastProvider = ({ children }) => {
 
   const addToast = useCallback((message, type = 'info', duration = 5000) => {
     const id = Date.now();
-    // Map 'error' to 'danger' for backward compatibility
+    const toast = { id, message, type, duration };
-    const mappedType = type === 'error' ? 'danger' : type;
-    const toast = { id, message, type: mappedType, duration };
     
     setToasts((prev) => [...prev, toast]);
 
@@ -50,11 +48,8 @@ export const ToastProvider = ({ children }) => {
     return addToast(message, 'info', duration);
   }, [addToast]);
 
-  // Alias for backward compatibility
-  const showToast = addToast;
-
   return (
-    <ToastContext.Provider value={{ addToast, showToast, removeToast, success, error, warning, info }}>
+    <ToastContext.Provider value={{ addToast, removeToast, success, error, warning, info }}>
       {children}
       <ToastContainer toasts={toasts} removeToast={removeToast} />
     </ToastContext.Provider>

frontend/src/components/dashboard/PlanUsageWidget.jsx

@@ -1,129 +0,0 @@
-import React, { useState, useEffect } from 'react';
-import { useTranslation } from 'react-i18next';
-import { Link } from 'react-router-dom';
-import api from '../../services/api';
-
-export default function PlanUsageWidget() {
-  const { t } = useTranslation();
-  const [data, setData] = useState(null);
-  const [loading, setLoading] = useState(true);
-
-  useEffect(() => {
-    loadUsage();
-  }, []);
-
-  const loadUsage = async () => {
-    try {
-      const response = await api.get('/subscription/status');
-      if (response.data.success) {
-        setData(response.data.data);
-      }
-    } catch (error) {
-      console.error('Error loading plan usage:', error);
-    } finally {
-      setLoading(false);
-    }
-  };
-
-  if (loading) {
-    return (
-      <div className="card mb-3">
-        <div className="card-body text-center py-3">
-          <div className="spinner-border spinner-border-sm text-primary" role="status">
-            <span className="visually-hidden">Loading...</span>
-          </div>
-        </div>
-      </div>
-    );
-  }
-
-  if (!data || !data.plan) {
-    return null;
-  }
-
-  const { plan, usage, usage_percentages } = data;
-  const limits = plan.limits || {};
-
-  // Only show for free plan or plans with limits
-  const hasLimits = Object.values(limits).some(v => v !== null);
-  if (!hasLimits) {
-    return null;
-  }
-
-  const resources = [
-    { key: 'accounts', icon: 'bi-wallet2', label: t('dashboard.accounts', 'Cuentas') },
-    { key: 'categories', icon: 'bi-tags', label: t('dashboard.categories', 'Categorías') },
-    { key: 'budgets', icon: 'bi-pie-chart', label: t('dashboard.budgets', 'Presupuestos') },
-    { key: 'transactions', icon: 'bi-receipt', label: t('dashboard.transactions', 'Transacciones') },
-  ];
-
-  const getProgressColor = (percentage) => {
-    if (percentage === null) return 'bg-success';
-    if (percentage >= 100) return 'bg-danger';
-    if (percentage >= 80) return 'bg-warning';
-    return 'bg-primary';
-  };
-
-  const hasWarning = Object.values(usage_percentages).some(p => p !== null && p >= 80);
-  const hasLimit = Object.values(usage_percentages).some(p => p !== null && p >= 100);
-
-  return (
-    <div className={`card mb-3 ${hasLimit ? 'border-danger' : hasWarning ? 'border-warning' : ''}`}>
-      <div className="card-header d-flex justify-content-between align-items-center py-2">
-        <span className="fw-semibold">
-          <i className="bi bi-speedometer2 me-2"></i>
-          {t('planUsage.title', 'Uso del Plan')} - {plan.name}
-        </span>
-        {plan.is_free && (
-          <Link to="/pricing" className="btn btn-sm btn-primary">
-            <i className="bi bi-arrow-up-circle me-1"></i>
-            {t('planUsage.upgrade', 'Mejorar')}
-          </Link>
-        )}
-      </div>
-      <div className="card-body py-2">
-        {hasLimit && (
-          <div className="alert alert-danger py-2 mb-3">
-            <i className="bi bi-exclamation-triangle-fill me-2"></i>
-            {t('planUsage.limitReached', 'Has alcanzado el límite de tu plan. Actualiza a Pro para continuar.')}
-          </div>
-        )}
-        
-        <div className="row g-2">
-          {resources.map(({ key, icon, label }) => {
-            const current = usage[key] || 0;
-            const limit = limits[key];
-            const percentage = usage_percentages[key];
-            
-            if (limit === null || limit === undefined) {
-              return null; // Don't show unlimited resources
-            }
-
-            return (
-              <div key={key} className="col-6 col-md-3">
-                <div className="text-center">
-                  <div className="d-flex justify-content-between align-items-center mb-1">
-                    <small className="text-muted">
-                      <i className={`bi ${icon} me-1`}></i>
-                      {label}
-                    </small>
-                    <small className={percentage >= 100 ? 'text-danger fw-bold' : percentage >= 80 ? 'text-warning' : ''}>
-                      {current}/{limit}
-                    </small>
-                  </div>
-                  <div className="progress" style={{ height: '6px' }}>
-                    <div
-                      className={`progress-bar ${getProgressColor(percentage)}`}
-                      role="progressbar"
-                      style={{ width: `${Math.min(percentage || 0, 100)}%` }}
-                    />
-                  </div>
-                </div>
-              </div>
-            );
-          })}
-        </div>
-      </div>
-    </div>
-  );
-}

frontend/src/context/AuthContext.jsx

@@ -25,9 +25,10 @@ export const AuthProvider = ({ children }) => {
   };
 
   const register = async (userData) => {
-    // Register but don't set user - user needs PayPal payment + email activation first
     const response = await authService.register(userData);
-    // Don't set user here - wait for activation
+    if (response.success) {
+      setUser(response.data.user);
+    }
     return response;
   };
 

frontend/src/i18n/locales/en.json

@@ -44,8 +44,6 @@
     "details": "Details",
     "clearFilters": "Clear Filters",
     "select": "Select",
-    "selection": "Selection",
-    "selectIcon": "Select Icon",
     "refresh": "Refresh",
     "filters": "Filters",
     "processing": "Processing...",
@@ -67,10 +65,7 @@
     "incomes": "Income",
     "expenses": "Expenses",
     "balance": "Balance",
-    "current": "Current",
+    "current": "Current"
-    "continue": "Continue",
-    "creating": "Creating...",
-    "remove": "Remove"
   },
   "auth": {
     "login": "Login",
@@ -82,56 +77,7 @@
     "loginSuccess": "Successfully logged in",
     "loginError": "Login error",
     "logoutSuccess": "Successfully logged out",
-    "invalidCredentials": "Invalid credentials",
+    "invalidCredentials": "Invalid credentials"
-    "createAccount": "Create your account",
-    "backToLogin": "Back to login",
-    "goToLogin": "Go to login"
-  },
-  "login": {
-    "noAccount": "Don't have an account?",
-    "createAccount": "Create one here",
-    "noSubscription": "You don't have an active subscription. Please complete the payment."
-  },
-  "errors": {
-    "connection": "Connection error. Please try again.",
-    "resendFailed": "Error resending email",
-    "subscriptionFailed": "Error creating subscription. Please try again."
-  },
-  "register": {
-    "selectPlan": "Select a plan",
-    "repeatPassword": "Repeat your password",
-    "continueToPayment": "Continue to payment",
-    "createAccount": "Create Account",
-    "alreadyHaveAccount": "Already have an account?",
-    "loginHere": "Login here",
-    "paymentCanceled": "Payment was canceled. You can try again."
-  },
-  "activate": {
-    "activating": "Activating your account...",
-    "pleaseWait": "Please wait while we activate your account.",
-    "successTitle": "Account Activated!",
-    "success": "Your account has been successfully activated. You can now use WEBMoney!",
-    "errorTitle": "Activation Error",
-    "error": "Could not activate your account. The link may have expired.",
-    "invalidLink": "Invalid activation link.",
-    "redirecting": "Redirecting in {{seconds}} seconds...",
-    "goToDashboard": "Go to Dashboard",
-    "checkEmail": "Check your email",
-    "checkEmailMessage": "We sent an activation email to {{email}}. Click the link to activate your account.",
-    "didntReceive": "Didn't receive the email?",
-    "resend": "Resend email",
-    "resendSuccess": "Email resent successfully!"
-  },
-  "payment": {
-    "confirming": "Confirming payment...",
-    "pleaseWait": "Please wait while we process your payment.",
-    "successTitle": "Payment Confirmed!",
-    "successMessage": "Your subscription has been successfully confirmed.",
-    "checkYourEmail": "Check your email!",
-    "activationSent": "We sent an activation email to {{email}}. Click the link to activate your account and start using WEBMoney.",
-    "errorTitle": "Payment Error",
-    "error": "Error confirming payment",
-    "noSubscriptionId": "Subscription ID not found"
   },
   "nav": {
     "dashboard": "Dashboard",
@@ -323,18 +269,12 @@
     "deleteWarning": "All subcategories will also be deleted.",
     "categoryName": "Category Name",
     "parentCategory": "Parent Category",
-    "noParent": "No parent category",
+    "noParent": "No parent category (root)",
-    "selectParent": "More categories...",
     "subcategories": "Subcategories",
     "keywords": "Keywords",
     "addKeyword": "Add Keyword",
-    "keywordPlaceholder": "Type and press Enter...",
+    "keywordPlaceholder": "Type a keyword",
-    "keywordHelp": "E.g.: \"RESTAURANT\", \"PIZZA\" - Transactions with these words are auto-categorized",
+    "keywordHelp": "Keywords help automatically categorize transactions",
-    "noKeywords": "No keywords. Transactions will be categorized manually.",
-    "namePlaceholder": "E.g.: Food, Transport...",
-    "descPlaceholder": "Describe this category...",
-    "visualSettings": "Appearance",
-    "autoCategorizationLabel": "Auto-categorization",
     "types": {
       "income": "Income",
       "expense": "Expense",
@@ -378,23 +318,20 @@
     "expand": "Expand",
     "collapse": "Collapse",
     "createSubcategory": "Create Subcategory",
-    "batchCategorize": "Auto Categorize",
+    "batchCategorize": "Batch Categorize",
-    "batchDescription": "Automatically categorize transactions using keywords",
-    "analyzingTransactions": "Analyzing transactions...",
     "uncategorized": "Uncategorized",
     "willCategorize": "Will Be Categorized",
-    "willSkip": "No Match",
+    "willSkip": "Will Be Skipped",
-    "totalKeywords": "Keywords",
+    "totalKeywords": "Active Keywords",
     "previewTitle": "Categorization Preview",
-    "matchedKeyword": "Keyword",
+    "matchedKeyword": "Matched Keyword",
-    "executeBatch": "Categorize",
+    "executeBatch": "Execute Categorization",
     "batchSuccess": "transactions categorized successfully",
     "batchError": "Error categorizing transactions",
     "nothingToCategorize": "No transactions to categorize",
     "batchPreviewError": "Error loading preview",
     "previewError": "Error loading preview",
-    "noMatchesFound": "Add keywords to categories to enable auto-categorization",
+    "noMatchesFound": "No transactions match the configured keywords",
-    "noMatchesFoundTitle": "No matches found",
     "categorized": "categorized",
     "category": "Category"
   },
@@ -412,13 +349,8 @@
     "budget": "Budget",
     "keywords": "Keywords",
     "addKeyword": "Add Keyword",
-    "keywordPlaceholder": "Type and press Enter...",
+    "keywordPlaceholder": "Type a keyword",
-    "keywordHelp": "E.g.: \"UBER\", \"iFood\" - Transactions with these words are auto-assigned",
+    "keywordHelp": "Keywords help automatically assign transactions",
-    "noKeywords": "No keywords. Transactions will be assigned manually.",
-    "namePlaceholder": "E.g.: Project Alpha, Marketing Dept...",
-    "descPlaceholder": "Describe the purpose of this cost center...",
-    "visualSettings": "Appearance",
-    "autoAssignLabel": "Auto-assign",
     "createSuccess": "Cost center created successfully",
     "updateSuccess": "Cost center updated successfully",
     "deleteSuccess": "Cost center deleted successfully",
@@ -577,8 +509,6 @@
     "status": {
       "label": "Status",
       "pending": "Pending",
-      "effective": "Effective",
-      "scheduled": "Scheduled",
       "completed": "Completed",
       "cancelled": "Cancelled"
     },
@@ -1774,7 +1704,6 @@
     "subcategory": "Subcategory",
     "allCategory": "All category",
     "selectCategory": "Select a category",
-    "general": "General",
     "amount": "Amount",
     "month": "Month",
     "budgeted": "Budgeted",
@@ -1798,57 +1727,6 @@
     "yearly": "Yearly",
     "isCumulative": "Cumulative Budget",
     "isCumulativeHelp": "Accumulates expenses from the beginning of the year to the current period",
-    "total": "Total",
-    "wizard": {
-      "title": "Budget Wizard",
-      "button": "Wizard",
-      "step1": "Mode",
-      "step2": "Categories",
-      "step3": "Values",
-      "step4": "Confirm",
-      "quickStart": "Quick Start with Templates",
-      "manual": "Create Manually",
-      "manualDesc": "Choose categories and amounts",
-      "copy": "Copy from Another Month",
-      "copyDesc": "Reuse existing budgets",
-      "loadBudgets": "Load Budgets",
-      "noSourceBudgets": "No budgets in this period to copy",
-      "selectCategories": "Select Categories",
-      "categoriesSelected": "categories selected",
-      "setAmounts": "Set Amounts",
-      "history": "History",
-      "useHistory": "Use historical average",
-      "confirm": "Confirm Budgets",
-      "budgets": "Budgets",
-      "periods": "Periods",
-      "periodHelp": "Defines the automatic creation frequency for budgets",
-      "createBudgets": "Create Budgets",
-      "createBudget": "Create Budget",
-      "successCount": "{{count}} budget(s) created successfully",
-      "errorCount": "{{count}} budget(s) could not be created (already exist)",
-      "fillRequired": "Please fill in the required fields",
-      "updated": "Budget updated successfully",
-      "created": "Budget created successfully",
-      "selectAtLeast": "Select at least one category",
-      "templates": {
-        "basic": {
-          "name": "Basic Budget",
-          "desc": "Essential for monthly control"
-        },
-        "family": {
-          "name": "Family Budget",
-          "desc": "Complete for families"
-        },
-        "individual": {
-          "name": "Individual Budget",
-          "desc": "For single person"
-        },
-        "complete": {
-          "name": "Complete Budget",
-          "desc": "All categories"
-        }
-      }
-    },
     "alert": {
       "exceeded": "Budget exceeded!",
       "warning": "Warning: near limit",
@@ -2141,7 +2019,6 @@
     "lastNamePlaceholder": "Your last name",
     "lastNameRequired": "Last name is required",
     "name": "Name",
-    "namePlaceholder": "Your name",
     "email": "Email",
     "phone": "Phone",
     "phoneRequired": "Phone number is required",
@@ -2176,7 +2053,6 @@
     "billedAnnually": "Billed annually €{{price}}",
     "save": "Save {{percent}}%",
     "trialDays": "{{days}}-day free trial",
-    "trial": "trial",
     "mostPopular": "Most Popular",
     "currentPlan": "Current Plan",
     "startFree": "Start Free",
@@ -2189,16 +2065,6 @@
     "securePayment": "Secure payment",
     "cancelAnytime": "Cancel anytime",
     "paypalSecure": "Secure payment with PayPal",
-    "comingSoon": "Coming Soon",
-    "forPymes": "Tools for SMEs",
-    "features": {
-      "multiUsers": "Multiple users",
-      "integratedBilling": "Integrated billing",
-      "advancedReports": "Advanced reports",
-      "apiAccess": "API access",
-      "prioritySupport": "Priority support",
-      "dedicatedManager": "Dedicated account manager"
-    },
     "faq": {
       "title": "Frequently Asked Questions",
       "q1": "Can I change plans at any time?",
@@ -2236,8 +2102,7 @@
       "trialing": "Trial",
       "canceled": "Canceled",
       "expired": "Expired",
-      "past_due": "Past Due",
+      "past_due": "Past Due"
-      "pending": "Pending"
     },
     "invoiceStatus": {
       "paid": "Paid",
@@ -2251,120 +2116,12 @@
     "subscriptionConfirmed": "Subscription confirmed successfully!",
     "confirmError": "Error confirming subscription",
     "subscriptionCanceled": "Subscription canceled",
-    "subscriptionCanceledRefunded": "Subscription canceled and refund processed",
     "cancelError": "Error canceling subscription",
     "cancelConfirmTitle": "Cancel subscription?",
     "cancelConfirmMessage": "Are you sure you want to cancel your subscription?",
     "cancelNote1": "You'll keep access until the end of the current period",
     "cancelNote2": "Your data will not be deleted",
     "cancelNote3": "You can reactivate your subscription at any time",
-    "confirmCancel": "Yes, Cancel",
+    "confirmCancel": "Yes, Cancel"
-    "guaranteePeriod": "Guarantee Period",
-    "guaranteeMessage": "You have {{days}} day(s) remaining in the 7-day guarantee period. You can cancel and receive a full refund.",
-    "guaranteeBadge": "Guarantee: {{days}} days",
-    "requestRefund": "Request full refund",
-    "refundNote": "The refund will be processed by PayPal within 5-10 business days.",
-    "cancelAndRefund": "Cancel and Refund"
-  },
-  "landing": {
-    "nav": {
-      "features": "Features",
-      "pricing": "Pricing",
-      "faq": "FAQ",
-      "login": "Login",
-      "register": "Start Now"
-    },
-    "hero": {
-      "title": "Take Control of Your Finances",
-      "subtitle": "Intelligent financial management for individuals and businesses. Track income, expenses, and achieve your financial goals.",
-      "cta": "Start Now",
-      "learnMore": "Learn More",
-      "secure": "100% Secure"
-    },
-    "features": {
-      "title": "Everything You Need",
-      "subtitle": "Powerful tools to manage your money",
-      "accounts": {
-        "title": "Multiple Accounts",
-        "description": "Manage bank accounts, cards, and cash in one place"
-      },
-      "analytics": {
-        "title": "Detailed Reports",
-        "description": "Charts and analysis to understand your spending"
-      },
-      "categories": {
-        "title": "Smart Categories",
-        "description": "Automatic categorization with keywords and subcategories"
-      },
-      "import": {
-        "title": "Bank Import",
-        "description": "Import statements from Excel, CSV, OFX, and PDF"
-      },
-      "recurring": {
-        "title": "Recurring Transactions",
-        "description": "Automate bills, subscriptions and recurring income"
-      },
-      "security": {
-        "title": "Total Security",
-        "description": "Bank-level encryption to protect your data"
-      }
-    },
-    "pricing": {
-      "title": "Simple Plans, Fair Prices",
-      "subtitle": "Choose the plan that fits your needs",
-      "monthly": "Monthly",
-      "annual": "Annual",
-      "popular": "Most Popular",
-      "month": "month",
-      "year": "year",
-      "free": "Free",
-      "startFree": "Start Free",
-      "subscribe": "Subscribe Now",
-      "billedAnnually": "Billed annually €{{price}}",
-      "comingSoon": "Coming Soon",
-      "forPymes": "Tools for SMEs",
-      "features": {
-        "oneAccount": "1 bank account",
-        "tenCategories": "10 categories",
-        "hundredSubcategories": "100 subcategories",
-        "thousandTransactions": "1,000 transactions",
-        "unlimitedAccounts": "Unlimited accounts",
-        "unlimitedCategories": "Unlimited categories",
-        "unlimitedTransactions": "Unlimited transactions",
-        "multiUsers": "Multiple users",
-        "integratedBilling": "Integrated billing",
-        "advancedReports": "Advanced reports",
-        "cashFlow": "Cash flow management",
-        "budgetControl": "Budget control by project",
-        "businessModule": "Business module",
-        "prioritySupport": "Priority support"
-      },
-      "goldTeaser": {
-        "title": "GOLD Plan Coming Soon",
-        "description": "Direct online synchronization with your bank. Connect your accounts and see your transactions automatically updated in real-time."
-      }
-    },
-    "faq": {
-      "title": "Frequently Asked Questions",
-      "q1": "Is my data secure?",
-      "a1": "Yes! We use bank-level encryption (SSL/TLS) and your data is stored on secure servers with regular backups. We never share your information with third parties.",
-      "q2": "Can I cancel anytime?",
-      "a2": "Yes, you can cancel your subscription at any time without fees. You'll keep access until the end of the period you already paid.",
-      "q3": "Which banks are compatible?",
-      "a3": "You can import statements from any bank that exports to Excel, CSV, OFX, or PDF. We have predefined mappings for major banks.",
-      "q4": "How does the 7-day guarantee work?",
-      "a4": "You pay via PayPal and get immediate full access to all features. If you're not satisfied, cancel within 7 days and receive a full refund, no questions asked."
-    },
-    "cta": {
-      "title": "Ready to Transform Your Finances?",
-      "subtitle": "Join thousands of users who have already taken control of their money.",
-      "button": "Create Free Account"
-    },
-    "footer": {
-      "rights": "All rights reserved.",
-      "privacy": "Privacy Policy",
-      "terms": "Terms of Use",
-      "contact": "Contact"
-    }
   }
 }

frontend/src/i18n/locales/es.json

@@ -45,8 +45,6 @@
     "details": "Detalles",
     "clearFilters": "Limpiar Filtros",
     "select": "Seleccionar",
-    "selection": "Selección",
-    "selectIcon": "Seleccionar Icono",
     "refresh": "Actualizar",
     "filters": "Filtros",
     "processing": "Procesando...",
@@ -68,10 +66,7 @@
     "incomes": "Ingresos",
     "expenses": "Gastos",
     "balance": "Balance",
-    "current": "Actual",
+    "current": "Actual"
-    "continue": "Continuar",
-    "creating": "Creando...",
-    "remove": "Eliminar"
   },
   "auth": {
     "login": "Iniciar Sesión",
@@ -83,56 +78,7 @@
     "loginSuccess": "Sesión iniciada correctamente",
     "loginError": "Error al iniciar sesión",
     "logoutSuccess": "Sesión cerrada correctamente",
-    "invalidCredentials": "Credenciales inválidas",
+    "invalidCredentials": "Credenciales inválidas"
-    "createAccount": "Crea tu cuenta",
-    "backToLogin": "Volver al login",
-    "goToLogin": "Ir al login"
-  },
-  "login": {
-    "noAccount": "¿No tienes cuenta?",
-    "createAccount": "Crea una aquí",
-    "noSubscription": "No tienes una suscripción activa. Por favor, completa el pago."
-  },
-  "errors": {
-    "connection": "Error de conexión. Intenta de nuevo.",
-    "resendFailed": "Error al reenviar email",
-    "subscriptionFailed": "Error al crear suscripción. Intenta de nuevo."
-  },
-  "register": {
-    "selectPlan": "Selecciona un plan",
-    "repeatPassword": "Repite tu contraseña",
-    "continueToPayment": "Continuar al pago",
-    "createAccount": "Crear Cuenta",
-    "alreadyHaveAccount": "¿Ya tienes cuenta?",
-    "loginHere": "Inicia sesión aquí",
-    "paymentCanceled": "El pago fue cancelado. Puedes intentarlo de nuevo."
-  },
-  "activate": {
-    "activating": "Activando tu cuenta...",
-    "pleaseWait": "Por favor, espera mientras activamos tu cuenta.",
-    "successTitle": "¡Cuenta Activada!",
-    "success": "Tu cuenta ha sido activada exitosamente. ¡Ya puedes usar WEBMoney!",
-    "errorTitle": "Error de Activación",
-    "error": "No se pudo activar tu cuenta. El enlace puede haber expirado.",
-    "invalidLink": "Enlace de activación inválido.",
-    "redirecting": "Redirigiendo en {{seconds}} segundos...",
-    "goToDashboard": "Ir al Panel",
-    "checkEmail": "Revisa tu email",
-    "checkEmailMessage": "Hemos enviado un email de activación a {{email}}. Haz clic en el enlace para activar tu cuenta.",
-    "didntReceive": "¿No recibiste el email?",
-    "resend": "Reenviar email",
-    "resendSuccess": "¡Email reenviado exitosamente!"
-  },
-  "payment": {
-    "confirming": "Confirmando pago...",
-    "pleaseWait": "Por favor, espera mientras procesamos tu pago.",
-    "successTitle": "¡Pago Confirmado!",
-    "successMessage": "Tu suscripción ha sido confirmada exitosamente.",
-    "checkYourEmail": "¡Revisa tu email!",
-    "activationSent": "Hemos enviado un email de activación a {{email}}. Haz clic en el enlace para activar tu cuenta y comenzar a usar WEBMoney.",
-    "errorTitle": "Error de Pago",
-    "error": "Error al confirmar el pago",
-    "noSubscriptionId": "ID de suscripción no encontrado"
   },
   "nav": {
     "dashboard": "Panel",
@@ -140,7 +86,6 @@
     "liabilities": "Pasivos",
     "transactions": "Transacciones",
     "movements": "Movimientos",
-    "registrations": "Registros",
     "import": "Importar",
     "duplicates": "Duplicados",
     "transfers": "Transferencias",
@@ -158,8 +103,7 @@
     "goals": "Metas",
     "budgets": "Presupuestos",
     "billing": "Facturación",
-    "pricing": "Planes",
+    "pricing": "Planes"
-    "users": "Usuarios"
   },
   "dashboard": {
     "title": "Panel de Control",
@@ -326,18 +270,12 @@
     "deleteWarning": "Se eliminarán también todas las subcategorías.",
     "categoryName": "Nombre de la Categoría",
     "parentCategory": "Categoría Padre",
-    "noParent": "Sin categoría padre",
+    "noParent": "Sin categoría padre (raíz)",
-    "selectParent": "Más categorías...",
     "subcategories": "Subcategorías",
     "keywords": "Palabras Clave",
     "addKeyword": "Agregar Palabra Clave",
-    "keywordPlaceholder": "Escribe y presiona Enter...",
+    "keywordPlaceholder": "Escribe una palabra clave",
-    "keywordHelp": "Ej: \"RESTAURANTE\", \"PIZZA\" - Transacciones con estas palabras se categorizan automáticamente",
+    "keywordHelp": "Las palabras clave ayudan a categorizar transacciones automáticamente",
-    "noKeywords": "Sin palabras clave. Las transacciones se categorizarán manualmente.",
-    "namePlaceholder": "Ej: Alimentación, Transporte...",
-    "descPlaceholder": "Describe esta categoría...",
-    "visualSettings": "Apariencia",
-    "autoCategorizationLabel": "Auto-categorización",
     "types": {
       "income": "Ingreso",
       "expense": "Gasto",
@@ -381,23 +319,20 @@
     "expand": "Expandir",
     "collapse": "Contraer",
     "createSubcategory": "Crear Subcategoría",
-    "batchCategorize": "Categorización Automática",
+    "batchCategorize": "Categorizar en Lote",
-    "batchDescription": "Categoriza transacciones automáticamente usando palabras clave",
-    "analyzingTransactions": "Analizando transacciones...",
     "uncategorized": "Sin Categoría",
     "willCategorize": "Serán Categorizadas",
-    "willSkip": "Sin Correspondencia",
+    "willSkip": "Serán Ignoradas",
-    "totalKeywords": "Palabras Clave",
+    "totalKeywords": "Keywords Activas",
     "previewTitle": "Vista Previa de Categorización",
-    "matchedKeyword": "Keyword",
+    "matchedKeyword": "Keyword Encontrada",
-    "executeBatch": "Categorizar",
+    "executeBatch": "Ejecutar Categorización",
     "batchSuccess": "transacciones categorizadas con éxito",
     "batchError": "Error al categorizar transacciones",
     "nothingToCategorize": "No hay transacciones para categorizar",
     "batchPreviewError": "Error al cargar preview",
     "previewError": "Error al cargar preview",
-    "noMatchesFound": "Añade palabras clave a las categorías para permitir categorización automática",
+    "noMatchesFound": "Ninguna transacción corresponde a las palabras clave configuradas",
-    "noMatchesFoundTitle": "Ninguna correspondencia encontrada",
     "categorized": "categorizadas",
     "category": "Categoría"
   },
@@ -415,13 +350,8 @@
     "budget": "Presupuesto",
     "keywords": "Palabras Clave",
     "addKeyword": "Agregar Palabra Clave",
-    "keywordPlaceholder": "Escribe y presiona Enter...",
+    "keywordPlaceholder": "Escribe una palabra clave",
-    "keywordHelp": "Ej: \"UBER\", \"iFood\" - Transacciones con estas palabras se asignan automáticamente",
+    "keywordHelp": "Las palabras clave ayudan a asignar transacciones automáticamente",
-    "noKeywords": "Sin palabras clave. Las transacciones se asignarán manualmente.",
-    "namePlaceholder": "Ej: Proyecto Alpha, Dpto. Marketing...",
-    "descPlaceholder": "Describe el propósito de este centro de costo...",
-    "visualSettings": "Apariencia",
-    "autoAssignLabel": "Auto-asignación",
     "createSuccess": "Centro de costo creado correctamente",
     "updateSuccess": "Centro de costo actualizado correctamente",
     "deleteSuccess": "Centro de costo eliminado correctamente",
@@ -435,8 +365,6 @@
   "liabilities": {
     "title": "Cuentas Pasivo",
     "subtitle": "Gestión de préstamos y financiamientos",
-    "manage": "Gestionar Pasivos",
-    "noLiabilities": "No hay pasivos registrados",
     "importContract": "Importar Contrato",
     "import": "Importar",
     "importInfo": "Selecciona un archivo Excel (.xlsx) con la tabla de cuotas. El archivo debe contener columnas para: Número de Cuota, Fecha de Vencimiento, Valor de Cuota, Intereses, Capital y Estado.",
@@ -585,8 +513,6 @@
     "status": {
       "label": "Estado",
       "pending": "Pendiente",
-      "effective": "Efectiva",
-      "scheduled": "Programada",
       "completed": "Completada",
       "cancelled": "Cancelada"
     },
@@ -1830,7 +1756,6 @@
     "subcategory": "Subcategoría",
     "allCategory": "Toda la categoría",
     "selectCategory": "Seleccionar categoría",
-    "general": "General",
     "amount": "Monto",
     "spent": "Gastado",
     "budgeted": "Presupuestado",
@@ -1855,57 +1780,6 @@
     "yearly": "Anual",
     "isCumulative": "Presupuesto Acumulativo",
     "isCumulativeHelp": "Acumula gastos desde inicio de año hasta el período actual",
-    "total": "Total",
-    "wizard": {
-      "title": "Asistente de Presupuestos",
-      "button": "Asistente",
-      "step1": "Modo",
-      "step2": "Categorías",
-      "step3": "Valores",
-      "step4": "Confirmar",
-      "quickStart": "Inicio Rápido con Plantillas",
-      "manual": "Crear Manualmente",
-      "manualDesc": "Elige categorías y valores",
-      "copy": "Copiar de Otro Mes",
-      "copyDesc": "Reutiliza presupuestos existentes",
-      "loadBudgets": "Cargar Presupuestos",
-      "noSourceBudgets": "No hay presupuestos en este período para copiar",
-      "selectCategories": "Selecciona las Categorías",
-      "categoriesSelected": "categorías seleccionadas",
-      "setAmounts": "Define los Valores",
-      "history": "Hist.",
-      "useHistory": "Usar promedio histórico",
-      "confirm": "Confirma los Presupuestos",
-      "budgets": "Presupuestos",
-      "periods": "Períodos",
-      "periodHelp": "Define la frecuencia de creación automática de presupuestos",
-      "createBudgets": "Crear Presupuestos",
-      "createBudget": "Crear Presupuesto",
-      "successCount": "{{count}} presupuesto(s) creado(s) con éxito",
-      "errorCount": "{{count}} presupuesto(s) no pudieron ser creados (ya existen)",
-      "fillRequired": "Complete los campos obligatorios",
-      "updated": "Presupuesto actualizado con éxito",
-      "created": "Presupuesto creado con éxito",
-      "selectAtLeast": "Seleccione al menos una categoría",
-      "templates": {
-        "basic": {
-          "name": "Presupuesto Básico",
-          "desc": "Esencial para control mensual"
-        },
-        "family": {
-          "name": "Presupuesto Familiar",
-          "desc": "Completo para familias"
-        },
-        "individual": {
-          "name": "Presupuesto Individual",
-          "desc": "Para persona soltera"
-        },
-        "complete": {
-          "name": "Presupuesto Completo",
-          "desc": "Todas las categorías"
-        }
-      }
-    },
     "summary": {
       "totalBudget": "Presupuesto Total",
       "totalSpent": "Gastado",
@@ -2133,7 +2007,6 @@
     "lastNamePlaceholder": "Tus apellidos",
     "lastNameRequired": "Los apellidos son obligatorios",
     "name": "Nombre",
-    "namePlaceholder": "Tu nombre",
     "email": "Correo electrónico",
     "phone": "Teléfono",
     "phoneRequired": "El teléfono es obligatorio",
@@ -2168,7 +2041,6 @@
     "billedAnnually": "Facturado anualmente €{{price}}",
     "save": "Ahorra {{percent}}%",
     "trialDays": "{{days}} días de prueba gratis",
-    "trial": "de prueba",
     "mostPopular": "Más Popular",
     "currentPlan": "Plan Actual",
     "startFree": "Comenzar Gratis",
@@ -2181,16 +2053,6 @@
     "securePayment": "Pago seguro",
     "cancelAnytime": "Cancela cuando quieras",
     "paypalSecure": "Pago seguro con PayPal",
-    "comingSoon": "Próximamente",
-    "forPymes": "Herramientas para PyMEs",
-    "features": {
-      "multiUsers": "Múltiples usuarios",
-      "integratedBilling": "Facturación integrada",
-      "advancedReports": "Reportes avanzados",
-      "apiAccess": "Acceso a API",
-      "prioritySupport": "Soporte prioritario",
-      "dedicatedManager": "Gestor de cuenta dedicado"
-    },
     "faq": {
       "title": "Preguntas Frecuentes",
       "q1": "¿Puedo cambiar de plan en cualquier momento?",
@@ -2201,16 +2063,6 @@
       "a3": "Ofrecemos una garantía de devolución de 30 días. Si no estás satisfecho, contáctanos para un reembolso completo."
     }
   },
-  "planUsage": {
-    "title": "Uso del Plan",
-    "upgrade": "Mejorar",
-    "limitReached": "Has alcanzado el límite de tu plan. Actualiza a Pro para continuar.",
-    "limitWarning": "Estás cerca del límite de tu plan.",
-    "accounts": "Cuentas",
-    "categories": "Categorías",
-    "budgets": "Presupuestos",
-    "transactions": "Transacciones"
-  },
   "billing": {
     "title": "Facturación",
     "currentPlan": "Plan Actual",
@@ -2238,8 +2090,7 @@
       "trialing": "En Prueba",
       "canceled": "Cancelada",
       "expired": "Expirada",
-      "past_due": "Pago Pendiente",
+      "past_due": "Pago Pendiente"
-      "pending": "Pendiente"
     },
     "invoiceStatus": {
       "paid": "Pagada",
@@ -2253,120 +2104,12 @@
     "subscriptionConfirmed": "¡Suscripción confirmada con éxito!",
     "confirmError": "Error al confirmar la suscripción",
     "subscriptionCanceled": "Suscripción cancelada",
-    "subscriptionCanceledRefunded": "Suscripción cancelada y reembolso procesado",
     "cancelError": "Error al cancelar la suscripción",
     "cancelConfirmTitle": "¿Cancelar suscripción?",
     "cancelConfirmMessage": "¿Estás seguro de que deseas cancelar tu suscripción?",
     "cancelNote1": "Mantendrás acceso hasta el final del período actual",
     "cancelNote2": "Tus datos no se eliminarán",
     "cancelNote3": "Puedes reactivar tu suscripción en cualquier momento",
-    "confirmCancel": "Sí, Cancelar",
+    "confirmCancel": "Sí, Cancelar"
-    "guaranteePeriod": "Período de Garantía",
-    "guaranteeMessage": "Te quedan {{days}} día(s) en el período de garantía de 7 días. Puedes cancelar y recibir un reembolso total.",
-    "guaranteeBadge": "Garantía: {{days}} días",
-    "requestRefund": "Solicitar reembolso total",
-    "refundNote": "El reembolso será procesado por PayPal en 5-10 días hábiles.",
-    "cancelAndRefund": "Cancelar y Reembolsar"
-  },
-  "landing": {
-    "nav": {
-      "features": "Funcionalidades",
-      "pricing": "Precios",
-      "faq": "FAQ",
-      "login": "Iniciar Sesión",
-      "register": "Empezar Ahora"
-    },
-    "hero": {
-      "title": "Toma el Control de tus Finanzas",
-      "subtitle": "Gestión financiera inteligente para personas y empresas. Controla ingresos, gastos y alcanza tus metas financieras.",
-      "cta": "Comenzar Ahora",
-      "learnMore": "Saber Más",
-      "secure": "100% Seguro"
-    },
-    "features": {
-      "title": "Todo lo que Necesitas",
-      "subtitle": "Herramientas potentes para gestionar tu dinero",
-      "accounts": {
-        "title": "Múltiples Cuentas",
-        "description": "Gestiona cuentas bancarias, tarjetas y efectivo en un solo lugar"
-      },
-      "analytics": {
-        "title": "Reportes Detallados",
-        "description": "Gráficos y análisis para entender tus gastos"
-      },
-      "categories": {
-        "title": "Categorías Inteligentes",
-        "description": "Categorización automática con palabras clave y subcategorías"
-      },
-      "import": {
-        "title": "Importación Bancaria",
-        "description": "Importa extractos de Excel, CSV, OFX y PDF"
-      },
-      "recurring": {
-        "title": "Transacciones Recurrentes",
-        "description": "Automatiza facturas, suscripciones e ingresos recurrentes"
-      },
-      "security": {
-        "title": "Seguridad Total",
-        "description": "Cifrado de nivel bancario para proteger tus datos"
-      }
-    },
-    "pricing": {
-      "title": "Planes Simples, Precios Justos",
-      "subtitle": "Elige el plan que se adapte a tus necesidades",
-      "monthly": "Mensual",
-      "annual": "Anual",
-      "popular": "Más Popular",
-      "month": "mes",
-      "year": "año",
-      "free": "Gratis",
-      "startFree": "Comenzar Ahora",
-      "subscribe": "Suscribirse Ahora",
-      "billedAnnually": "Facturado anualmente €{{price}}",
-      "comingSoon": "Próximamente",
-      "forPymes": "Herramientas para PyMEs",
-      "features": {
-        "oneAccount": "1 cuenta bancaria",
-        "tenCategories": "10 categorías",
-        "hundredSubcategories": "100 subcategorías",
-        "thousandTransactions": "1.000 transacciones",
-        "unlimitedAccounts": "Cuentas ilimitadas",
-        "unlimitedCategories": "Categorías ilimitadas",
-        "unlimitedTransactions": "Transacciones ilimitadas",
-        "multiUsers": "Múltiples usuarios",
-        "integratedBilling": "Facturación integrada",
-        "advancedReports": "Reportes avanzados",
-        "cashFlow": "Gestión de flujo de caja",
-        "budgetControl": "Control de presupuesto por proyecto",
-        "businessModule": "Módulo de negocios",
-        "prioritySupport": "Soporte prioritario"
-      },
-      "goldTeaser": {
-        "title": "Plan GOLD Próximamente",
-        "description": "Sincronización online directa con tu banco. Conecta tus cuentas y mira tus transacciones actualizadas automáticamente en tiempo real."
-      }
-    },
-    "faq": {
-      "title": "Preguntas Frecuentes",
-      "q1": "¿Mis datos están seguros?",
-      "a1": "¡Sí! Utilizamos cifrado de nivel bancario (SSL/TLS) y tus datos se almacenan en servidores seguros con copias de seguridad regulares. Nunca compartimos tu información con terceros.",
-      "q2": "¿Puedo cancelar cuando quiera?",
-      "a2": "Sí, puedes cancelar tu suscripción en cualquier momento sin cargos. Mantendrás el acceso hasta el final del período que ya pagaste.",
-      "q3": "¿Qué bancos son compatibles?",
-      "a3": "Puedes importar extractos de cualquier banco que exporte a Excel, CSV, OFX o PDF. Tenemos mapeos predefinidos para los principales bancos.",
-      "q4": "¿Cómo funciona la garantía de 7 días?",
-      "a4": "Pagas con PayPal y obtienes acceso completo inmediato a todas las funcionalidades. Si no estás satisfecho, cancela en los primeros 7 días y recibirás un reembolso total, sin preguntas."
-    },
-    "cta": {
-      "title": "¿Listo para Transformar tus Finanzas?",
-      "subtitle": "Únete a miles de usuarios que ya tomaron el control de su dinero.",
-      "button": "Comenzar Ahora"
-    },
-    "footer": {
-      "rights": "Todos los derechos reservados.",
-      "privacy": "Política de Privacidad",
-      "terms": "Términos de Uso",
-      "contact": "Contacto"
-    }
   }
 }

frontend/src/i18n/locales/pt-BR.json

@@ -45,8 +45,6 @@
     "details": "Detalhes",
     "clearFilters": "Limpar Filtros",
     "select": "Selecionar",
-    "selection": "Seleção",
-    "selectIcon": "Selecionar Ícone",
     "refresh": "Atualizar",
     "filters": "Filtros",
     "processing": "Processando...",
@@ -69,10 +67,7 @@
     "incomes": "Receitas",
     "expenses": "Despesas",
     "balance": "Saldo",
-    "current": "Atual",
+    "current": "Atual"
-    "continue": "Continuar",
-    "creating": "Criando...",
-    "remove": "Remover"
   },
   "auth": {
     "login": "Entrar",
@@ -84,56 +79,7 @@
     "loginSuccess": "Login realizado com sucesso",
     "loginError": "Erro ao fazer login",
     "logoutSuccess": "Logout realizado com sucesso",
-    "invalidCredentials": "Credenciais inválidas",
+    "invalidCredentials": "Credenciais inválidas"
-    "createAccount": "Crie sua conta",
-    "backToLogin": "Voltar para login",
-    "goToLogin": "Ir para login"
-  },
-  "login": {
-    "noAccount": "Não tem uma conta?",
-    "createAccount": "Crie uma aqui",
-    "noSubscription": "Você não possui uma assinatura ativa. Por favor, complete o pagamento."
-  },
-  "errors": {
-    "connection": "Erro de conexão. Tente novamente.",
-    "resendFailed": "Erro ao reenviar email",
-    "subscriptionFailed": "Erro ao criar assinatura. Tente novamente."
-  },
-  "register": {
-    "selectPlan": "Selecione um plano",
-    "repeatPassword": "Repita sua senha",
-    "continueToPayment": "Continuar para pagamento",
-    "createAccount": "Criar Conta",
-    "alreadyHaveAccount": "Já tem uma conta?",
-    "loginHere": "Entre aqui",
-    "paymentCanceled": "O pagamento foi cancelado. Você pode tentar novamente."
-  },
-  "activate": {
-    "activating": "Ativando sua conta...",
-    "pleaseWait": "Por favor, aguarde enquanto ativamos sua conta.",
-    "successTitle": "Conta Ativada!",
-    "success": "Sua conta foi ativada com sucesso. Agora você pode usar o WEBMoney!",
-    "errorTitle": "Erro na Ativação",
-    "error": "Não foi possível ativar sua conta. O link pode ter expirado.",
-    "invalidLink": "Link de ativação inválido.",
-    "redirecting": "Redirecionando em {{seconds}} segundos...",
-    "goToDashboard": "Ir para o Painel",
-    "checkEmail": "Verifique seu email",
-    "checkEmailMessage": "Enviamos um email de ativação para {{email}}. Clique no link para ativar sua conta.",
-    "didntReceive": "Não recebeu o email?",
-    "resend": "Reenviar email",
-    "resendSuccess": "Email reenviado com sucesso!"
-  },
-  "payment": {
-    "confirming": "Confirmando pagamento...",
-    "pleaseWait": "Por favor, aguarde enquanto processamos seu pagamento.",
-    "successTitle": "Pagamento Confirmado!",
-    "successMessage": "Sua assinatura foi confirmada com sucesso.",
-    "checkYourEmail": "Verifique seu email!",
-    "activationSent": "Enviamos um email de ativação para {{email}}. Clique no link para ativar sua conta e começar a usar o WEBMoney.",
-    "errorTitle": "Erro no Pagamento",
-    "error": "Erro ao confirmar pagamento",
-    "noSubscriptionId": "ID da assinatura não encontrado"
   },
   "nav": {
     "dashboard": "Painel",
@@ -141,7 +87,6 @@
     "liabilities": "Passivos",
     "transactions": "Transações",
     "movements": "Movimentações",
-    "registrations": "Cadastros",
     "import": "Importar",
     "duplicates": "Duplicatas",
     "transfers": "Transferências",
@@ -159,8 +104,7 @@
     "goals": "Metas",
     "budgets": "Orçamentos",
     "billing": "Faturamento",
-    "pricing": "Planos",
+    "pricing": "Planos"
-    "users": "Usuários"
   },
   "dashboard": {
     "title": "Painel de Controle",
@@ -328,18 +272,12 @@
     "deleteWarning": "Todas as subcategorias também serão excluídas.",
     "categoryName": "Nome da Categoria",
     "parentCategory": "Categoria Pai",
-    "noParent": "Sem categoria pai",
+    "noParent": "Sem categoria pai (raiz)",
-    "selectParent": "Mais categorias...",
     "subcategories": "Subcategorias",
     "keywords": "Palavras-chave",
     "addKeyword": "Adicionar Palavra-chave",
-    "keywordPlaceholder": "Digite e pressione Enter...",
+    "keywordPlaceholder": "Digite uma palavra-chave",
-    "keywordHelp": "Ex: \"RESTAURANTE\", \"PIZZA\" - Transações com essas palavras são categorizadas automaticamente",
+    "keywordHelp": "Palavras-chave ajudam a categorizar transações automaticamente",
-    "noKeywords": "Sem palavras-chave. Transações serão categorizadas manualmente.",
-    "namePlaceholder": "Ex: Alimentação, Transporte...",
-    "descPlaceholder": "Descreva esta categoria...",
-    "visualSettings": "Aparência",
-    "autoCategorizationLabel": "Auto-categorização",
     "types": {
       "income": "Receita",
       "expense": "Despesa",
@@ -383,23 +321,20 @@
     "expand": "Expandir",
     "collapse": "Recolher",
     "createSubcategory": "Criar Subcategoria",
-    "batchCategorize": "Categorização Automática",
+    "batchCategorize": "Categorizar em Lote",
-    "batchDescription": "Categorize transações automaticamente usando palavras-chave",
-    "analyzingTransactions": "Analisando transações...",
     "uncategorized": "Sem Categoria",
     "willCategorize": "Serão Categorizadas",
-    "willSkip": "Sem Correspondência",
+    "willSkip": "Serão Ignoradas",
-    "totalKeywords": "Palavras-chave",
+    "totalKeywords": "Keywords Ativas",
     "previewTitle": "Prévia da Categorização",
-    "matchedKeyword": "Keyword",
+    "matchedKeyword": "Keyword Encontrada",
-    "executeBatch": "Categorizar",
+    "executeBatch": "Executar Categorização",
     "batchSuccess": "transações categorizadas com sucesso",
     "batchError": "Erro ao categorizar transações",
     "nothingToCategorize": "Nenhuma transação para categorizar",
     "batchPreviewError": "Erro ao carregar preview",
     "previewError": "Erro ao carregar preview",
-    "noMatchesFound": "Adicione palavras-chave às categorias para permitir categorização automática",
+    "noMatchesFound": "Nenhuma transação corresponde às palavras-chave configuradas",
-    "noMatchesFoundTitle": "Nenhuma correspondência encontrada",
     "categorized": "categorizadas",
     "category": "Categoria"
   },
@@ -417,13 +352,8 @@
     "budget": "Orçamento",
     "keywords": "Palavras-chave",
     "addKeyword": "Adicionar Palavra-chave",
-    "keywordPlaceholder": "Digite e pressione Enter...",
+    "keywordPlaceholder": "Digite uma palavra-chave",
-    "keywordHelp": "Ex: \"UBER\", \"iFood\" - Transações com essas palavras são atribuídas automaticamente",
+    "keywordHelp": "Palavras-chave ajudam a atribuir transações automaticamente",
-    "noKeywords": "Sem palavras-chave. Transações serão atribuídas manualmente.",
-    "namePlaceholder": "Ex: Projeto Alpha, Dpto. Marketing...",
-    "descPlaceholder": "Descreva o propósito deste centro de custo...",
-    "visualSettings": "Aparência",
-    "autoAssignLabel": "Auto-atribuição",
     "createSuccess": "Centro de custo criado com sucesso",
     "updateSuccess": "Centro de custo atualizado com sucesso",
     "deleteSuccess": "Centro de custo excluído com sucesso",
@@ -437,8 +367,6 @@
   "liabilities": {
     "title": "Contas Passivo",
     "subtitle": "Gerenciamento de empréstimos e financiamentos",
-    "manage": "Gerenciar Passivos",
-    "noLiabilities": "Nenhum passivo cadastrado",
     "importContract": "Importar Contrato",
     "import": "Importar",
     "importInfo": "Selecione um arquivo Excel (.xlsx) com a tabela de parcelas. O arquivo deve conter colunas para: Número da Parcela, Data de Vencimento, Valor da Cota, Juros, Capital e Estado.",
@@ -587,8 +515,6 @@
     "status": {
       "label": "Status",
       "pending": "Pendente",
-      "effective": "Efetivada",
-      "scheduled": "Agendada",
       "completed": "Concluída",
       "cancelled": "Cancelada"
     },
@@ -1784,7 +1710,6 @@
     "subcategory": "Subcategoria",
     "allCategory": "Toda a categoria",
     "selectCategory": "Selecione uma categoria",
-    "general": "Geral",
     "amount": "Valor",
     "month": "Mês",
     "budgeted": "Orçado",
@@ -1806,57 +1731,6 @@
     "yearly": "Anual",
     "isCumulative": "Orçamento Cumulativo",
     "isCumulativeHelp": "Acumula gastos desde o início do ano até o período atual",
-    "total": "Total",
-    "wizard": {
-      "title": "Assistente de Orçamentos",
-      "button": "Assistente",
-      "step1": "Modo",
-      "step2": "Categorias",
-      "step3": "Valores",
-      "step4": "Confirmar",
-      "quickStart": "Início Rápido com Templates",
-      "manual": "Criar Manualmente",
-      "manualDesc": "Escolha categorias e valores",
-      "copy": "Copiar de Outro Mês",
-      "copyDesc": "Reutilize orçamentos existentes",
-      "loadBudgets": "Carregar Orçamentos",
-      "noSourceBudgets": "Não há orçamentos neste período para copiar",
-      "selectCategories": "Selecione as Categorias",
-      "categoriesSelected": "categorias selecionadas",
-      "setAmounts": "Defina os Valores",
-      "history": "Hist.",
-      "useHistory": "Usar média histórica",
-      "confirm": "Confirme os Orçamentos",
-      "budgets": "Orçamentos",
-      "periods": "Períodos",
-      "periodHelp": "Define a frequência de criação automática dos orçamentos",
-      "createBudgets": "Criar Orçamentos",
-      "createBudget": "Criar Orçamento",
-      "successCount": "{{count}} orçamento(s) criado(s) com sucesso",
-      "errorCount": "{{count}} orçamento(s) não puderam ser criados (já existem)",
-      "fillRequired": "Preencha os campos obrigatórios",
-      "updated": "Orçamento atualizado com sucesso",
-      "created": "Orçamento criado com sucesso",
-      "selectAtLeast": "Selecione pelo menos uma categoria",
-      "templates": {
-        "basic": {
-          "name": "Orçamento Básico",
-          "desc": "Essencial para controle mensal"
-        },
-        "family": {
-          "name": "Orçamento Familiar",
-          "desc": "Completo para famílias"
-        },
-        "individual": {
-          "name": "Orçamento Individual",
-          "desc": "Para pessoa solteira"
-        },
-        "complete": {
-          "name": "Orçamento Completo",
-          "desc": "Todas as categorias"
-        }
-      }
-    },
     "alert": {
       "exceeded": "Orçamento excedido!",
       "warning": "Atenção: próximo do limite",
@@ -2151,7 +2025,6 @@
     "lastNamePlaceholder": "Seu sobrenome",
     "lastNameRequired": "O sobrenome é obrigatório",
     "name": "Nome",
-    "namePlaceholder": "Seu nome",
     "email": "E-mail",
     "phone": "Telefone",
     "phoneRequired": "O telefone é obrigatório",
@@ -2186,7 +2059,6 @@
     "billedAnnually": "Cobrado anualmente €{{price}}",
     "save": "Economize {{percent}}%",
     "trialDays": "{{days}} dias de teste grátis",
-    "trial": "de teste",
     "mostPopular": "Mais Popular",
     "currentPlan": "Plano Atual",
     "startFree": "Começar Grátis",
@@ -2199,16 +2071,6 @@
     "securePayment": "Pagamento seguro",
     "cancelAnytime": "Cancele quando quiser",
     "paypalSecure": "Pagamento seguro com PayPal",
-    "comingSoon": "Em Breve",
-    "forPymes": "Ferramentas para PMEs",
-    "features": {
-      "multiUsers": "Múltiplos usuários",
-      "integratedBilling": "Faturamento integrado",
-      "advancedReports": "Relatórios avançados",
-      "apiAccess": "Acesso à API",
-      "prioritySupport": "Suporte prioritário",
-      "dedicatedManager": "Gerente de conta dedicado"
-    },
     "faq": {
       "title": "Perguntas Frequentes",
       "q1": "Posso mudar de plano a qualquer momento?",
@@ -2219,16 +2081,6 @@
       "a3": "Oferecemos garantia de devolução de 30 dias. Se não estiver satisfeito, entre em contato para reembolso completo."
     }
   },
-  "planUsage": {
-    "title": "Uso do Plano",
-    "upgrade": "Fazer Upgrade",
-    "limitReached": "Você atingiu o limite do seu plano. Atualize para Pro para continuar.",
-    "limitWarning": "Você está perto do limite do seu plano.",
-    "accounts": "Contas",
-    "categories": "Categorias",
-    "budgets": "Orçamentos",
-    "transactions": "Transações"
-  },
   "billing": {
     "title": "Faturamento",
     "currentPlan": "Plano Atual",
@@ -2256,8 +2108,7 @@
       "trialing": "Em Teste",
       "canceled": "Cancelada",
       "expired": "Expirada",
-      "past_due": "Pagamento Pendente",
+      "past_due": "Pagamento Pendente"
-      "pending": "Pendente"
     },
     "invoiceStatus": {
       "paid": "Paga",
@@ -2271,120 +2122,12 @@
     "subscriptionConfirmed": "Assinatura confirmada com sucesso!",
     "confirmError": "Erro ao confirmar assinatura",
     "subscriptionCanceled": "Assinatura cancelada",
-    "subscriptionCanceledRefunded": "Assinatura cancelada e reembolso processado",
     "cancelError": "Erro ao cancelar assinatura",
     "cancelConfirmTitle": "Cancelar assinatura?",
     "cancelConfirmMessage": "Tem certeza que deseja cancelar sua assinatura?",
     "cancelNote1": "Você manterá acesso até o final do período atual",
     "cancelNote2": "Seus dados não serão excluídos",
     "cancelNote3": "Você pode reativar sua assinatura a qualquer momento",
-    "confirmCancel": "Sim, Cancelar",
+    "confirmCancel": "Sim, Cancelar"
-    "guaranteePeriod": "Período de Garantia",
-    "guaranteeMessage": "Você ainda tem {{days}} dia(s) restantes no período de garantia de 7 dias. Você pode cancelar e receber um reembolso total.",
-    "guaranteeBadge": "Garantia: {{days}} dias",
-    "requestRefund": "Solicitar reembolso total",
-    "refundNote": "O reembolso será processado pelo PayPal em 5-10 dias úteis.",
-    "cancelAndRefund": "Cancelar e Reembolsar"
-  },
-  "landing": {
-    "nav": {
-      "features": "Recursos",
-      "pricing": "Preços",
-      "faq": "FAQ",
-      "login": "Entrar",
-      "register": "Começar Agora"
-    },
-    "hero": {
-      "title": "Assuma o Controle das suas Finanças",
-      "subtitle": "Gestão financeira inteligente para pessoas e empresas. Acompanhe receitas, despesas e alcance seus objetivos financeiros.",
-      "cta": "Começar Agora",
-      "learnMore": "Saiba Mais",
-      "secure": "100% Seguro"
-    },
-    "features": {
-      "title": "Tudo que Você Precisa",
-      "subtitle": "Ferramentas poderosas para gerenciar seu dinheiro",
-      "accounts": {
-        "title": "Múltiplas Contas",
-        "description": "Gerencie contas bancárias, cartões e dinheiro em um só lugar"
-      },
-      "analytics": {
-        "title": "Relatórios Detalhados",
-        "description": "Gráficos e análises para entender seus gastos"
-      },
-      "categories": {
-        "title": "Categorias Inteligentes",
-        "description": "Categorização automática com palavras-chave e subcategorias"
-      },
-      "import": {
-        "title": "Importação Bancária",
-        "description": "Importe extratos de Excel, CSV, OFX e PDF"
-      },
-      "recurring": {
-        "title": "Transações Recorrentes",
-        "description": "Automatize contas, assinaturas e receitas recorrentes"
-      },
-      "security": {
-        "title": "Segurança Total",
-        "description": "Criptografia de nível bancário para proteger seus dados"
-      }
-    },
-    "pricing": {
-      "title": "Planos Simples, Preços Justos",
-      "subtitle": "Escolha o plano que atende às suas necessidades",
-      "monthly": "Mensal",
-      "annual": "Anual",
-      "popular": "Mais Popular",
-      "month": "mês",
-      "year": "ano",
-      "free": "Grátis",
-      "startFree": "Começar Grátis",
-      "subscribe": "Assinar Agora",
-      "billedAnnually": "Cobrado anualmente €{{price}}",
-      "comingSoon": "Em Breve",
-      "forPymes": "Ferramentas para PMEs",
-      "features": {
-        "oneAccount": "1 conta bancária",
-        "tenCategories": "10 categorias",
-        "hundredSubcategories": "100 subcategorias",
-        "thousandTransactions": "1.000 transações",
-        "unlimitedAccounts": "Contas ilimitadas",
-        "unlimitedCategories": "Categorias ilimitadas",
-        "unlimitedTransactions": "Transações ilimitadas",
-        "multiUsers": "Múltiplos usuários",
-        "integratedBilling": "Faturamento integrado",
-        "advancedReports": "Relatórios avançados",
-        "cashFlow": "Gestão de fluxo de caixa",
-        "budgetControl": "Controle de orçamento por projeto",
-        "businessModule": "Módulo de negócios",
-        "prioritySupport": "Suporte prioritário"
-      },
-      "goldTeaser": {
-        "title": "Plano GOLD Em Breve",
-        "description": "Sincronização online direta com seu banco. Conecte suas contas e veja suas transações atualizadas automaticamente em tempo real."
-      }
-    },
-    "faq": {
-      "title": "Perguntas Frequentes",
-      "q1": "Meus dados estão seguros?",
-      "a1": "Sim! Usamos criptografia de nível bancário (SSL/TLS) e seus dados são armazenados em servidores seguros com backups regulares. Nunca compartilhamos suas informações com terceiros.",
-      "q2": "Posso cancelar quando quiser?",
-      "a2": "Sim, você pode cancelar sua assinatura a qualquer momento sem taxas. Você manterá o acesso até o final do período que já pagou.",
-      "q3": "Quais bancos são compatíveis?",
-      "a3": "Você pode importar extratos de qualquer banco que exporte para Excel, CSV, OFX ou PDF. Temos mapeamentos predefinidos para os principais bancos.",
-      "q4": "Como funciona a garantia de 7 dias?",
-      "a4": "Você paga via PayPal e obtém acesso completo imediato a todos os recursos. Se não ficar satisfeito, cancele em até 7 dias e receba reembolso total, sem perguntas."
-    },
-    "cta": {
-      "title": "Pronto para Transformar suas Finanças?",
-      "subtitle": "Junte-se a milhares de usuários que já assumiram o controle do seu dinheiro.",
-      "button": "Criar Conta Grátis"
-    },
-    "footer": {
-      "rights": "Todos os direitos reservados.",
-      "privacy": "Política de Privacidade",
-      "terms": "Termos de Uso",
-      "contact": "Contato"
-    }
   }
 }

frontend/src/index.css

@@ -1899,16 +1899,6 @@ input[type="color"]::-webkit-color-swatch {
   color: #94a3b8;
 }
 
-.txn-status-badge.effective {
-  background: rgba(16, 185, 129, 0.15);
-  color: #10b981;
-}
-
-.txn-status-badge.scheduled {
-  background: rgba(59, 130, 246, 0.15);
-  color: #3b82f6;
-}
-
 /* Actions dropdown */
 .txn-actions-btn {
   width: 28px;

frontend/src/pages/Accounts.jsx

@@ -1,14 +1,12 @@
 import React, { useState, useEffect } from 'react';
 import { useTranslation } from 'react-i18next';
 import { useNavigate } from 'react-router-dom';
-import { accountService, liabilityAccountService, assetAccountService } from '../services/api';
+import { accountService, liabilityAccountService } from '../services/api';
 import { useToast } from '../components/Toast';
 import { ConfirmModal } from '../components/Modal';
 import IconSelector from '../components/IconSelector';
 import CurrencySelector from '../components/CurrencySelector';
 import { useFormatters } from '../hooks';
-import AssetWizard from '../components/AssetWizard';
-import AccountWizard from '../components/AccountWizard';
 
 const Accounts = () => {
   const { t } = useTranslation();
@@ -17,17 +15,10 @@ const Accounts = () => {
   const { currency: formatCurrencyHook } = useFormatters();
   const [accounts, setAccounts] = useState([]);
   const [liabilityAccounts, setLiabilityAccounts] = useState([]);
-  const [assetAccounts, setAssetAccounts] = useState([]);
   const [loading, setLoading] = useState(true);
   const [showModal, setShowModal] = useState(false);
   const [showDeleteModal, setShowDeleteModal] = useState(false);
   const [showAdjustModal, setShowAdjustModal] = useState(false);
-  const [showAssetWizard, setShowAssetWizard] = useState(false);
-  const [showAccountWizard, setShowAccountWizard] = useState(false);
-  const [editingAccount, setEditingAccount] = useState(null);
-  const [showAssetDetail, setShowAssetDetail] = useState(false);
-  const [selectedAsset, setSelectedAsset] = useState(null);
-  const [editingAsset, setEditingAsset] = useState(null);
   const [adjustAccount, setAdjustAccount] = useState(null);
   const [targetBalance, setTargetBalance] = useState('');
   const [adjusting, setAdjusting] = useState(false);
@@ -36,7 +27,6 @@ const Accounts = () => {
   const [recalculating, setRecalculating] = useState(false);
   const [filter, setFilter] = useState({ type: '', is_active: '' });
   const [isMobile, setIsMobile] = useState(window.innerWidth < 768);
-  const [activeTab, setActiveTab] = useState('accounts'); // 'accounts', 'liabilities' ou 'assets'
 
   const [formData, setFormData] = useState({
     name: '',
@@ -78,10 +68,9 @@ const Accounts = () => {
       if (filter.is_active !== '') params.is_active = filter.is_active;
       
       // Carregar contas normais e passivas em paralelo
-      const [accountsResponse, liabilityResponse, assetResponse] = await Promise.all([
+      const [accountsResponse, liabilityResponse] = await Promise.all([
         accountService.getAll(params),
-        liabilityAccountService.getAll({ is_active: filter.is_active || undefined }),
+        liabilityAccountService.getAll({ is_active: filter.is_active || undefined })
-        assetAccountService.getAll({ status: filter.is_active === '1' ? 'active' : undefined })
       ]);
       
       if (accountsResponse.success) {
@@ -90,9 +79,6 @@ const Accounts = () => {
       if (liabilityResponse.success) {
         setLiabilityAccounts(liabilityResponse.data);
       }
-      if (assetResponse.success) {
-        setAssetAccounts(assetResponse.data);
-      }
     } catch (error) {
       toast.error(t('accounts.loadError'));
     } finally {
@@ -267,56 +253,7 @@ const Accounts = () => {
     }
   };
 
-  // Abrir modal de detalhes do ativo
+  // Calcula totais agrupados por moeda (incluindo passivos como valor negativo)
-  const handleOpenAssetDetail = async (asset) => {
-    try {
-      const response = await assetAccountService.getById(asset.id);
-      if (response.success) {
-        setSelectedAsset(response.data);
-        setShowAssetDetail(true);
-      }
-    } catch (error) {
-      toast.error('Erro ao carregar detalhes do ativo');
-    }
-  };
-
-  // Fechar modal de detalhes do ativo
-  const handleCloseAssetDetail = () => {
-    setShowAssetDetail(false);
-    setSelectedAsset(null);
-  };
-
-  // Editar ativo
-  const handleEditAsset = () => {
-    setEditingAsset(selectedAsset);
-    setShowAssetDetail(false);
-    setShowAssetWizard(true);
-  };
-
-  // Callback após salvar/criar ativo
-  const handleAssetSuccess = (assetData) => {
-    loadAccounts();
-    setEditingAsset(null);
-    toast.success(editingAsset ? 'Activo actualizado con éxito' : 'Activo creado con éxito');
-  };
-
-  // Callback após salvar/criar conta via wizard
-  const handleAccountWizardSuccess = (data, destinationType) => {
-    loadAccounts();
-    setEditingAccount(null);
-    
-    const isEditing = !!editingAccount;
-    
-    if (destinationType === 'asset') {
-      toast.success(isEditing ? 'Cuenta de ahorro actualizada' : 'Cuenta de ahorro creada como activo');
-    } else if (destinationType === 'liability') {
-      toast.success(isEditing ? 'Tarjeta de crédito actualizada' : 'Tarjeta de crédito creada como pasivo');
-    } else {
-      toast.success(isEditing ? t('accounts.updateSuccess') : t('accounts.createSuccess'));
-    }
-  };
-
-  // Calcula totais agrupados por moeda (incluindo passivos como valor negativo e ativos como positivo)
   const getTotalsByCurrency = () => {
     const totals = {};
     
@@ -343,49 +280,19 @@ const Accounts = () => {
         totals[currency] -= parseFloat(acc.remaining_balance || 0);
       });
     
-    // Ativos (como valor positivo - current_value)
-    assetAccounts
-      .filter(acc => acc.status === 'active')
-      .forEach(acc => {
-        const currency = acc.currency || 'EUR';
-        if (!totals[currency]) {
-          totals[currency] = 0;
-        }
-        // Somar o valor atual do ativo
-        totals[currency] += parseFloat(acc.current_value || 0);
-      });
-    
     return totals;
   };
 
-  // Total de contas ativas (normais + passivas + ativos)
+  // Total de contas ativas (normais + passivas)
   const getTotalActiveAccounts = () => {
     const normalActive = accounts.filter(a => a.is_active).length;
     const liabilityActive = liabilityAccounts.filter(a => a.is_active).length;
-    const assetActive = assetAccounts.filter(a => a.status === 'active').length;
+    return normalActive + liabilityActive;
-    return normalActive + liabilityActive + assetActive;
   };
 
   // Total de todas as contas
   const getTotalAccounts = () => {
-    return accounts.length + liabilityAccounts.length + assetAccounts.length;
+    return accounts.length + liabilityAccounts.length;
-  };
-
-  // Total de ativos por moeda
-  const getAssetTotalsByCurrency = () => {
-    const totals = {};
-    assetAccounts
-      .filter(acc => acc.status === 'active')
-      .forEach(acc => {
-        const currency = acc.currency || 'EUR';
-        if (!totals[currency]) {
-          totals[currency] = { current: 0, acquisition: 0, count: 0 };
-        }
-        totals[currency].current += parseFloat(acc.current_value || 0);
-        totals[currency].acquisition += parseFloat(acc.acquisition_value || 0);
-        totals[currency].count++;
-      });
-    return totals;
   };
 
   return (
@@ -400,7 +307,7 @@ const Accounts = () => {
           {!isMobile && <p className="text-slate-400 mb-0">{t('accounts.title')}</p>}
         </div>
         <div className="d-flex gap-2">
-          {!isMobile && activeTab === 'accounts' && (
+          {!isMobile && (
             <button 
               className="btn btn-outline-secondary" 
               onClick={handleRecalculateBalances}
@@ -415,82 +322,14 @@ const Accounts = () => {
               {t('accounts.recalculate')}
             </button>
           )}
-          {activeTab === 'accounts' && (
+          <button className={`btn btn-primary ${isMobile ? 'btn-sm' : ''}`} onClick={() => handleOpenModal()}>
-            <button className={`btn btn-primary ${isMobile ? 'btn-sm' : ''}`} onClick={() => setShowAccountWizard(true)}>
+            <i className="bi bi-plus-lg me-2"></i>
-              <i className="bi bi-plus-lg me-2"></i>
+            {isMobile ? t('common.add') : t('accounts.newAccount')}
-              {isMobile ? t('common.add') : t('accounts.newAccount')}
+          </button>
-            </button>
-          )}
-          {activeTab === 'liabilities' && (
-            <button className={`btn btn-warning ${isMobile ? 'btn-sm' : ''}`} onClick={() => navigate('/liabilities')}>
-              <i className="bi bi-gear me-2"></i>
-              {isMobile ? t('common.manage') : t('liabilities.manage')}
-            </button>
-          )}
-          {activeTab === 'assets' && (
-            <button className={`btn btn-success ${isMobile ? 'btn-sm' : ''}`} onClick={() => setShowAssetWizard(true)}>
-              <i className="bi bi-plus-lg me-2"></i>
-              {isMobile ? t('common.add') : 'Nuevo Activo'}
-            </button>
-          )}
         </div>
       </div>
 
-      {/* Tabs - Mobile Optimized */}
+      {/* Summary Cards */}
-      <ul className={`nav nav-tabs mb-4 ${isMobile ? 'nav-fill flex-nowrap overflow-auto' : ''}`} style={{ borderBottom: '1px solid #334155' }}>
-        <li className="nav-item">
-          <button 
-            className={`nav-link ${activeTab === 'accounts' ? 'active bg-primary text-white' : 'text-slate-400'} ${isMobile ? 'px-2 py-2' : ''}`}
-            onClick={() => setActiveTab('accounts')}
-            style={{ 
-              border: 'none', 
-              borderRadius: '0.5rem 0.5rem 0 0',
-              backgroundColor: activeTab === 'accounts' ? undefined : 'transparent',
-              fontSize: isMobile ? '0.75rem' : undefined,
-              whiteSpace: 'nowrap'
-            }}
-          >
-            <i className={`bi bi-wallet2 ${isMobile ? '' : 'me-2'}`}></i>
-            {isMobile ? '' : t('nav.accounts')} ({accounts.length})
-          </button>
-        </li>
-        <li className="nav-item">
-          <button 
-            className={`nav-link ${activeTab === 'liabilities' ? 'active bg-warning text-dark' : 'text-slate-400'} ${isMobile ? 'px-2 py-2' : ''}`}
-            onClick={() => setActiveTab('liabilities')}
-            style={{ 
-              border: 'none', 
-              borderRadius: '0.5rem 0.5rem 0 0',
-              backgroundColor: activeTab === 'liabilities' ? undefined : 'transparent',
-              fontSize: isMobile ? '0.75rem' : undefined,
-              whiteSpace: 'nowrap'
-            }}
-          >
-            <i className={`bi bi-bank ${isMobile ? '' : 'me-2'}`}></i>
-            {isMobile ? '' : t('nav.liabilities')} ({liabilityAccounts.length})
-          </button>
-        </li>
-        <li className="nav-item">
-          <button 
-            className={`nav-link ${activeTab === 'assets' ? 'active bg-success text-white' : 'text-slate-400'} ${isMobile ? 'px-2 py-2' : ''}`}
-            onClick={() => setActiveTab('assets')}
-            style={{ 
-              border: 'none', 
-              borderRadius: '0.5rem 0.5rem 0 0',
-              backgroundColor: activeTab === 'assets' ? undefined : 'transparent',
-              fontSize: isMobile ? '0.75rem' : undefined,
-              whiteSpace: 'nowrap'
-            }}
-          >
-            <i className={`bi bi-graph-up-arrow ${isMobile ? '' : 'me-2'}`}></i>
-            {isMobile ? '' : 'Activos'} ({assetAccounts.length})
-          </button>
-        </li>
-      </ul>
-
-      {activeTab === 'accounts' && (
-        <>
-          {/* Summary Cards */}
       <div className={`row ${isMobile ? 'g-2 mb-3' : 'mb-4'}`}>
         {/* Total por Moeda */}
         <div className="col-md-6">
@@ -603,7 +442,7 @@ const Accounts = () => {
             <div className="text-center py-5">
               <i className="bi bi-wallet2 display-1 text-slate-600"></i>
               <p className="text-slate-400 mt-3">{t('accounts.noAccounts')}</p>
-              <button className="btn btn-primary" onClick={() => setShowAccountWizard(true)}>
+              <button className="btn btn-primary" onClick={() => handleOpenModal()}>
                 <i className="bi bi-plus-lg me-2"></i>
                 {t('accounts.newAccount')}
               </button>
@@ -649,10 +488,7 @@ const Accounts = () => {
                       </button>
                       <button 
                         className="btn btn-link text-info p-1"
-                        onClick={() => {
+                        onClick={() => handleOpenModal(account)}
-                          setEditingAccount(account);
-                          setShowAccountWizard(true);
-                        }}
                         style={{ fontSize: '1rem' }}
                       >
                         <i className="bi bi-pencil"></i>
@@ -754,10 +590,7 @@ const Accounts = () => {
                         </button>
                         <button 
                           className="btn btn-link text-info p-1 me-1"
-                          onClick={() => {
+                          onClick={() => handleOpenModal(account)}
-                            setEditingAccount(account);
-                            setShowAccountWizard(true);
-                          }}
                           title={t('common.edit')}
                         >
                           <i className="bi bi-pencil"></i>
@@ -778,15 +611,23 @@ const Accounts = () => {
           )}
         </div>
       </div>
-        </>
-      )}
 
-      {/* Tab de Passivos */}
+      {/* Liability Accounts Section */}
-      {activeTab === 'liabilities' && (
+      {liabilityAccounts.length > 0 && (filter.type === '' || filter.type === 'liability') && (
-        <>
+        <div className="card border-0 mt-4" style={{ background: '#1e293b' }}>
-          {/* Liability Accounts Section */}
+          <div className={`card-header border-0 d-flex justify-content-between align-items-center ${isMobile ? 'py-2 px-3' : ''}`} style={{ background: '#1e293b', borderBottom: '1px solid #334155' }}>
-          {liabilityAccounts.length > 0 ? (
+            <h5 className={`mb-0 text-white ${isMobile ? 'fs-6' : ''}`}>
-        <div className="card border-0" style={{ background: '#1e293b' }}>
+              <i className="bi bi-file-earmark-text me-2 text-danger"></i>
+              {t('liabilities.title')}
+            </h5>
+            <button 
+              className="btn btn-sm btn-outline-light"
+              onClick={() => navigate('/liabilities')}
+            >
+              <i className="bi bi-box-arrow-up-right me-1"></i>
+              {t('common.details')}
+            </button>
+          </div>
           <div className={`card-body ${isMobile ? 'p-2' : 'p-0'}`}>
             {isMobile ? (
               // Mobile: Cards Layout
@@ -957,244 +798,7 @@ const Accounts = () => {
             )}
           </div>
         </div>
-      ) : (
-        <div className="card border-0" style={{ background: '#1e293b' }}>
-          <div className="card-body text-center py-5">
-            <i className="bi bi-bank display-1 text-slate-600"></i>
-            <p className="text-slate-400 mt-3">{t('liabilities.noLiabilities')}</p>
-            <button className="btn btn-primary" onClick={() => navigate('/liabilities')}>
-              <i className="bi bi-plus-lg me-2"></i>
-              {t('liabilities.import')}
-            </button>
-          </div>
-        </div>
       )}
-        </>
-      )}
-
-      {/* Tab de Ativos */}
-      {activeTab === 'assets' && (
-        <>
-          {/* Summary Cards de Ativos */}
-          <div className={`row ${isMobile ? 'g-2 mb-3' : 'mb-4'}`}>
-            {Object.entries(getAssetTotalsByCurrency()).map(([currency, data]) => (
-              <div className="col-md-4" key={currency}>
-                <div className={`card border-0 ${!isMobile ? 'h-100' : ''}`} style={{ background: '#1e293b' }}>
-                  <div className={`card-body ${isMobile ? 'p-3' : ''}`}>
-                    <div className="d-flex justify-content-between align-items-start">
-                      <div>
-                        <p className={`text-slate-400 mb-1 ${isMobile ? '' : 'small'}`} style={isMobile ? { fontSize: '0.7rem' } : undefined}>
-                          Activos ({currency}) - {data.count} items
-                        </p>
-                        <h4 className={`mb-0 text-success ${isMobile ? 'fs-5' : ''}`}>
-                          {formatCurrency(data.current, currency)}
-                        </h4>
-                        {data.current !== data.acquisition && (
-                          <small className={`${data.current > data.acquisition ? 'text-success' : 'text-danger'}`}>
-                            <i className={`bi ${data.current > data.acquisition ? 'bi-arrow-up' : 'bi-arrow-down'} me-1`}></i>
-                            {((data.current - data.acquisition) / data.acquisition * 100).toFixed(1)}% desde compra
-                          </small>
-                        )}
-                      </div>
-                      <div className={`rounded-circle bg-success bg-opacity-25 ${isMobile ? 'p-2' : 'p-3'}`}>
-                        <i className={`bi bi-graph-up-arrow text-success ${isMobile ? 'fs-5' : 'fs-4'}`}></i>
-                      </div>
-                    </div>
-                  </div>
-                </div>
-              </div>
-            ))}
-            {Object.keys(getAssetTotalsByCurrency()).length === 0 && (
-              <div className="col-12">
-                <div className="card border-0" style={{ background: '#1e293b' }}>
-                  <div className={`card-body ${isMobile ? 'p-3' : ''} text-center`}>
-                    <i className="bi bi-graph-up-arrow text-slate-600 fs-1 mb-2"></i>
-                    <p className="text-slate-400 mb-0">No hay activos registrados</p>
-                  </div>
-                </div>
-              </div>
-            )}
-          </div>
-
-          {/* Lista de Ativos */}
-          <div className="card border-0" style={{ background: '#1e293b' }}>
-            <div className={`card-body ${isMobile ? 'p-2' : 'p-0'}`}>
-              {assetAccounts.length === 0 ? (
-                <div className="text-center py-5">
-                  <i className="bi bi-graph-up-arrow display-1 text-slate-600"></i>
-                  <p className="text-slate-400 mt-3">No hay activos registrados</p>
-                  <button className="btn btn-success" onClick={() => setShowAssetWizard(true)}>
-                    <i className="bi bi-plus-lg me-2"></i>
-                    Crear Activo
-                  </button>
-                </div>
-              ) : isMobile ? (
-                // Mobile: Cards Layout para Ativos
-                <div className="d-flex flex-column gap-2">
-                  {assetAccounts.map((asset) => (
-                    <div 
-                      key={`asset-${asset.id}`}
-                      className="card border-secondary"
-                      style={{ cursor: 'pointer', background: '#0f172a' }}
-                    >
-                      <div className="card-body p-3">
-                        {/* Header with Icon and Name */}
-                        <div className="d-flex align-items-start gap-2 mb-2">
-                          <div 
-                            className="rounded-circle d-flex align-items-center justify-content-center flex-shrink-0"
-                            style={{ 
-                              width: '35px', 
-                              height: '35px', 
-                              backgroundColor: (asset.color || '#10B981') + '25',
-                            }}
-                          >
-                            <i className={`bi bi-${asset.asset_type === 'real_estate' ? 'house' : asset.asset_type === 'vehicle' ? 'truck' : asset.asset_type === 'investment' ? 'graph-up' : 'box'} fs-6`} style={{ color: asset.color || '#10B981' }}></i>
-                          </div>
-                          <div className="flex-grow-1" style={{ minWidth: 0 }}>
-                            <div className="text-white fw-medium mb-1" style={{ fontSize: '0.85rem' }}>
-                              {asset.name}
-                            </div>
-                            <div className="text-slate-400" style={{ fontSize: '0.65rem' }}>
-                              {assetAccountService.statuses[asset.asset_type] || asset.asset_type}
-                            </div>
-                          </div>
-                          <div>
-                            <span className={`badge ${asset.status === 'active' ? 'bg-success' : 'bg-secondary'}`} style={{ fontSize: '0.65rem' }}>
-                              {asset.status === 'active' ? 'Activo' : asset.status}
-                            </span>
-                          </div>
-                        </div>
-                        
-                        {/* Values */}
-                        <div className="d-flex justify-content-between align-items-center pt-2" style={{ borderTop: '1px solid #334155' }}>
-                          <div>
-                            <div className="text-slate-400" style={{ fontSize: '0.65rem' }}>Valor Actual</div>
-                            <div className="text-success fw-bold" style={{ fontSize: '0.9rem' }}>
-                              {formatCurrency(asset.current_value, asset.currency)}
-                            </div>
-                          </div>
-                          <div className="text-end">
-                            <div className="text-slate-400" style={{ fontSize: '0.65rem' }}>Rentabilidad</div>
-                            <div className={`fw-medium ${parseFloat(asset.current_value) >= parseFloat(asset.acquisition_value) ? 'text-success' : 'text-danger'}`} style={{ fontSize: '0.8rem' }}>
-                              {asset.acquisition_value > 0 ? (
-                                <>
-                                  <i className={`bi ${parseFloat(asset.current_value) >= parseFloat(asset.acquisition_value) ? 'bi-arrow-up' : 'bi-arrow-down'} me-1`}></i>
-                                  {(((parseFloat(asset.current_value) - parseFloat(asset.acquisition_value)) / parseFloat(asset.acquisition_value)) * 100).toFixed(1)}%
-                                </>
-                              ) : '-'}
-                            </div>
-                          </div>
-                        </div>
-                      </div>
-                    </div>
-                  ))}
-                </div>
-              ) : (
-                // Desktop: Table Layout para Ativos
-                <div className="table-responsive">
-                  <table className="table table-hover mb-0" style={{ '--bs-table-bg': 'transparent', backgroundColor: 'transparent' }}>
-                    <thead style={{ backgroundColor: 'transparent' }}>
-                      <tr style={{ borderBottom: '1px solid #334155', backgroundColor: 'transparent' }}>
-                        <th className="text-slate-400 fw-normal py-3 ps-4" style={{ backgroundColor: 'transparent' }}>Nombre</th>
-                        <th className="text-slate-400 fw-normal py-3" style={{ backgroundColor: 'transparent' }}>Tipo</th>
-                        <th className="text-slate-400 fw-normal py-3 text-end" style={{ backgroundColor: 'transparent' }}>Adquisición</th>
-                        <th className="text-slate-400 fw-normal py-3 text-end" style={{ backgroundColor: 'transparent' }}>Valor Actual</th>
-                        <th className="text-slate-400 fw-normal py-3 text-center" style={{ backgroundColor: 'transparent' }}>Rentabilidad</th>
-                        <th className="text-slate-400 fw-normal py-3 text-center" style={{ backgroundColor: 'transparent' }}>{t('common.status')}</th>
-                      </tr>
-                    </thead>
-                    <tbody style={{ backgroundColor: 'transparent' }}>
-                      {assetAccounts.map((asset) => {
-                        const gainLoss = parseFloat(asset.current_value) - parseFloat(asset.acquisition_value);
-                        const gainLossPercent = asset.acquisition_value > 0 ? (gainLoss / parseFloat(asset.acquisition_value)) * 100 : 0;
-                        return (
-                          <tr 
-                            key={`asset-${asset.id}`} 
-                            style={{ borderBottom: '1px solid #334155', backgroundColor: 'transparent', cursor: 'pointer' }}
-                            onClick={() => handleOpenAssetDetail(asset)}
-                            className="asset-row-hover"
-                          >
-                            <td className="py-3 ps-4" style={{ backgroundColor: 'transparent' }}>
-                              <div className="d-flex align-items-center">
-                                <div 
-                                  className="rounded-circle d-flex align-items-center justify-content-center me-3"
-                                  style={{ 
-                                    width: '40px', 
-                                    height: '40px', 
-                                    backgroundColor: (asset.color || '#10B981') + '25',
-                                  }}
-                                >
-                                  <i className={`bi bi-${asset.asset_type === 'real_estate' ? 'house' : asset.asset_type === 'vehicle' ? 'truck' : asset.asset_type === 'investment' ? 'graph-up' : 'box'}`} style={{ color: asset.color || '#10B981' }}></i>
-                                </div>
-                                <div>
-                                  <div className="text-white fw-medium">{asset.name}</div>
-                                  {asset.description && (
-                                    <small className="text-slate-400">{asset.description.substring(0, 30)}</small>
-                                  )}
-                                </div>
-                              </div>
-                            </td>
-                            <td className="py-3" style={{ backgroundColor: 'transparent' }}>
-                              <span className="badge" style={{ backgroundColor: '#334155' }}>
-                                {asset.asset_type === 'real_estate' ? 'Inmueble' : 
-                                 asset.asset_type === 'vehicle' ? 'Vehículo' : 
-                                 asset.asset_type === 'investment' ? 'Inversión' : 
-                                 asset.asset_type === 'equipment' ? 'Equipamiento' : 
-                                 asset.asset_type === 'receivable' ? 'Crédito' : 
-                                 asset.asset_type === 'cash' ? 'Efectivo' : 
-                                 asset.asset_type}
-                              </span>
-                            </td>
-                            <td className="py-3 text-end text-slate-300" style={{ backgroundColor: 'transparent' }}>
-                              {formatCurrency(asset.acquisition_value, asset.currency)}
-                            </td>
-                            <td className="py-3 text-end fw-medium text-success" style={{ backgroundColor: 'transparent' }}>
-                              {formatCurrency(asset.current_value, asset.currency)}
-                            </td>
-                            <td className="py-3 text-center" style={{ backgroundColor: 'transparent' }}>
-                              <span className={`fw-medium ${gainLoss >= 0 ? 'text-success' : 'text-danger'}`}>
-                                <i className={`bi ${gainLoss >= 0 ? 'bi-arrow-up' : 'bi-arrow-down'} me-1`}></i>
-                                {gainLossPercent.toFixed(1)}%
-                              </span>
-                            </td>
-                            <td className="py-3 text-center" style={{ backgroundColor: 'transparent' }}>
-                              <span className={`badge ${asset.status === 'active' ? 'bg-success' : 'bg-secondary'}`}>
-                                {asset.status === 'active' ? 'Activo' : asset.status === 'disposed' ? 'Vendido' : asset.status}
-                              </span>
-                            </td>
-                          </tr>
-                        );
-                      })}
-                    </tbody>
-                  </table>
-                </div>
-              )}
-            </div>
-          </div>
-        </>
-      )}
-
-      {/* Asset Wizard Modal */}
-      <AssetWizard 
-        isOpen={showAssetWizard}
-        onClose={() => {
-          setShowAssetWizard(false);
-          setEditingAsset(null);
-        }}
-        onSuccess={handleAssetSuccess}
-        asset={editingAsset}
-      />
-
-      {/* Account Wizard Modal */}
-      <AccountWizard
-        isOpen={showAccountWizard}
-        onClose={() => {
-          setShowAccountWizard(false);
-          setEditingAccount(null);
-        }}
-        onSuccess={handleAccountWizardSuccess}
-        account={editingAccount}
-      />
 
       {/* Modal de Criar/Editar */}
       {showModal && (
@@ -1484,259 +1088,6 @@ const Accounts = () => {
         </div>
       )}
 
-      {/* Modal de Detalhes do Ativo */}
-      {showAssetDetail && selectedAsset && (
-        <div className="modal fade show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.8)' }}>
-          <div className="modal-dialog modal-lg modal-dialog-centered">
-            <div className="modal-content" style={{ backgroundColor: '#1e293b', border: '1px solid #334155' }}>
-              <div className="modal-header border-0">
-                <div className="d-flex align-items-center">
-                  <div 
-                    className="rounded-circle d-flex align-items-center justify-content-center me-3"
-                    style={{ 
-                      width: '48px', 
-                      height: '48px', 
-                      backgroundColor: (selectedAsset.color || '#10B981') + '25',
-                    }}
-                  >
-                    <i className={`bi bi-${selectedAsset.asset_type === 'real_estate' ? 'house' : selectedAsset.asset_type === 'vehicle' ? 'truck' : selectedAsset.asset_type === 'investment' ? 'graph-up' : 'box'} fs-4`} style={{ color: selectedAsset.color || '#10B981' }}></i>
-                  </div>
-                  <div>
-                    <h5 className="modal-title text-white mb-0">{selectedAsset.name}</h5>
-                    {selectedAsset.description && (
-                      <small className="text-slate-400">{selectedAsset.description}</small>
-                    )}
-                  </div>
-                </div>
-                <button type="button" className="btn-close btn-close-white" onClick={handleCloseAssetDetail}></button>
-              </div>
-              <div className="modal-body">
-                {/* Valores principais */}
-                <div className="row g-3 mb-4">
-                  <div className="col-md-4">
-                    <div className="p-3 rounded" style={{ backgroundColor: '#0f172a' }}>
-                      <div className="text-slate-400 small mb-1">Valor de Adquisición</div>
-                      <div className="text-white fs-5 fw-bold">
-                        {formatCurrency(selectedAsset.acquisition_value, selectedAsset.currency)}
-                      </div>
-                    </div>
-                  </div>
-                  <div className="col-md-4">
-                    <div className="p-3 rounded" style={{ backgroundColor: '#0f172a' }}>
-                      <div className="text-slate-400 small mb-1">Valor Actual</div>
-                      <div className="text-success fs-5 fw-bold">
-                        {formatCurrency(selectedAsset.current_value, selectedAsset.currency)}
-                      </div>
-                    </div>
-                  </div>
-                  <div className="col-md-4">
-                    <div className="p-3 rounded" style={{ backgroundColor: '#0f172a' }}>
-                      <div className="text-slate-400 small mb-1">Rentabilidad</div>
-                      {(() => {
-                        const gainLoss = parseFloat(selectedAsset.current_value) - parseFloat(selectedAsset.acquisition_value);
-                        const gainLossPercent = selectedAsset.acquisition_value > 0 ? (gainLoss / parseFloat(selectedAsset.acquisition_value)) * 100 : 0;
-                        return (
-                          <div className={`fs-5 fw-bold ${gainLoss >= 0 ? 'text-success' : 'text-danger'}`}>
-                            <i className={`bi ${gainLoss >= 0 ? 'bi-arrow-up' : 'bi-arrow-down'} me-1`}></i>
-                            {formatCurrency(Math.abs(gainLoss), selectedAsset.currency)} ({gainLossPercent.toFixed(1)}%)
-                          </div>
-                        );
-                      })()}
-                    </div>
-                  </div>
-                </div>
-
-                {/* Informações detalhadas */}
-                <div className="row g-3">
-                  <div className="col-12">
-                    <h6 className="text-white mb-3">
-                      <i className="bi bi-info-circle me-2"></i>
-                      Información del Activo
-                    </h6>
-                  </div>
-                  
-                  <div className="col-md-6">
-                    <div className="mb-3">
-                      <span className="text-slate-400 small">Tipo de Activo</span>
-                      <div className="text-white">
-                        {selectedAsset.asset_type === 'real_estate' ? 'Inmueble' : 
-                         selectedAsset.asset_type === 'vehicle' ? 'Vehículo' : 
-                         selectedAsset.asset_type === 'investment' ? 'Inversión' : 
-                         selectedAsset.asset_type === 'equipment' ? 'Equipamiento' : 
-                         selectedAsset.asset_type === 'receivable' ? 'Crédito por Cobrar' : 
-                         selectedAsset.asset_type === 'cash' ? 'Efectivo' : 
-                         selectedAsset.asset_type}
-                      </div>
-                    </div>
-                  </div>
-                  
-                  <div className="col-md-6">
-                    <div className="mb-3">
-                      <span className="text-slate-400 small">Estado</span>
-                      <div>
-                        <span className={`badge ${selectedAsset.status === 'active' ? 'bg-success' : 'bg-secondary'}`}>
-                          {selectedAsset.status === 'active' ? 'Activo' : selectedAsset.status === 'disposed' ? 'Vendido' : selectedAsset.status}
-                        </span>
-                      </div>
-                    </div>
-                  </div>
-                  
-                  {selectedAsset.acquisition_date && (
-                    <div className="col-md-6">
-                      <div className="mb-3">
-                        <span className="text-slate-400 small">Fecha de Adquisición</span>
-                        <div className="text-white">
-                          {new Date(selectedAsset.acquisition_date).toLocaleDateString('es-ES', { day: '2-digit', month: 'long', year: 'numeric' })}
-                        </div>
-                      </div>
-                    </div>
-                  )}
-                  
-                  {/* Campos específicos por tipo */}
-                  {selectedAsset.asset_type === 'real_estate' && (
-                    <>
-                      {selectedAsset.address && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Dirección</span>
-                            <div className="text-white">{selectedAsset.address}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.city && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Ciudad</span>
-                            <div className="text-white">{selectedAsset.city}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.property_area_m2 && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Área</span>
-                            <div className="text-white">{selectedAsset.property_area_m2} m²</div>
-                          </div>
-                        </div>
-                      )}
-                    </>
-                  )}
-                  
-                  {selectedAsset.asset_type === 'vehicle' && (
-                    <>
-                      {selectedAsset.vehicle_brand && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Marca/Modelo</span>
-                            <div className="text-white">{selectedAsset.vehicle_brand} {selectedAsset.vehicle_model}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.vehicle_year && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Año</span>
-                            <div className="text-white">{selectedAsset.vehicle_year}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.vehicle_plate && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Matrícula</span>
-                            <div className="text-white">{selectedAsset.vehicle_plate}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.vehicle_mileage && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Kilometraje</span>
-                            <div className="text-white">{selectedAsset.vehicle_mileage.toLocaleString()} km</div>
-                          </div>
-                        </div>
-                      )}
-                    </>
-                  )}
-                  
-                  {selectedAsset.asset_type === 'investment' && (
-                    <>
-                      {selectedAsset.investment_type && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Tipo de Inversión</span>
-                            <div className="text-white">
-                              {selectedAsset.investment_type === 'stocks' ? 'Acciones' :
-                               selectedAsset.investment_type === 'bonds' ? 'Bonos' :
-                               selectedAsset.investment_type === 'etf' ? 'ETF' :
-                               selectedAsset.investment_type === 'mutual_fund' ? 'Fondo Mutuo' :
-                               selectedAsset.investment_type === 'crypto' ? 'Criptomoneda' :
-                               selectedAsset.investment_type === 'fixed_deposit' ? 'Depósito a Plazo' :
-                               selectedAsset.investment_type}
-                            </div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.institution && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Institución</span>
-                            <div className="text-white">{selectedAsset.institution}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.ticker && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Ticker/Símbolo</span>
-                            <div className="text-white">{selectedAsset.ticker}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.quantity && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Cantidad</span>
-                            <div className="text-white">{selectedAsset.quantity}</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.interest_rate && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Tasa de Interés</span>
-                            <div className="text-white">{selectedAsset.interest_rate}%</div>
-                          </div>
-                        </div>
-                      )}
-                      {selectedAsset.maturity_date && (
-                        <div className="col-md-6">
-                          <div className="mb-3">
-                            <span className="text-slate-400 small">Fecha de Vencimiento</span>
-                            <div className="text-white">
-                              {new Date(selectedAsset.maturity_date).toLocaleDateString('es-ES', { day: '2-digit', month: 'long', year: 'numeric' })}
-                            </div>
-                          </div>
-                        </div>
-                      )}
-                    </>
-                  )}
-                </div>
-              </div>
-              <div className="modal-footer border-0">
-                <button type="button" className="btn btn-primary me-2" onClick={handleEditAsset}>
-                  <i className="bi bi-pencil me-2"></i>
-                  Editar
-                </button>
-                <button type="button" className="btn btn-secondary" onClick={handleCloseAssetDetail}>
-                  Cerrar
-                </button>
-              </div>
-            </div>
-          </div>
-        </div>
-      )}
-
       {/* Modal de Confirmação de Exclusão */}
       <ConfirmModal
         show={showDeleteModal}

frontend/src/pages/ActivateAccount.jsx

@@ -1,125 +0,0 @@
-import React, { useState, useEffect } from 'react';
-import { useSearchParams, useNavigate, Link } from 'react-router-dom';
-import { useTranslation } from 'react-i18next';
-import api from '../services/api';
-import logo from '../assets/logo-white.png';
-
-const ActivateAccount = () => {
-  const { t } = useTranslation();
-  const [searchParams] = useSearchParams();
-  const navigate = useNavigate();
-  const [status, setStatus] = useState('loading'); // loading, success, error
-  const [message, setMessage] = useState('');
-  const [countdown, setCountdown] = useState(5);
-
-  useEffect(() => {
-    const token = searchParams.get('token');
-    
-    if (!token) {
-      setStatus('error');
-      setMessage(t('activate.invalidLink'));
-      return;
-    }
-
-    activateAccount(token);
-  }, [searchParams]);
-
-  useEffect(() => {
-    if (status === 'success' && countdown > 0) {
-      const timer = setTimeout(() => setCountdown(countdown - 1), 1000);
-      return () => clearTimeout(timer);
-    } else if (status === 'success' && countdown === 0) {
-      navigate('/dashboard');
-    }
-  }, [status, countdown, navigate]);
-
-  const activateAccount = async (token) => {
-    try {
-      const response = await api.post('/activate', { token });
-      
-      if (response.data.success) {
-        // Save token and user to localStorage
-        localStorage.setItem('token', response.data.data.token);
-        localStorage.setItem('user', JSON.stringify(response.data.data.user));
-        
-        setStatus('success');
-        setMessage(t('activate.success'));
-      } else {
-        setStatus('error');
-        setMessage(response.data.message || t('activate.error'));
-      }
-    } catch (error) {
-      setStatus('error');
-      setMessage(error.response?.data?.message || t('activate.error'));
-    }
-  };
-
-  return (
-    <div className="min-vh-100 d-flex align-items-center justify-content-center" 
-         style={{ background: 'linear-gradient(135deg, #1a1a2e 0%, #16213e 100%)' }}>
-      <div className="container">
-        <div className="row justify-content-center">
-          <div className="col-md-6 col-lg-5">
-            <div className="card shadow-lg border-0">
-              <div className="card-body p-5 text-center">
-                <Link to="/">
-                  <img src={logo} alt="WEBMoney" className="mb-4" style={{ height: '80px', width: 'auto' }} />
-                </Link>
-
-                {status === 'loading' && (
-                  <>
-                    <div className="spinner-border text-primary mb-4" role="status">
-                      <span className="visually-hidden">{t('common.loading')}</span>
-                    </div>
-                    <h4 className="mb-3">{t('activate.activating')}</h4>
-                    <p className="text-muted">{t('activate.pleaseWait')}</p>
-                  </>
-                )}
-
-                {status === 'success' && (
-                  <>
-                    <div className="mb-4">
-                      <i className="bi bi-check-circle-fill text-success" style={{ fontSize: '80px' }}></i>
-                    </div>
-                    <h4 className="mb-3 text-success">{t('activate.successTitle')}</h4>
-                    <p className="text-muted mb-4">{message}</p>
-                    <div className="alert alert-info">
-                      <i className="bi bi-clock me-2"></i>
-                      {t('activate.redirecting', { seconds: countdown })}
-                    </div>
-                    <Link to="/dashboard" className="btn btn-primary btn-lg w-100">
-                      <i className="bi bi-speedometer2 me-2"></i>
-                      {t('activate.goToDashboard')}
-                    </Link>
-                  </>
-                )}
-
-                {status === 'error' && (
-                  <>
-                    <div className="mb-4">
-                      <i className="bi bi-x-circle-fill text-danger" style={{ fontSize: '80px' }}></i>
-                    </div>
-                    <h4 className="mb-3 text-danger">{t('activate.errorTitle')}</h4>
-                    <p className="text-muted mb-4">{message}</p>
-                    <div className="d-grid gap-2">
-                      <Link to="/login" className="btn btn-primary btn-lg">
-                        <i className="bi bi-box-arrow-in-right me-2"></i>
-                        {t('auth.login')}
-                      </Link>
-                      <Link to="/" className="btn btn-outline-secondary">
-                        <i className="bi bi-house me-2"></i>
-                        {t('common.back')}
-                      </Link>
-                    </div>
-                  </>
-                )}
-              </div>
-            </div>
-          </div>
-        </div>
-      </div>
-    </div>
-  );
-};
-
-export default ActivateAccount;

frontend/src/pages/Billing.jsx

@@ -16,9 +16,6 @@ export default function Billing() {
   const [loading, setLoading] = useState(true);
   const [canceling, setCanceling] = useState(false);
   const [showCancelModal, setShowCancelModal] = useState(false);
-  const [requestRefund, setRequestRefund] = useState(false);
-  const [withinGuaranteePeriod, setWithinGuaranteePeriod] = useState(false);
-  const [guaranteeDaysRemaining, setGuaranteeDaysRemaining] = useState(0);
 
   useEffect(() => {
     // Handle subscription confirmation from PayPal return
@@ -62,8 +59,6 @@ export default function Billing() {
       if (statusResponse.data.success) {
         setSubscription(statusResponse.data.data.subscription);
         setPlan(statusResponse.data.data.plan);
-        setWithinGuaranteePeriod(statusResponse.data.data.within_guarantee_period || false);
-        setGuaranteeDaysRemaining(statusResponse.data.data.guarantee_days_remaining || 0);
       }
 
       // Load invoices
@@ -84,17 +79,11 @@ export default function Billing() {
   const handleCancelSubscription = async () => {
     try {
       setCanceling(true);
-      const response = await api.post('/subscription/cancel', {
+      const response = await api.post('/subscription/cancel');
-        request_refund: requestRefund && withinGuaranteePeriod,
-      });
 
       if (response.data.success) {
-        const message = response.data.data?.refunded 
+        showToast(t('billing.subscriptionCanceled'), 'success');
-          ? t('billing.subscriptionCanceledRefunded', 'Assinatura cancelada e reembolso processado')
-          : t('billing.subscriptionCanceled');
-        showToast(message, 'success');
         setShowCancelModal(false);
-        setRequestRefund(false);
         loadData();
       }
     } catch (error) {
@@ -173,13 +162,6 @@ export default function Billing() {
                     {t(`billing.status.${subscription.status}`)}
                   </span>
                   
-                  {withinGuaranteePeriod && (
-                    <span className="badge bg-info me-2">
-                      <i className="bi bi-shield-check me-1"></i>
-                      {t('billing.guaranteeBadge', { days: guaranteeDaysRemaining, defaultValue: `Garantia: ${guaranteeDaysRemaining} dias` })}
-                    </span>
-                  )}
-                  
                   {subscription.status === 'trialing' && subscription.trial_ends_at && (
                     <small className="text-muted">
                       {t('billing.trialEnds', { date: formatDate(subscription.trial_ends_at) })}
@@ -260,7 +242,7 @@ export default function Billing() {
                   {plan.features?.slice(0, Math.ceil(plan.features.length / 2)).map((feature, idx) => (
                     <li key={idx} className="mb-2">
                       <i className="bi bi-check-circle-fill text-success me-2"></i>
-                      {t(feature, feature)}
+                      {feature}
                     </li>
                   ))}
                 </ul>
@@ -270,7 +252,7 @@ export default function Billing() {
                   {plan.features?.slice(Math.ceil(plan.features.length / 2)).map((feature, idx) => (
                     <li key={idx} className="mb-2">
                       <i className="bi bi-check-circle-fill text-success me-2"></i>
-                      {t(feature, feature)}
+                      {feature}
                     </li>
                   ))}
                 </ul>
@@ -336,7 +318,7 @@ export default function Billing() {
                     <th>{t('billing.date')}</th>
                     <th>{t('billing.description')}</th>
                     <th className="text-end">{t('billing.amount')}</th>
-                    <th>{t('common.status')}</th>
+                    <th>{t('billing.status')}</th>
                     <th></th>
                   </tr>
                 </thead>
@@ -344,12 +326,12 @@ export default function Billing() {
                   {invoices.map((invoice) => (
                     <tr key={invoice.id}>
                       <td>
-                        <code>{invoice.number || '-'}</code>
+                        <code>{invoice.invoice_number}</code>
                       </td>
-                      <td>{formatDate(invoice.paid_at || invoice.created_at)}</td>
+                      <td>{formatDate(invoice.invoice_date)}</td>
                       <td>{invoice.description || '-'}</td>
                       <td className="text-end">
-                        {invoice.formatted_total || formatCurrency(invoice.total, invoice.currency)}
+                        {formatCurrency(invoice.total_amount, invoice.currency)}
                       </td>
                       <td>
                         <span className={`badge ${getInvoiceStatusBadge(invoice.status)}`}>
@@ -387,60 +369,28 @@ export default function Billing() {
                 <button 
                   type="button" 
                   className="btn-close" 
-                  onClick={() => { setShowCancelModal(false); setRequestRefund(false); }}
+                  onClick={() => setShowCancelModal(false)}
                 ></button>
               </div>
               <div className="modal-body">
-                {withinGuaranteePeriod ? (
+                <p>{t('billing.cancelConfirmMessage')}</p>
-                  <>
+                <ul className="text-muted">
-                    <div className="alert alert-info">
-                      <i className="bi bi-info-circle me-2"></i>
-                      <strong>{t('billing.guaranteePeriod', 'Período de garantia')}</strong>
-                      <p className="mb-0 mt-1">
-                        {t('billing.guaranteeMessage', {
-                          days: guaranteeDaysRemaining,
-                          defaultValue: `Você ainda tem ${guaranteeDaysRemaining} dia(s) restantes no período de garantia de 7 dias. Você pode cancelar e receber um reembolso total.`
-                        })}
-                      </p>
-                    </div>
-                    
-                    <div className="form-check mb-3">
-                      <input 
-                        className="form-check-input" 
-                        type="checkbox" 
-                        id="requestRefund"
-                        checked={requestRefund}
-                        onChange={(e) => setRequestRefund(e.target.checked)}
-                      />
-                      <label className="form-check-label" htmlFor="requestRefund">
-                        <strong>{t('billing.requestRefund', 'Solicitar reembolso total')}</strong>
-                        <small className="d-block text-muted">
-                          {t('billing.refundNote', 'O reembolso será processado pela PayPal em até 5-10 dias úteis.')}
-                        </small>
-                      </label>
-                    </div>
-                  </>
-                ) : (
-                  <p>{t('billing.cancelConfirmMessage')}</p>
-                )}
-                
-                <ul className="text-muted small">
                   <li>{t('billing.cancelNote1')}</li>
                   <li>{t('billing.cancelNote2')}</li>
-                  {!requestRefund && <li>{t('billing.cancelNote3')}</li>}
+                  <li>{t('billing.cancelNote3')}</li>
                 </ul>
               </div>
               <div className="modal-footer">
                 <button 
                   type="button" 
                   className="btn btn-secondary" 
-                  onClick={() => { setShowCancelModal(false); setRequestRefund(false); }}
+                  onClick={() => setShowCancelModal(false)}
                 >
                   {t('common.cancel')}
                 </button>
                 <button 
                   type="button" 
-                  className={`btn ${requestRefund ? 'btn-warning' : 'btn-danger'}`}
+                  className="btn btn-danger"
                   onClick={handleCancelSubscription}
                   disabled={canceling}
                 >
@@ -449,8 +399,6 @@ export default function Billing() {
                       <span className="spinner-border spinner-border-sm me-2"></span>
                       {t('common.processing')}
                     </>
-                  ) : requestRefund ? (
-                    t('billing.cancelAndRefund', 'Cancelar e Reembolsar')
                   ) : (
                     t('billing.confirmCancel')
                   )}

frontend/src/pages/Budgets.jsx

@@ -4,7 +4,6 @@ import { budgetService, categoryService, costCenterService } from '../services/a
 import useFormatters from '../hooks/useFormatters';
 import { getCurrencyByCode } from '../config/currencies';
 import ConfirmModal from '../components/ConfirmModal';
-import BudgetWizard from '../components/BudgetWizard';
 
 const Budgets = () => {
   const { t } = useTranslation();
@@ -22,7 +21,14 @@ const Budgets = () => {
   const [deleteBudget, setDeleteBudget] = useState(null);
   const [yearSummary, setYearSummary] = useState(null);
   const [primaryCurrency, setPrimaryCurrency] = useState('EUR');
-  const [showWizard, setShowWizard] = useState(false);
+  const [formData, setFormData] = useState({
+    category_id: '',
+    subcategory_id: '',
+    cost_center_id: '',
+    amount: '',
+    period_type: 'monthly',
+    is_cumulative: false,
+  });
 
   // Meses con i18n
   const getMonths = () => [
@@ -86,6 +92,29 @@ const Budgets = () => {
     }
   };
 
+  const handleSubmit = async (e) => {
+    e.preventDefault();
+    try {
+      const data = {
+        ...formData,
+        year,
+        month,
+      };
+      
+      if (editingBudget) {
+        await budgetService.update(editingBudget.id, data);
+      } else {
+        await budgetService.create(data);
+      }
+      setShowModal(false);
+      setEditingBudget(null);
+      resetForm();
+      loadData();
+    } catch (error) {
+      console.error('Error saving budget:', error);
+    }
+  };
+
   const handleDelete = async () => {
     if (!deleteBudget) return;
     try {
@@ -99,6 +128,11 @@ const Budgets = () => {
 
   const handleEdit = (budget) => {
     setEditingBudget(budget);
+    setFormData({
+      category_id: budget.category_id,
+      subcategory_id: budget.subcategory_id || '',
+      amount: budget.amount,
+    });
     setShowModal(true);
   };
 
@@ -117,8 +151,20 @@ const Budgets = () => {
     }
   };
 
+  const resetForm = () => {
+    setFormData({
+      category_id: '',
+      subcategory_id: '',
+      cost_center_id: '',
+      amount: '',
+      period_type: 'monthly',
+      is_cumulative: false,
+    });
+  };
+
   const openNewBudget = () => {
     setEditingBudget(null);
+    resetForm();
     setShowModal(true);
   };
 
@@ -200,14 +246,6 @@ const Budgets = () => {
             <i className="bi bi-copy me-1"></i>
             {t('budgets.copyToNext')}
           </button>
-          <button 
-            className="btn btn-outline-primary"
-            onClick={() => setShowWizard(true)}
-            title={t('budgets.wizard.title') || 'Assistente de Orçamentos'}
-          >
-            <i className="bi bi-magic me-1"></i>
-            {t('budgets.wizard.button') || 'Assistente'}
-          </button>
           <button className="btn btn-primary" onClick={openNewBudget}>
             <i className="bi bi-plus-lg me-1"></i>
             {t('budgets.addBudget')}
@@ -548,19 +586,280 @@ const Budgets = () => {
         </div>
       )}
 
-      {/* Budget Form Modal - Using BudgetWizard with mode='single' */}
+      {/* Budget Form Modal */}
-      <BudgetWizard
+      {showModal && (
-        isOpen={showModal}
+        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.7)' }}>
-        onClose={() => {
+          <div className="modal-dialog modal-dialog-centered">
-          setShowModal(false);
+            <div className="modal-content border-0" style={{ background: '#1e293b' }}>
-          setEditingBudget(null);
+              <div className="modal-header border-0">
-        }}
+                <h5 className="modal-title text-white">
-        onSuccess={loadData}
+                  <i className={`bi ${editingBudget ? 'bi-pencil' : 'bi-plus-circle'} me-2`}></i>
-        year={year}
+                  {editingBudget ? t('budgets.editBudget') : t('budgets.newBudget')}
-        month={month}
+                </h5>
-        mode="single"
+                <button 
-        editBudget={editingBudget}
+                  type="button" 
-      />
+                  className="btn-close btn-close-white" 
+                  onClick={() => setShowModal(false)}
+                ></button>
+              </div>
+              <form onSubmit={handleSubmit}>
+                <div className="modal-body" style={{ maxHeight: '70vh', overflowY: 'auto' }}>
+                  <p className="text-slate-400 small mb-3">
+                    <i className="bi bi-calendar3 me-1"></i>
+                    {months.find(m => m.value === month)?.label} {year}
+                  </p>
+
+                  {/* Category Selection - Grid style like transactions */}
+                  <div className="mb-3">
+                    <label className="form-label text-slate-400">{t('budgets.category')} *</label>
+                    {editingBudget ? (
+                      <input 
+                        type="text" 
+                        className="form-control bg-dark border-secondary text-white" 
+                        value={editingBudget.category?.name || ''} 
+                        disabled 
+                      />
+                    ) : (
+                      <>
+                        {availableCategories.length === 0 ? (
+                          <div className="alert alert-warning py-2 mb-0">
+                            <i className="bi bi-info-circle me-2"></i>
+                            {t('budgets.allCategoriesUsed')}
+                          </div>
+                        ) : (
+                          <div className="category-grid" style={{ 
+                            display: 'grid', 
+                            gridTemplateColumns: 'repeat(auto-fill, minmax(120px, 1fr))',
+                            gap: '8px',
+                            maxHeight: '200px',
+                            overflowY: 'auto',
+                            padding: '4px'
+                          }}>
+                            {availableCategories.map(cat => (
+                              <div
+                                key={cat.id}
+                                onClick={() => setFormData({...formData, category_id: cat.id, subcategory_id: ''})}
+                                className={`p-2 rounded text-center cursor-pointer ${
+                                  formData.category_id == cat.id 
+                                    ? 'border border-primary' 
+                                    : 'border border-secondary'
+                                }`}
+                                style={{ 
+                                  background: formData.category_id == cat.id ? 'rgba(59, 130, 246, 0.2)' : '#0f172a',
+                                  cursor: 'pointer',
+                                  transition: 'all 0.2s'
+                                }}
+                              >
+                                <i 
+                                  className={`bi ${cat.icon || 'bi-tag'} d-block mb-1`}
+                                  style={{ 
+                                    fontSize: '1.5rem',
+                                    color: cat.color || '#6b7280'
+                                  }}
+                                ></i>
+                                <small className="text-white d-block text-truncate" title={cat.name}>
+                                  {cat.name}
+                                </small>
+                              </div>
+                            ))}
+                          </div>
+                        )}
+                      </>
+                    )}
+                  </div>
+
+                  {/* Subcategory Selection - Only if category selected and has subcategories */}
+                  {formData.category_id && !editingBudget && (() => {
+                    const selectedCategory = availableCategories.find(c => c.id == formData.category_id);
+                    const subcategories = selectedCategory?.subcategories || [];
+                    
+                    if (subcategories.length > 0) {
+                      return (
+                        <div className="mb-3">
+                          <label className="form-label text-slate-400">
+                            {t('budgets.subcategory')} 
+                            <small className="text-muted ms-2">({t('common.optional')})</small>
+                          </label>
+                          <div className="category-grid" style={{ 
+                            display: 'grid', 
+                            gridTemplateColumns: 'repeat(auto-fill, minmax(120px, 1fr))',
+                            gap: '8px',
+                            maxHeight: '200px',
+                            overflowY: 'auto',
+                            padding: '4px'
+                          }}>
+                            {/* Option: All category (no subcategory) */}
+                            <div
+                              onClick={() => setFormData({...formData, subcategory_id: ''})}
+                              className={`p-2 rounded text-center cursor-pointer ${
+                                !formData.subcategory_id
+                                  ? 'border border-primary' 
+                                  : 'border border-secondary'
+                              }`}
+                              style={{ 
+                                background: !formData.subcategory_id ? 'rgba(59, 130, 246, 0.2)' : '#0f172a',
+                                cursor: 'pointer',
+                                transition: 'all 0.2s'
+                              }}
+                            >
+                              <i 
+                                className={`bi ${selectedCategory?.icon || 'bi-tag'} d-block mb-1`}
+                                style={{ 
+                                  fontSize: '1.5rem',
+                                  color: selectedCategory?.color || '#6b7280'
+                                }}
+                              ></i>
+                              <small className="text-white d-block text-truncate">
+                                {t('budgets.allCategory')}
+                              </small>
+                            </div>
+                            
+                            {/* Subcategories */}
+                            {subcategories.map(sub => (
+                              <div
+                                key={sub.id}
+                                onClick={() => setFormData({...formData, subcategory_id: sub.id})}
+                                className={`p-2 rounded text-center cursor-pointer ${
+                                  formData.subcategory_id == sub.id
+                                    ? 'border border-primary' 
+                                    : 'border border-secondary'
+                                }`}
+                                style={{ 
+                                  background: formData.subcategory_id == sub.id ? 'rgba(59, 130, 246, 0.2)' : '#0f172a',
+                                  cursor: 'pointer',
+                                  transition: 'all 0.2s'
+                                }}
+                              >
+                                <i 
+                                  className={`bi ${sub.icon || 'bi-tag'} d-block mb-1`}
+                                  style={{ 
+                                    fontSize: '1.5rem',
+                                    color: sub.color || '#6b7280'
+                                  }}
+                                ></i>
+                                <small className="text-white d-block text-truncate" title={sub.name}>
+                                  {sub.name}
+                                </small>
+                              </div>
+                            ))}
+                          </div>
+                        </div>
+                      );
+                    }
+                    return null;
+                  })()}
+
+                  {/* Cost Center Selection - Only if editing or creating new */}
+                  {!editingBudget && costCenters.length > 0 && (
+                    <div className="mb-3">
+                      <label className="form-label text-slate-400">
+                        {t('budgets.costCenter')} 
+                        <small className="text-muted ms-2">({t('common.optional')})</small>
+                      </label>
+                      <select
+                        className="form-select bg-dark border-secondary text-white"
+                        value={formData.cost_center_id || ''}
+                        onChange={(e) => setFormData({...formData, cost_center_id: e.target.value})}
+                      >
+                        <option value="">{t('budgets.noCostCenter')}</option>
+                        {costCenters.map(cc => (
+                          <option key={cc.id} value={cc.id}>
+                            {cc.name}
+                          </option>
+                        ))}
+                      </select>
+                    </div>
+                  )}
+
+                  {/* Amount */}
+                  <div className="mb-3">
+                    <label className="form-label text-slate-400">{t('budgets.amount')} *</label>
+                    <div className="input-group">
+                      <span className="input-group-text bg-dark border-secondary text-white">
+                        {getCurrencyByCode(primaryCurrency)?.symbol || '€'}
+                      </span>
+                      <input
+                        type="number"
+                        step="0.01"
+                        min="0.01"
+                        className="form-control bg-dark border-secondary text-white"
+                        value={formData.amount}
+                        onChange={(e) => setFormData({...formData, amount: e.target.value})}
+                        placeholder="0.00"
+                        required
+                      />
+                    </div>
+                  </div>
+
+                  {/* Period Type */}
+                  {!editingBudget && (
+                    <div className="mb-3">
+                      <label className="form-label text-slate-400">{t('budgets.periodType')}</label>
+                      <select
+                        className="form-select bg-dark border-secondary text-white"
+                        value={formData.period_type || 'monthly'}
+                        onChange={(e) => setFormData({...formData, period_type: e.target.value})}
+                      >
+                        <option value="monthly">{t('budgets.monthly')}</option>
+                        <option value="bimestral">{t('budgets.bimestral')}</option>
+                        <option value="trimestral">{t('budgets.trimestral')}</option>
+                        <option value="semestral">{t('budgets.semestral')}</option>
+                        <option value="yearly">{t('budgets.yearly')}</option>
+                      </select>
+                    </div>
+                  )}
+
+                  {/* Cumulative Option */}
+                  {!editingBudget && (
+                    <div className="mb-3">
+                      <div className="form-check form-switch">
+                        <input
+                          className="form-check-input"
+                          type="checkbox"
+                          id="isCumulativeCheck"
+                          checked={formData.is_cumulative || false}
+                          onChange={(e) => setFormData({...formData, is_cumulative: e.target.checked})}
+                        />
+                        <label className="form-check-label text-slate-400" htmlFor="isCumulativeCheck">
+                          {t('budgets.isCumulative')}
+                          <small className="d-block text-muted">{t('budgets.isCumulativeHelp')}</small>
+                        </label>
+                      </div>
+                    </div>
+                  )}
+
+                  {/* Info about auto-propagation */}
+                  {!editingBudget && (
+                    <div className="alert alert-info py-2 mb-0">
+                      <small>
+                        <i className="bi bi-info-circle me-1"></i>
+                        {t('budgets.autoPropagateInfo')}
+                      </small>
+                    </div>
+                  )}
+                </div>
+                <div className="modal-footer border-0">
+                  <button 
+                    type="button" 
+                    className="btn btn-outline-secondary"
+                    onClick={() => setShowModal(false)}
+                  >
+                    {t('common.cancel')}
+                  </button>
+                  <button 
+                    type="submit" 
+                    className="btn btn-primary"
+                    disabled={!editingBudget && (!formData.category_id || !formData.amount)}
+                  >
+                    <i className="bi bi-check-lg me-1"></i>
+                    {t('common.save')}
+                  </button>
+                </div>
+              </form>
+            </div>
+          </div>
+        </div>
+      )}
 
       {/* Delete Confirmation */}
       <ConfirmModal
@@ -572,15 +871,6 @@ const Budgets = () => {
         confirmText={t('common.delete')}
         variant="danger"
       />
-
-      {/* Budget Wizard */}
-      <BudgetWizard
-        isOpen={showWizard}
-        onClose={() => setShowWizard(false)}
-        onSuccess={loadData}
-        year={year}
-        month={month}
-      />
     </div>
   );
 };

frontend/src/pages/Categories.jsx

@@ -473,84 +473,40 @@ const Categories = () => {
         )}
       </div>
 
-      {/* Modal de Criar/Editar - Design Elegante */}
+      {/* Modal de Criar/Editar */}
       {showModal && (
-        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.8)' }}>
+        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.7)' }}>
-          <div className="modal-dialog modal-dialog-centered modal-lg">
+          <div className="modal-dialog modal-lg modal-dialog-centered">
-            <div className="modal-content border-0" style={{ background: '#1e293b', maxHeight: '90vh' }}>
+            <div className="modal-content" style={{ background: '#1e293b' }}>
-              {/* Header elegante */}
+              <div className="modal-header border-bottom" style={{ borderColor: '#334155 !important' }}>
-              <div className="modal-header border-0 pb-0">
+                <h5 className="modal-title text-white">
-                <div>
+                  <i className={`bi ${selectedItem ? 'bi-pencil' : 'bi-plus-circle'} me-2`}></i>
-                  <h5 className="modal-title text-white mb-1">
+                  {selectedItem ? t('categories.editCategory') : formData.parent_id ? t('categories.createSubcategory') : t('categories.newCategory')}
-                    <i className={`bi ${selectedItem ? 'bi-pencil-square' : formData.parent_id ? 'bi-diagram-3' : 'bi-plus-circle-dotted'} me-2 text-info`}></i>
+                </h5>
-                    {selectedItem ? t('categories.editCategory') : formData.parent_id ? t('categories.createSubcategory') : t('categories.newCategory')}
-                  </h5>
-                  <p className="text-slate-400 mb-0 small">
-                    {formData.parent_id 
-                      ? `${t('categories.parentCategory')}: ${flatCategories.find(c => c.id == formData.parent_id)?.name || ''}`
-                      : t('categories.title')
-                    }
-                  </p>
-                </div>
                 <button type="button" className="btn-close btn-close-white" onClick={handleCloseModal}></button>
               </div>
-              
               <form onSubmit={handleSubmit}>
-                <div className="modal-body pt-3" style={{ maxHeight: '65vh', overflowY: 'auto' }}>
+                <div className="modal-body">
-                  
+                  <div className="row g-3">
-                  {/* Preview Card */}
+                    {/* Nome */}
-                  <div className="mb-4 p-3 rounded-3" style={{ background: '#0f172a' }}>
+                    <div className="col-md-6">
-                    <div className="d-flex align-items-center">
+                      <label className="form-label text-slate-300">{t('common.name')} *</label>
-                      <div 
-                        className="rounded-circle d-flex align-items-center justify-content-center me-3"
-                        style={{ 
-                          width: 50, 
-                          height: 50, 
-                          background: `${formData.color}25`,
-                          border: `2px solid ${formData.color}`,
-                        }}
-                      >
-                        <i className={`bi ${formData.icon}`} style={{ fontSize: '1.3rem', color: formData.color }}></i>
-                      </div>
-                      <div>
-                        <h6 className="text-white mb-0">{formData.name || t('categories.newCategory')}</h6>
-                        <small className="text-slate-400">{formData.description || t('common.description')}</small>
-                      </div>
-                      <div className="ms-auto">
-                        <span className={`badge bg-${getTypeColor(formData.type)} bg-opacity-25 text-${getTypeColor(formData.type)}`}>
-                          {categoryTypes[formData.type]}
-                        </span>
-                      </div>
-                    </div>
-                  </div>
-
-                  {/* Nome e Tipo - Linha principal */}
-                  <div className="row g-3 mb-4">
-                    <div className="col-md-8">
-                      <label className="form-label text-white fw-medium mb-2">
-                        <i className="bi bi-type me-2 text-primary"></i>
-                        {t('common.name')} *
-                      </label>
                       <input
                         type="text"
-                        className="form-control bg-dark text-white border-0"
+                        className="form-control bg-dark text-white border-secondary"
-                        style={{ background: '#0f172a' }}
                         name="name"
                         value={formData.name}
                         onChange={handleChange}
-                        placeholder={t('categories.namePlaceholder') || 'Ex: Alimentación, Transporte...'}
+                        placeholder="Ex: Alimentação, Moradia..."
                         required
-                        autoFocus
                       />
                     </div>
-                    <div className="col-md-4">
+
-                      <label className="form-label text-white fw-medium mb-2">
+                    {/* Tipo */}
-                        <i className="bi bi-arrow-left-right me-2 text-warning"></i>
+                    <div className="col-md-3">
-                        {t('common.type')} *
+                      <label className="form-label text-slate-300">{t('common.type')} *</label>
-                      </label>
                       <select
-                        className="form-select bg-dark text-white border-0"
+                        className="form-select bg-dark text-white border-secondary"
-                        style={{ background: '#0f172a' }}
                         name="type"
                         value={formData.type}
                         onChange={handleChange}
@@ -561,218 +517,145 @@ const Categories = () => {
                         ))}
                       </select>
                     </div>
-                  </div>
 
-                  {/* Visual - Cor e Ícone */}
+                    {/* Categoria Pai */}
-                  <div className="mb-4">
+                    <div className="col-md-3">
-                    <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('categories.parentCategory')}</label>
-                      <i className="bi bi-palette me-2 text-success"></i>
+                      <select
-                      {t('categories.visualSettings') || 'Aparência'}
+                        className="form-select bg-dark text-white border-secondary"
-                    </label>
+                        name="parent_id"
-                    <div className="row g-3">
+                        value={formData.parent_id}
-                      <div className="col-4">
+                        onChange={handleChange}
-                        <div className="p-3 rounded text-center" style={{ background: '#0f172a' }}>
+                      >
-                          <label className="text-slate-400 small d-block mb-2">{t('common.color')}</label>
+                        <option value="">{t('categories.noParent')}</option>
-                          <input
-                            type="color"
-                            className="form-control form-control-color mx-auto border-0"
-                            style={{ width: 50, height: 50, cursor: 'pointer', background: 'transparent' }}
-                            name="color"
-                            value={formData.color}
-                            onChange={handleChange}
-                          />
-                        </div>
-                      </div>
-                      <div className="col-8">
-                        <div className="p-3 rounded h-100" style={{ background: '#0f172a' }}>
-                          <label className="text-slate-400 small d-block mb-2">{t('common.icon')}</label>
-                          <IconSelector
-                            value={formData.icon}
-                            onChange={(icon) => setFormData(prev => ({ ...prev, icon }))}
-                            type="category"
-                          />
-                        </div>
-                      </div>
-                    </div>
-                  </div>
-
-                  {/* Categoria Pai (se não for edição de uma categoria raiz) */}
-                  {!selectedItem?.children?.length && (
-                    <div className="mb-4">
-                      <label className="form-label text-white fw-medium mb-2">
-                        <i className="bi bi-diagram-2 me-2 text-info"></i>
-                        {t('categories.parentCategory')}
-                        <span className="badge bg-secondary ms-2" style={{ fontSize: '0.65rem' }}>{t('common.optional')}</span>
-                      </label>
-                      <div className="row g-2">
-                        <div className="col-4 col-md-3">
-                          <div
-                            onClick={() => setFormData({...formData, parent_id: ''})}
-                            className="p-2 rounded text-center h-100 d-flex flex-column justify-content-center"
-                            style={{ 
-                              background: !formData.parent_id ? 'rgba(59, 130, 246, 0.15)' : '#0f172a',
-                              cursor: 'pointer',
-                              border: !formData.parent_id ? '2px solid #3b82f6' : '2px solid transparent',
-                              minHeight: 60
-                            }}
-                          >
-                            <i className="bi bi-app d-block mb-1 text-slate-400"></i>
-                            <small className="text-white">{t('categories.noParent')}</small>
-                          </div>
-                        </div>
                         {flatCategories
-                          .filter(c => c.id !== selectedItem?.id && (c.type === formData.type || c.type === 'both'))
+                          .filter(c => c.id !== selectedItem?.id)
-                          .slice(0, 7)
+                          .map((cat) => (
-                          .map(cat => (
+                            <option key={cat.id} value={cat.id}>{cat.name}</option>
-                            <div key={cat.id} className="col-4 col-md-3">
-                              <div
-                                onClick={() => setFormData({...formData, parent_id: cat.id.toString()})}
-                                className="p-2 rounded text-center h-100 d-flex flex-column justify-content-center"
-                                style={{ 
-                                  background: formData.parent_id == cat.id ? 'rgba(59, 130, 246, 0.15)' : '#0f172a',
-                                  cursor: 'pointer',
-                                  border: formData.parent_id == cat.id ? '2px solid #3b82f6' : '2px solid transparent',
-                                  minHeight: 60
-                                }}
-                              >
-                                <i className={`bi ${cat.icon || 'bi-tag'} d-block mb-1`} style={{ color: cat.color || '#6b7280' }}></i>
-                                <small className="text-white text-truncate" title={cat.name}>{cat.name}</small>
-                              </div>
-                            </div>
                           ))}
-                      </div>
+                      </select>
-                      {flatCategories.filter(c => c.id !== selectedItem?.id && (c.type === formData.type || c.type === 'both')).length > 7 && (
-                        <select
-                          className="form-select bg-dark text-white border-0 mt-2"
-                          style={{ background: '#0f172a' }}
-                          name="parent_id"
-                          value={formData.parent_id}
-                          onChange={handleChange}
-                        >
-                          <option value="">{t('categories.selectParent') || 'Mais categorias...'}</option>
-                          {flatCategories
-                            .filter(c => c.id !== selectedItem?.id && (c.type === formData.type || c.type === 'both'))
-                            .map((cat) => (
-                              <option key={cat.id} value={cat.id}>{cat.name}</option>
-                            ))}
-                        </select>
-                      )}
                     </div>
-                  )}
 
-                  {/* Descrição */}
+                    {/* Cor */}
-                  <div className="mb-4">
+                    <div className="col-md-3">
-                    <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('common.color')}</label>
-                      <i className="bi bi-text-paragraph me-2 text-secondary"></i>
+                      <input
-                      {t('common.description')}
+                        type="color"
-                      <span className="badge bg-secondary ms-2" style={{ fontSize: '0.65rem' }}>{t('common.optional')}</span>
+                        className="form-control form-control-color bg-dark border-secondary w-100"
-                    </label>
+                        name="color"
-                    <textarea
+                        value={formData.color}
-                      className="form-control bg-dark text-white border-0"
+                        onChange={handleChange}
-                      style={{ background: '#0f172a' }}
+                      />
-                      name="description"
+                    </div>
-                      value={formData.description}
-                      onChange={handleChange}
-                      rows="2"
-                      placeholder={t('categories.descPlaceholder') || 'Descreva esta categoria...'}
-                    ></textarea>
-                  </div>
 
-                  {/* Palavras-chave - Seção destacada */}
+                    {/* Ícone */}
-                  <div className="mb-3">
+                    <div className="col-md-5">
-                    <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('common.icon')}</label>
-                      <i className="bi bi-key me-2 text-warning"></i>
+                      <IconSelector
-                      {t('categories.keywords')}
+                        value={formData.icon}
-                      <span className="badge bg-warning text-dark ms-2" style={{ fontSize: '0.65rem' }}>
+                        onChange={(icon) => setFormData(prev => ({ ...prev, icon }))}
-                        {t('categories.autoCategorizationLabel') || 'Auto-categorização'}
+                        type="category"
-                      </span>
+                      />
-                    </label>
+                    </div>
-                    <div className="p-3 rounded" style={{ background: '#0f172a' }}>
+
+                    {/* Status */}
+                    <div className="col-md-4">
+                      <label className="form-label text-slate-300">&nbsp;</label>
+                      <div className="form-check mt-2">
+                        <input
+                          type="checkbox"
+                          className="form-check-input"
+                          id="is_active"
+                          name="is_active"
+                          checked={formData.is_active}
+                          onChange={handleChange}
+                        />
+                        <label className="form-check-label text-slate-300" htmlFor="is_active">
+                          {t('common.active')}
+                        </label>
+                      </div>
+                    </div>
+
+                    {/* Descrição */}
+                    <div className="col-12">
+                      <label className="form-label text-slate-300">{t('common.description')}</label>
+                      <textarea
+                        className="form-control bg-dark text-white border-secondary"
+                        name="description"
+                        value={formData.description}
+                        onChange={handleChange}
+                        rows="2"
+                        placeholder="Descreva esta categoria..."
+                      ></textarea>
+                    </div>
+
+                    {/* Palavras-chave */}
+                    <div className="col-12">
+                      <label className="form-label text-slate-300">
+                        <i className="bi bi-key me-1"></i>
+                        {t('categories.keywordHelp')}
+                      </label>
                       <div className="input-group mb-2">
                         <input
                           type="text"
-                          className="form-control bg-dark text-white border-0"
+                          className="form-control bg-dark text-white border-secondary"
-                          style={{ background: '#1e293b' }}
                           value={newKeyword}
                           onChange={(e) => setNewKeyword(e.target.value)}
                           onKeyPress={handleKeywordKeyPress}
-                          placeholder={t('categories.keywordPlaceholder') || 'Digite e pressione Enter...'}
+                          placeholder="Digite uma palavra-chave e pressione Enter..."
                         />
                         <button 
                           type="button" 
-                          className="btn btn-info px-3"
+                          className="btn btn-outline-info"
                           onClick={handleAddKeyword}
                         >
-                          <i className="bi bi-plus-lg"></i>
+                          <i className="bi bi-plus"></i>
                         </button>
                       </div>
                       <div className="d-flex flex-wrap gap-2">
                         {formData.keywords.map((keyword, index) => (
                           <span 
                             key={index}
-                            className="badge d-flex align-items-center py-2 px-3"
+                            className="badge d-flex align-items-center"
                             style={{ 
                               backgroundColor: formData.color + '25',
                               color: formData.color,
-                              fontSize: '0.85rem'
                             }}
                           >
                             {keyword}
                             <button
                               type="button"
-                              className="btn-close ms-2"
+                              className="btn-close btn-close-white ms-2"
-                              style={{ fontSize: '8px', filter: 'brightness(1.5)' }}
+                              style={{ fontSize: '8px' }}
                               onClick={() => handleRemoveKeyword(keyword)}
                             ></button>
                           </span>
                         ))}
                         {formData.keywords.length === 0 && (
                           <small className="text-slate-500">
-                            <i className="bi bi-info-circle me-1"></i>
+                            {t('common.noData')}
-                            {t('categories.noKeywords') || 'Nenhuma palavra-chave. Transações serão categorizadas manualmente.'}
                           </small>
                         )}
                       </div>
+                      <small className="text-slate-500 mt-2 d-block">
+                        Ex: "RESTAURANTE", "PIZZA", "HAMBURGUER" - Para a categoria Alimentação
+                      </small>
                     </div>
-                    <small className="text-slate-500 mt-2 d-block">
-                      <i className="bi bi-lightbulb me-1"></i>
-                      {t('categories.keywordHelp') || 'Ex: "RESTAURANTE", "PIZZA" - Transações com essas palavras serão categorizadas automaticamente'}
-                    </small>
-                  </div>
-
-                  {/* Status */}
-                  <div className="form-check form-switch">
-                    <input
-                      type="checkbox"
-                      className="form-check-input"
-                      id="is_active"
-                      name="is_active"
-                      checked={formData.is_active}
-                      onChange={handleChange}
-                      role="switch"
-                    />
-                    <label className="form-check-label text-white" htmlFor="is_active">
-                      <i className={`bi ${formData.is_active ? 'bi-check-circle text-success' : 'bi-x-circle text-secondary'} me-2`}></i>
-                      {formData.is_active ? t('common.active') : t('common.inactive')}
-                    </label>
                   </div>
                 </div>
-                
+                <div className="modal-footer border-top" style={{ borderColor: '#334155 !important' }}>
-                {/* Footer elegante */}
+                  <button type="button" className="btn btn-outline-light" onClick={handleCloseModal}>
-                <div className="modal-footer border-0">
-                  <button type="button" className="btn btn-outline-secondary px-4" onClick={handleCloseModal}>
-                    <i className="bi bi-x-lg me-2"></i>
                     {t('common.cancel')}
                   </button>
-                  <button type="submit" className="btn btn-info px-4" disabled={saving || !formData.name.trim()}>
+                  <button type="submit" className="btn btn-info" disabled={saving}>
                     {saving ? (
                       <>
                         <span className="spinner-border spinner-border-sm me-2"></span>
-                        {t('common.saving')}
+                        {t('common.loading')}
                       </>
                     ) : (
                       <>
-                        <i className={`bi ${selectedItem ? 'bi-check-lg' : 'bi-plus-lg'} me-2`}></i>
+                        <i className="bi bi-check-lg me-2"></i>
                         {selectedItem ? t('common.save') : t('common.create')}
                       </>
                     )}
@@ -795,145 +678,116 @@ const Categories = () => {
         loading={saving}
       />
 
-      {/* Modal de Categorização em Lote - Design Elegante */}
+      {/* Modal de Categorização em Lote */}
       {showBatchModal && (
-        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.8)' }}>
+        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.7)' }}>
-          <div className="modal-dialog modal-lg modal-dialog-centered" style={{ maxWidth: '700px' }}>
+          <div className="modal-dialog modal-lg modal-dialog-centered modal-dialog-scrollable">
-            <div className="modal-content border-0" style={{ background: '#1e293b', maxHeight: '90vh' }}>
+            <div className="modal-content border-0" style={{ background: '#1e293b' }}>
-              {/* Header elegante */}
+              <div className="modal-header border-secondary">
-              <div className="modal-header border-0 pb-0">
+                <h5 className="modal-title text-white">
-                <div>
+                  <i className="bi bi-lightning-charge me-2 text-warning"></i>
-                  <h5 className="modal-title text-white mb-1">
+                  {t('categories.batchCategorize') || 'Categorização em Lote'}
-                    <i className="bi bi-lightning-charge-fill me-2 text-warning"></i>
+                </h5>
-                    {t('categories.batchCategorize') || 'Categorização Automática'}
-                  </h5>
-                  <p className="text-slate-400 mb-0 small">
-                    {t('categories.batchDescription') || 'Categorize transações automaticamente usando palavras-chave'}
-                  </p>
-                </div>
                 <button type="button" className="btn-close btn-close-white" onClick={handleCloseBatchModal}></button>
               </div>
-              
+              <div className="modal-body">
-              <div className="modal-body pt-3" style={{ maxHeight: '65vh', overflowY: 'auto' }}>
                 {loadingBatch ? (
                   <div className="text-center py-5">
-                    <div className="spinner-border text-warning" role="status" style={{ width: '3rem', height: '3rem' }}>
+                    <div className="spinner-border text-info" role="status">
                       <span className="visually-hidden">Loading...</span>
                     </div>
-                    <p className="text-slate-400 mt-3 mb-0">{t('categories.analyzingTransactions') || 'Analisando transações...'}</p>
+                    <p className="text-slate-400 mt-3">{t('common.loading') || 'Carregando...'}</p>
                   </div>
                 ) : batchPreview ? (
                   <>
-                    {/* Cards de Resumo */}
+                    {/* Resumo */}
-                    <div className="row g-3 mb-4">
+                    <div className="row mb-4">
-                      <div className="col-6 col-md-3">
+                      <div className="col-md-3">
-                        <div className="p-3 rounded-3 text-center" style={{ background: '#0f172a' }}>
+                        <div className="card border-0" style={{ background: '#0f172a' }}>
-                          <div className="rounded-circle d-inline-flex align-items-center justify-content-center mb-2" 
+                          <div className="card-body text-center">
-                               style={{ width: 40, height: 40, background: 'rgba(234, 179, 8, 0.2)' }}>
+                            <h3 className="text-warning mb-1">{batchPreview.total_uncategorized}</h3>
-                            <i className="bi bi-question-circle text-warning"></i>
+                            <small className="text-slate-400">{t('categories.uncategorized') || 'Sem categoria'}</small>
                           </div>
-                          <h4 className="text-warning mb-0">{batchPreview.total_uncategorized}</h4>
-                          <small className="text-slate-500">{t('categories.uncategorized') || 'Sem categoria'}</small>
                         </div>
                       </div>
-                      <div className="col-6 col-md-3">
+                      <div className="col-md-3">
-                        <div className="p-3 rounded-3 text-center" style={{ background: '#0f172a' }}>
+                        <div className="card border-0" style={{ background: '#0f172a' }}>
-                          <div className="rounded-circle d-inline-flex align-items-center justify-content-center mb-2" 
+                          <div className="card-body text-center">
-                               style={{ width: 40, height: 40, background: 'rgba(34, 197, 94, 0.2)' }}>
+                            <h3 className="text-success mb-1">{batchPreview.would_categorize}</h3>
-                            <i className="bi bi-check-circle text-success"></i>
+                            <small className="text-slate-400">{t('categories.willCategorize') || 'Serão categorizadas'}</small>
                           </div>
-                          <h4 className="text-success mb-0">{batchPreview.would_categorize}</h4>
-                          <small className="text-slate-500">{t('categories.willCategorize') || 'Serão categorizadas'}</small>
                         </div>
                       </div>
-                      <div className="col-6 col-md-3">
+                      <div className="col-md-3">
-                        <div className="p-3 rounded-3 text-center" style={{ background: '#0f172a' }}>
+                        <div className="card border-0" style={{ background: '#0f172a' }}>
-                          <div className="rounded-circle d-inline-flex align-items-center justify-content-center mb-2" 
+                          <div className="card-body text-center">
-                               style={{ width: 40, height: 40, background: 'rgba(148, 163, 184, 0.2)' }}>
+                            <h3 className="text-secondary mb-1">{batchPreview.would_skip}</h3>
-                            <i className="bi bi-dash-circle text-slate-400"></i>
+                            <small className="text-slate-400">{t('categories.willSkip') || 'Sem correspondência'}</small>
                           </div>
-                          <h4 className="text-slate-400 mb-0">{batchPreview.would_skip}</h4>
-                          <small className="text-slate-500">{t('categories.willSkip') || 'Sem correspondência'}</small>
                         </div>
                       </div>
-                      <div className="col-6 col-md-3">
+                      <div className="col-md-3">
-                        <div className="p-3 rounded-3 text-center" style={{ background: '#0f172a' }}>
+                        <div className="card border-0" style={{ background: '#0f172a' }}>
-                          <div className="rounded-circle d-inline-flex align-items-center justify-content-center mb-2" 
+                          <div className="card-body text-center">
-                               style={{ width: 40, height: 40, background: 'rgba(59, 130, 246, 0.2)' }}>
+                            <h3 className="text-info mb-1">{batchPreview.total_keywords}</h3>
-                            <i className="bi bi-key text-info"></i>
+                            <small className="text-slate-400">{t('categories.totalKeywords') || 'Palavras-chave'}</small>
                           </div>
-                          <h4 className="text-info mb-0">{batchPreview.total_keywords}</h4>
-                          <small className="text-slate-500">{t('categories.totalKeywords') || 'Palavras-chave'}</small>
                         </div>
                       </div>
                     </div>
 
-                    {/* Preview Table */}
+                    {/* Preview */}
                     {batchPreview.preview.length > 0 ? (
                       <>
-                        <div className="d-flex align-items-center mb-3">
+                        <h6 className="text-white mb-3">
-                          <i className="bi bi-eye me-2 text-info"></i>
+                          <i className="bi bi-eye me-2"></i>
-                          <h6 className="text-white mb-0">
+                          {t('categories.previewTitle') || 'Preview das categorizações'}
-                            {t('categories.previewTitle') || 'Preview das categorizações'}
+                        </h6>
-                          </h6>
+                        <div className="table-responsive" style={{ maxHeight: '300px' }}>
-                          <span className="badge bg-info bg-opacity-25 text-info ms-2">
+                          <table className="table table-dark table-striped table-hover mb-0">
-                            {batchPreview.preview.length} {t('common.items') || 'itens'}
+                            <thead style={{ position: 'sticky', top: 0, background: '#1e293b' }}>
-                          </span>
+                              <tr>
-                        </div>
+                                <th>{t('transactions.description') || 'Descrição'}</th>
-                        <div className="rounded-3 overflow-hidden" style={{ background: '#0f172a' }}>
+                                <th>{t('categories.matchedKeyword') || 'Keyword'}</th>
-                          <div style={{ maxHeight: '250px', overflowY: 'auto' }}>
+                                <th>{t('categories.category') || 'Categoria'}</th>
-                            <table className="table table-dark mb-0" style={{ background: 'transparent' }}>
+                              </tr>
-                              <thead style={{ position: 'sticky', top: 0, background: '#0f172a', zIndex: 1 }}>
+                            </thead>
-                                <tr>
+                            <tbody>
-                                  <th className="border-0 text-slate-400 fw-normal small">{t('transactions.description') || 'Descrição'}</th>
+                              {batchPreview.preview.map((item, index) => (
-                                  <th className="border-0 text-slate-400 fw-normal small text-center" style={{ width: '120px' }}>{t('categories.matchedKeyword') || 'Keyword'}</th>
+                                <tr key={index}>
-                                  <th className="border-0 text-slate-400 fw-normal small" style={{ width: '140px' }}>{t('categories.category') || 'Categoria'}</th>
+                                  <td className="text-truncate" style={{ maxWidth: '300px' }}>
+                                    {item.description}
+                                  </td>
+                                  <td>
+                                    <span className="badge bg-warning">{item.matched_keyword}</span>
+                                  </td>
+                                  <td className="text-info">{item.category_name}</td>
                                 </tr>
-                              </thead>
+                              ))}
-                              <tbody>
+                            </tbody>
-                                {batchPreview.preview.map((item, index) => (
+                          </table>
-                                  <tr key={index} style={{ borderColor: '#334155' }}>
-                                    <td className="text-white text-truncate border-secondary" style={{ maxWidth: '200px' }}>
-                                      {item.description}
-                                    </td>
-                                    <td className="text-center border-secondary">
-                                      <span className="badge bg-warning bg-opacity-25 text-warning">{item.matched_keyword}</span>
-                                    </td>
-                                    <td className="text-info border-secondary">{item.category_name}</td>
-                                  </tr>
-                                ))}
-                              </tbody>
-                            </table>
-                          </div>
                         </div>
                       </>
                     ) : (
-                      <div className="p-4 rounded-3 text-center" style={{ background: '#0f172a' }}>
+                      <div className="alert alert-warning">
-                        <i className="bi bi-search display-4 text-slate-600 mb-3 d-block"></i>
+                        <i className="bi bi-exclamation-triangle me-2"></i>
-                        <h6 className="text-white mb-2">{t('categories.noMatchesFoundTitle') || 'Nenhuma correspondência encontrada'}</h6>
+                        {t('categories.noMatchesFound') || 'Nenhuma transação corresponde às palavras-chave configuradas'}
-                        <p className="text-slate-400 mb-0 small">
-                          {t('categories.noMatchesFound') || 'Adicione palavras-chave às categorias para permitir categorização automática'}
-                        </p>
                       </div>
                     )}
                   </>
                 ) : (
-                  <div className="p-4 rounded-3 text-center" style={{ background: '#0f172a' }}>
+                  <div className="alert alert-danger">
-                    <i className="bi bi-exclamation-triangle display-4 text-danger mb-3 d-block"></i>
+                    {t('categories.previewError') || 'Erro ao carregar preview'}
-                    <p className="text-slate-400 mb-0">{t('categories.previewError') || 'Erro ao carregar preview'}</p>
                   </div>
                 )}
               </div>
-              
+              <div className="modal-footer border-secondary">
-              {/* Footer elegante */}
+                <button type="button" className="btn btn-outline-secondary" onClick={handleCloseBatchModal}>
-              <div className="modal-footer border-0">
-                <button type="button" className="btn btn-outline-secondary px-4" onClick={handleCloseBatchModal}>
-                  <i className="bi bi-x-lg me-2"></i>
                   {t('common.cancel') || 'Cancelar'}
                 </button>
                 <button
                   type="button"
-                  className="btn btn-warning px-4"
+                  className="btn btn-warning"
                   onClick={handleExecuteBatch}
                   disabled={executingBatch || !batchPreview || batchPreview.would_categorize === 0}
                 >
@@ -944,8 +798,8 @@ const Categories = () => {
                     </>
                   ) : (
                     <>
-                      <i className="bi bi-lightning-charge-fill me-2"></i>
+                      <i className="bi bi-lightning-charge me-2"></i>
-                      {t('categories.executeBatch') || 'Categorizar'} ({batchPreview?.would_categorize || 0})
+                      {t('categories.executeBatch') || 'Executar Categorização'}
                     </>
                   )}
                 </button>

frontend/src/pages/CostCenters.jsx

@@ -357,242 +357,170 @@ const CostCenters = () => {
         </div>
       )}
 
-      {/* Modal de Criar/Editar - Design Elegante */}
+      {/* Modal de Criar/Editar */}
       {showModal && (
-        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.8)' }}>
+        <div className="modal show d-block" style={{ backgroundColor: 'rgba(0,0,0,0.7)' }}>
-          <div className="modal-dialog modal-dialog-centered modal-lg">
+          <div className="modal-dialog modal-lg modal-dialog-centered">
-            <div className="modal-content border-0" style={{ background: '#1e293b', maxHeight: '90vh' }}>
+            <div className="modal-content" style={{ background: '#1e293b' }}>
-              {/* Header elegante */}
+              <div className="modal-header border-bottom" style={{ borderColor: '#334155 !important' }}>
-              <div className="modal-header border-0 pb-0">
+                <h5 className="modal-title text-white">
-                <div>
+                  <i className={`bi ${selectedItem ? 'bi-pencil' : 'bi-plus-circle'} me-2`}></i>
-                  <h5 className="modal-title text-white mb-1">
+                  {selectedItem ? t('costCenters.editCostCenter') : t('costCenters.newCostCenter')}
-                    <i className={`bi ${selectedItem ? 'bi-pencil-square' : 'bi-plus-circle-dotted'} me-2 text-success`}></i>
+                </h5>
-                    {selectedItem ? t('costCenters.editCostCenter') : t('costCenters.newCostCenter')}
-                  </h5>
-                  <p className="text-slate-400 mb-0 small">
-                    {t('costCenters.title')}
-                  </p>
-                </div>
                 <button type="button" className="btn-close btn-close-white" onClick={handleCloseModal}></button>
               </div>
-              
               <form onSubmit={handleSubmit}>
-                <div className="modal-body pt-3" style={{ maxHeight: '65vh', overflowY: 'auto' }}>
+                <div className="modal-body">
-                  
+                  <div className="row g-3">
-                  {/* Preview Card */}
+                    {/* Nome */}
-                  <div className="mb-4 p-3 rounded-3" style={{ background: '#0f172a' }}>
-                    <div className="d-flex align-items-center">
-                      <div 
-                        className="rounded-circle d-flex align-items-center justify-content-center me-3"
-                        style={{ 
-                          width: 50, 
-                          height: 50, 
-                          background: `${formData.color}25`,
-                          border: `2px solid ${formData.color}`,
-                        }}
-                      >
-                        <i className={`bi ${formData.icon}`} style={{ fontSize: '1.3rem', color: formData.color }}></i>
-                      </div>
-                      <div>
-                        <h6 className="text-white mb-0">{formData.name || t('costCenters.newCostCenter')}</h6>
-                        <small className="text-slate-400">
-                          {formData.code ? `${t('costCenters.code')}: ${formData.code}` : t('common.description')}
-                        </small>
-                      </div>
-                      <div className="ms-auto">
-                        {formData.is_active ? (
-                          <span className="badge bg-success bg-opacity-25 text-success">{t('common.active')}</span>
-                        ) : (
-                          <span className="badge bg-secondary bg-opacity-25 text-secondary">{t('common.inactive')}</span>
-                        )}
-                      </div>
-                    </div>
-                  </div>
-
-                  {/* Nome e Código - Linha principal */}
-                  <div className="row g-3 mb-4">
                     <div className="col-md-8">
-                      <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('common.name')} *</label>
-                        <i className="bi bi-type me-2 text-primary"></i>
-                        {t('common.name')} *
-                      </label>
                       <input
                         type="text"
-                        className="form-control bg-dark text-white border-0"
+                        className="form-control bg-dark text-white border-secondary"
-                        style={{ background: '#0f172a' }}
                         name="name"
                         value={formData.name}
                         onChange={handleChange}
-                        placeholder={t('costCenters.namePlaceholder') || 'Ej: Proyecto Alpha, Dpto. Marketing...'}
+                        placeholder="Ex: Projeto Alpha, Departamento RH..."
                         required
-                        autoFocus
                       />
                     </div>
+
+                    {/* Código */}
                     <div className="col-md-4">
-                      <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('costCenters.code')}</label>
-                        <i className="bi bi-hash me-2 text-warning"></i>
-                        {t('costCenters.code')}
-                        <span className="badge bg-secondary ms-2" style={{ fontSize: '0.65rem' }}>{t('common.optional')}</span>
-                      </label>
                       <input
                         type="text"
-                        className="form-control bg-dark text-white border-0"
+                        className="form-control bg-dark text-white border-secondary"
-                        style={{ background: '#0f172a' }}
                         name="code"
                         value={formData.code}
                         onChange={handleChange}
-                        placeholder="CC001"
+                        placeholder="Ex: CC001"
                         maxLength="20"
                       />
                     </div>
-                  </div>
 
-                  {/* Visual - Cor e Ícone */}
+                    {/* Cor */}
-                  <div className="mb-4">
+                    <div className="col-md-3">
-                    <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('common.color')}</label>
-                      <i className="bi bi-palette me-2 text-success"></i>
+                      <input
-                      {t('costCenters.visualSettings') || t('categories.visualSettings') || 'Apariencia'}
+                        type="color"
-                    </label>
+                        className="form-control form-control-color bg-dark border-secondary w-100"
-                    <div className="row g-3">
+                        name="color"
-                      <div className="col-4">
+                        value={formData.color}
-                        <div className="p-3 rounded text-center" style={{ background: '#0f172a' }}>
+                        onChange={handleChange}
-                          <label className="text-slate-400 small d-block mb-2">{t('common.color')}</label>
+                      />
-                          <input
+                    </div>
-                            type="color"
+
-                            className="form-control form-control-color mx-auto border-0"
+                    {/* Ícone */}
-                            style={{ width: 50, height: 50, cursor: 'pointer', background: 'transparent' }}
+                    <div className="col-md-5">
-                            name="color"
+                      <label className="form-label text-slate-300">{t('common.icon')}</label>
-                            value={formData.color}
+                      <IconSelector
-                            onChange={handleChange}
+                        value={formData.icon}
-                          />
+                        onChange={(icon) => setFormData(prev => ({ ...prev, icon }))}
-                        </div>
+                        type="costCenter"
-                      </div>
+                      />
-                      <div className="col-8">
+                    </div>
-                        <div className="p-3 rounded h-100" style={{ background: '#0f172a' }}>
+
-                          <label className="text-slate-400 small d-block mb-2">{t('common.icon')}</label>
+                    {/* Status */}
-                          <IconSelector
+                    <div className="col-md-4">
-                            value={formData.icon}
+                      <label className="form-label text-slate-300">&nbsp;</label>
-                            onChange={(icon) => setFormData(prev => ({ ...prev, icon }))}
+                      <div className="form-check mt-2">
-                            type="costCenter"
+                        <input
-                          />
+                          type="checkbox"
-                        </div>
+                          className="form-check-input"
+                          id="is_active"
+                          name="is_active"
+                          checked={formData.is_active}
+                          onChange={handleChange}
+                        />
+                        <label className="form-check-label text-slate-300" htmlFor="is_active">
+                          {t('common.active')}
+                        </label>
                       </div>
                     </div>
-                  </div>
 
-                  {/* Descrição */}
+                    {/* Descrição */}
-                  <div className="mb-4">
+                    <div className="col-12">
-                    <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">{t('common.description')}</label>
-                      <i className="bi bi-text-paragraph me-2 text-secondary"></i>
+                      <textarea
-                      {t('common.description')}
+                        className="form-control bg-dark text-white border-secondary"
-                      <span className="badge bg-secondary ms-2" style={{ fontSize: '0.65rem' }}>{t('common.optional')}</span>
+                        name="description"
-                    </label>
+                        value={formData.description}
-                    <textarea
+                        onChange={handleChange}
-                      className="form-control bg-dark text-white border-0"
+                        rows="2"
-                      style={{ background: '#0f172a' }}
+                        placeholder="Descreva o propósito deste centro de custo..."
-                      name="description"
+                      ></textarea>
-                      value={formData.description}
+                    </div>
-                      onChange={handleChange}
-                      rows="2"
-                      placeholder={t('costCenters.descPlaceholder') || 'Describe el propósito de este centro de costo...'}
-                    ></textarea>
-                  </div>
 
-                  {/* Palavras-chave - Seção destacada */}
+                    {/* Palavras-chave */}
-                  <div className="mb-3">
+                    <div className="col-12">
-                    <label className="form-label text-white fw-medium mb-2">
+                      <label className="form-label text-slate-300">
-                      <i className="bi bi-key me-2 text-warning"></i>
+                        <i className="bi bi-key me-1"></i>
-                      {t('costCenters.keywords')}
+                        {t('costCenters.keywordHelp')}
-                      <span className="badge bg-warning text-dark ms-2" style={{ fontSize: '0.65rem' }}>
+                      </label>
-                        {t('costCenters.autoAssignLabel') || 'Auto-asignación'}
-                      </span>
-                    </label>
-                    <div className="p-3 rounded" style={{ background: '#0f172a' }}>
                       <div className="input-group mb-2">
                         <input
                           type="text"
-                          className="form-control bg-dark text-white border-0"
+                          className="form-control bg-dark text-white border-secondary"
-                          style={{ background: '#1e293b' }}
                           value={newKeyword}
                           onChange={(e) => setNewKeyword(e.target.value)}
                           onKeyPress={handleKeywordKeyPress}
-                          placeholder={t('costCenters.keywordPlaceholder') || 'Escribe y presiona Enter...'}
+                          placeholder="Digite uma palavra-chave e pressione Enter..."
                         />
                         <button 
                           type="button" 
-                          className="btn btn-success px-3"
+                          className="btn btn-outline-success"
                           onClick={handleAddKeyword}
                         >
-                          <i className="bi bi-plus-lg"></i>
+                          <i className="bi bi-plus"></i>
                         </button>
                       </div>
                       <div className="d-flex flex-wrap gap-2">
                         {formData.keywords.map((keyword, index) => (
                           <span 
                             key={index}
-                            className="badge d-flex align-items-center py-2 px-3"
+                            className="badge d-flex align-items-center"
                             style={{ 
                               backgroundColor: formData.color + '25',
                               color: formData.color,
-                              fontSize: '0.85rem'
                             }}
                           >
                             {keyword}
                             <button
                               type="button"
-                              className="btn-close ms-2"
+                              className="btn-close btn-close-white ms-2"
-                              style={{ fontSize: '8px', filter: 'brightness(1.5)' }}
+                              style={{ fontSize: '8px' }}
                               onClick={() => handleRemoveKeyword(keyword)}
                             ></button>
                           </span>
                         ))}
                         {formData.keywords.length === 0 && (
                           <small className="text-slate-500">
-                            <i className="bi bi-info-circle me-1"></i>
+                            {t('common.noData')}
-                            {t('costCenters.noKeywords') || 'Sin palabras clave. Las transacciones se asignarán manualmente.'}
                           </small>
                         )}
                       </div>
+                      <small className="text-slate-500 mt-2 d-block">
+                        Ex: "UBER", "iFood", "Supermercado XYZ" - Quando estas palavras aparecerem na 
+                        descrição de uma transação, este centro de custo será sugerido automaticamente.
+                      </small>
                     </div>
-                    <small className="text-slate-500 mt-2 d-block">
-                      <i className="bi bi-lightbulb me-1"></i>
-                      {t('costCenters.keywordHelp')}
-                    </small>
-                  </div>
-
-                  {/* Status */}
-                  <div className="form-check form-switch">
-                    <input
-                      type="checkbox"
-                      className="form-check-input"
-                      id="is_active"
-                      name="is_active"
-                      checked={formData.is_active}
-                      onChange={handleChange}
-                      role="switch"
-                    />
-                    <label className="form-check-label text-white" htmlFor="is_active">
-                      <i className={`bi ${formData.is_active ? 'bi-check-circle text-success' : 'bi-x-circle text-secondary'} me-2`}></i>
-                      {formData.is_active ? t('common.active') : t('common.inactive')}
-                    </label>
                   </div>
                 </div>
-                
+                <div className="modal-footer border-top" style={{ borderColor: '#334155 !important' }}>
-                {/* Footer elegante */}
+                  <button type="button" className="btn btn-outline-light" onClick={handleCloseModal}>
-                <div className="modal-footer border-0">
-                  <button type="button" className="btn btn-outline-secondary px-4" onClick={handleCloseModal}>
-                    <i className="bi bi-x-lg me-2"></i>
                     {t('common.cancel')}
                   </button>
-                  <button type="submit" className="btn btn-success px-4" disabled={saving || !formData.name.trim()}>
+                  <button type="submit" className="btn btn-success" disabled={saving}>
                     {saving ? (
                       <>
                         <span className="spinner-border spinner-border-sm me-2"></span>
-                        {t('common.saving')}
+                        {t('common.loading')}
                       </>
                     ) : (
                       <>
-                        <i className={`bi ${selectedItem ? 'bi-check-lg' : 'bi-plus-lg'} me-2`}></i>
+                        <i className="bi bi-check-lg me-2"></i>
                         {selectedItem ? t('common.save') : t('common.create')}
                       </>
                     )}

frontend/src/pages/Dashboard.jsx

@@ -10,7 +10,6 @@ import OverpaymentsAnalysis from '../components/dashboard/OverpaymentsAnalysis';
 import CalendarWidget from '../components/dashboard/CalendarWidget';
 import UpcomingWidget from '../components/dashboard/UpcomingWidget';
 import OverdueWidget from '../components/dashboard/OverdueWidget';
-import PlanUsageWidget from '../components/dashboard/PlanUsageWidget';
 
 const Dashboard = () => {
   const { user } = useAuth();
@@ -231,9 +230,6 @@ const Dashboard = () => {
 
   return (
     <div className="dashboard-container">
-      {/* Plan Usage Widget - Show for free plan */}
-      <PlanUsageWidget />
-
       {/* Header */}
       <div className="d-flex justify-content-between align-items-center mb-4">
         <div>

frontend/src/pages/FinancialHealth.jsx

@@ -228,26 +228,6 @@ const FinancialHealth = () => {
     }],
   } : null;
 
-  // Data sufficiency status
-  const dataStatus = data.data_status;
-  const showDataWarning = dataStatus && !dataStatus.has_sufficient_data;
-
-  // Helper para obtener ícono y cor do alerta baseado no nível
-  const getDataWarningStyle = (level) => {
-    switch (level) {
-      case 'no_data':
-        return { icon: 'bi-database-x', color: 'danger', bg: 'rgba(239, 68, 68, 0.1)' };
-      case 'insufficient':
-        return { icon: 'bi-exclamation-triangle', color: 'warning', bg: 'rgba(245, 158, 11, 0.1)' };
-      case 'limited':
-        return { icon: 'bi-info-circle', color: 'info', bg: 'rgba(59, 130, 246, 0.1)' };
-      case 'outdated':
-        return { icon: 'bi-clock-history', color: 'secondary', bg: 'rgba(100, 116, 139, 0.1)' };
-      default:
-        return { icon: 'bi-info-circle', color: 'info', bg: 'rgba(59, 130, 246, 0.1)' };
-    }
-  };
-
   return (
     <div className="financial-health-container">
       {/* Header */}
@@ -270,46 +250,6 @@ const FinancialHealth = () => {
         </div>
       </div>
 
-      {/* Data Sufficiency Warning */}
-      {showDataWarning && (
-        <div 
-          className={`alert alert-${getDataWarningStyle(dataStatus.level).color} d-flex align-items-start mb-4`}
-          style={{ 
-            background: getDataWarningStyle(dataStatus.level).bg,
-            border: 'none',
-          }}
-        >
-          <i className={`bi ${getDataWarningStyle(dataStatus.level).icon} me-3 fs-4`}></i>
-          <div className="flex-grow-1">
-            <h6 className="alert-heading mb-1">
-              {dataStatus.level === 'no_data' && t('financialHealth.dataWarning.noData', 'Datos Insuficientes')}
-              {dataStatus.level === 'insufficient' && t('financialHealth.dataWarning.insufficient', 'Análisis Limitado')}
-              {dataStatus.level === 'limited' && t('financialHealth.dataWarning.limited', 'Pocos Datos')}
-              {dataStatus.level === 'outdated' && t('financialHealth.dataWarning.outdated', 'Datos Desactualizados')}
-            </h6>
-            <p className="mb-2 small">{dataStatus.message}</p>
-            <div className="d-flex gap-3 small">
-              <span>
-                <i className="bi bi-wallet2 me-1"></i>
-                {dataStatus.counts?.accounts || 0} {t('financialHealth.dataWarning.accounts', 'cuentas')}
-              </span>
-              <span>
-                <i className="bi bi-arrow-left-right me-1"></i>
-                {dataStatus.counts?.transactions || 0} {t('financialHealth.dataWarning.transactions', 'transacciones')}
-              </span>
-              <span>
-                <i className="bi bi-calendar-check me-1"></i>
-                {dataStatus.counts?.recent_transactions || 0} {t('financialHealth.dataWarning.recentTransactions', 'últimos 30 días')}
-              </span>
-            </div>
-          </div>
-          <a href="/accounts" className="btn btn-sm btn-outline-light ms-3">
-            <i className="bi bi-plus-lg me-1"></i>
-            {t('financialHealth.dataWarning.addData', 'Añadir Datos')}
-          </a>
-        </div>
-      )}
-
       {/* Tabs */}
       <ul className="nav nav-pills mb-4 gap-2">
         {tabs.map(tab => (

frontend/src/pages/Landing.css

@@ -1,443 +0,0 @@
-/* Landing Page Styles */
-
-/* Variables */
-:root {
-  --landing-primary: #3b82f6;
-  --landing-primary-dark: #1e40af;
-  --landing-secondary: #10b981;
-  --landing-dark: #0f172a;
-  --landing-dark-lighter: #1e293b;
-  --landing-text: #f1f5f9;
-  --landing-text-muted: #94a3b8;
-  --landing-border: #334155;
-}
-
-.landing-page {
-  background: var(--landing-dark);
-  color: var(--landing-text);
-  min-height: 100vh;
-}
-
-/* Navbar */
-.landing-navbar {
-  background: rgba(15, 23, 42, 0.95);
-  backdrop-filter: blur(10px);
-  border-bottom: 1px solid var(--landing-border);
-  padding: 1rem 0;
-  transition: all 0.3s ease;
-}
-
-.landing-navbar.scrolled {
-  padding: 0.5rem 0;
-  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
-}
-
-.landing-navbar .nav-link {
-  color: var(--landing-text-muted) !important;
-  font-weight: 500;
-  padding: 0.5rem 1rem !important;
-  transition: color 0.3s ease;
-  background: none;
-  border: none;
-}
-
-.landing-navbar .nav-link:hover {
-  color: var(--landing-text) !important;
-}
-
-/* Hero Section */
-.hero-section {
-  position: relative;
-  overflow: hidden;
-}
-
-.hero-bg {
-  position: absolute;
-  inset: 0;
-  background: radial-gradient(ellipse at 20% 20%, rgba(59, 130, 246, 0.15), transparent 50%),
-              radial-gradient(ellipse at 80% 80%, rgba(16, 185, 129, 0.1), transparent 50%);
-}
-
-.hero-section .container {
-  position: relative;
-  z-index: 1;
-}
-
-/* Hero Title Animation */
-.hero-title-wrapper {
-  line-height: 1.1;
-}
-
-.hero-title-wrapper h1 {
-  line-height: 1.1;
-}
-
-.hero-title-wrapper h1:first-child {
-  padding-left: 0;
-}
-
-.hero-title-wrapper h1:last-child {
-  padding-left: 3.5rem;
-}
-
-@media (min-width: 768px) {
-  .hero-title-wrapper h1:last-child {
-    padding-left: 5rem;
-  }
-}
-
-.hero-title-highlight {
-  background: linear-gradient(135deg, var(--landing-primary), var(--landing-secondary));
-  -webkit-background-clip: text;
-  -webkit-text-fill-color: transparent;
-  background-clip: text;
-  animation: glow 3s ease-in-out infinite, colorShift 5s ease-in-out infinite;
-}
-
-@keyframes glow {
-  0%, 100% {
-    filter: drop-shadow(0 0 5px rgba(59, 130, 246, 0.3));
-  }
-  50% {
-    filter: drop-shadow(0 0 20px rgba(16, 185, 129, 0.5)) drop-shadow(0 0 40px rgba(59, 130, 246, 0.3));
-  }
-}
-
-@keyframes colorShift {
-  0%, 100% {
-    background: linear-gradient(135deg, var(--landing-primary), var(--landing-secondary));
-    -webkit-background-clip: text;
-    background-clip: text;
-  }
-  50% {
-    background: linear-gradient(135deg, var(--landing-secondary), var(--landing-primary));
-    -webkit-background-clip: text;
-    background-clip: text;
-  }
-}
-
-/* Dashboard Preview */
-.hero-image {
-  perspective: 1000px;
-}
-
-.dashboard-preview {
-  background: var(--landing-dark-lighter);
-  border-radius: 16px;
-  border: 1px solid var(--landing-border);
-  overflow: hidden;
-  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.5);
-  transform: rotateY(-5deg) rotateX(5deg);
-  transition: transform 0.5s ease;
-}
-
-.dashboard-preview:hover {
-  transform: rotateY(0) rotateX(0);
-}
-
-.preview-header {
-  background: var(--landing-dark);
-  padding: 12px 16px;
-  border-bottom: 1px solid var(--landing-border);
-}
-
-.preview-dots {
-  display: flex;
-  gap: 8px;
-}
-
-.preview-dots .dot {
-  width: 12px;
-  height: 12px;
-  border-radius: 50%;
-}
-
-.preview-dots .dot.red { background: #ef4444; }
-.preview-dots .dot.yellow { background: #f59e0b; }
-.preview-dots .dot.green { background: #22c55e; }
-
-.preview-content {
-  padding: 24px;
-  display: flex;
-  flex-direction: column;
-  gap: 16px;
-}
-
-.preview-card {
-  background: var(--landing-dark);
-  border-radius: 12px;
-  padding: 20px;
-  display: flex;
-  align-items: center;
-  gap: 16px;
-  font-size: 1.25rem;
-  font-weight: 600;
-}
-
-.preview-card i {
-  font-size: 2rem;
-}
-
-.preview-card.balance i { color: var(--landing-primary); }
-.preview-card.income i { color: #22c55e; }
-.preview-card.expense i { color: #ef4444; }
-
-.preview-card.income span { color: #22c55e; }
-.preview-card.expense span { color: #ef4444; }
-
-/* Features Section */
-.features-section {
-  background: var(--landing-dark-lighter);
-}
-
-.feature-card {
-  background: var(--landing-dark);
-  border-radius: 16px;
-  padding: 32px;
-  border: 1px solid var(--landing-border);
-  transition: transform 0.3s ease, border-color 0.3s ease;
-}
-
-.feature-card:hover {
-  transform: translateY(-8px);
-  border-color: var(--landing-primary);
-}
-
-.feature-icon {
-  width: 64px;
-  height: 64px;
-  background: linear-gradient(135deg, var(--landing-primary), var(--landing-secondary));
-  border-radius: 16px;
-  display: flex;
-  align-items: center;
-  justify-content: center;
-  margin-bottom: 24px;
-}
-
-.feature-icon i {
-  font-size: 28px;
-  color: white;
-}
-
-.feature-card h4 {
-  margin-bottom: 12px;
-  color: var(--landing-text);
-}
-
-/* Pricing Section */
-.pricing-section {
-  background: var(--landing-dark);
-}
-
-.pricing-card {
-  background: var(--landing-dark-lighter);
-  border-radius: 16px;
-  padding: 32px;
-  border: 1px solid var(--landing-border);
-  transition: transform 0.3s ease, border-color 0.3s ease;
-  display: flex;
-  flex-direction: column;
-}
-
-.pricing-card:hover {
-  transform: translateY(-8px);
-}
-
-.pricing-card.featured {
-  border-color: var(--landing-primary);
-  box-shadow: 0 0 40px rgba(59, 130, 246, 0.2);
-  position: relative;
-}
-
-.featured-badge {
-  position: absolute;
-  top: -12px;
-  left: 50%;
-  transform: translateX(-50%);
-  background: linear-gradient(135deg, var(--landing-primary), var(--landing-primary-dark));
-  color: white;
-  padding: 6px 20px;
-  border-radius: 20px;
-  font-size: 0.875rem;
-  font-weight: 600;
-}
-
-.coming-soon-badge {
-  position: absolute;
-  top: -12px;
-  left: 50%;
-  transform: translateX(-50%);
-  background: linear-gradient(135deg, #6366f1, #4f46e5);
-  color: white;
-  padding: 6px 20px;
-  border-radius: 20px;
-  font-size: 0.875rem;
-  font-weight: 600;
-  white-space: nowrap;
-}
-
-.pricing-card.coming-soon {
-  opacity: 0.9;
-  border: 2px dashed rgba(99, 102, 241, 0.5);
-}
-
-.pricing-card.coming-soon .coming-soon-text {
-  font-size: 3rem;
-  color: #6366f1;
-}
-
-.pricing-card.coming-soon .pricing-features li {
-  opacity: 0.7;
-}
-
-/* Gold Plan Teaser */
-.gold-teaser {
-  background: linear-gradient(135deg, rgba(234, 179, 8, 0.1) 0%, rgba(161, 98, 7, 0.2) 100%);
-  border: 2px solid rgba(234, 179, 8, 0.3);
-  backdrop-filter: blur(10px);
-}
-
-.gold-teaser h4 {
-  font-weight: 700;
-  text-transform: uppercase;
-  letter-spacing: 1px;
-}
-
-.pricing-header {
-  text-align: center;
-  margin-bottom: 24px;
-  padding-bottom: 24px;
-  border-bottom: 1px solid var(--landing-border);
-}
-
-.pricing-header h3 {
-  font-size: 1.5rem;
-  margin-bottom: 16px;
-}
-
-.price {
-  display: flex;
-  align-items: baseline;
-  justify-content: center;
-  gap: 4px;
-}
-
-.price .currency {
-  font-size: 1.5rem;
-  font-weight: 600;
-  color: var(--landing-text-muted);
-}
-
-.price .amount {
-  font-size: 3rem;
-  font-weight: 700;
-  color: var(--landing-text);
-}
-
-.price .period {
-  font-size: 1rem;
-  color: var(--landing-text-muted);
-}
-
-.billing-note {
-  font-size: 0.875rem;
-  color: var(--landing-text-muted);
-  margin-top: 8px;
-}
-
-.pricing-features {
-  list-style: none;
-  padding: 0;
-  margin: 0 0 24px 0;
-  flex-grow: 1;
-}
-
-.pricing-features li {
-  padding: 12px 0;
-  border-bottom: 1px solid var(--landing-border);
-  font-size: 0.95rem;
-}
-
-.pricing-features li:last-child {
-  border-bottom: none;
-}
-
-.pricing-footer {
-  margin-top: auto;
-}
-
-/* FAQ Section */
-.faq-section {
-  background: var(--landing-dark-lighter);
-}
-
-.faq-section .accordion-item {
-  background: var(--landing-dark);
-  border: 1px solid var(--landing-border);
-  margin-bottom: 12px;
-  border-radius: 12px !important;
-  overflow: hidden;
-}
-
-.faq-section .accordion-button {
-  background: var(--landing-dark);
-  color: var(--landing-text);
-  font-weight: 500;
-  padding: 20px 24px;
-}
-
-.faq-section .accordion-button:not(.collapsed) {
-  background: var(--landing-dark);
-  color: var(--landing-primary);
-}
-
-.faq-section .accordion-button::after {
-  filter: invert(1);
-}
-
-.faq-section .accordion-button:focus {
-  box-shadow: none;
-  border-color: var(--landing-primary);
-}
-
-.faq-section .accordion-body {
-  background: var(--landing-dark);
-  color: var(--landing-text-muted);
-  padding: 0 24px 20px 24px;
-}
-
-/* CTA Section */
-.cta-section {
-  background: linear-gradient(135deg, var(--landing-primary), var(--landing-primary-dark));
-}
-
-/* Footer */
-.landing-footer {
-  background: var(--landing-dark);
-  border-top: 1px solid var(--landing-border);
-}
-
-.landing-footer a {
-  text-decoration: none;
-  transition: color 0.3s ease;
-}
-
-.landing-footer a:hover {
-  color: var(--landing-primary) !important;
-}
-
-/* Responsive */
-@media (max-width: 768px) {
-  .hero-section .row {
-    min-height: auto;
-    padding-top: 100px;
-  }
-  
-  .price .amount {
-    font-size: 2.5rem;
-  }
-  
-  .feature-card {
-    padding: 24px;
-  }
-}

frontend/src/pages/Landing.jsx

@@ -1,428 +0,0 @@
-import React, { useState, useEffect } from 'react';
-import { Link, useNavigate } from 'react-router-dom';
-import { useTranslation } from 'react-i18next';
-import { useAuth } from '../context/AuthContext';
-import api from '../services/api';
-import logo from '../assets/logo-white.png';
-import './Landing.css';
-
-export default function Landing() {
-  const { t, i18n } = useTranslation();
-  const navigate = useNavigate();
-  const { user, isAuthenticated } = useAuth();
-  const [plans, setPlans] = useState([]);
-  const [loading, setLoading] = useState(true);
-
-  // Se já está autenticado, vai para dashboard
-  useEffect(() => {
-    if (isAuthenticated && user) {
-      navigate('/dashboard');
-    }
-  }, [isAuthenticated, user, navigate]);
-
-  useEffect(() => {
-    loadPlans();
-  }, []);
-
-  const loadPlans = async () => {
-    try {
-      const response = await api.get('/plans');
-      if (response.data.success) {
-        setPlans(response.data.data.plans);
-      }
-    } catch (error) {
-      console.error('Error loading plans:', error);
-    } finally {
-      setLoading(false);
-    }
-  };
-
-  const scrollToSection = (id) => {
-    document.getElementById(id)?.scrollIntoView({ behavior: 'smooth' });
-  };
-
-  const features = [
-    {
-      icon: 'bi-wallet2',
-      title: t('landing.features.accounts.title'),
-      description: t('landing.features.accounts.description'),
-    },
-    {
-      icon: 'bi-graph-up-arrow',
-      title: t('landing.features.analytics.title'),
-      description: t('landing.features.analytics.description'),
-    },
-    {
-      icon: 'bi-tags',
-      title: t('landing.features.categories.title'),
-      description: t('landing.features.categories.description'),
-    },
-    {
-      icon: 'bi-cloud-upload',
-      title: t('landing.features.import.title'),
-      description: t('landing.features.import.description'),
-    },
-    {
-      icon: 'bi-arrow-repeat',
-      title: t('landing.features.recurring.title'),
-      description: t('landing.features.recurring.description'),
-    },
-    {
-      icon: 'bi-shield-check',
-      title: t('landing.features.security.title'),
-      description: t('landing.features.security.description'),
-    },
-  ];
-
-  const faqs = [
-    {
-      question: t('landing.faq.q1'),
-      answer: t('landing.faq.a1'),
-    },
-    {
-      question: t('landing.faq.q2'),
-      answer: t('landing.faq.a2'),
-    },
-    {
-      question: t('landing.faq.q3'),
-      answer: t('landing.faq.a3'),
-    },
-    {
-      question: t('landing.faq.q4'),
-      answer: t('landing.faq.a4'),
-    },
-  ];
-
-  return (
-    <div className="landing-page">
-      {/* Navigation */}
-      <nav className="navbar navbar-expand-lg navbar-dark fixed-top landing-navbar">
-        <div className="container">
-          <Link to="/" className="navbar-brand d-flex align-items-center">
-            <img src={logo} alt="WebMoney" height="40" className="me-2" />
-            <span className="fw-bold">WebMoney</span>
-          </Link>
-          
-          <button 
-            className="navbar-toggler" 
-            type="button" 
-            data-bs-toggle="collapse" 
-            data-bs-target="#navbarNav"
-          >
-            <span className="navbar-toggler-icon"></span>
-          </button>
-          
-          <div className="collapse navbar-collapse" id="navbarNav">
-            <ul className="navbar-nav mx-auto">
-              <li className="nav-item">
-                <button className="nav-link btn btn-link" onClick={() => scrollToSection('features')}>
-                  {t('landing.nav.features')}
-                </button>
-              </li>
-              <li className="nav-item">
-                <button className="nav-link btn btn-link" onClick={() => scrollToSection('pricing')}>
-                  {t('landing.nav.pricing')}
-                </button>
-              </li>
-              <li className="nav-item">
-                <button className="nav-link btn btn-link" onClick={() => scrollToSection('faq')}>
-                  {t('landing.nav.faq')}
-                </button>
-              </li>
-            </ul>
-            
-            <div className="d-flex align-items-center gap-3">
-              <Link to="/login" className="btn btn-outline-light">
-                {t('landing.nav.login')}
-              </Link>
-              <Link to="/register" className="btn btn-primary">
-                {t('landing.nav.register')}
-              </Link>
-            </div>
-          </div>
-        </div>
-      </nav>
-
-      {/* Hero Section */}
-      <section className="hero-section">
-        <div className="hero-bg"></div>
-        <div className="container">
-          <div className="row align-items-center min-vh-100 py-5">
-            <div className="col-lg-6">
-              <div className="hero-title-wrapper mb-4">
-                <h1 className="display-3 fw-bold text-white mb-0">
-                  {i18n.language === 'es' ? 'Toma el Control' : i18n.language === 'pt-BR' ? 'Assuma o Controle' : 'Take Control'}
-                </h1>
-                <h1 className="display-3 fw-bold mb-0 hero-title-highlight">
-                  {i18n.language === 'es' ? 'de tus Finanzas' : i18n.language === 'pt-BR' ? 'das suas Finanças' : 'of Your Finances'}
-                </h1>
-              </div>
-              <p className="lead text-white-50 mb-4">
-                {t('landing.hero.subtitle')}
-              </p>
-              <div className="d-flex gap-3 flex-wrap">
-                <Link to="/register" className="btn btn-primary btn-lg">
-                  <i className="bi bi-rocket-takeoff me-2"></i>
-                  {t('landing.hero.cta')}
-                </Link>
-                <button 
-                  className="btn btn-outline-light btn-lg"
-                  onClick={() => scrollToSection('features')}
-                >
-                  {t('landing.hero.learnMore')}
-                </button>
-              </div>
-              
-              {/* Trust badges */}
-              <div className="mt-5 d-flex align-items-center gap-4 text-white-50">
-                <div className="d-flex align-items-center">
-                  <i className="bi bi-shield-check fs-4 me-2 text-success"></i>
-                  <span>{t('landing.hero.secure')}</span>
-                </div>
-                <div className="d-flex align-items-center">
-                  <i className="bi bi-credit-card fs-4 me-2 text-primary"></i>
-                  <span>PayPal</span>
-                </div>
-              </div>
-            </div>
-            
-            <div className="col-lg-6 d-none d-lg-block">
-              <div className="hero-image">
-                <div className="dashboard-preview">
-                  <div className="preview-header">
-                    <div className="preview-dots">
-                      <span className="dot red"></span>
-                      <span className="dot yellow"></span>
-                      <span className="dot green"></span>
-                    </div>
-                  </div>
-                  <div className="preview-content">
-                    <div className="preview-card balance">
-                      <i className="bi bi-wallet2"></i>
-                      <span>€12,450.00</span>
-                    </div>
-                    <div className="preview-card income">
-                      <i className="bi bi-arrow-down-circle"></i>
-                      <span>+€3,200</span>
-                    </div>
-                    <div className="preview-card expense">
-                      <i className="bi bi-arrow-up-circle"></i>
-                      <span>-€1,850</span>
-                    </div>
-                  </div>
-                </div>
-              </div>
-            </div>
-          </div>
-        </div>
-      </section>
-
-      {/* Features Section */}
-      <section id="features" className="features-section py-5">
-        <div className="container py-5">
-          <div className="text-center mb-5">
-            <h2 className="display-5 fw-bold">{t('landing.features.title')}</h2>
-            <p className="lead text-muted">{t('landing.features.subtitle')}</p>
-          </div>
-          
-          <div className="row g-4">
-            {features.map((feature, index) => (
-              <div key={index} className="col-md-6 col-lg-4">
-                <div className="feature-card h-100">
-                  <div className="feature-icon">
-                    <i className={`bi ${feature.icon}`}></i>
-                  </div>
-                  <h4>{feature.title}</h4>
-                  <p className="text-muted">{feature.description}</p>
-                </div>
-              </div>
-            ))}
-          </div>
-        </div>
-      </section>
-
-      {/* Pricing Section */}
-      <section id="pricing" className="pricing-section py-5">
-        <div className="container py-5">
-          <div className="text-center mb-5">
-            <h2 className="display-5 fw-bold">{t('landing.pricing.title')}</h2>
-            <p className="lead text-muted">{t('landing.pricing.subtitle')}</p>
-          </div>
-          
-          {loading ? (
-            <div className="text-center py-5">
-              <div className="spinner-border text-primary" role="status">
-                <span className="visually-hidden">Loading...</span>
-              </div>
-            </div>
-          ) : (
-            <div className="row justify-content-center g-4">
-              {plans.map((plan) => (
-                <div key={plan.id} className="col-lg-3 col-md-6">
-                  <div className={`pricing-card h-100 ${plan.is_featured ? 'featured' : ''} ${plan.coming_soon ? 'coming-soon' : ''}`}>
-                    {plan.is_featured && (
-                      <div className="featured-badge">
-                        <i className="bi bi-star-fill me-1"></i>
-                        {t('landing.pricing.popular')}
-                      </div>
-                    )}
-                    {plan.coming_soon && (
-                      <div className="coming-soon-badge">
-                        <i className="bi bi-clock me-1"></i>
-                        {t('landing.pricing.comingSoon')}
-                      </div>
-                    )}
-                    
-                    <div className="pricing-header">
-                      <h3>{plan.name}</h3>
-                      <div className="price">
-                        {plan.is_free ? (
-                          <span className="amount">{t('landing.pricing.free')}</span>
-                        ) : plan.coming_soon ? (
-                          <span className="amount coming-soon-text">
-                            <i className="bi bi-rocket-takeoff"></i>
-                          </span>
-                        ) : (
-                          <>
-                            <span className="currency">€</span>
-                            <span className="amount">{plan.monthly_price?.toFixed(2) || plan.price}</span>
-                            <span className="period">/{t('landing.pricing.month')}</span>
-                          </>
-                        )}
-                      </div>
-                      {plan.billing_period === 'annual' && !plan.is_free && !plan.coming_soon && (
-                        <p className="billing-note">
-                          {t('landing.pricing.billedAnnually', { price: plan.price })}
-                        </p>
-                      )}
-                      {plan.coming_soon && (
-                        <p className="billing-note">
-                          {t('landing.pricing.forPymes')}
-                        </p>
-                      )}
-                    </div>
-                    
-                    <ul className="pricing-features">
-                      {(plan.features || []).map((feature, idx) => (
-                        <li key={idx}>
-                          <i className="bi bi-check-circle-fill text-success me-2"></i>
-                          {feature.startsWith('landing.pricing.features.') ? t(feature) : feature}
-                        </li>
-                      ))}
-                    </ul>
-                    
-                    <div className="pricing-footer">
-                      {plan.coming_soon ? (
-                        <button className="btn btn-secondary w-100" disabled>
-                          <i className="bi bi-bell me-2"></i>
-                          {t('landing.pricing.comingSoon')}
-                        </button>
-                      ) : (
-                        <Link 
-                          to={`/register?plan=${plan.slug}`} 
-                          className={`btn w-100 ${plan.is_featured ? 'btn-primary' : 'btn-outline-primary'}`}
-                        >
-                          {plan.is_free ? t('landing.pricing.startFree') : t('landing.pricing.subscribe')}
-                        </Link>
-                      )}
-                    </div>
-                  </div>
-                </div>
-              ))}
-            </div>
-          )}
-          
-          {/* Gold Plan Teaser */}
-          <div className="row justify-content-center mt-5">
-            <div className="col-lg-8">
-              <div className="gold-teaser text-center p-4 rounded-4">
-                <div className="d-flex align-items-center justify-content-center gap-3 mb-3">
-                  <i className="bi bi-stars text-warning fs-2"></i>
-                  <h4 className="mb-0 text-warning">{t('landing.pricing.goldTeaser.title')}</h4>
-                  <i className="bi bi-stars text-warning fs-2"></i>
-                </div>
-                <p className="mb-0 text-light">
-                  {t('landing.pricing.goldTeaser.description')}
-                </p>
-              </div>
-            </div>
-          </div>
-        </div>
-      </section>
-
-      {/* FAQ Section */}
-      <section id="faq" className="faq-section py-5">
-        <div className="container py-5">
-          <div className="text-center mb-5">
-            <h2 className="display-5 fw-bold">{t('landing.faq.title')}</h2>
-          </div>
-          
-          <div className="row justify-content-center">
-            <div className="col-lg-8">
-              <div className="accordion" id="faqAccordion">
-                {faqs.map((faq, index) => (
-                  <div key={index} className="accordion-item">
-                    <h2 className="accordion-header">
-                      <button 
-                        className={`accordion-button ${index !== 0 ? 'collapsed' : ''}`}
-                        type="button" 
-                        data-bs-toggle="collapse" 
-                        data-bs-target={`#faq${index}`}
-                      >
-                        {faq.question}
-                      </button>
-                    </h2>
-                    <div 
-                      id={`faq${index}`} 
-                      className={`accordion-collapse collapse ${index === 0 ? 'show' : ''}`}
-                      data-bs-parent="#faqAccordion"
-                    >
-                      <div className="accordion-body">
-                        {faq.answer}
-                      </div>
-                    </div>
-                  </div>
-                ))}
-              </div>
-            </div>
-          </div>
-        </div>
-      </section>
-
-      {/* CTA Section */}
-      <section className="cta-section py-5">
-        <div className="container py-5 text-center">
-          <h2 className="display-5 fw-bold text-white mb-4">
-            {t('landing.cta.title')}
-          </h2>
-          <p className="lead text-white-50 mb-4">
-            {t('landing.cta.subtitle')}
-          </p>
-          <Link to="/register" className="btn btn-light btn-lg">
-            <i className="bi bi-person-plus me-2"></i>
-            {t('landing.cta.button')}
-          </Link>
-        </div>
-      </section>
-
-      {/* Footer */}
-      <footer className="landing-footer py-4">
-        <div className="container">
-          <div className="row align-items-center">
-            <div className="col-md-6">
-              <div className="d-flex align-items-center">
-                <img src={logo} alt="WebMoney" height="30" className="me-2" />
-                <span className="text-muted">© 2025 WebMoney. {t('landing.footer.rights')}</span>
-              </div>
-            </div>
-            <div className="col-md-6 text-md-end mt-3 mt-md-0">
-              <a href="#" className="text-muted me-3">{t('landing.footer.privacy')}</a>
-              <a href="#" className="text-muted me-3">{t('landing.footer.terms')}</a>
-              <a href="mailto:support@webmoney.app" className="text-muted">{t('landing.footer.contact')}</a>
-            </div>
-          </div>
-        </div>
-      </footer>
-    </div>
-  );
-}

frontend/src/pages/LiabilityAccounts.jsx

@@ -4,7 +4,6 @@ import { liabilityAccountService } from '../services/api';
 import { useToast } from '../components/Toast';
 import { ConfirmModal } from '../components/Modal';
 import { useFormatters } from '../hooks';
-import LiabilityWizard from '../components/LiabilityWizard';
 
 const LiabilityAccounts = () => {
   const { t } = useTranslation();
@@ -25,7 +24,6 @@ const LiabilityAccounts = () => {
   const [summary, setSummary] = useState(null);
   const [loading, setLoading] = useState(true);
   const [showImportModal, setShowImportModal] = useState(false);
-  const [showWizardModal, setShowWizardModal] = useState(false);
   const [showDetailModal, setShowDetailModal] = useState(false);
   const [showDeleteModal, setShowDeleteModal] = useState(false);
   const [showReconcileModal, setShowReconcileModal] = useState(false);
@@ -72,31 +70,6 @@ const LiabilityAccounts = () => {
     }
   };
 
-  // Download template Excel
-  const handleDownloadTemplate = async () => {
-    try {
-      const blob = await liabilityAccountService.downloadTemplate();
-      const url = window.URL.createObjectURL(blob);
-      const a = document.createElement('a');
-      a.href = url;
-      a.download = 'plantilla_importacion_pasivo.xlsx';
-      document.body.appendChild(a);
-      a.click();
-      window.URL.revokeObjectURL(url);
-      document.body.removeChild(a);
-      toast.success('Plantilla descargada');
-    } catch (error) {
-      toast.error('Error al descargar plantilla');
-    }
-  };
-
-  // Wizard success handler
-  const handleWizardSuccess = (newAccount) => {
-    loadAccounts();
-    setSelectedAccount(newAccount);
-    setShowDetailModal(true);
-  };
-
   const handleOpenImportModal = () => {
     setImportForm({
       file: null,
@@ -393,44 +366,13 @@ const LiabilityAccounts = () => {
             {t('liabilities.subtitle')}
           </small>
         </div>
-        <div className={`d-flex gap-2 ${isMobile ? 'flex-column' : ''}`}>
+        <button 
-          {/* Botão Criar com Wizard */}
+          className={`btn btn-primary ${isMobile ? 'w-100' : ''}`}
-          <button 
+          onClick={handleOpenImportModal}
-            className={`btn btn-success ${isMobile ? 'w-100' : ''}`}
+        >
-            onClick={() => setShowWizardModal(true)}
+          <i className="bi bi-upload me-2"></i>
-          >
+          {isMobile ? t('common.import') : t('liabilities.importContract')}
-            <i className="bi bi-plus-circle me-2"></i>
+        </button>
-            {isMobile ? 'Crear' : 'Crear Pasivo'}
-          </button>
-          
-          {/* Dropdown para importação */}
-          <div className="dropdown">
-            <button 
-              className={`btn btn-primary dropdown-toggle ${isMobile ? 'w-100' : ''}`}
-              type="button"
-              data-bs-toggle="dropdown"
-              aria-expanded="false"
-            >
-              <i className="bi bi-upload me-2"></i>
-              {isMobile ? t('common.import') : t('liabilities.importContract')}
-            </button>
-            <ul className="dropdown-menu dropdown-menu-end">
-              <li>
-                <button className="dropdown-item" onClick={handleOpenImportModal}>
-                  <i className="bi bi-file-earmark-excel me-2 text-success"></i>
-                  Importar desde Excel
-                </button>
-              </li>
-              <li><hr className="dropdown-divider" /></li>
-              <li>
-                <button className="dropdown-item" onClick={handleDownloadTemplate}>
-                  <i className="bi bi-download me-2 text-primary"></i>
-                  Descargar Plantilla
-                </button>
-              </li>
-            </ul>
-          </div>
-        </div>
       </div>
 
       {/* Summary Cards */}
@@ -546,20 +488,10 @@ const LiabilityAccounts = () => {
             <i className="bi bi-inbox fs-1 text-muted mb-3 d-block"></i>
             <h5 className="text-muted">{t('liabilities.noContracts')}</h5>
             <p className="text-muted mb-3">{t('liabilities.importHint')}</p>
-            <div className="d-flex gap-2 justify-content-center flex-wrap">
+            <button className="btn btn-primary" onClick={handleOpenImportModal}>
-              <button className="btn btn-success" onClick={() => setShowWizardModal(true)}>
+              <i className="bi bi-upload me-2"></i>
-                <i className="bi bi-plus-circle me-2"></i>
+              {t('liabilities.importContract')}
-                Crear Pasivo
+            </button>
-              </button>
-              <button className="btn btn-primary" onClick={handleOpenImportModal}>
-                <i className="bi bi-upload me-2"></i>
-                {t('liabilities.importContract')}
-              </button>
-              <button className="btn btn-outline-primary" onClick={handleDownloadTemplate}>
-                <i className="bi bi-download me-2"></i>
-                Descargar Plantilla
-              </button>
-            </div>
           </div>
         </div>
       ) : (
@@ -1533,13 +1465,6 @@ const LiabilityAccounts = () => {
           </div>
         </div>
       )}
-
-      {/* Liability Wizard Modal */}
-      <LiabilityWizard
-        isOpen={showWizardModal}
-        onClose={() => setShowWizardModal(false)}
-        onSuccess={handleWizardSuccess}
-      />
     </div>
   );
 };

frontend/src/pages/Login.jsx

@@ -1,13 +1,10 @@
 import React, { useState } from 'react';
 import { Link, useNavigate } from 'react-router-dom';
-import { useTranslation } from 'react-i18next';
 import { useAuth } from '../context/AuthContext';
 import Footer from '../components/Footer';
-import api from '../services/api';
 import logo from '../assets/logo-white.png';
 
 const Login = () => {
-  const { t } = useTranslation();
   const navigate = useNavigate();
   const { login } = useAuth();
   const [formData, setFormData] = useState({
@@ -16,9 +13,6 @@ const Login = () => {
   });
   const [errors, setErrors] = useState({});
   const [loading, setLoading] = useState(false);
-  const [needsActivation, setNeedsActivation] = useState(false);
-  const [resendingEmail, setResendingEmail] = useState(false);
-  const [resendSuccess, setResendSuccess] = useState(false);
 
   const handleChange = (e) => {
     setFormData({
@@ -29,19 +23,12 @@ const Login = () => {
     if (errors[e.target.name]) {
       setErrors({ ...errors, [e.target.name]: null });
     }
-    // Reset activation state when email changes
-    if (e.target.name === 'email') {
-      setNeedsActivation(false);
-      setResendSuccess(false);
-    }
   };
 
   const handleSubmit = async (e) => {
     e.preventDefault();
     setLoading(true);
     setErrors({});
-    setNeedsActivation(false);
-    setResendSuccess(false);
 
     try {
       const response = await login(formData);
@@ -49,42 +36,18 @@ const Login = () => {
         navigate('/dashboard');
       }
     } catch (error) {
-      const errorData = error.response?.data;
+      if (error.response?.data?.errors) {
-      
+        setErrors(error.response.data.errors);
-      // Check if it's an activation error
+      } else if (error.response?.data?.message) {
-      if (errorData?.error === 'email_not_verified') {
+        setErrors({ general: error.response.data.message });
-        setNeedsActivation(true);
-        setErrors({ general: errorData.message });
-      } else if (errorData?.error === 'no_subscription') {
-        setErrors({ general: t('login.noSubscription', 'Você não possui uma assinatura ativa. Por favor, complete o pagamento.') });
-      } else if (errorData?.errors) {
-        setErrors(errorData.errors);
-      } else if (errorData?.message) {
-        setErrors({ general: errorData.message });
       } else {
-        setErrors({ general: t('errors.connection', 'Erro de conexão. Tente novamente.') });
+        setErrors({ general: 'Error de conexión. Intenta nuevamente.' });
       }
     } finally {
       setLoading(false);
     }
   };
 
-  const handleResendActivation = async () => {
-    setResendingEmail(true);
-    setResendSuccess(false);
-    try {
-      const response = await api.post('/resend-activation', { email: formData.email });
-      if (response.data.success) {
-        setResendSuccess(true);
-      }
-    } catch (error) {
-      const message = error.response?.data?.message || t('errors.resendFailed', 'Erro ao reenviar email');
-      setErrors({ general: message });
-    } finally {
-      setResendingEmail(false);
-    }
-  };
-
   return (
     <div className="container">
       <div className="row justify-content-center align-items-center min-vh-100">
@@ -92,49 +55,22 @@ const Login = () => {
           <div className="card shadow-lg border-0">
             <div className="card-body p-5">
               <div className="text-center mb-4">
-                <Link to="/">
+                <img src={logo} alt="WebMoney" className="mb-3" style={{ height: '80px', width: 'auto' }} />
-                  <img src={logo} alt="WebMoney" className="mb-3" style={{ height: '80px', width: 'auto' }} />
-                </Link>
                 <h2 className="fw-bold text-primary">WebMoney</h2>
-                <p className="text-muted">{t('landing.hero.subtitle', 'Gestión Financiera Inteligente')}</p>
+                <p className="text-muted">Gestión Financiera Inteligente</p>
               </div>
 
               {errors.general && (
-                <div className={`alert ${needsActivation ? 'alert-warning' : 'alert-danger'}`} role="alert">
+                <div className="alert alert-danger" role="alert">
-                  <i className={`bi ${needsActivation ? 'bi-envelope-exclamation' : 'bi-exclamation-circle'} me-2`}></i>
+                  <i className="bi bi-exclamation-circle me-2"></i>
                   {errors.general}
                 </div>
               )}
 
-              {needsActivation && (
-                <div className="mb-3">
-                  {resendSuccess ? (
-                    <div className="alert alert-success">
-                      <i className="bi bi-check-circle me-2"></i>
-                      {t('activate.resendSuccess', 'Email de ativação reenviado! Verifique sua caixa de entrada.')}
-                    </div>
-                  ) : (
-                    <button
-                      type="button"
-                      className="btn btn-outline-warning w-100"
-                      onClick={handleResendActivation}
-                      disabled={resendingEmail || !formData.email}
-                    >
-                      {resendingEmail ? (
-                        <span className="spinner-border spinner-border-sm me-2"></span>
-                      ) : (
-                        <i className="bi bi-envelope me-2"></i>
-                      )}
-                      {t('activate.resend', 'Reenviar email de ativação')}
-                    </button>
-                  )}
-                </div>
-              )}
-
               <form onSubmit={handleSubmit}>
                 <div className="mb-3">
                   <label htmlFor="email" className="form-label">
-                    {t('auth.email', 'Email')}
+                    Email
                   </label>
                   <input
                     type="email"
@@ -154,7 +90,7 @@ const Login = () => {
 
                 <div className="mb-3">
                   <label htmlFor="password" className="form-label">
-                    {t('auth.password', 'Contraseña')}
+                    Contraseña
                   </label>
                   <input
                     type="password"
@@ -180,22 +116,13 @@ const Login = () => {
                   {loading ? (
                     <>
                       <span className="spinner-border spinner-border-sm me-2" role="status" aria-hidden="true"></span>
-                      {t('common.processing', 'Procesando...')}
+                      Iniciando sesión...
                     </>
                   ) : (
-                    t('auth.login', 'Iniciar Sesión')
+                    'Iniciar Sesión'
                   )}
                 </button>
               </form>
-
-              <div className="text-center mt-4">
-                <p className="mb-0">
-                  {t('login.noAccount', '¿No tienes cuenta?')}{' '}
-                  <Link to="/register" className="text-decoration-none fw-semibold">
-                    {t('login.createAccount', 'Crea una aquí')}
-                  </Link>
-                </p>
-              </div>
             </div>
           </div>
 

frontend/src/pages/PaymentSuccess.jsx

@@ -1,160 +0,0 @@
-import React, { useState, useEffect } from 'react';
-import { Link, useSearchParams } from 'react-router-dom';
-import { useTranslation } from 'react-i18next';
-import api from '../services/api';
-import logo from '../assets/logo-white.png';
-
-const PaymentSuccess = () => {
-  const { t } = useTranslation();
-  const [searchParams] = useSearchParams();
-  const [status, setStatus] = useState('loading'); // loading, success, error
-  const [message, setMessage] = useState('');
-  const [userEmail, setUserEmail] = useState('');
-  
-  useEffect(() => {
-    const confirmPayment = async () => {
-      const subscriptionId = searchParams.get('subscription_id');
-      const email = searchParams.get('user_email') || sessionStorage.getItem('pendingActivationEmail');
-      
-      if (email) {
-        setUserEmail(email);
-      }
-
-      if (!subscriptionId) {
-        setStatus('error');
-        setMessage(t('payment.noSubscriptionId', 'ID da assinatura não encontrado'));
-        return;
-      }
-
-      try {
-        // Confirm the subscription with PayPal
-        const response = await api.post('/subscription/confirm-public', {
-          subscription_id: subscriptionId,
-          user_email: email,
-        });
-
-        if (response.data.success) {
-          setStatus('success');
-          setMessage(response.data.message || t('payment.success', 'Pagamento confirmado!'));
-          // Clean up session storage
-          sessionStorage.removeItem('pendingActivationEmail');
-        } else {
-          setStatus('error');
-          setMessage(response.data.message || t('payment.error', 'Erro ao confirmar pagamento'));
-        }
-      } catch (error) {
-        console.error('Payment confirmation error:', error);
-        setStatus('error');
-        setMessage(error.response?.data?.message || t('payment.error', 'Erro ao confirmar pagamento'));
-      }
-    };
-
-    confirmPayment();
-  }, [searchParams, t]);
-
-  const renderContent = () => {
-    switch (status) {
-      case 'loading':
-        return (
-          <>
-            <div className="mb-4">
-              <div className="spinner-border text-primary" style={{ width: '3rem', height: '3rem' }} role="status">
-                <span className="visually-hidden">Loading...</span>
-              </div>
-            </div>
-            <h3 className="fw-bold mb-3">
-              {t('payment.confirming', 'Confirmando pagamento...')}
-            </h3>
-            <p className="text-muted">
-              {t('payment.pleaseWait', 'Por favor, aguarde enquanto processamos seu pagamento.')}
-            </p>
-          </>
-        );
-
-      case 'success':
-        return (
-          <>
-            <div className="mb-4">
-              <div className="bg-success bg-opacity-10 rounded-circle d-inline-flex p-3">
-                <i className="bi bi-check-circle-fill text-success" style={{ fontSize: '3rem' }}></i>
-              </div>
-            </div>
-            <h3 className="fw-bold text-success mb-3">
-              {t('payment.successTitle', 'Pagamento Confirmado!')}
-            </h3>
-            <p className="text-muted mb-4">
-              {t('payment.successMessage', 'Sua assinatura foi confirmada com sucesso.')}
-            </p>
-            
-            <div className="alert alert-info text-start">
-              <i className="bi bi-envelope-check me-2"></i>
-              <strong>{t('payment.checkYourEmail', 'Verifique seu email!')}</strong>
-              <p className="mb-0 mt-2">
-                {t('payment.activationSent', 'Enviamos um email de ativação para {{email}}. Clique no link para ativar sua conta e começar a usar o WEBMoney.', { email: userEmail || 'seu email' })}
-              </p>
-            </div>
-
-            <div className="mt-4">
-              <Link to="/login" className="btn btn-primary">
-                <i className="bi bi-box-arrow-in-right me-2"></i>
-                {t('auth.goToLogin', 'Ir para Login')}
-              </Link>
-            </div>
-          </>
-        );
-
-      case 'error':
-        return (
-          <>
-            <div className="mb-4">
-              <div className="bg-danger bg-opacity-10 rounded-circle d-inline-flex p-3">
-                <i className="bi bi-exclamation-circle-fill text-danger" style={{ fontSize: '3rem' }}></i>
-              </div>
-            </div>
-            <h3 className="fw-bold text-danger mb-3">
-              {t('payment.errorTitle', 'Erro no Pagamento')}
-            </h3>
-            <p className="text-muted mb-4">
-              {message}
-            </p>
-            
-            <div className="d-flex gap-2 justify-content-center">
-              <Link to="/register" className="btn btn-outline-primary">
-                <i className="bi bi-arrow-left me-2"></i>
-                {t('common.tryAgain', 'Tentar novamente')}
-              </Link>
-              <Link to="/" className="btn btn-outline-secondary">
-                <i className="bi bi-house me-2"></i>
-                {t('common.backToHome', 'Voltar ao início')}
-              </Link>
-            </div>
-          </>
-        );
-
-      default:
-        return null;
-    }
-  };
-
-  return (
-    <div className="container">
-      <div className="row justify-content-center align-items-center min-vh-100">
-        <div className="col-md-6">
-          <div className="card shadow-lg border-0">
-            <div className="card-body p-5 text-center">
-              <div className="mb-4">
-                <Link to="/">
-                  <img src={logo} alt="WebMoney" style={{ height: '60px', width: 'auto' }} />
-                </Link>
-              </div>
-              
-              {renderContent()}
-            </div>
-          </div>
-        </div>
-      </div>
-    </div>
-  );
-};
-
-export default PaymentSuccess;

frontend/src/pages/Register.jsx

@@ -1,15 +1,12 @@
-import React, { useState, useEffect } from 'react';
+import React, { useState } from 'react';
-import { Link, useSearchParams } from 'react-router-dom';
+import { Link, useNavigate } from 'react-router-dom';
-import { useTranslation } from 'react-i18next';
+import { useAuth } from '../context/AuthContext';
 import Footer from '../components/Footer';
-import api, { authService } from '../services/api';
 import logo from '../assets/logo-white.png';
 
 const Register = () => {
-  const { t } = useTranslation();
+  const navigate = useNavigate();
-  const [searchParams, setSearchParams] = useSearchParams();
+  const { register } = useAuth();
-  const [plans, setPlans] = useState([]);
-  const [selectedPlan, setSelectedPlan] = useState(null);
   const [formData, setFormData] = useState({
     name: '',
     email: '',
@@ -18,65 +15,6 @@ const Register = () => {
   });
   const [errors, setErrors] = useState({});
   const [loading, setLoading] = useState(false);
-  const [loadingPlans, setLoadingPlans] = useState(true);
-  const [registrationComplete, setRegistrationComplete] = useState(false);
-  const [registeredEmail, setRegisteredEmail] = useState('');
-  const [resendingEmail, setResendingEmail] = useState(false);
-  const [resendSuccess, setResendSuccess] = useState(false);
-  const [paymentCanceled, setPaymentCanceled] = useState(false);
-
-  // Check if payment was canceled
-  useEffect(() => {
-    const canceled = searchParams.get('payment_canceled');
-    const email = sessionStorage.getItem('pendingActivationEmail');
-    
-    if (canceled === 'true' && email) {
-      setPaymentCanceled(true);
-      // Clean up the unactivated account
-      api.post('/cancel-registration', { email })
-        .then(() => {
-          sessionStorage.removeItem('pendingActivationEmail');
-          // Clean URL
-          setSearchParams({});
-        })
-        .catch((err) => {
-          console.error('Error canceling registration:', err);
-        });
-    }
-  }, [searchParams, setSearchParams]);
-
-  // Carregar planos
-  useEffect(() => {
-    const fetchPlans = async () => {
-      try {
-        const response = await api.get('/plans');
-        // API returns { success: true, data: { plans: [...] } }
-        const allPlans = response.data.data?.plans || response.data.plans || response.data.data || [];
-        // Filtrar apenas planos ativos
-        const activePlans = Array.isArray(allPlans) ? allPlans.filter(p => p.is_active) : [];
-        setPlans(activePlans);
-        
-        // Verificar se há plano na URL
-        const planSlug = searchParams.get('plan');
-        if (planSlug && activePlans.length > 0) {
-          const plan = activePlans.find(p => p.slug === planSlug);
-          if (plan) {
-            setSelectedPlan(plan);
-          }
-        }
-        
-        // Se só houver um plano, selecioná-lo automaticamente
-        if (activePlans.length === 1) {
-          setSelectedPlan(activePlans[0]);
-        }
-      } catch (error) {
-        console.error('Error loading plans:', error);
-      } finally {
-        setLoadingPlans(false);
-      }
-    };
-    fetchPlans();
-  }, [searchParams]);
 
   const handleChange = (e) => {
     setFormData({
@@ -91,43 +29,13 @@ const Register = () => {
 
   const handleSubmit = async (e) => {
     e.preventDefault();
-    
-    if (!selectedPlan) {
-      setErrors({ general: t('register.selectPlan', 'Selecione um plano') });
-      return;
-    }
-    
     setLoading(true);
     setErrors({});
 
     try {
-      // Step 1: Register user (won't login - needs activation)
+      const response = await register(formData);
-      const response = await api.post('/register', {
+      if (response.success) {
-        ...formData,
+        navigate('/dashboard');
-        plan_id: selectedPlan.id,
-      });
-      
-      if (response.data.success) {
-        // Step 2: Create PayPal subscription via public endpoint
-        try {
-          const subscriptionResponse = await api.post('/subscription/start', {
-            plan_id: selectedPlan.id,
-            user_email: formData.email,
-          });
-          
-          if (subscriptionResponse.data.data?.approve_url) {
-            // Save email for later reference when user returns
-            sessionStorage.setItem('pendingActivationEmail', formData.email);
-            // Redirect to PayPal
-            window.location.href = subscriptionResponse.data.data.approve_url;
-            return;
-          }
-        } catch (subError) {
-          console.error('Subscription error:', subError);
-          setErrors({ 
-            general: t('errors.subscriptionFailed', 'Erro ao criar assinatura. Tente novamente.') 
-          });
-        }
       }
     } catch (error) {
       if (error.response?.data?.errors) {
@@ -135,154 +43,25 @@ const Register = () => {
       } else if (error.response?.data?.message) {
         setErrors({ general: error.response.data.message });
       } else {
-        setErrors({ general: t('errors.connection', 'Erro de conexão. Tente novamente.') });
+        setErrors({ general: 'Error de conexión. Intenta nuevamente.' });
       }
     } finally {
       setLoading(false);
     }
   };
 
-  const handleResendEmail = async () => {
-    setResendingEmail(true);
-    setResendSuccess(false);
-    try {
-      await authService.resendActivation(registeredEmail);
-      setResendSuccess(true);
-      setTimeout(() => setResendSuccess(false), 5000);
-    } catch (error) {
-      console.error('Error resending email:', error);
-    } finally {
-      setResendingEmail(false);
-    }
-  };
-
-  // Show activation pending screen
-  if (registrationComplete) {
-    return (
-      <div className="container">
-        <div className="row justify-content-center align-items-center min-vh-100">
-          <div className="col-md-6">
-            <div className="card shadow-lg border-0">
-              <div className="card-body p-5 text-center">
-                <div className="mb-4">
-                  <Link to="/">
-                    <img src={logo} alt="WebMoney" style={{ height: '60px', width: 'auto' }} />
-                  </Link>
-                </div>
-                
-                <div className="mb-4">
-                  <div className="bg-success bg-opacity-10 rounded-circle d-inline-flex p-3 mb-3">
-                    <i className="bi bi-envelope-check text-success" style={{ fontSize: '3rem' }}></i>
-                  </div>
-                  <h3 className="fw-bold text-success">
-                    {t('activate.checkEmail', 'Verifique seu email')}
-                  </h3>
-                </div>
-                
-                <p className="text-muted mb-4">
-                  {t('activate.checkEmailMessage', 'Enviamos um email de ativação para {{email}}. Clique no link para ativar sua conta.', { email: registeredEmail })}
-                </p>
-                
-                <div className="alert alert-info">
-                  <i className="bi bi-info-circle me-2"></i>
-                  {t('activate.didntReceive', 'Não recebeu o email?')}
-                </div>
-                
-                <button
-                  className="btn btn-outline-primary"
-                  onClick={handleResendEmail}
-                  disabled={resendingEmail}
-                >
-                  {resendingEmail ? (
-                    <span className="spinner-border spinner-border-sm me-2"></span>
-                  ) : (
-                    <i className="bi bi-arrow-repeat me-2"></i>
-                  )}
-                  {t('activate.resend', 'Reenviar email')}
-                </button>
-                
-                {resendSuccess && (
-                  <div className="alert alert-success mt-3">
-                    <i className="bi bi-check-circle me-2"></i>
-                    {t('activate.resendSuccess', 'Email reenviado com sucesso!')}
-                  </div>
-                )}
-                
-                <hr className="my-4" />
-                
-                <Link to="/login" className="text-decoration-none">
-                  <i className="bi bi-arrow-left me-1"></i>
-                  {t('auth.backToLogin', 'Voltar para login')}
-                </Link>
-              </div>
-            </div>
-          </div>
-        </div>
-      </div>
-    );
-  }
-
   return (
     <div className="container">
       <div className="row justify-content-center align-items-center min-vh-100">
-        <div className="col-lg-8">
+        <div className="col-md-6">
           <div className="card shadow-lg border-0">
             <div className="card-body p-5">
               <div className="text-center mb-4">
-                <Link to="/">
+                <img src={logo} alt="WebMoney" className="mb-3" style={{ height: '80px', width: 'auto' }} />
-                  <img src={logo} alt="WebMoney" className="mb-3" style={{ height: '80px', width: 'auto' }} />
-                </Link>
                 <h2 className="fw-bold text-primary">WebMoney</h2>
-                <p className="text-muted">{t('auth.createAccount', 'Crea tu cuenta')}</p>
+                <p className="text-muted">Crie sua conta</p>
               </div>
 
-              {/* Plan Selection */}
-              {!loadingPlans && plans.length > 0 && (
-                <div className="mb-4">
-                  <label className="form-label fw-semibold">
-                    <i className="bi bi-box me-2"></i>
-                    {t('register.selectPlan', 'Selecciona un plan')}
-                  </label>
-                  <div className="row g-3">
-                    {plans.map((plan) => (
-                      <div key={plan.id} className="col-md-4">
-                        <div 
-                          className={`card h-100 cursor-pointer ${selectedPlan?.id === plan.id ? 'border-primary bg-primary bg-opacity-10' : ''}`}
-                          style={{ cursor: 'pointer' }}
-                          onClick={() => setSelectedPlan(plan)}
-                        >
-                          <div className="card-body text-center p-3">
-                            <h6 className="card-title mb-1">{plan.name}</h6>
-                            <p className="h5 mb-1 text-primary">
-                              {plan.price > 0 ? `€${plan.price}` : t('pricing.free', 'Gratis')}
-                              {plan.price > 0 && <small className="text-muted fs-6">/{plan.billing_period === 'yearly' ? t('pricing.year', 'año') : t('pricing.month', 'mes')}</small>}
-                            </p>
-                            {plan.trial_days > 0 && (
-                              <small className="text-success">
-                                <i className="bi bi-gift me-1"></i>
-                                {plan.trial_days} {t('common.days', 'días')} {t('pricing.trial', 'de prueba')}
-                              </small>
-                            )}
-                            {selectedPlan?.id === plan.id && (
-                              <div className="mt-2">
-                                <i className="bi bi-check-circle-fill text-primary"></i>
-                              </div>
-                            )}
-                          </div>
-                        </div>
-                      </div>
-                    ))}
-                  </div>
-                </div>
-              )}
-
-              {paymentCanceled && (
-                <div className="alert alert-warning" role="alert">
-                  <i className="bi bi-exclamation-triangle me-2"></i>
-                  {t('register.paymentCanceled', 'O pagamento foi cancelado. Você pode tentar novamente.')}
-                </div>
-              )}
-
               {errors.general && (
                 <div className="alert alert-danger" role="alert">
                   <i className="bi bi-exclamation-circle me-2"></i>
@@ -291,122 +70,106 @@ const Register = () => {
               )}
 
               <form onSubmit={handleSubmit}>
-                <div className="row">
+                <div className="mb-3">
-                  <div className="col-md-6 mb-3">
+                  <label htmlFor="name" className="form-label">
-                    <label htmlFor="name" className="form-label">
+                    Nombre completo
-                      {t('profile.name', 'Nombre completo')}
+                  </label>
-                    </label>
+                  <input
-                    <input
+                    type="text"
-                      type="text"
+                    className={`form-control ${errors.name ? 'is-invalid' : ''}`}
-                      className={`form-control ${errors.name ? 'is-invalid' : ''}`}
+                    id="name"
-                      id="name"
+                    name="name"
-                      name="name"
+                    value={formData.name}
-                      value={formData.name}
+                    onChange={handleChange}
-                      onChange={handleChange}
+                    placeholder="Tu nombre"
-                      placeholder={t('profile.namePlaceholder', 'Tu nombre')}
+                    required
-                      required
+                  />
-                    />
+                  {errors.name && (
-                    {errors.name && (
+                    <div className="invalid-feedback">{errors.name}</div>
-                      <div className="invalid-feedback">{errors.name}</div>
+                  )}
-                    )}
-                  </div>
-
-                  <div className="col-md-6 mb-3">
-                    <label htmlFor="email" className="form-label">
-                      {t('auth.email', 'Email')}
-                    </label>
-                    <input
-                      type="email"
-                      className={`form-control ${errors.email ? 'is-invalid' : ''}`}
-                      id="email"
-                      name="email"
-                      autoComplete="email"
-                      value={formData.email}
-                      onChange={handleChange}
-                      placeholder="tu@email.com"
-                      required
-                    />
-                    {errors.email && (
-                      <div className="invalid-feedback">{errors.email}</div>
-                    )}
-                  </div>
                 </div>
 
-                <div className="row">
+                <div className="mb-3">
-                  <div className="col-md-6 mb-3">
+                  <label htmlFor="email" className="form-label">
-                    <label htmlFor="password" className="form-label">
+                    Email
-                      {t('auth.password', 'Contraseña')}
+                  </label>
-                    </label>
+                  <input
-                    <input
+                    type="email"
-                      type="password"
+                    className={`form-control ${errors.email ? 'is-invalid' : ''}`}
-                      className={`form-control ${errors.password ? 'is-invalid' : ''}`}
+                    id="email"
-                      id="password"
+                    name="email"
-                      name="password"
+                    autoComplete="email"
-                      autoComplete="new-password"
+                    value={formData.email}
-                      value={formData.password}
+                    onChange={handleChange}
-                      onChange={handleChange}
+                    placeholder="tu@email.com"
-                      placeholder={t('profile.passwordHint', 'Mínimo 8 caracteres')}
+                    required
-                      required
+                  />
-                    />
+                  {errors.email && (
-                    {errors.password && (
+                    <div className="invalid-feedback">{errors.email}</div>
-                      <div className="invalid-feedback">{errors.password}</div>
+                  )}
-                    )}
+                </div>
-                  </div>
 
-                  <div className="col-md-6 mb-3">
+                <div className="mb-3">
-                    <label htmlFor="password_confirmation" className="form-label">
+                  <label htmlFor="password" className="form-label">
-                      {t('profile.confirmPassword', 'Confirmar contraseña')}
+                    Contraseña
-                    </label>
+                  </label>
-                    <input
+                  <input
-                      type="password"
+                    type="password"
-                      className={`form-control ${errors.password_confirmation ? 'is-invalid' : ''}`}
+                    className={`form-control ${errors.password ? 'is-invalid' : ''}`}
-                      id="password_confirmation"
+                    id="password"
-                      name="password_confirmation"
+                    name="password"
-                      autoComplete="new-password"
+                    autoComplete="new-password"
-                      value={formData.password_confirmation}
+                    value={formData.password}
-                      onChange={handleChange}
+                    onChange={handleChange}
-                      placeholder={t('register.repeatPassword', 'Repite tu contraseña')}
+                    placeholder="Mínimo 8 caracteres"
-                      required
+                    required
-                    />
+                  />
-                    {errors.password_confirmation && (
+                  {errors.password && (
-                      <div className="invalid-feedback">{errors.password_confirmation}</div>
+                    <div className="invalid-feedback">{errors.password}</div>
-                    )}
+                  )}
-                  </div>
+                </div>
+
+                <div className="mb-3">
+                  <label htmlFor="password_confirmation" className="form-label">
+                    Confirmar contraseña
+                  </label>
+                  <input
+                    type="password"
+                    className={`form-control ${errors.password_confirmation ? 'is-invalid' : ''}`}
+                    id="password_confirmation"
+                    name="password_confirmation"
+                    autoComplete="new-password"
+                    value={formData.password_confirmation}
+                    onChange={handleChange}
+                    placeholder="Repite tu contraseña"
+                    required
+                  />
+                  {errors.password_confirmation && (
+                    <div className="invalid-feedback">{errors.password_confirmation}</div>
+                  )}
                 </div>
 
                 <button
                   type="submit"
-                  className="btn btn-primary w-100 py-2 mt-3"
+                  className="btn btn-primary w-100 py-2"
                   disabled={loading}
                 >
                   {loading ? (
                     <>
                       <span className="spinner-border spinner-border-sm me-2" role="status" aria-hidden="true"></span>
-                      {t('common.processing', 'Procesando...')}
+                      Registrando...
-                    </>
-                  ) : selectedPlan && selectedPlan.price > 0 ? (
-                    <>
-                      <i className="bi bi-credit-card me-2"></i>
-                      {t('register.continueToPayment', 'Continuar al pago')}
                     </>
                   ) : (
-                    t('register.createAccount', 'Crear Cuenta')
+                    'Crear Cuenta'
                   )}
                 </button>
-
-                {selectedPlan && selectedPlan.price > 0 && (
-                  <p className="text-center text-muted mt-2 small">
-                    <i className="bi bi-shield-check me-1"></i>
-                    {t('pricing.paypalSecure', 'Pago seguro con PayPal')}
-                  </p>
-                )}
               </form>
 
               <div className="text-center mt-4">
                 <p className="mb-0">
-                  {t('register.alreadyHaveAccount', '¿Ya tienes cuenta?')}{' '}
+                  ¿Ya tienes cuenta?{' '}
                   <Link to="/login" className="text-decoration-none fw-semibold">
-                    {t('register.loginHere', 'Inicia sesión aquí')}
+                    Inicia sesión aquí
                   </Link>
                 </p>
               </div>

frontend/src/pages/SiteSettings.jsx

@@ -1,310 +0,0 @@
-import { useState, useEffect } from 'react';
-import api from '../services/api';
-import { useToast } from '../components/Toast';
-
-export default function SiteSettings() {
-  const toast = useToast();
-  const [loading, setLoading] = useState(true);
-  const [deploying, setDeploying] = useState(false);
-  const [status, setStatus] = useState({
-    mode: 'live',
-    maintenance_mode: false,
-    modes_available: {
-      live: 'Página institucional completa',
-      maintenance: 'Página de mantenimiento',
-    }
-  });
-
-  useEffect(() => {
-    fetchStatus();
-  }, []);
-
-  const fetchStatus = async () => {
-    try {
-      const response = await api.get('/admin/site-settings/cnxifly/status');
-      setStatus(response.data);
-    } catch (error) {
-      console.error('Error fetching status:', error);
-      toast.error('Error al obtener el estado del sitio');
-    } finally {
-      setLoading(false);
-    }
-  };
-
-  const handleToggleMode = async (newMode) => {
-    try {
-      setDeploying(true);
-      const response = await api.post('/admin/site-settings/cnxifly/toggle', { mode: newMode });
-      
-      if (response.data.success) {
-        toast.success(response.data.message);
-        setStatus(prev => ({
-          ...prev,
-          mode: newMode,
-          maintenance_mode: newMode !== 'live'
-        }));
-      }
-    } catch (error) {
-      console.error('Error toggling mode:', error);
-      toast.error('Error al cambiar el modo');
-    } finally {
-      setDeploying(false);
-    }
-  };
-
-  const handleDeploy = async (mode) => {
-    if (!confirm(`¿Está seguro de desplegar la página en modo "${mode}"? Esto actualizará cnxifly.com`)) {
-      return;
-    }
-
-    try {
-      setDeploying(true);
-      const response = await api.post('/admin/site-settings/cnxifly/deploy', { mode });
-      
-      if (response.data.success) {
-        toast.success(`Configuración actualizada. Use el comando de deploy para aplicar los cambios.`);
-        
-        // Log deploy instructions to console for copying
-        console.log('Deploy command:', response.data.deploy_instructions?.command);
-
-        setStatus(prev => ({
-          ...prev,
-          mode: mode,
-          maintenance_mode: mode === 'maintenance'
-        }));
-      }
-    } catch (error) {
-      console.error('Error deploying:', error);
-      toast.error('Error al desplegar la página');
-    } finally {
-      setDeploying(false);
-    }
-  };
-
-  const getModeColor = (mode, isActive) => {
-    if (!isActive) return 'bg-gray-700 border-gray-600 hover:border-gray-500';
-    
-    switch (mode) {
-      case 'live':
-        return 'bg-green-900/30 border-green-500 ring-2 ring-green-500/30';
-      case 'maintenance':
-        return 'bg-yellow-900/30 border-yellow-500 ring-2 ring-yellow-500/30';
-      case 'construction':
-        return 'bg-orange-900/30 border-orange-500 ring-2 ring-orange-500/30';
-      default:
-        return 'bg-gray-700 border-gray-600';
-    }
-  };
-
-  const getModeTextColor = (mode) => {
-    switch (mode) {
-      case 'live':
-        return 'text-green-400';
-      case 'maintenance':
-        return 'text-yellow-400';
-      case 'construction':
-        return 'text-orange-400';
-      default:
-        return 'text-gray-400';
-    }
-  };
-
-  if (loading) {
-    return (
-      <div className="flex items-center justify-center h-64">
-        <i className="bi bi-arrow-repeat text-4xl text-blue-500 animate-spin"></i>
-      </div>
-    );
-  }
-
-  return (
-    <div className="space-y-6">
-      {/* Header */}
-      <div className="flex items-center justify-between">
-        <div>
-          <h1 className="text-2xl font-bold text-white flex items-center gap-3">
-            <i className="bi bi-globe text-3xl text-blue-400"></i>
-            Configuración del Sitio cnxifly.com
-          </h1>
-          <p className="text-gray-400 mt-1">
-            Controle el estado de la página institucional de ConneXiFly
-          </p>
-        </div>
-        <button
-          onClick={fetchStatus}
-          className="btn btn-secondary flex items-center gap-2"
-          disabled={loading}
-        >
-          <i className={`bi bi-arrow-repeat ${loading ? 'animate-spin' : ''}`}></i>
-          Actualizar
-        </button>
-      </div>
-
-      {/* Current Status */}
-      <div className="bg-gray-800 rounded-xl p-6 border border-gray-700">
-        <div className="flex items-center justify-between mb-6">
-          <div>
-            <h2 className="text-lg font-semibold text-white">Estado Actual</h2>
-            <p className="text-gray-400 text-sm">El modo seleccionado determina qué página se muestra</p>
-          </div>
-          <div className={`flex items-center gap-2 px-4 py-2 rounded-full ${getModeColor(status.mode, true)}`}>
-            <i className={`bi ${status.mode === 'live' ? 'bi-rocket-takeoff' : 'bi-tools'}`}></i>
-            <span className={`font-medium capitalize ${getModeTextColor(status.mode)}`}>
-              {status.mode}
-            </span>
-          </div>
-        </div>
-
-        {/* Mode Cards */}
-        <div className="grid grid-cols-1 md:grid-cols-2 gap-4">
-          {/* Live Mode */}
-          <div
-            className={`p-5 rounded-xl border-2 cursor-pointer transition-all ${getModeColor('live', status.mode === 'live')}`}
-            onClick={() => !deploying && handleToggleMode('live')}
-          >
-            <div className="flex items-start justify-between">
-              <div className="flex items-center gap-3">
-                <div className={`p-3 rounded-lg ${status.mode === 'live' ? 'bg-green-500/20' : 'bg-gray-600'}`}>
-                  <i className={`bi bi-rocket-takeoff text-2xl ${status.mode === 'live' ? 'text-green-400' : 'text-gray-400'}`}></i>
-                </div>
-                <div>
-                  <h3 className="font-semibold text-white">Página en Vivo</h3>
-                  <p className="text-sm text-gray-400">
-                    Página institucional completa con todos los productos
-                  </p>
-                </div>
-              </div>
-              {status.mode === 'live' && (
-                <i className="bi bi-check-circle-fill text-green-400 text-xl"></i>
-              )}
-            </div>
-            <div className="mt-4 text-sm text-gray-500">
-              Muestra: WebMoney, EZPool, precios, registro y contacto
-            </div>
-          </div>
-
-          {/* Maintenance Mode */}
-          <div
-            className={`p-5 rounded-xl border-2 cursor-pointer transition-all ${getModeColor('maintenance', status.mode === 'maintenance')}`}
-            onClick={() => !deploying && handleToggleMode('maintenance')}
-          >
-            <div className="flex items-start justify-between">
-              <div className="flex items-center gap-3">
-                <div className={`p-3 rounded-lg ${status.mode === 'maintenance' ? 'bg-yellow-500/20' : 'bg-gray-600'}`}>
-                  <i className={`bi bi-tools text-2xl ${status.mode === 'maintenance' ? 'text-yellow-400' : 'text-gray-400'}`}></i>
-                </div>
-                <div>
-                  <h3 className="font-semibold text-white">En Mantenimiento</h3>
-                  <p className="text-sm text-gray-400">
-                    Página simple informando mantenimiento
-                  </p>
-                </div>
-              </div>
-              {status.mode === 'maintenance' && (
-                <i className="bi bi-check-circle-fill text-yellow-400 text-xl"></i>
-              )}
-            </div>
-            <div className="mt-4 text-sm text-gray-500">
-              Muestra: Mensaje de mantenimiento con links a los productos
-            </div>
-          </div>
-        </div>
-      </div>
-
-      {/* Deploy Section */}
-      <div className="bg-gray-800 rounded-xl p-6 border border-gray-700">
-        <div className="flex items-center gap-3 mb-4">
-          <i className="bi bi-server text-2xl text-blue-400"></i>
-          <div>
-            <h2 className="text-lg font-semibold text-white">Despliegue</h2>
-            <p className="text-gray-400 text-sm">Aplique los cambios al servidor de producción</p>
-          </div>
-        </div>
-
-        <div className="bg-gray-900/50 rounded-lg p-4 mb-4">
-          <div className="flex items-start gap-3">
-            <i className="bi bi-exclamation-triangle text-yellow-400 text-xl flex-shrink-0 mt-0.5"></i>
-            <div className="text-sm text-gray-300">
-              <p className="font-medium text-yellow-400 mb-1">Importante</p>
-              <p>
-                Los cambios se guardan en la configuración, pero para aplicarlos al servidor debe ejecutar 
-                el comando de deploy. La página actual en cnxifly.com no cambiará hasta que se despliegue.
-              </p>
-            </div>
-          </div>
-        </div>
-
-        <div className="flex gap-3">
-          <button
-            onClick={() => handleDeploy('live')}
-            disabled={deploying}
-            className="flex-1 py-3 px-4 bg-green-600 hover:bg-green-700 text-white font-medium rounded-lg flex items-center justify-center gap-2 transition-colors disabled:opacity-50"
-          >
-            {deploying ? (
-              <i className="bi bi-arrow-repeat animate-spin"></i>
-            ) : (
-              <i className="bi bi-rocket-takeoff"></i>
-            )}
-            Desplegar Página Completa
-          </button>
-          
-          <button
-            onClick={() => handleDeploy('maintenance')}
-            disabled={deploying}
-            className="flex-1 py-3 px-4 bg-yellow-600 hover:bg-yellow-700 text-white font-medium rounded-lg flex items-center justify-center gap-2 transition-colors disabled:opacity-50"
-          >
-            {deploying ? (
-              <i className="bi bi-arrow-repeat animate-spin"></i>
-            ) : (
-              <i className="bi bi-tools"></i>
-            )}
-            Desplegar Mantenimiento
-          </button>
-        </div>
-      </div>
-
-      {/* Preview Links */}
-      <div className="bg-gray-800 rounded-xl p-6 border border-gray-700">
-        <h2 className="text-lg font-semibold text-white mb-4">Enlaces de Vista Previa</h2>
-        <div className="grid grid-cols-1 md:grid-cols-3 gap-4">
-          <a
-            href="https://cnxifly.com"
-            target="_blank"
-            rel="noopener noreferrer"
-            className="flex items-center gap-3 p-4 bg-gray-700/50 rounded-lg hover:bg-gray-700 transition-colors"
-          >
-            <i className="bi bi-globe text-blue-400 text-xl"></i>
-            <div>
-              <p className="font-medium text-white">cnxifly.com</p>
-              <p className="text-sm text-gray-400">Página actual en producción</p>
-            </div>
-          </a>
-          <a
-            href="https://webmoney.cnxifly.com"
-            target="_blank"
-            rel="noopener noreferrer"
-            className="flex items-center gap-3 p-4 bg-gray-700/50 rounded-lg hover:bg-gray-700 transition-colors"
-          >
-            <i className="bi bi-wallet2 text-green-400 text-xl"></i>
-            <div>
-              <p className="font-medium text-white">webmoney.cnxifly.com</p>
-              <p className="text-sm text-gray-400">Aplicación WebMoney</p>
-            </div>
-          </a>
-          <a
-            href="https://ezpool.cnxifly.com"
-            target="_blank"
-            rel="noopener noreferrer"
-            className="flex items-center gap-3 p-4 bg-gray-700/50 rounded-lg hover:bg-gray-700 transition-colors"
-          >
-            <i className="bi bi-droplet-half text-cyan-400 text-xl"></i>
-            <div>
-              <p className="font-medium text-white">ezpool.cnxifly.com</p>
-              <p className="text-sm text-gray-400">Aplicación EZPool (En breve)</p>
-            </div>
-          </a>
-        </div>
-      </div>
-    </div>
-  );
-}

frontend/src/pages/TransactionsByWeek.jsx

@@ -928,15 +928,11 @@ export default function Transactions() {
       pending: 'warning',
       completed: 'success',
       cancelled: 'secondary',
-      effective: 'success',
-      scheduled: 'primary',
     };
     const labels = {
       pending: t('transactions.status.pending'),
       completed: t('transactions.status.completed'),
       cancelled: t('transactions.status.cancelled'),
-      effective: t('transactions.status.effective'),
-      scheduled: t('transactions.status.scheduled'),
     };
     return <span className={`badge bg-${colors[status]}`}>{labels[status]}</span>;
   };

frontend/src/services/api.js

@@ -41,7 +41,6 @@ api.interceptors.response.use(
 // Auth Services
 export const authService = {
   register: async (userData) => {
-    // Register user but DON'T save token - user needs to pay and activate via email first
     const response = await api.post('/register', userData);
     return response.data;
   },
@@ -55,22 +54,6 @@ export const authService = {
     return response.data;
   },
 
-  // Activate account from email link
-  activateAccount: async (token) => {
-    const response = await api.post('/activate', { token });
-    if (response.data.success) {
-      localStorage.setItem('token', response.data.data.token);
-      localStorage.setItem('user', JSON.stringify(response.data.data.user));
-    }
-    return response.data;
-  },
-
-  // Resend activation email
-  resendActivation: async (email) => {
-    const response = await api.post('/resend-activation', { email });
-    return response.data;
-  },
-
   logout: async () => {
     try {
       await api.post('/logout');
@@ -417,116 +400,20 @@ export const liabilityAccountService = {
 
   // Status disponíveis para contas
   statuses: {
-    active: 'Activo',
+    active: 'Ativo',
-    paid_off: 'Liquidado',
+    paid_off: 'Quitado',
-    defaulted: 'En mora',
+    defaulted: 'Inadimplente',
     renegotiated: 'Renegociado',
   },
 
   // Status disponíveis para parcelas
   installmentStatuses: {
-    pending: 'Pendiente',
+    pending: 'Pendente',
-    paid: 'Pagado',
+    paid: 'Pago',
     partial: 'Parcial',
-    overdue: 'Vencido',
+    overdue: 'Atrasado',
     cancelled: 'Cancelado',
   },
-
-  // Download template Excel
-  downloadTemplate: async () => {
-    const response = await api.get('/liability-accounts/template', {
-      responseType: 'blob',
-    });
-    return response.data;
-  },
-
-  // Obter tipos de contrato
-  getContractTypes: async () => {
-    const response = await api.get('/liability-accounts/contract-types');
-    return response.data;
-  },
-
-  // Criar conta passivo via wizard
-  createWithWizard: async (data) => {
-    const response = await api.post('/liability-accounts/wizard', data);
-    return response.data;
-  },
-};
-
-// ============================================
-// Asset Account Services (Contas Ativo)
-// ============================================
-export const assetAccountService = {
-  // Listar todos os ativos
-  getAll: async (params = {}) => {
-    const response = await api.get('/asset-accounts', { params });
-    return response.data;
-  },
-
-  // Obter um ativo específico
-  getById: async (id) => {
-    const response = await api.get(`/asset-accounts/${id}`);
-    return response.data;
-  },
-
-  // Criar novo ativo manualmente
-  create: async (data) => {
-    const response = await api.post('/asset-accounts', data);
-    return response.data;
-  },
-
-  // Atualizar ativo
-  update: async (id, data) => {
-    const response = await api.put(`/asset-accounts/${id}`, data);
-    return response.data;
-  },
-
-  // Excluir ativo
-  delete: async (id) => {
-    const response = await api.delete(`/asset-accounts/${id}`);
-    return response.data;
-  },
-
-  // Obter tipos de ativos e opções
-  getAssetTypes: async () => {
-    const response = await api.get('/asset-accounts/asset-types');
-    return response.data;
-  },
-
-  // Criar ativo via wizard
-  createWithWizard: async (data) => {
-    const response = await api.post('/asset-accounts/wizard', data);
-    return response.data;
-  },
-
-  // Obter resumo geral
-  getSummary: async () => {
-    const response = await api.get('/asset-summary');
-    return response.data;
-  },
-
-  // Atualizar valor de mercado
-  updateValue: async (id, currentValue, note = null) => {
-    const response = await api.put(`/asset-accounts/${id}/value`, {
-      current_value: currentValue,
-      note: note,
-    });
-    return response.data;
-  },
-
-  // Registrar venda/baixa
-  dispose: async (id, data) => {
-    const response = await api.post(`/asset-accounts/${id}/dispose`, data);
-    return response.data;
-  },
-
-  // Status disponíveis
-  statuses: {
-    active: 'Activo',
-    sold: 'Vendido',
-    depreciated: 'Depreciado',
-    written_off: 'Dado de baja',
-  },
 };
 
 // ============================================

landing/maintenance.html

@@ -1,190 +0,0 @@
-<!DOCTYPE html>
-<html lang="es">
-<head>
-    <meta charset="UTF-8">
-    <meta name="viewport" content="width=device-width, initial-scale=1.0">
-    <title>ConneXiFly - En Mantenimiento</title>
-    <link href="https://cdn.jsdelivr.net/npm/bootstrap-icons@1.11.3/font/bootstrap-icons.css" rel="stylesheet">
-    <link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap" rel="stylesheet">
-    <style>
-        :root {
-            --primary: #3b82f6;
-            --secondary: #10b981;
-            --dark: #0f172a;
-            --dark-lighter: #1e293b;
-            --text: #f1f5f9;
-            --text-muted: #94a3b8;
-        }
-
-        * {
-            margin: 0;
-            padding: 0;
-            box-sizing: border-box;
-        }
-
-        body {
-            font-family: "Inter", -apple-system, BlinkMacSystemFont, sans-serif;
-            background: radial-gradient(ellipse at 20% 20%, rgba(59, 130, 246, 0.15), transparent 50%),
-                        radial-gradient(ellipse at 80% 80%, rgba(16, 185, 129, 0.1), transparent 50%),
-                        var(--dark);
-            color: var(--text);
-            min-height: 100vh;
-            display: flex;
-            align-items: center;
-            justify-content: center;
-            -webkit-font-smoothing: antialiased;
-        }
-
-        .container {
-            text-align: center;
-            padding: 2rem;
-            max-width: 600px;
-        }
-
-        .logo-container {
-            margin-bottom: 3rem;
-        }
-
-        .logo {
-            font-size: 3rem;
-            font-weight: 800;
-            background: linear-gradient(135deg, var(--primary), var(--secondary));
-            -webkit-background-clip: text;
-            -webkit-text-fill-color: transparent;
-            background-clip: text;
-            display: inline-flex;
-            align-items: center;
-            gap: 0.75rem;
-        }
-
-        .logo i {
-            font-size: 2.5rem;
-            color: var(--primary);
-            -webkit-text-fill-color: var(--primary);
-        }
-
-        .maintenance-icon {
-            font-size: 5rem;
-            margin-bottom: 2rem;
-            animation: pulse 2s ease-in-out infinite;
-        }
-
-        @keyframes pulse {
-            0%, 100% { transform: scale(1); opacity: 1; }
-            50% { transform: scale(1.05); opacity: 0.8; }
-        }
-
-        .maintenance-icon i {
-            background: linear-gradient(135deg, var(--primary), var(--secondary));
-            -webkit-background-clip: text;
-            -webkit-text-fill-color: transparent;
-            background-clip: text;
-        }
-
-        h1 {
-            font-size: 2.5rem;
-            font-weight: 800;
-            margin-bottom: 1rem;
-        }
-
-        .subtitle {
-            font-size: 1.25rem;
-            color: var(--text-muted);
-            margin-bottom: 2rem;
-            line-height: 1.6;
-        }
-
-        .products-preview {
-            display: flex;
-            justify-content: center;
-            gap: 1.5rem;
-            margin-top: 3rem;
-            flex-wrap: wrap;
-        }
-
-        .product-link {
-            display: flex;
-            align-items: center;
-            gap: 0.75rem;
-            padding: 1rem 1.5rem;
-            background: var(--dark-lighter);
-            border: 1px solid rgba(255, 255, 255, 0.1);
-            border-radius: 1rem;
-            color: var(--text);
-            text-decoration: none;
-            transition: all 0.3s ease;
-        }
-
-        .product-link:hover {
-            transform: translateY(-3px);
-            border-color: var(--primary);
-            box-shadow: 0 10px 30px rgba(59, 130, 246, 0.2);
-        }
-
-        .product-link i {
-            font-size: 1.5rem;
-        }
-
-        .product-link.webmoney i {
-            color: var(--primary);
-        }
-
-        .product-link.ezpool i {
-            color: var(--secondary);
-        }
-
-        .product-link span {
-            font-weight: 600;
-        }
-
-        .contact {
-            margin-top: 3rem;
-            color: var(--text-muted);
-        }
-
-        .contact a {
-            color: var(--primary);
-            text-decoration: none;
-        }
-
-        .contact a:hover {
-            text-decoration: underline;
-        }
-    </style>
-</head>
-<body>
-    <div class="container">
-        <div class="logo-container">
-            <div class="logo">
-                <i class="bi bi-lightning-charge-fill"></i>
-                ConneXiFly
-            </div>
-        </div>
-        
-        <div class="maintenance-icon">
-            <i class="bi bi-gear-wide-connected"></i>
-        </div>
-        
-        <h1>Estamos en Mantenimiento</h1>
-        <p class="subtitle">
-            Estamos trabajando para traerte una mejor experiencia. 
-            Volveremos muy pronto con novedades increíbles.
-        </p>
-        
-        <div class="products-preview">
-            <a href="https://webmoney.cnxifly.com" class="product-link webmoney">
-                <i class="bi bi-wallet2"></i>
-                <span>WebMoney</span>
-            </a>
-            <a href="https://ezpool.cnxifly.com" class="product-link ezpool">
-                <i class="bi bi-droplet-half"></i>
-                <span>EZPool</span>
-            </a>
-        </div>
-        
-        <div class="contact">
-            <p>¿Necesitas ayuda? <a href="mailto:admin@cnxifly.com">admin@cnxifly.com</a></p>
-        </div>
-    </div>
-</body>
-</html>